Renting · Section 8
Data from November 2026
Renting in Johnson County, Indiana
Johnson County has a HUD fair market rent of $1,536 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,271 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $29.54 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,536
- a month, HUD, Fiscal year 2027
- 18% more than in Indiana
- Typical rent
- $1,271
- a month, Census, Average 2020–2024
- 20% more than in Indiana
- Wage needed
- $29.54
- an hour, 2 bedrooms
- Or $61,440 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 43%
- spend 30% or more of income on rent
- 11% less than in Indiana
Only here
Renting in Johnson County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Johnson County has the highest typical rent in its area: $1,271, more than any of its 6 neighboring counties; next is Hancock County ($1,203).
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At $1,271, Johnson County ranks 4th among the 92 counties in Indiana for the highest typical rent.
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At $90,454, Johnson County ranks 5th among the 92 counties in Indiana for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Johnson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Johnson County was $1,597 a month in September 2026: 3.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,187 | $22.83 | $47,480 |
| 1 bedroom | $1,336 | $25.69 | $53,440 |
| 2 bedrooms | $1,536 | $29.54 | $61,440 |
| 3 bedrooms | $1,991 | $38.29 | $79,640 |
| 4 bedrooms | $2,425 | $46.63 | $97,000 |
HUD area: Indianapolis-Carmel, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 7 ZIP codes in Johnson County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,410 in 46181 to $2,280 in 46184. 4 ZIP codes are above the county's fair market rent ($1,536).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 46106 | $1,580 | $1,770 | $2,040 | $2,640 | $3,220 |
|---|---|---|---|---|---|
| 46131 | $1,160 | $1,300 | $1,500 | $1,940 | $2,370 |
| 46142 | $1,120 | $1,260 | $1,450 | $1,880 | $2,290 |
| 46143 | $1,450 | $1,630 | $1,870 | $2,420 | $2,950 |
| 46162 | $1,190 | $1,340 | $1,540 | $1,990 | $2,430 |
| 46181 | $1,090 | $1,230 | $1,410 | $1,830 | $2,230 |
| 46184 | $1,760 | $1,980 | $2,280 | $2,960 | $3,600 |
- 46106 $2,040$2,640
- 46131 $1,500$1,940
- 46142 $1,450$1,880
- 46143 $1,870$2,420
- 46162 $1,540$1,990
- 46181 $1,410$1,830
- 46184 $2,280$2,960
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Johnson County, 43% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
43%
of renter households spend 30% or more of their income on rent.
17,061 households rent in Johnson County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 21%
- Spend less than 30% 57%
Compared with the state and the country
- Johnson 43%
- Indiana 48%
- United States 51%
Low-income apartments
Low-income apartments in Johnson County
HUD lists 13 properties with homes for low-income households in Johnson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 10
- HUD-assisted
- 3
1,424 homes in all; 1,338 of them low-income, according to HUD.
- The Gables Tax credit (LIHTC) Seq of Smith Valley Road and SR 135 Lacebark Driv, Greenwood 46143 274 low-income homes · 1 bd: 62 · 2 bd: 98 · 3 bd: 48 · 4 bd: 14 · In service since 2019 · For families
- Cambridge Square Greenwood HUD-assisted 1160 Southbridge Dr, Greenwood 46142 186 low-income homes · For older adults · (317) 882-1511
- Franklin Place Apts Tax credit (LIHTC) 1721 Franklin Place Ct, Franklin 46131 120 low-income homes · 1 bd: 24 · 2 bd: 60 · 3 bd: 36 · In service since 2000
- Clary Crossing Apts Tax credit (LIHTC) 3131 Clary Xing, Greenwood 46143 120 homes, 114 low-income · 1 bd: 28 · 2 bd: 50 · 3 bd: 30 · 4 bd: 12 · In service since 2009 · For people with disabilities, families, people experiencing homelessness
- Franklin Cove HUD-assisted 2015 Franklin Cove Ct, Franklin 46131 108 low-income homes · For families · (317) 736-6264
- Trotters Pointe Phase II Tax credit (LIHTC) 2373 Harness Way, Greenwood 46143 120 homes, 106 low-income · 1 bd: 28 · 2 bd: 48 · 3 bd: 32 · 4 bd: 12 · In service since 2007
- Northwood Apartments Franklin HUD-assisted 2018 Cedar Ln, Franklin 46131 100 low-income homes · For older adults · (317) 738-2121
