Renting in Vigo County, Indiana: fair rents and Section 8

Fair market rent, 2 bedrooms: $1,164; a month, HUD, Fiscal year 2027; 11% less than in Indiana
Typical rent: $924; a month, Census, Average 2020–2024; 13% less than in Indiana
Wage needed: $22.38; an hour, 2 bedrooms; Or $46,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 57%; spend 30% or more of income on rent; 18% more than in Indiana

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Vigo County: what sets it apart

What this place has that others do not, from public data, most unusual first.

Vigo County has the 3rd lowest typical household income of the 92 counties in Indiana ($52,976).
Vigo County has the highest typical rent in its area: $924, more than any of its 6 neighboring counties; next is Owen County ($911).
Vigo County has the 4th lowest homeownership rate of the 92 counties in Indiana (62%).
At 57%, Vigo County ranks 4th among the 92 counties in Indiana for the largest share of rent-burdened renters.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Vigo County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Vigo County was $997 a month in September 2026: 3.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$890	$17.12	$35,600
1 bedroom	$896	$17.23	$35,840
2 bedrooms	$1,164	$22.38	$46,560
3 bedrooms	$1,387	$26.67	$55,480
4 bedrooms	$1,610	$30.96	$64,400

HUD area: Terre Haute, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 17 ZIP codes in Vigo County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 47863 to $1,260 in 47866. 11 ZIP codes are above the county's fair market rent ($1,164).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code, HUD area and size, Fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.

47802	Terre Haute, IN	$900	$910	$1,180	$1,410	$1,630
47803	Terre Haute, IN	$930	$940	$1,220	$1,450	$1,690
47804	Terre Haute, IN	$930	$940	$1,220	$1,450	$1,690
47805	Parke County, IN	$820	$820	$1,070	$1,270	$1,480
47805	Terre Haute, IN	$820	$820	$1,070	$1,270	$1,480
47807	Terre Haute, IN	$910	$920	$1,190	$1,420	$1,650
47809	Terre Haute, IN	$910	$920	$1,190	$1,420	$1,650
47851	Terre Haute, IN	$910	$920	$1,190	$1,420	$1,650
47863	Terre Haute, IN	$780	$780	$1,010	$1,210	$1,410
47866	Sullivan County, IN	$960	$970	$1,260	$1,550	$1,880
47866	Terre Haute, IN	$960	$970	$1,260	$1,550	$1,880
47869	Terre Haute, IN	$910	$920	$1,190	$1,420	$1,880
47870	Terre Haute, IN	$910	$920	$1,190	$1,420	$1,650
47871	Terre Haute, IN	$950	$950	$1,240	$1,480	$1,710
47876	Terre Haute, IN	$780	$780	$1,010	$1,210	$1,410
47880	Terre Haute, IN	$800	$800	$1,040	$1,240	$1,440
47885	Terre Haute, IN	$780	$780	$1,010	$1,210	$1,410

ZIP code 2 bd3 bd
47802 · Terre Haute, IN $1,180$1,410
47803 · Terre Haute, IN $1,220$1,450
47804 · Terre Haute, IN $1,220$1,450
47805 · Parke County, IN $1,070$1,270
47805 · Terre Haute, IN $1,070$1,270
47807 · Terre Haute, IN $1,190$1,420
47809 · Terre Haute, IN $1,190$1,420
47851 · Terre Haute, IN $1,190$1,420
47863 · Terre Haute, IN $1,010$1,210
47866 · Sullivan County, IN $1,260$1,550
47866 · Terre Haute, IN $1,260$1,550
47869 · Terre Haute, IN $1,190$1,420
47870 · Terre Haute, IN $1,190$1,420
47871 · Terre Haute, IN $1,240$1,480
47876 · Terre Haute, IN $1,010$1,210
47880 · Terre Haute, IN $1,040$1,240
47885 · Terre Haute, IN $1,010$1,210

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Vigo County, 57% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

57%

of renter households spend 30% or more of their income on rent.

16,237 households rent in Vigo County

Spend half or more of their income 28%
Spend 30% or more, but less than half 28%
Spend less than 30% 43%

Compared with the state and the country

Vigo 57%
Indiana 48%
United States 51%

Low-income apartments

Low-income apartments in Vigo County

HUD lists 20 properties with homes for low-income households in Vigo County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC): 10
HUD-assisted: 6
public housing: 5

1,856 homes in all; 1,763 of them low-income, according to HUD.

