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City · 5,130 residents · Plymouth County, Massachusetts

Hingham , Massachusetts

In Hingham, a typical home is worth $1,255,700 and typical rent is $1,202 a month. Compared with all of Plymouth County, the typical home value is 126% higher and typical household income is 80% higher.

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  • Typical home value

    $1,255,700

    126% above the county

    123% above Massachusetts

    • Hingham
    • Plymouth
    • Massachusetts

  • Typical rent

    $1,202a month

    31% below the county

    32% below Massachusetts

    • Hingham
    • Plymouth
    • Massachusetts

  • Typical household income

    $205,769a year

    80% above the county

    98% above Massachusetts

    • Hingham
    • Plymouth
    • Massachusetts

  • Households that own their home

    77%

    About the same as the county

    15 points above Massachusetts

    • Hingham
    • Plymouth
    • Massachusetts

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,343,925
8.4% more than 12 months ago
Typical rent
$3,852 a month
14.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hingham is in Plymouth County. The FHA loan limit ($962,550 for a one-unit home), the fair market rents and the help on this page are those of all of Plymouth County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hingham apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Hingham is $205,769, 80% more than in Plymouth County as a whole ($114,201).

  2. The typical home in Hingham is worth $1,255,700, 126% more than in Plymouth County as a whole ($556,000).

  3. Nearby, in Weymouth Town, the typical home value is $552,100: 56% less than in Hingham ($1,255,700).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Hingham rose 8.4%; in Massachusetts, it rose 2.3%.

  5. The typical rent in Hingham is $1,202 a month, 31% less than in Plymouth County as a whole ($1,747).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Hingham

What homes there are in Hingham, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Hingham: 79% of homes, more than in Plymouth County (70%).

Year built

Old homes abound here: at least half date from before 1940, and 69% were built before 1960.

In Hingham, 76% of homes have 3 bedrooms or more, more than in Plymouth County (64%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

66%

Plymouth County: 69%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Hingham gained value more slowly than in Plymouth County: 41% since 2015–2019, against 50%.

Rent in Hingham moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHinghamPlymouth CountyMassachusettsUnited States
Rental vacancy Unreliable estimate2.0%3.5%5.5%
Homeowner vacancy Unreliable estimate0.4%0.6%0.9%
More than one person per room Unreliable estimate2.0%2.3%3.4%
People per household 2.612.582.442.53
Drive alone 50%71%61%69%
Carpool Unreliable estimate7%7%9%
Public transit 16%3%7%3%
Walk or bike Unreliable estimate2%5%3%
Work from home 31%16%19%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Plymouth County, a household in Hingham has 2.61 people on average.

Working from home is more common in Hingham: 31%, against 16% in Plymouth County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hingham?

A typical home costs more than the typical income allows

We start with a typical home in Hingham, worth $1,255,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 61% of the typical household income in Hingham, which is $205,769 a year. For that payment to be 28% of income, a household would need to earn about $448,721 a year. Note: at that price the loan is above the FHA limit for Plymouth County ($962,550), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Plymouth County.

Your numbers

Local data
$

Starts at the typical home value in Hingham. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $43,950 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$10,470

at 7.18% · 30 years

Loan amount
$1,232,956
Total interest
$1,773,934
Paid off in
November 2056

Includes $21,206 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,801 a month

  • Tight

    $4,801 to $6,173 a month

  • Hard

    more than $6,173 a month

    Your payment · 61%

Compared with the typical household income in Hingham ($205,769 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$10,470
Principal & interest$8,352
Property tax$837
Home insurance$523
FHA mortgage insurance (MIP)$757

This loan is over the FHA limit

You'd borrow $1,211,750, but the FHA limit for a one-unit home in Hingham is $962,550. You'd need a bigger down payment or a different loan.

