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City · 105,386 residents · Plymouth County, Massachusetts

Brockton , Massachusetts

In Brockton, a typical home is worth $437,500 and typical rent is $1,641 a month. Compared with all of Plymouth County, typical household income is 30% lower, the typical home value is 21% lower, and the share of households that own their home is 20 points lower.

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  • Typical home value

    $437,500

    21% below the county

    22% below Massachusetts

    • Brockton
    • Plymouth
    • Massachusetts

  • Typical rent

    $1,641a month

    6% below the county

    7% below Massachusetts

    • Brockton
    • Plymouth
    • Massachusetts

  • Typical household income

    $80,115a year

    30% below the county

    23% below Massachusetts

    • Brockton
    • Plymouth
    • Massachusetts

  • Households that own their home

    57%

    20 points below the county

    5 points below Massachusetts

    • Brockton
    • Plymouth
    • Massachusetts

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$504,762
2.1% more than 12 months ago
Typical rent
$2,289 a month
3.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brockton is in Plymouth County. The FHA loan limit ($962,550 for a one-unit home), the fair market rents and the help on this page are those of all of Plymouth County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brockton apart

What this place has that others do not, from public data, most unusual first.

  1. 57% of households in Brockton own their home, against 78% in Plymouth County.

  2. Nearby, in Holbrook, the typical rent is $1,094: 33% less than in Brockton ($1,641).

  3. The typical household income in Brockton is $80,115, 30% less than in Plymouth County as a whole ($114,201).

  4. The typical home in Brockton is worth $437,500, 21% less than in Plymouth County as a whole ($556,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brockton

What homes there are in Brockton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Brockton are varied: detached houses are the largest group, at 47%, against 70% in Plymouth County.

Year built

The typical home in Brockton was built in 1960, 11 years before the typical one in Plymouth County.

There are fewer big homes in Brockton than in Plymouth County: 57% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 98% of owner-occupied homes in Brockton are worth less than the FHA loan limit for Plymouth County ($962,550).

Monthly rent with utilities

HUD's 2-bedroom fair market rent for Plymouth County is high ($3,008): at least 96% of rents in Brockton cost less than $3,000.

With a mortgage

$2,462 a month

Plymouth County: $2,799 a month

Without a mortgage

$903 a month

Plymouth County: $1,083 a month

Owners with a mortgage

77%

Plymouth County: 69%

In Brockton, 77% of owners have a mortgage, and their typical cost is $2,462 a month, against $2,799 in Plymouth County. Without one it drops to $903.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Brockton rose 65%; in Plymouth County, it rose 50%.

Since 2015–2019, the typical rent in Brockton rose 48%, more than in Plymouth County (37%).

Here income did not keep up with housing: it rose 37%, while home values changed +65% and rent +48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrocktonPlymouth CountyMassachusettsUnited States
Rental vacancy 2.0%2.0%3.5%5.5%
Homeowner vacancy Unreliable estimate0.4%0.6%0.9%
More than one person per room 6.8%2.0%2.3%3.4%
People per household 2.882.582.442.53
Drive alone 71%71%61%69%
Carpool 13%7%7%9%
Public transit 5%3%7%3%
Walk or bike 1%2%5%3%
Work from home 7%16%19%15%
Other means 4%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Open rentals in Brockton look like those in Plymouth County: the rental vacancy rate is 2.0%.

In Brockton, 6.8% of households live with more than one person per room, against 2.0% in Plymouth County.

Households in Brockton are bigger: 2.88 people on average; in Plymouth County, 2.58.

In Brockton, 13% of workers share a car to get to work; in Plymouth County, 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brockton?

A typical home costs more than the typical income allows

We start with a typical home in Brockton, worth $437,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in Brockton, which is $80,115 a year. For that payment to be 28% of income, a household would need to earn about $158,011 a year.

The calculator's FHA and conventional loan limits are those of all of Plymouth County.

Your numbers

Local data
$

Starts at the typical home value in Brockton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,313 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,687

at 7.18% · 30 years

Loan amount
$429,575
Total interest
$618,058
Paid off in
November 2056

Includes $7,388 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,869 a month

  • Tight

    $1,869 to $2,403 a month

  • Hard

    more than $2,403 a month

    Your payment · 55%

Compared with the typical household income in Brockton ($80,115 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,687
Principal & interest$2,910
Property tax$401
Home insurance$182
FHA mortgage insurance (MIP)$194

You need at least $15,313 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brockton and Plymouth County

Brockton is in Plymouth County, Massachusetts. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brockton's own numbers

Typical home value
$437,500
Typical monthly rent
$1,641
Typical yearly household income
$80,115
Households that own their home
57%
Effective property tax rate
1.1%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Plymouth County

FHA limit, one-unit home
$962,550
Conventional limit, one unit
$962,550
HUD fair market rent, 2 bedrooms
$2,409–$3,008
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
7.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Plymouth County.

