Renting · Section 8
Data from November 2026
Renting in Vanderburgh County, Indiana
Vanderburgh County has a HUD fair market rent of $1,127 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $985 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $21.67 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,127
- a month, HUD, Fiscal year 2027
- 13% less than in Indiana
- Typical rent
- $985
- a month, Census, Average 2020–2024
- 7% less than in Indiana
- Wage needed
- $21.67
- an hour, 2 bedrooms
- Or $45,080 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 48%
- spend 30% or more of income on rent
- About the same as in Indiana
Only here
Renting in Vanderburgh County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Vanderburgh County has the 5th lowest homeownership rate of the 92 counties in Indiana (65%).
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Among the neighboring counties, Pike County has the lowest typical rent ($739), 25% below the $985 in Vanderburgh County.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Vanderburgh County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Vanderburgh County was $1,058 a month in September 2026: 2.9% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $866 | $16.65 | $34,640 |
| 1 bedroom | $872 | $16.77 | $34,880 |
| 2 bedrooms | $1,127 | $21.67 | $45,080 |
| 3 bedrooms | $1,387 | $26.67 | $55,480 |
| 4 bedrooms | $1,534 | $29.50 | $61,360 |
HUD area: Evansville, IN MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 10 ZIP codes in Vanderburgh County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,070 in 47710 to $1,650 in 47725. 7 ZIP codes are above the county's fair market rent ($1,127).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 47708 | Evansville, IN | $1,010 | $1,020 | $1,320 | $1,620 | $1,800 |
|---|---|---|---|---|---|---|
| 47710 | Evansville, IN | $820 | $830 | $1,070 | $1,320 | $1,460 |
| 47711 | Evansville, IN | $880 | $880 | $1,140 | $1,400 | $1,550 |
| 47712 | Evansville, IN | $840 | $840 | $1,090 | $1,340 | $1,480 |
| 47713 | Evansville, IN | $850 | $860 | $1,110 | $1,370 | $1,510 |
| 47714 | Evansville, IN | $910 | $910 | $1,180 | $1,450 | $1,610 |
| 47715 | Evansville, IN | $980 | $980 | $1,270 | $1,560 | $1,730 |
| 47720 | Evansville, IN | $920 | $930 | $1,200 | $1,480 | $1,630 |
| 47725 | Evansville, IN | $1,270 | $1,280 | $1,650 | $2,030 | $2,250 |
| 47725 | Gibson County, IN | $1,270 | $1,280 | $1,650 | $2,030 | $2,250 |
- 47708 · Evansville, IN $1,320$1,620
- 47710 · Evansville, IN $1,070$1,320
- 47711 · Evansville, IN $1,140$1,400
- 47712 · Evansville, IN $1,090$1,340
- 47713 · Evansville, IN $1,110$1,370
- 47714 · Evansville, IN $1,180$1,450
- 47715 · Evansville, IN $1,270$1,560
- 47720 · Evansville, IN $1,200$1,480
- 47725 · Evansville, IN $1,650$2,030
- 47725 · Gibson County, IN $1,650$2,030
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Vanderburgh County, 48% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
48%
of renter households spend 30% or more of their income on rent.
27,367 households rent in Vanderburgh County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 24%
- Spend less than 30% 52%
Compared with the state and the country
- Vanderburgh 48%
- Indiana 48%
- United States 51%
Low-income apartments
Low-income apartments in Vanderburgh County
HUD lists 40 properties with homes for low-income households in Vanderburgh County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 27
- HUD-assisted
- 13
3,665 homes in all; 2,993 of them low-income, according to HUD.