You need at least $43,950 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hingham and Plymouth County

Hingham is in Plymouth County, Massachusetts. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hingham's own numbers

Typical home value
$1,255,700
Typical monthly rent
$1,202
Typical yearly household income
$205,769
Households that own their home
77%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Plymouth County

FHA limit, one-unit home
$962,550
Conventional limit, one unit
$962,550
HUD fair market rent, 2 bedrooms
$2,409–$3,008
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
7.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Plymouth County.

Everything about Plymouth County

Buying

Buying a home in Hingham

A typical home in Hingham is worth $1,255,700: 126% above the county and 123% above Massachusetts. With the typical household income in Hingham ($205,769 a year), a typical home costs 6.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hingham 6.1 years
  • Plymouth 4.9 years
  • Massachusetts 5.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Plymouth County

According to FHFA’s house price index, home prices in Plymouth County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Plymouth County.

Period County Massachusetts U.S.
Last year (2025) +4.4% +3.7% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +94% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hingham next to Plymouth County, Massachusetts and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hingham $1,255,700
  • Plymouth $556,000
  • Massachusetts $562,100
  • United States $332,700
Typical monthly rent
  • Hingham $1,202
  • Plymouth $1,747
  • Massachusetts $1,762
  • United States $1,413
Typical yearly household income
  • Hingham $205,769
  • Plymouth $114,201
  • Massachusetts $103,960
  • United States $80,734
See the full table
Hingham next to Plymouth County and Massachusetts
Measure Hingham Plymouth County Massachusetts U.S.
Typical home value $1,255,700 $556,000 $562,100 $332,700
Typical monthly rent $1,202 $1,747 $1,762 $1,413
Typical yearly household income $205,769 $114,201 $103,960 $80,734
Households that own their home 77% 78% 63% 65%
Typical yearly property tax $10,001 $6,502 $5,992 $3,119
Effective property tax rate 0.8% 1.17% 1.07% 0.94%
Renters with high rent for their income 52% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Plymouth County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hingham

For a typical $1,255,700 home in Hingham, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hingham's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $10,470a month

    Above the FHA limit for Plymouth County ($962,550)
    Down payment
    $43,950
    Cash to close
    $81,621
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $757

  • Conventional, 5% down $10,038a month

    Above the conventional limit for Plymouth County ($962,550): it would be a "jumbo" loan
    Down payment
    $62,785
    Cash to close
    $100,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $596

  • Conventional, 20% down, no PMI $8,166a month

    Above the conventional limit for Plymouth County ($962,550): it would be a "jumbo" loan
    Down payment
    $251,140
    Cash to close
    $288,811
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $9,326a month

    Down payment
    $188,355
    Cash to close
    $226,026
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hingham and for Plymouth County.

Property tax

Effective rate in Hingham

0.8%of the home’s value each year

$10,001 a year for the typical owner in Hingham.

  • Hingham 0.8%
  • Plymouth 1.17%
  • Massachusetts 1.07%

What Massachusetts publishes Local senior exemption (clause 41C) (Massachusetts General Court (General Laws))

Exemptions and deadlines in Massachusetts

Flood risk in Plymouth County

FEMA does not publish these numbers by city: they are for all of Plymouth County.

Homes in the high-risk zone
7.2%
11,912
Of those, with NFIP insurance
52%
County Massachusetts U.S.
Homes in the high-risk zone 7.2% 3% 3.5%
Of those, with NFIP insurance 52% 50% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hingham

Typical rent in Hingham is $1,202 a month: 31% below the county. In Hingham, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for each area of Plymouth County; Hingham is in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. To pay the 2-bedroom one ($3,008 a month) without spending more than 30% of your income, you would need to earn $57.85 an hour working full time.

Fair market rent by size in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,440 $46.92 $97,600
1 bedroom $2,518 $48.42 $100,720
2 bedrooms $3,008 $57.85 $120,320
3 bedrooms $3,584 $68.92 $143,360
4 bedrooms $3,953 $76.02 $158,120

HUD splits this county into 2 areas with different fair market rents: for 2 bedrooms they run from $2,409 to $3,008. The table by area, below, shows which one each town is in.

