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City · 7,222 residents · Bristol County, Massachusetts

Mansfield Center , Massachusetts

In Mansfield Center, a typical home is worth $480,000 and typical rent is $1,664 a month. Compared with all of Bristol County, typical rent is 34% higher and typical household income is 14% higher.

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  • Typical home value

    $480,000

    6% above the county

    15% below Massachusetts

    • Mansfield Center
    • Bristol
    • Massachusetts

  • Typical rent

    $1,664a month

    34% above the county

    6% below Massachusetts

    • Mansfield Center
    • Bristol
    • Massachusetts

  • Typical household income

    $97,798a year

    14% above the county

    6% below Massachusetts

    • Mansfield Center
    • Bristol
    • Massachusetts

  • Households that own their home

    63%

    1 points above the county

    About the same as Massachusetts

    • Mansfield Center
    • Bristol
    • Massachusetts

Source: U.S. Census Bureau, Average 2020–2024

Mansfield Center is in Bristol County. The FHA loan limit ($787,750 for a one-unit home), the fair market rents and the help on this page are those of all of Bristol County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mansfield Center apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Mansfield Center is $1,664 a month, 34% more than in Bristol County as a whole ($1,245).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mansfield Center

What homes there are in Mansfield Center, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Mansfield Center; the largest group, detached houses, adds up to 47%, less than in Bristol County (53%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,428 a month

Bristol County: $2,394 a month

Without a mortgage

$847 a month

Bristol County: $886 a month

Owners with a mortgage

68%

Bristol County: 66%

The typical cost for an owner with a mortgage in Mansfield Center is $2,428 a month, near the figure in Bristol County ($2,394).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Mansfield Center gained value more slowly than in Bristol County: 38% since 2015–2019, against 51%.

The typical rent in Mansfield Center rose 32% over the same time; in Bristol County, it rose 38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMansfield CenterBristol CountyMassachusettsUnited States
Rental vacancy Unreliable estimate2.1%3.5%5.5%
Homeowner vacancy Unreliable estimate0.3%0.6%0.9%
More than one person per room Unreliable estimate2.1%2.3%3.4%
People per household 2.232.432.442.53
Drive alone 68%75%61%69%
Carpool Unreliable estimate9%7%9%
Public transit Unreliable estimate2%7%3%
Walk or bike Unreliable estimate2%5%3%
Work from home 19%11%19%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Mansfield Center are smaller: 2.23 people on average; in Bristol County, 2.43.

Many people here do not commute at all: 19% work from home; in Bristol County, 11%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mansfield Center?

A typical home costs more than the typical income allows

We start with a typical home in Mansfield Center, worth $480,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Mansfield Center, which is $97,798 a year. For that payment to be 28% of income, a household would need to earn about $176,790 a year.

The calculator's FHA and conventional loan limits are those of all of Bristol County.

Your numbers

Local data
$

Starts at the typical home value in Mansfield Center. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,800 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,125

at 7.18% · 30 years

Loan amount
$471,306
Total interest
$678,099
Paid off in
November 2056

Includes $8,106 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,282 a month

  • Tight

    $2,282 to $2,934 a month

  • Hard

    more than $2,934 a month

    Your payment · 51%

Compared with the typical household income in Mansfield Center ($97,798 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,125
Principal & interest$3,193
Property tax$520
Home insurance$200
FHA mortgage insurance (MIP)$212

You need at least $16,800 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mansfield Center and Bristol County

Mansfield Center is in Bristol County, Massachusetts. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mansfield Center's own numbers

Typical home value
$480,000
Typical monthly rent
$1,664
Typical yearly household income
$97,798
Households that own their home
63%
Effective property tax rate
1.3%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bristol County

FHA limit, one-unit home
$787,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,668–$2,589
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
2.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bristol County.

