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City · 10,468 residents · Washington Parish, Louisiana

Bogalusa , Louisiana

In Bogalusa, a typical home is worth $97,600 and typical rent is $767 a month. Compared with all of Washington Parish, the typical home value is 37% lower, typical household income is 32% lower, and the share of households that own their home is 22 points lower.

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  • Typical home value

    $97,600

    37% below the parish

    55% below Louisiana

    • Bogalusa
    • Washington
    • Louisiana

  • Typical rent

    $767a month

    About the same as the parish

    28% below Louisiana

    • Bogalusa
    • Washington
    • Louisiana

  • Typical household income

    $30,749a year

    32% below the parish

    49% below Louisiana

    • Bogalusa
    • Washington
    • Louisiana

  • Households that own their home

    47%

    22 points below the parish

    20 points below Louisiana

    • Bogalusa
    • Washington
    • Louisiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$96,844
6% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bogalusa is in Washington Parish. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington Parish. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bogalusa apart

What this place has that others do not, from public data, most unusual first.

  1. 47% of households in Bogalusa own their home, against 69% in Washington Parish.

  2. Bogalusa has the 4th lowest typical household income of the 94 cities in Louisiana with more than 5,000 people ($30,749).

  3. Bogalusa has the 5th lowest typical home value of the 96 cities in Louisiana with more than 5,000 people ($97,600).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Bogalusa rose 6%; in Louisiana, it rose 2.1%.

  5. Bogalusa has the 8th largest share of rent-burdened renters of the 83 cities in Louisiana with more than 5,000 people (71%).

  6. Bogalusa has the 9th lowest typical rent of the 92 cities in Louisiana with more than 5,000 people ($767).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Bogalusa

What homes there are in Bogalusa, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 66% in Washington Parish.

Year built

In Bogalusa, half of the homes were built before 1973; in Washington Parish, before 1982.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Washington Parish is $892; about 68% of rents in Bogalusa are below it.

With a mortgage

$1,136 a month

Washington Parish: $1,352 a month

Without a mortgage

$348 a month

Washington Parish: $337 a month

Owners with a mortgage

31%

Washington Parish: 37%

In Bogalusa, 31% of owners have a mortgage, and their typical cost is $1,136 a month, against $1,352 in Washington Parish. Without one it drops to $348.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bogalusa stayed about the same since 2015–2019: the Census sees no clear change.

Rents in Bogalusa rose faster than in Washington Parish: 28% since 2015–2019, against 18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBogalusaWashington ParishLouisianaUnited States
Rental vacancy Unreliable estimate6.4%7.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.1%2.3%3.4%
People per household 2.442.452.492.53
Drive alone 67%73%79%69%
Carpool 22%13%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate4%8%15%
Other means Unreliable estimate9%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Bogalusa has 2.44 people on average, about the same as in Washington Parish (2.45).

More people carpool to work in Bogalusa than in Washington Parish: 22% against 13%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bogalusa?

A typical home is tight for the typical income

We start with a typical home in Bogalusa, worth $97,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Bogalusa, which is $30,749 a year. For that payment to be 28% of income, a household would need to earn about $33,089 a year.

The calculator's FHA and conventional loan limits are those of all of Washington Parish.

Your numbers

Local data
$

Starts at the typical home value in Bogalusa. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,416 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$772

at 7.18% · 30 years

Loan amount
$95,832
Total interest
$137,880
Paid off in
November 2056

Includes $1,648 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $717 a month

  • Tight

    $717 to $922 a month

    Your payment · 30%

  • Hard

    more than $922 a month

Compared with the typical household income in Bogalusa ($30,749 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$772
Principal & interest$649
Property tax$39
Home insurance$41
FHA mortgage insurance (MIP)$43

You need at least $3,416 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bogalusa and Washington Parish

Bogalusa is in Washington Parish, Louisiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bogalusa's own numbers

Typical home value
$97,600
Typical monthly rent
$767
Typical yearly household income
$30,749
Households that own their home
47%
Effective property tax rate
0.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington Parish

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$892
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
9.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington Parish.

Everything about Washington Parish

Buying

Buying a home in Bogalusa

A typical home in Bogalusa is worth $97,600: 37% below the parish and 55% below Louisiana. With the typical household income in Bogalusa ($30,749 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bogalusa 3.2 years
  • Washington 3.4 years
  • Louisiana 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington Parish

According to FHFA’s house price index, home prices in Washington Parish rose 47% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington Parish.

Period Parish Louisiana U.S.
Last year (2025) +5.8% +1.8% +2.9%
5 years (2020–2025) +30% +22% +47%
10 years (2015–2025) +47% +38% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bogalusa next to Washington Parish, Louisiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bogalusa $97,600
  • Washington $155,700
  • Louisiana $216,500
  • United States $332,700
Typical monthly rent
  • Bogalusa $767
  • Washington $774
  • Louisiana $1,064
  • United States $1,413
Typical yearly household income
  • Bogalusa $30,749
  • Washington $45,380
  • Louisiana $60,756
  • United States $80,734
See the full table
Bogalusa next to Washington Parish and Louisiana
Measure Bogalusa Washington Parish Louisiana U.S.
Typical home value $97,600 $155,700 $216,500 $332,700
Typical monthly rent $767 $774 $1,064 $1,413
Typical yearly household income $30,749 $45,380 $60,756 $80,734
Households that own their home 47% 69% 67% 65%
Typical yearly property tax $472 $507 $1,180 $3,119
Effective property tax rate 0.48% 0.33% 0.55% 0.94%
Renters with high rent for their income 71% 62% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington Parish. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bogalusa