- Carriage House Evansville I HUD-assisted 5300 Carriage Dr, Evansville 47715 207 low-income homes · For families · (812) 479-6829
- Fulton Square Tax credit (LIHTC) 1328 Dresden St, Evansville 47710 194 low-income homes · Studio: 40 · 1 bd: 38 · 2 bd: 60 · 3 bd: 44 · 4 bd: 12 · In service since 2019 · For families
- Fulton Square Tax credit (LIHTC) 1328 Dresden St, Evansville 47710 193 low-income homes · Studio: 40 · 1 bd: 37 · 2 bd: 60 · 3 bd: 44 · 4 bd: 12 · In service since 2019 · For families
- Arbors at Eastland Tax credit (LIHTC) 6649 Old Boonville Hwy, Evansville 47715 176 low-income homes · 1 bd: 8 · 2 bd: 88 · 3 bd: 56 · 4 bd: 24 · In service since 2005
- Grandview Tower HUD-assisted 1000 Fulton Pkwy, Evansville 47710 170 low-income homes · For older adults · (812) 424-3507
- Eastland Apartments Tax credit (LIHTC) 5308 Eden Dr, Evansville 47715 161 low-income homes · 1 bd: 64 · 2 bd: 97 · In service since 2015 · For families
- Horizon Homes Tax credit (LIHTC) 1450 Luther Sq, Evansville 47714 148 low-income homes · Studio: 88 · 1 bd: 60 · In service since 1992
- Grand Oak Community HUD-assisted 1751 S Hoosier Ave, Evansville 47715 373 homes, 131 low-income · For families · (812) 479-3441
- Independence Square Apartments HUD-assisted 201 W Delaware St, Evansville 47710 123 homes, 122 low-income · For older adults · (812) 428-0362
- Crossings I HUD-assisted 2451 Waterbridge Way, Evansville 47710 120 low-income homes · For families · (812) 422-3485
- Dalehaven Estates Apts Tax credit (LIHTC) 3701 Justus Ct, Evansville 47714 119 low-income homes · 1 bd: 9 · 2 bd: 66 · 3 bd: 41 · 4 bd: 3 · In service since 2007
- Silver Birch of Evansville Tax credit (LIHTC) 475 S Governor St, Evansville 47713 119 low-income homes · Studio: 69 · 1 bd: 50 · In service since 2018
- Carriage House Evansville II HUD-assisted 5300 Carriage Dr, Evansville 47715 100 low-income homes · For families · (812) 479-6829
- Delaware Trace Apts Tax credit (LIHTC) 4901 Lenape Ln, Evansville 47715 95 low-income homes · 1 bd: 16 · 2 bd: 44 · 3 bd: 25 · 4 bd: 10 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
- Crossings II HUD-assisted 2451 Waterbridge Way, Evansville 47710 80 low-income homes · For families · (812) 422-3485
- Delaware Trace, Phase II Tax credit (LIHTC) 4901 Lenape Ln, Evansville 47715 80 low-income homes · 1 bd: 32 · 2 bd: 32 · 3 bd: 16 · In service since 2016 · For people with disabilities, families
- Canterbury House Apts I (NEWBURGH) Tax credit (LIHTC) 7177 Outer Lincln Ave, Newburgh 47630 68 homes, 64 low-income · 1 bd: 10 · 2 bd: 32 · 3 bd: 18 · 4 bd: 8 · In service since 2005
- Canterbury House II (NEWBURGH) Tax credit (LIHTC) 7177 Outer Lincln Ave, Newburgh 47630 65 homes, 60 low-income · 1 bd: 12 · 2 bd: 32 · 3 bd: 15 · 4 bd: 6 · In service since 2008 · For people with disabilities, families
- Liberty Terrace Apartments HUD-assisted 725 Liberty Way, Evansville 47713 58 low-income homes · For older adults · (812) 422-9034
- Cedar Trace Senior Apts Tax credit (LIHTC) 1501 Keller St, Evansville 47710 51 low-income homes · 1 bd: 20 · 2 bd: 31 · In service since 2014 · For older adults
- Cedar Trace Apts III Tax credit (LIHTC) 2000 N 7th Ave, Evansville 47710 48 low-income homes · 1 bd: 14 · 2 bd: 24 · 3 bd: 10 · In service since 2012 · For families
- Vann Park Apts II Tax credit (LIHTC) 3305 Pollack Ave, Evansville 47714 48 low-income homes · 1 bd: 16 · 2 bd: 16 · 3 bd: 16 · In service since 1994
- Garfield Commons Tax credit (LIHTC) 422 Garfield Ave, Evansville 47710 47 low-income homes · 1 bd: 2 · 2 bd: 24 · 3 bd: 21 · In service since 2018 · For families
- Carpenter Court Apartments Tax credit (LIHTC) 607 E Iowa St, Evansville 47711 45 low-income homes · 1 bd: 12 · 2 bd: 28 · 3 bd: 5 · In service since 2018 · For families
- Homes of Evansville Tax credit (LIHTC) 620 Jackson Ave, Evansville 47713 40 low-income homes · 3 bd: 10 · 4 bd: 30 · In service since 2013 · For families
- Vann Park Apts I Tax credit (LIHTC) 3305 Pollack Ave, Evansville 47714 40 low-income homes · 1 bd: 16 · 2 bd: 16 · 3 bd: 8 · In service since 1993
- Cedar Trace Apts II Tax credit (LIHTC) 2130 N 7th Ave, Evansville 47710 35 low-income homes · 1 bd: 12 · 2 bd: 17 · 3 bd: 6 · In service since 2011 · For families
- Jacobsville Apts Tax credit (LIHTC) 240 W Florida St, Evansville 47710 35 low-income homes · 1 bd: 6 · 2 bd: 16 · 3 bd: 9 · 4 bd: 4 · In service since 2006
- Jacobsville Apts II Tax credit (LIHTC) 1212 Baker Ave, Evansville 47710 35 low-income homes · 1 bd: 6 · 2 bd: 16 · 3 bd: 9 · 4 bd: 4 · In service since 2007