Everything about Bristol County

Buying

Buying a home in Mansfield Center

A typical home in Mansfield Center is worth $480,000: 6% above the county and 15% below Massachusetts. With the typical household income in Mansfield Center ($97,798 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mansfield Center 4.9 years
  • Bristol 5.3 years
  • Massachusetts 5.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Bristol County

According to FHFA’s house price index, home prices in Bristol County rose 93% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bristol County.

Period County Massachusetts U.S.
Last year (2025) +4.1% +3.7% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +93% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mansfield Center next to Bristol County, Massachusetts and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mansfield Center $480,000
  • Bristol $451,200
  • Massachusetts $562,100
  • United States $332,700
Typical monthly rent
  • Mansfield Center $1,664
  • Bristol $1,245
  • Massachusetts $1,762
  • United States $1,413
Typical yearly household income
  • Mansfield Center $97,798
  • Bristol $85,625
  • Massachusetts $103,960
  • United States $80,734
See the full table
Mansfield Center next to Bristol County and Massachusetts
Measure Mansfield Center Bristol County Massachusetts U.S.
Typical home value $480,000 $451,200 $562,100 $332,700
Typical monthly rent $1,664 $1,245 $1,762 $1,413
Typical yearly household income $97,798 $85,625 $103,960 $80,734
Households that own their home 63% 62% 63% 65%
Typical yearly property tax $6,263 $4,807 $5,992 $3,119
Effective property tax rate 1.3% 1.07% 1.07% 0.94%
Renters with high rent for their income 47% 52% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bristol County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mansfield Center

For a typical $480,000 home in Mansfield Center, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mansfield Center's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,125a month

    Least cash to close
    Down payment
    $16,800
    Cash to close
    $31,200
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $212

  • Conventional, 5% down $4,037a month

    Down payment
    $24,000
    Cash to close
    $38,400
    Rate
    7.18%
    Mortgage insurance
    PMI · $228

  • Conventional, 20% down, no PMI $3,321a month

    Down payment
    $96,000
    Cash to close
    $110,400
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,765a month

    Down payment
    $72,000
    Cash to close
    $86,400
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mansfield Center and for Bristol County.

Property tax

Effective rate in Mansfield Center

1.3%of the home’s value each year

$6,263 a year for the typical owner in Mansfield Center.

  • Mansfield Center 1.3%
  • Bristol 1.07%
  • Massachusetts 1.07%

What Massachusetts publishes Local senior exemption (clause 41C) (Massachusetts General Court (General Laws))

Exemptions and deadlines in Massachusetts

Flood risk in Bristol County

FEMA does not publish these numbers by city: they are for all of Bristol County.

Homes in the high-risk zone
2.9%
3,805
Of those, with NFIP insurance
56%
County Massachusetts U.S.
Homes in the high-risk zone 2.9% 3% 3.5%
Of those, with NFIP insurance 56% 50% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mansfield Center

Typical rent in Mansfield Center is $1,664 a month: 34% above the county. In Mansfield Center, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for each area of Bristol County. In Providence-Fall River, RI-MA HUD Metro FMR Area, the area where most people live, to pay the 2-bedroom one ($1,879 a month) without spending more than 30% of your income, you would need to earn $36.13 an hour working full time.

Fair market rent by size in Providence-Fall River, RI-MA HUD Metro FMR Area

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,423 $27.37 $56,920
1 bedroom $1,509 $29.02 $60,360
2 bedrooms $1,879 $36.13 $75,160
3 bedrooms $2,302 $44.27 $92,080
4 bedrooms $2,615 $50.29 $104,600

HUD splits this county into 4 areas with different fair market rents: for 2 bedrooms they run from $1,668 to $2,589. The table by area, below, shows which one each town is in.

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Fair market rent by HUD area in Bristol County

HUD splits this county into 4 areas, each with its own fair market rent. Find your town in its area's list; the housing agency tells you which one it uses for your voucher.