Everything about Plymouth County

Buying

Buying a home in Brockton

A typical home in Brockton is worth $437,500: 21% below the county and 22% below Massachusetts. With the typical household income in Brockton ($80,115 a year), a typical home costs 5.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brockton 5.5 years
  • Plymouth 4.9 years
  • Massachusetts 5.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Plymouth County

According to FHFA’s house price index, home prices in Plymouth County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Plymouth County.

Period County Massachusetts U.S.
Last year (2025) +4.4% +3.7% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +94% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brockton next to Plymouth County, Massachusetts and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brockton $437,500
  • Plymouth $556,000
  • Massachusetts $562,100
  • United States $332,700
Typical monthly rent
  • Brockton $1,641
  • Plymouth $1,747
  • Massachusetts $1,762
  • United States $1,413
Typical yearly household income
  • Brockton $80,115
  • Plymouth $114,201
  • Massachusetts $103,960
  • United States $80,734
See the full table
Brockton next to Plymouth County and Massachusetts
Measure Brockton Plymouth County Massachusetts U.S.
Typical home value $437,500 $556,000 $562,100 $332,700
Typical monthly rent $1,641 $1,747 $1,762 $1,413
Typical yearly household income $80,115 $114,201 $103,960 $80,734
Households that own their home 57% 78% 63% 65%
Typical yearly property tax $4,820 $6,502 $5,992 $3,119
Effective property tax rate 1.1% 1.17% 1.07% 0.94%
Renters with high rent for their income 54% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Plymouth County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brockton

For a typical $437,500 home in Brockton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brockton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,687a month

    Least cash to close
    Down payment
    $15,313
    Cash to close
    $28,438
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $194

  • Conventional, 5% down $3,607a month

    Down payment
    $21,875
    Cash to close
    $35,000
    Rate
    7.18%
    Mortgage insurance
    PMI · $208

  • Conventional, 20% down, no PMI $2,954a month

    Down payment
    $87,500
    Cash to close
    $100,625
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,359a month

    Down payment
    $65,625
    Cash to close
    $78,750
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brockton and for Plymouth County.

Property tax

Effective rate in Brockton

1.1%of the home’s value each year

$4,820 a year for the typical owner in Brockton.

  • Brockton 1.1%
  • Plymouth 1.17%
  • Massachusetts 1.07%

What Massachusetts publishes Local senior exemption (clause 41C) (Massachusetts General Court (General Laws))

Exemptions and deadlines in Massachusetts

Flood risk in Plymouth County

FEMA does not publish these numbers by city: they are for all of Plymouth County.

Homes in the high-risk zone
7.2%
11,912
Of those, with NFIP insurance
52%
County Massachusetts U.S.
Homes in the high-risk zone 7.2% 3% 3.5%
Of those, with NFIP insurance 52% 50% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brockton

Typical rent in Brockton is $1,641 a month: 6% below the county. In Brockton, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for each area of Plymouth County; Brockton is in Brockton, MA HUD Metro FMR Area. To pay the 2-bedroom one ($2,409 a month) without spending more than 30% of your income, you would need to earn $46.33 an hour working full time.

Fair market rent by size in Brockton, MA HUD Metro FMR Area

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,842 $35.42 $73,680
2 bedrooms $2,409 $46.33 $96,360
3 bedrooms $3,015 $57.98 $120,600
4 bedrooms $3,166 $60.88 $126,640

HUD splits this county into 2 areas with different fair market rents: for 2 bedrooms they run from $2,409 to $3,008. The table by area, below, shows which one each town is in.

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Fair market rent by HUD area in Plymouth County

HUD splits this county into 2 areas, each with its own fair market rent. Find your town in its area's list; the housing agency tells you which one it uses for your voucher.