- Trotters Pointe Phase III Tax credit (LIHTC) 2600 Santa Anita Dr, Greenwood 46143 96 low-income homes · 1 bd: 32 · 2 bd: 48 · 3 bd: 16 · In service since 2011 · For families
- Clary Crossing Senior Villas Tax credit (LIHTC) 6780 Clary Circle Dr, Greenwood 46143 72 low-income homes · 1 bd: 22 · 2 bd: 50 · In service since 2011 · For older adults
- Main Street Commons Tax credit (LIHTC) 635 E Main St, Greenwood 46143 70 low-income homes · 1 bd: 33 · 2 bd: 37 · In service since 2005 · For older adults, people with disabilities, people experiencing homelessness
- Cottages at Sheek Road Tax credit (LIHTC) 1257 Cottages Way, Greenwood 46143 68 low-income homes · 1 bd: 50 · 2 bd: 18 · In service since 2012 · For older adults
- Trotters Pointe Phase IV Tax credit (LIHTC) 2600 Santa Anita Dr, Greenwood 46143 24 low-income homes · 1 bd: 8 · 2 bd: 8 · 3 bd: 8 · In service since 2014 · For families
- Beacon Pointe Apts Tax credit (LIHTC) 1250 Beacon Pointe Dr, Greenwood 46143 66 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Johnson County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Johnson County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,200 | $38,650 | $61,800 |
| 2 people | $26,500 | $44,150 | $70,600 |
| 3 people | $29,800 | $49,650 | $79,450 |
| 4 people | $33,100 | $55,150 | $88,250 |
| 5 people | $38,680 | $59,600 | $95,350 |
| 6 people | $44,360 | $64,000 | $102,400 |
| 7 people | $50,040 | $68,400 | $109,450 |
| 8 people | $55,720 | $72,800 | $116,500 |
Area median income: $110,300. HUD income limits by family size, Fiscal year 2026. Area: Indianapolis-Carmel, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,068 – $1,306
- 1 bedroom $1,202 – $1,470
- 2 bedrooms $1,382 – $1,690
- 3 bedrooms $1,792 – $2,190
- 4 bedrooms $2,183 – $2,668
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Johnson County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Indiana
What Indiana law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Ind. Code §32-31-3-12(a)
- If I fall behind on rent, what notice must I get?
- 10 days
- Ind. Code §32-31-1-6
- How much notice before a rent increase?
- 30 days
- Ind. Code §32-31-5-4
- Only a court order can remove youInd. Code §32-31-5-6(c)
- Protection from retaliationInd. Code §32-31-8.5-5
Help
Where to get help with rent in Johnson County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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City of Bloomington - Housing and Neighborhood Development (HAND)
401 N Morton St, Bloomington · 33 miles away
- Mortgage delinquency and default
- Homelessness services
- and 6 more
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Transition Resources - Pendleton
600 Corporation Dr Ste 105, Pendleton · 39 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Johnson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Indiana, the average home bill was $133 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,072
What you need before you get the keys.
What adds up
- First month
- $1,536
- Security deposit
- $1,536
- Total
- $3,072
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Johnson County?
According to HUD (Fiscal year 2027): Studio: $1,187; 1 bedroom: $1,336; 2 bedrooms: $1,536; 3 bedrooms: $1,991; 4 bedrooms: $2,425. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Johnson County?
Paying the 2-bedroom fair market rent ($1,536) without spending more than 30% of income takes $29.54 an hour full time, or $61,440 a year.
Who qualifies for Section 8 in Johnson County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $55,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Johnson County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,382 and $1,690 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Johnson County?
For 2 bedrooms they run from $1,410 in 46181 to $2,280 in 46184. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Johnson County?
HUD lists 13 properties with homes for low-income households in Johnson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Johnson County?
HUD counts rent as a burden when it reaches 30% of income or more. In Johnson County, 43% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).