Dreiser Square - 2 Public housing 1265 Dreiser Sq, Terre Haute 47802 256 low-income homes · Run by Housing Authority of the City of Terre Haute · Average payment: $356 a month · Average wait: 8 months · (812) 232-1381
Turnkey-1982 Public housing 2919 N 15th St, Terre Haute 47804 162 low-income homes · Run by Housing Authority of the City of Terre Haute · Average payment: $541 a month · Average wait: 9 months · Homes at several sites · (812) 232-1381
Garfield Towers Public housing 2200 Garfield Ave, Terre Haute 47804 152 low-income homes · Run by Housing Authority of the City of Terre Haute · Average payment: $311 a month · (812) 232-1381
Maryvale Apartments HUD-assisted 3461 Saint Marys Rd, West Terre Haute 47885 149 homes, 148 low-income · For older adults · (812) 535-1242
Silver Birch of Terre Haute Tax credit (LIHTC) 650 Lafayette Ave, Terre Haute 47807 119 low-income homes · Studio: 80 · 1 bd: 39 · In service since 2019
Warren Village Tax credit (LIHTC) · HUD-assisted 1300 N 25th St, Terre Haute 47803 109 low-income homes · 1 bd: 11 · In service since 2014 · For older adults · (812) 232-1381
Juliet A. Peddle Park HUD-assisted 1616 S 25th St, Terre Haute 47803 101 homes, 100 low-income · For older adults · (812) 235-8058
Arbors at Honey Creek Tax credit (LIHTC) 301 W Wheeler Ave, Terre Haute 47802 96 low-income homes · 1 bd: 8 · 2 bd: 48 · 3 bd: 24 · 4 bd: 16 · In service since 2006
Lockport Public housing 500 Foulkes Dr, Terre Haute 47802 93 low-income homes · Run by Housing Authority of the City of Terre Haute · Average payment: $374 a month · (812) 232-1381
Greenwood Manor II HUD-assisted 2075 23rd 1/2 Dr, Terre Haute 47802 150 homes, 60 low-income · For families · (812) 232-3679
Anthony Square Apts Tax credit (LIHTC) 500 College Ave, Terre Haute 47802 60 low-income homes · 2 bd: 60 · In service since 1997
Garfield Gardens HUD-assisted 1200 Maple Ave, Terre Haute 47804 60 low-income homes · For families · (812) 232-1381
Harrison Apts Tax credit (LIHTC) 2591 S 25th St, Terre Haute 47802 56 low-income homes · 1 bd: 24 · 2 bd: 24 · 3 bd: 8 · In service since 1993
Lange Apts Tax credit (LIHTC) 1400 North Ave, Terre Haute 47804 56 low-income homes · Studio: 28 · 2 bd: 28 · In service since 2004
Brownstone Manor HUD-assisted 66 S 12th St, Terre Haute 47807 52 homes, 51 low-income · For older adults · (812) 232-8752
Mcmillan Square Public housing 516 1st Ave, Terre Haute 47807 50 low-income homes · Run by Housing Authority of the City of Terre Haute · Average payment: $369 a month · Average wait: 10 months · (812) 232-1381
Warren Village II Tax credit (LIHTC) Scattered Sites, Terre Haute 47805 40 low-income homes · 1 bd: 20 · 3 bd: 20 · In service since 2019 · For families
High - 2 LP Tax credit (LIHTC) 2708 Jackson St, Terre Haute 47802 35 low-income homes · 3 bd: 35 · In service since 1999
Liberty Village Tax credit (LIHTC) 2800 Elm St, Terre Haute 47803 30 low-income homes · 1 bd: 20 · 2 bd: 8 · 3 bd: 2 · In service since 2016
Younity Village Tax credit (LIHTC) 1460 Spruce St, Terre Haute 47807 30 low-income homes · 1 bd: 30 · In service since 2012 · For families

One property has two programs at the same address and appears once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Vigo County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Vigo County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Terre Haute, IN HUD Metro FMR Area.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$17,850	$29,700	$47,500
2 people	$21,640	$33,950	$54,300
3 people	$27,320	$38,200	$61,100
4 people	$33,000	$42,400	$67,850
5 people	$38,680	$45,800	$73,300
6 people	$44,360	$49,200	$78,750
7 people	$50,040	$52,600	$84,150
8 people	$55,720	$56,000	$89,600

Area median income: $71,400. HUD income limits by family size, Fiscal year 2026. Area: Terre Haute, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $801 – $979
1 bedroom $806 – $986
2 bedrooms $1,048 – $1,280
3 bedrooms $1,248 – $1,526
4 bedrooms $1,449 – $1,771

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing Authority of the City of Terre Haute Public housing and Section 8 vouchers · 1,068 vouchers · 713 public housing units (812) 232-1381 Housing Authority of the City of Terre Haute: jstewart@terrehautehousing.org

Housing agencies in Indiana Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Indiana

What Indiana law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?: 45 days; Ind. Code §32-31-3-12(a)
If I fall behind on rent, what notice must I get?: 10 days; Ind. Code §32-31-1-6
How much notice before a rent increase?: 30 days; Ind. Code §32-31-5-4

Only a court order can remove youInd. Code §32-31-5-6(c)
Protection from retaliationInd. Code §32-31-8.5-5

Help

Where to get help with rent in Vigo County

HUD lists no counseling agencies near in Vigo County. Free legal aid and your housing agency can guide you.

See every agency in Indiana Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Vigo County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Indiana, the average home bill was $133 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in Vigo County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,164. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$2,328

What you need before you get the keys.

What adds up

First month: $1,164
Security deposit: $1,164
Total: $2,328

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Vigo County?

According to HUD (Fiscal year 2027): Studio: $890; 1 bedroom: $896; 2 bedrooms: $1,164; 3 bedrooms: $1,387; 4 bedrooms: $1,610. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Vigo County?

Paying the 2-bedroom fair market rent ($1,164) without spending more than 30% of income takes $22.38 an hour full time, or $46,560 a year.

Who qualifies for Section 8 in Vigo County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $42,400 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Vigo County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,048 and $1,280 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Vigo County?

For 2 bedrooms they run from $1,010 in 47863 to $1,260 in 47866. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Vigo County?

HUD lists 20 properties with homes for low-income households in Vigo County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Vigo County?

HUD counts rent as a burden when it reaches 30% of income or more. In Vigo County, 57% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in Vigo County, Indiana

Four numbers to start with

Renting in Vigo County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in Vigo County

The Section 8 voucher in Vigo County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in Indiana

Where to get help with rent in Vigo County

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in Vigo County?

How much do you need to earn to rent in Vigo County?

Who qualifies for Section 8 in Vigo County?

How much does Section 8 pay in Vigo County?

Does the fair market rent change by ZIP code in Vigo County?

How many low-income apartments are there in Vigo County?

How many households spend too much on rent in Vigo County?