HUD area Studio1 bd2 bd3 bd4 bdHourly wage, 2 bd
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area The area where most people live
13 towns in this area

Carver town, Duxbury town, Hanover town, Hingham town, Hull town, Kingston town, Marshfield town, Norwell town, Pembroke town, Plymouth town, Rockland town, Scituate town, Wareham town

 $2,440$2,518$3,008$3,584$3,953$57.85
Brockton, MA HUD Metro FMR Area Brockton is in this area
14 towns in this area

Abington town, Bridgewater city, Brockton city, East Bridgewater town, Halifax town, Hanson town, Lakeville town, Marion town, Mattapoisett town, Middleborough town, Plympton town, Rochester town, West Bridgewater town, Whitman town

 $1,678$1,842$2,409$3,015$3,166$46.33

HUD fair market rent by area and size, per month, Fiscal year 2027. The wage is what full-time work must pay to rent 2 bedrooms without spending more than 30% of income. Source: HUD, Fiscal year 2027 Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

By ZIP code

Fair market rent by ZIP code in Brockton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brockton has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,420 in 02301 to $2,650 in 02302.

  • 02301 $2,420$3,030
  • 02302 $2,650$3,180
  • 02302 $2,650$3,180

A ZIP code counts for Brockton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Brockton

HUD lists 24 buildings with rents for lower incomes in Brockton. These are the largest.

  • Campello High Rise 755 Crescent St, Brockton 02302 1,303 homes, 1299 low-income · Run by Brockton Housing Authority · Average payment: $420 a month · Average wait: 22 months (508) 588-6880
  • Crescent Court 40 Stillman Ave, Brockton 02302 323 low-income homes · Run by Brockton Housing Authority · Average payment: $912 a month · Average wait: 49 months (508) 588-6880
  • Hamilton Wade Douglas Apartments 54 Haverhill St, Brockton 02301 240 low-income homes · For older adults
  • Greenwoods Apartments 133 Battles Farm Dr, Brockton 02301 320 homes, 202 low-income · For families
  • Davis Commons A&b 165 Carl Ave, Brockton 200 low-income homes · 1 bd: 20 · 2 bd: 100 · 3 bd: 80 · In service since 2000

See all 82 buildings in Plymouth County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Brockton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Plymouth County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Brockton

No down payment, repair or rent-help program on our list is for Brockton or Plymouth County. The ones below are statewide in Massachusetts: they work in Brockton the same as in the rest of the state.

Which programs do I qualify for? All programs in Massachusetts

  • MassHousing Down Payment Assistance

    Statewide in Massachusetts

    Massachusetts state agency second mortgage for the down payment: up to $30,000 at 0% and deferred, or up to $25,000 at 2% or 3% over 15 years, for first-time buyers with eligible income. Offered by MassHousing.

    DeferredRepayable

    See the program Official page

Housing counselors near Brockton

The HUD-approved agencies closest to the center of Brockton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Quincy Community Action Programs, Inc.

    1509 Hancock St, Quincy · 11 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 5 more
    (617) 479-8181

  • Neighborhood Housing Services of the South Shore DBA Neighborworks Housing Solutions

    422 Washington St, Quincy · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (617) 770-2227

  • Nid-Hca Phipps

    1539 Blue Hill Ave, Boston · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (617) 296-3693

All counseling agencies in Massachusetts

Help in Spanish near Brockton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brockton

HUD’s record names them for Brockton or Plymouth County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Brockton Housing Authority Public housing and Section 8 vouchers (508) 588-6880

9 other authorities have an office in Plymouth County: see the list Source: HUD

Cities

Other cities in Plymouth County

These cities are also in Plymouth County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Plymouth County Housing in Massachusetts

Nearby cities

The cities closest to Brockton, with the typical home value.

Neighboring counties

If Plymouth County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brockton.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Brockton

Short answers with the numbers for Brockton and all of Plymouth County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brockton?

The typical home value in Brockton is $437,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Plymouth County it is $556,000.

How much does it cost to rent in Brockton?

Typical rent in Brockton is $1,641 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Plymouth County is $2,409–$3,008.

What is the FHA loan limit in Brockton?

Brockton uses the FHA limit for all of Plymouth County (2026): $962,550 for a one-unit home and $1,851,100 for a four-unit home.

How much property tax do owners pay in Brockton?

The typical homeowner in Brockton pays $4,820 a year, according to the U.S. Census Bureau. That is 1.1% of the home’s value; in Plymouth County, the rate is 1.17%.

Where can I find free help to buy or rent in Brockton?

We found no HUD-approved counseling agencies with an office in Plymouth County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).