- Memorial Townhouses II Tax credit (LIHTC) 920 Oak St, Evansville 47713 35 low-income homes · 2 bd: 4 · 3 bd: 27 · 4 bd: 4 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
- Dalehaven Estates Apartments HUD-assisted 3700 Justus Ct, Evansville 47714 119 homes, 33 low-income · For families · (812) 479-0411
- Horizon Homes HUD-assisted 1551 Luther Sq, Evansville 47714 148 homes, 29 low-income · For older adults · (812) 479-0456
- Parkside Terrace Senior World HUD-assisted 2305 S Rotherwood Ave, Evansville 47714 20 low-income homes · For older adults · (812) 573-8255
- Memorial Place Apts Tax credit (LIHTC) 920 Oak St, Evansville 47713 16 low-income homes · 3 bd: 8 · 4 bd: 8 · In service since 1999
- Naveen Pine HUD-assisted 1210 Vista Ct, Evansville 47710 50 homes, 10 low-income · For families · (812) 422-3459
- Memorial Pointe Tax credit (LIHTC) 428 S Morton Ave, Evansville 47713 10 low-income homes · 1 bd: 10 · In service since 1998
- Memorial Pointe Phase II Tax credit (LIHTC) 658 E Cherry St, Evansville 47713 10 low-income homes · 1 bd: 10 · In service since 2001
- Paradise Estates HUD-assisted 252 E Mulberry St, Evansville 47713 9 low-income homes · For older adults · (812) 386-8200
- Shannon Glenn Apts Tax credit (LIHTC) 5095 Tippecanoe Dr, Evansville 47715 143 homes
- Vision 1505 Tax credit (LIHTC) 1505 N 3rd Ave, Evansville 47710 32 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Vanderburgh County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Vanderburgh County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,550 | $32,550 | $52,100 |
| 2 people | $22,350 | $37,200 | $59,550 |
| 3 people | $27,320 | $41,850 | $67,000 |
| 4 people | $33,000 | $46,500 | $74,400 |
| 5 people | $38,680 | $50,250 | $80,400 |
| 6 people | $44,360 | $53,950 | $86,350 |
| 7 people | $50,040 | $57,700 | $92,300 |
| 8 people | $55,720 | $61,400 | $98,250 |
Area median income: $93,000. HUD income limits by family size, Fiscal year 2026. Area: Evansville, IN MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $779 – $953
- 1 bedroom $785 – $959
- 2 bedrooms $1,014 – $1,240
- 3 bedrooms $1,248 – $1,526
- 4 bedrooms $1,381 – $1,687
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Evansville Public housing and Section 8 vouchers · 2,881 vouchers (812) 428-8500 Housing Authority of the City of Evansville: Rick.Moore@evansvillehousing.org
Housing agencies in Indiana Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Indiana
What Indiana law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Ind. Code §32-31-3-12(a)
- If I fall behind on rent, what notice must I get?
- 10 days
- Ind. Code §32-31-1-6
- How much notice before a rent increase?
- 30 days
- Ind. Code §32-31-5-4
- Only a court order can remove youInd. Code §32-31-5-6(c)
- Protection from retaliationInd. Code §32-31-8.5-5
Help
Where to get help with rent in Vanderburgh County
This HUD-approved agency has an office in Vanderburgh County. They counsel for free or at low cost.
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Community Action Program of Evansville & Vanderburgh County, Inc
401 SE 6th St, Evansville
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 3 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Vanderburgh County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Indiana, the average home bill was $133 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,254
What you need before you get the keys.
What adds up
- First month
- $1,127
- Security deposit
- $1,127
- Total
- $2,254
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Vanderburgh County?
According to HUD (Fiscal year 2027): Studio: $866; 1 bedroom: $872; 2 bedrooms: $1,127; 3 bedrooms: $1,387; 4 bedrooms: $1,534. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Vanderburgh County?
Paying the 2-bedroom fair market rent ($1,127) without spending more than 30% of income takes $21.67 an hour full time, or $45,080 a year.
Who qualifies for Section 8 in Vanderburgh County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $46,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Vanderburgh County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,014 and $1,240 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Vanderburgh County?
For 2 bedrooms they run from $1,070 in 47710 to $1,650 in 47725. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Vanderburgh County?
HUD lists 40 properties with homes for low-income households in Vanderburgh County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Vanderburgh County?
HUD counts rent as a burden when it reaches 30% of income or more. In Vanderburgh County, 48% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).