For a typical $97,600 home in Bogalusa, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bogalusa's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $772a month

    Least cash to close
    Down payment
    $3,416
    Cash to close
    $6,344
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $43

  • Conventional, 5% down $754a month

    Down payment
    $4,880
    Cash to close
    $7,808
    Rate
    7.18%
    Mortgage insurance
    PMI · $46

  • Conventional, 20% down, no PMI $609a month

    Down payment
    $19,520
    Cash to close
    $22,448
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $699a month

    Down payment
    $14,640
    Cash to close
    $17,568
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bogalusa and for Washington Parish.

Property tax

Effective rate in Bogalusa

0.48%of the home’s value each year

$472 a year for the typical owner in Bogalusa.

  • Bogalusa 0.48%
  • Washington 0.33%
  • Louisiana 0.55%

What Louisiana publishes Homestead exemption: $7,500 of assessed value (Louisiana State Legislature (Louisiana Constitution))

Exemptions and deadlines in Louisiana

Flood risk in Washington Parish

FEMA does not publish these numbers by city: they are for all of Washington Parish.

Homes in the high-risk zone
9.3%
1,821
Of those, with NFIP insurance
21%
Parish Louisiana U.S.
Homes in the high-risk zone 9.3% 15% 3.5%
Of those, with NFIP insurance 21% 73% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bogalusa

Typical rent in Bogalusa is $767 a month: about the same as the parish. In Bogalusa, 71% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington Parish, by unit size. To pay the 2-bedroom one ($892 a month) without spending more than 30% of your income, you would need to earn $17.15 an hour working full time.

HUD fair market rent for all of Washington Parish

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $767 $14.75 $30,680
1 bedroom $819 $15.75 $32,760
2 bedrooms $892 $17.15 $35,680
3 bedrooms $1,235 $23.75 $49,400
4 bedrooms $1,433 $27.56 $57,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bogalusa

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bogalusa is in ZIP code 70427.

For 2 bedrooms it is $1,210: $318 more than the fair market rent for Washington Parish ($892).

  • 70427 $1,210$1,560

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bogalusa when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bogalusa

HUD lists 6 buildings with rents for lower incomes in Bogalusa. These are the largest.

  • Westminster Woods 1600 Avenue F, Bogalusa 70427 22 homes, 21 low-income · For older adults (985) 735-5007
  • Westminster Woods II 1600 Avenue F, Bogalusa 70427 20 low-income homes · For older adults
  • Pine Trace Homes II 1200 Highland Park Loop, Bogalusa 70427 140 homes · For families
  • Pine Trace Homes I 1015 Union Ave, Bogalusa 70427 92 homes · For families
  • Bogalusa Manor 119 Old Superior Ave, Bogalusa 70427 33 homes · 2 bd: 2 · In service since 2005

See all 10 buildings in Washington Parish Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bogalusa

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington Parish; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Bogalusa

No down payment, repair or rent-help program on our list is for Bogalusa or Washington Parish. The ones below are statewide in Louisiana: they work in Bogalusa the same as in the rest of the state.

Which programs do I qualify for? All programs in Louisiana

  • HomeStart Assist

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage for first-time buyers with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

  • HomeStart Advantage

    Statewide in Louisiana

    Louisiana state corporation 30-year mortgage with 4% of the loan in assistance, as a 0% second mortgage forgiven after 60 months; you do not need to be a first-time buyer, but you cannot own another home at closing. Offered by Louisiana Housing Corporation (LHC).

    Forgivable

    See the program Official page

Housing counselors near Bogalusa

The HUD-approved agencies closest to the center of Bogalusa, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Bogalusa Rebirth

    305 Avenue B Ste 111, Bogalusa · 0 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (985) 735-7283

  • Habitat for Humanity ST. Tammany West

    1400 North Ln, Mandeville · 26 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (985) 888-1214

  • NSC (naca Counseling Subsidiary) - New Orleans, LA

    10555 Lake Forest Blvd Ste 3J, New Orleans · 52 miles away · Spanish

    (504) 241-2090

Every agency in Washington Parish All counseling agencies in Louisiana

Help in Spanish near Bogalusa

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bogalusa

HUD’s record names them for Bogalusa or Washington Parish. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Bogalusa Housing Authority Public housing and Section 8 vouchers (985) 735-6533

All housing agencies in Louisiana Source: HUD

Cities

Nearby cities

The cities closest to Bogalusa, with the typical home value.

Everything about Washington Parish Housing in Louisiana

Neighboring counties

If Washington Parish is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bogalusa.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Bogalusa

Short answers with the numbers for Bogalusa and all of Washington Parish. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bogalusa?

The typical home value in Bogalusa is $97,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington Parish it is $155,700.

How much does it cost to rent in Bogalusa?

Typical rent in Bogalusa is $767 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington Parish is $892.

What is the FHA loan limit in Bogalusa?

Bogalusa uses the FHA limit for all of Washington Parish (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bogalusa?

The typical homeowner in Bogalusa pays $472 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Washington Parish, the rate is 0.33%.

Where can I find free help to buy or rent in Bogalusa?

There is 1 HUD-approved counseling agency with an office in Washington Parish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).