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Fair market rent by HUD area in Plymouth County

HUD splits this county into 2 areas, each with its own fair market rent. Find your town in its area's list; the housing agency tells you which one it uses for your voucher.

HUD area Studio1 bd2 bd3 bd4 bdHourly wage, 2 bd
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area The area where most people liveHingham is in this area
13 towns in this area

Carver town, Duxbury town, Hanover town, Hingham town, Hull town, Kingston town, Marshfield town, Norwell town, Pembroke town, Plymouth town, Rockland town, Scituate town, Wareham town

 $2,440$2,518$3,008$3,584$3,953$57.85
Brockton, MA HUD Metro FMR Area
14 towns in this area

Abington town, Bridgewater city, Brockton city, East Bridgewater town, Halifax town, Hanson town, Lakeville town, Marion town, Mattapoisett town, Middleborough town, Plympton town, Rochester town, West Bridgewater town, Whitman town

 $1,678$1,842$2,409$3,015$3,166$46.33

HUD fair market rent by area and size, per month, Fiscal year 2027. The wage is what full-time work must pay to rent 2 bedrooms without spending more than 30% of income. Source: HUD, Fiscal year 2027 Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

By ZIP code

Fair market rent by ZIP code in Hingham

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hingham is in ZIP code 02043.

For 2 bedrooms it is $2,770.

  • 02043 $2,770$3,300

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hingham when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hingham

HUD lists one building with rents for lower incomes in Hingham.

  • Lincoln School 86 Central St, Hingham 02043 60 low-income homes · For older adults

See all 82 buildings in Plymouth County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hingham

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Plymouth County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Hingham

No down payment, repair or rent-help program on our list is for Hingham or Plymouth County. The ones below are statewide in Massachusetts: they work in Hingham the same as in the rest of the state.

Which programs do I qualify for? All programs in Massachusetts

  • MassHousing Down Payment Assistance

    Statewide in Massachusetts

    Massachusetts state agency second mortgage for the down payment: up to $30,000 at 0% and deferred, or up to $25,000 at 2% or 3% over 15 years, for first-time buyers with eligible income. Offered by MassHousing.

    DeferredRepayable

    See the program Official page

Housing counselors near Hingham

The HUD-approved agencies closest to the center of Hingham, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services of the South Shore DBA Neighborworks Housing Solutions

    422 Washington St, Quincy · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (617) 770-2227

  • Quincy Community Action Programs, Inc.

    1509 Hancock St, Quincy · 6 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 5 more
    (617) 479-8181

  • Codman Square Neighborhood Dev. Corp.

    587 Washington St, Dorchester · 10 miles away

    Also serves in Creole.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (617) 825-4224

All counseling agencies in Massachusetts

Help in Spanish near Hingham

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hingham

HUD’s record names them for Hingham or Plymouth County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

9 other authorities have an office in Plymouth County: see the list Source: HUD

Cities

Other cities in Plymouth County

These cities are also in Plymouth County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Plymouth County Housing in Massachusetts

Nearby cities

The cities closest to Hingham, with the typical home value.

Neighboring counties

If Plymouth County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hingham.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Hingham

Short answers with the numbers for Hingham and all of Plymouth County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hingham?

The typical home value in Hingham is $1,255,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Plymouth County it is $556,000.

How much does it cost to rent in Hingham?

Typical rent in Hingham is $1,202 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Plymouth County is $2,409–$3,008.

What is the FHA loan limit in Hingham?

Hingham uses the FHA limit for all of Plymouth County (2026): $962,550 for a one-unit home and $1,851,100 for a four-unit home.

How much property tax do owners pay in Hingham?

The typical homeowner in Hingham pays $10,001 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Plymouth County, the rate is 1.17%.

Where can I find free help to buy or rent in Hingham?

We found no HUD-approved counseling agencies with an office in Plymouth County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).