HUD area Studio1 bd2 bd3 bd4 bdHourly wage, 2 bd
Providence-Fall River, RI-MA HUD Metro FMR Area The area where most people live
8 towns in this area

Attleboro city, Fall River city, North Attleborough Town city, Rehoboth town, Seekonk town, Somerset town, Swansea town, Westport town

 $1,423$1,509$1,879$2,302$2,615$36.13
New Bedford, MA HUD Metro FMR Area
5 towns in this area

Acushnet town, Dartmouth town, Fairhaven town, Freetown town, New Bedford city

 $1,297$1,305$1,668$1,987$2,524$32.08
Taunton-Mansfield-Norton, MA HUD Metro FMR Area
5 towns in this area

Berkley town, Dighton town, Mansfield town, Norton town, Taunton city

 $1,517$1,666$2,179$2,596$2,864$41.90
Easton-Raynham, MA HUD Metro FMR Area
2 towns in this area

Easton town, Raynham town

 $1,971$2,209$2,589$3,085$3,651$49.79

HUD fair market rent by area and size, per month, Fiscal year 2027. The wage is what full-time work must pay to rent 2 bedrooms without spending more than 30% of income. Source: HUD, Fiscal year 2027 Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

By ZIP code

Fair market rent by ZIP code in Mansfield Center

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mansfield Center is in ZIP code 02048.

For 2 bedrooms it is $2,650 in all of them.

  • 02048 $2,650$3,180
  • 02048 $2,650$3,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mansfield Center when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Mansfield Center

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Bristol County; 1 says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Mansfield Center

No down payment, repair or rent-help program on our list is for Mansfield Center or Bristol County. The ones below are statewide in Massachusetts: they work in Mansfield Center the same as in the rest of the state.

Which programs do I qualify for? All programs in Massachusetts

  • MassHousing Down Payment Assistance

    Statewide in Massachusetts

    Massachusetts state agency second mortgage for the down payment: up to $30,000 at 0% and deferred, or up to $25,000 at 2% or 3% over 15 years, for first-time buyers with eligible income. Offered by MassHousing.

    DeferredRepayable

    See the program Official page

Housing counselors near Mansfield Center

The HUD-approved agencies closest to the center of Mansfield Center, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Nid-Hca Phipps

    1539 Blue Hill Ave, Boston · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (617) 296-3693

  • Quincy Community Action Programs, Inc.

    1509 Hancock St, Quincy · 19 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 5 more
    (617) 479-8181

  • Neighborhood Housing Services of the South Shore DBA Neighborworks Housing Solutions

    422 Washington St, Quincy · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (617) 770-2227

Every agency in Bristol County All counseling agencies in Massachusetts

Help in Spanish near Mansfield Center

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mansfield Center

In HUD’s record, no housing authority with an office in Bristol County is named for Mansfield Center or Bristol County.

9 other authorities have an office in Bristol County: see the list Source: HUD

Cities

Other cities in Bristol County

These cities are also in Bristol County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Bristol County Housing in Massachusetts

Nearby cities

The cities closest to Mansfield Center, with the typical home value.

Neighboring counties

If Bristol County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mansfield Center.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Mansfield Center

Short answers with the numbers for Mansfield Center and all of Bristol County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mansfield Center?

The typical home value in Mansfield Center is $480,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bristol County it is $451,200.

How much does it cost to rent in Mansfield Center?

Typical rent in Mansfield Center is $1,664 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bristol County is $1,668–$2,589.

What is the FHA loan limit in Mansfield Center?

Mansfield Center uses the FHA limit for all of Bristol County (2026): $787,750 for a one-unit home and $1,514,950 for a four-unit home.

How much property tax do owners pay in Mansfield Center?

The typical homeowner in Mansfield Center pays $6,263 a year, according to the U.S. Census Bureau. That is 1.3% of the home’s value; in Bristol County, the rate is 1.07%.

Where can I find free help to buy or rent in Mansfield Center?

There is 1 HUD-approved counseling agency with an office in Bristol County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).