Renting · Section 8
Data from November 2026
Renting in Marshall County, Indiana
Marshall County has a HUD fair market rent of $1,088 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $938 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.92 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,088
- a month, HUD, Fiscal year 2027
- 16% less than in Indiana
- Typical rent
- $938
- a month, Census, Average 2020–2024
- 12% less than in Indiana
- Wage needed
- $20.92
- an hour, 2 bedrooms
- Or $43,520 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 33%
- spend 30% or more of income on rent
- 31% less than in Indiana
Only here
Renting in Marshall County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Among the neighboring counties, Starke County has the lowest typical rent ($712), 24% below the $938 in Marshall County.
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At 33%, Marshall County ranks 7th among the 92 counties in Indiana for the smallest share of rent-burdened renters.
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13% of households in Marshall County have no internet at home, against 8% in Indiana.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Marshall County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Marshall County was $1,387 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $814 | $15.65 | $32,560 |
| 1 bedroom | $877 | $16.87 | $35,080 |
| 2 bedrooms | $1,088 | $20.92 | $43,520 |
| 3 bedrooms | $1,296 | $24.92 | $51,840 |
| 4 bedrooms | $1,430 | $27.50 | $57,200 |
HUD area: Marshall County, IN. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 19 ZIP codes in Marshall County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,030 in 46504 to $1,170 in 46563. 9 ZIP codes are above the county's fair market rent ($1,088).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 46501 | Fulton County, IN | $810 | $870 | $1,080 | $1,290 | $1,420 |
|---|---|---|---|---|---|---|
| 46501 | Marshall County, IN | $810 | $870 | $1,080 | $1,290 | $1,420 |
| 46504 | Kosciusko County, IN | $790 | $820 | $1,030 | $1,250 | $1,410 |
| 46504 | Marshall County, IN | $790 | $820 | $1,030 | $1,250 | $1,410 |
| 46506 | Kosciusko County, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46506 | Marshall County, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46506 | South Bend-Mishawaka, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46511 | Fulton County, IN | $780 | $840 | $1,050 | $1,260 | $1,450 |
| 46511 | Marshall County, IN | $780 | $840 | $1,050 | $1,260 | $1,450 |
| 46511 | Pulaski County, IN | $780 | $840 | $1,050 | $1,260 | $1,450 |
| 46511 | Starke County, IN | $780 | $840 | $1,050 | $1,260 | $1,450 |
| 46513 | Marshall County, IN | $820 | $880 | $1,090 | $1,300 | $1,430 |
| 46537 | Marshall County, IN | $830 | $910 | $1,110 | $1,320 | $1,460 |
| 46563 | Marshall County, IN | $830 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46563 | South Bend-Mishawaka, IN | $830 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46563 | Starke County, IN | $830 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46570 | Fulton County, IN | $780 | $830 | $1,040 | $1,250 | $1,370 |
| 46570 | Marshall County, IN | $780 | $830 | $1,040 | $1,250 | $1,370 |
| 46572 | Marshall County, IN | $820 | $890 | $1,090 | $1,310 | $1,460 |
- 46501 · Fulton County, IN $1,080$1,290
- 46501 · Marshall County, IN $1,080$1,290
- 46504 · Kosciusko County, IN $1,030$1,250
- 46504 · Marshall County, IN $1,030$1,250
- 46506 · Kosciusko County, IN $1,170$1,420
- 46506 · Marshall County, IN $1,170$1,420
- 46506 · South Bend-Mishawaka, IN $1,170$1,420
- 46511 · Fulton County, IN $1,050$1,260
- 46511 · Marshall County, IN $1,050$1,260
- 46511 · Pulaski County, IN $1,050$1,260
- 46511 · Starke County, IN $1,050$1,260
- 46513 · Marshall County, IN $1,090$1,300
- 46537 · Marshall County, IN $1,110$1,320
- 46563 · Marshall County, IN $1,170$1,420
- 46563 · South Bend-Mishawaka, IN $1,170$1,420
- 46563 · Starke County, IN $1,170$1,420
- 46570 · Fulton County, IN $1,040$1,250
- 46570 · Marshall County, IN $1,040$1,250
- 46572 · Marshall County, IN $1,090$1,310
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Marshall County, 33% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
33%
of renter households spend 30% or more of their income on rent.
4,197 households rent in Marshall County
- Spend half or more of their income 16%
- Spend 30% or more, but less than half 17%
- Spend less than 30% 67%
Compared with the state and the country
- Marshall 33%
- Indiana 48%
- United States 51%
Low-income apartments
Low-income apartments in Marshall County
HUD lists 14 properties with homes for low-income households in Marshall County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 3
- HUD-assisted
- 11
399 homes in all; 397 of them low-income, according to HUD.
- Carriage Green Apts Tax credit (LIHTC) 1280 Dora Ln, Plymouth 46563 80 low-income homes · 1 bd: 17 · 2 bd: 39 · 3 bd: 24 · In service since 1997
- Bremen Village HUD-assisted 337 Woodies Ln, Bremen 46506 48 low-income homes · For families · (574) 546-3451
- Neidlinger Garden Court Plymouth HUD-assisted 905 Berkley St, Plymouth 46563 41 homes, 40 low-income · For older adults · (574) 936-5900
- Oakhaven Community HUD-assisted 500 S Montgomery St, Bremen 46506 35 homes, 34 low-income · For older adults · (574) 546-2671
- Garden Court Downtown HUD-assisted 315 W Garro St, Plymouth 46563 30 low-income homes · For older adults · (219) 936-2348
- Fairfield Garden Court HUD-assisted 2200 Hillcrest Ave, Plymouth 46563 25 low-income homes · For older adults · (574) 935-3600
- Forest Place Senior Apts Tax credit (LIHTC) 660 Forest Pl, Culver 46511 24 low-income homes · 1 bd: 24 · In service since 1990 · For older adults
- Argos Garden Court HUD-assisted 400 W Marshall St, Argos 46501 23 low-income homes · For older adults · (574) 892-6794
- Bourbon Garden Court HUD-assisted 200 W Florence St, Bourbon 46504 22 low-income homes · For older adults · (574) 342-0550
- Plaza Meadows Apts Tax credit (LIHTC) 624 Forest Pl, Culver 46511 20 low-income homes · 1 bd: 17 · 2 bd: 3 · In service since 1994
- Hurford House HUD-assisted 903 Berkley St, Plymouth 46563 14 low-income homes · For older adults · (574) 935-5000
- Lapaz Garden Court HUD-assisted 100 Cale St, Lapaz 46537 14 low-income homes · For older adults · (574) 784-2342
- Culver Garden Court HUD-assisted South Main Street, Culver 46511 13 low-income homes · For older adults
- Russell House HUD-assisted 1525 W Harrison St, Plymouth 46563 10 low-income homes · For people with disabilities · (574) 936-6164
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Marshall County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Marshall County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,600 | $32,700 | $52,300 |
| 2 people | $22,400 | $37,350 | $59,750 |
| 3 people | $27,320 | $42,000 | $67,200 |
| 4 people | $33,000 | $46,650 | $74,650 |
| 5 people | $38,680 | $50,400 | $80,650 |
| 6 people | $44,360 | $54,150 | $86,600 |
| 7 people | $50,040 | $57,850 | $92,600 |
| 8 people | $55,720 | $61,600 | $98,550 |
Area median income: $93,300. HUD income limits by family size, Fiscal year 2026. Area: Marshall County, IN. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $733 – $895
- 1 bedroom $789 – $965
- 2 bedrooms $979 – $1,197
- 3 bedrooms $1,166 – $1,426
- 4 bedrooms $1,287 – $1,573
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Marshall County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Indiana
What Indiana law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Ind. Code §32-31-3-12(a)
- If I fall behind on rent, what notice must I get?
- 10 days
- Ind. Code §32-31-1-6
- How much notice before a rent increase?
- 30 days
- Ind. Code §32-31-5-4
- Only a court order can remove youInd. Code §32-31-5-6(c)
- Protection from retaliationInd. Code §32-31-8.5-5
Help
Where to get help with rent in Marshall County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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City of Gary Department of Community Development
401 Broadway, Gary · 59 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
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HOUSING OPPORTUNITIES, INC dba CoACTION
5240 Fountain Dr, Crown Point · 59 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Marshall County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Indiana, the average home bill was $133 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,176
What you need before you get the keys.
What adds up
- First month
- $1,088
- Security deposit
- $1,088
- Total
- $2,176
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Marshall County?
According to HUD (Fiscal year 2027): Studio: $814; 1 bedroom: $877; 2 bedrooms: $1,088; 3 bedrooms: $1,296; 4 bedrooms: $1,430. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Marshall County?
Paying the 2-bedroom fair market rent ($1,088) without spending more than 30% of income takes $20.92 an hour full time, or $43,520 a year.
Who qualifies for Section 8 in Marshall County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $46,650 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Marshall County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $979 and $1,197 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Marshall County?
For 2 bedrooms they run from $1,030 in 46504 to $1,170 in 46563. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Marshall County?
HUD lists 14 properties with homes for low-income households in Marshall County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Marshall County?
HUD counts rent as a burden when it reaches 30% of income or more. In Marshall County, 33% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).