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City · 14,417 residents · Lake County, Illinois

Lindenhurst , Illinois

In Lindenhurst, a typical home is worth $294,100 and typical rent is $1,768 a month. Compared with all of Lake County, typical rent is 20% higher, typical household income is 19% higher, and the share of households that own their home is 11 points higher.

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  • Typical home value

    $294,100

    15% below the county

    12% above Illinois

    • Lindenhurst
    • Lake
    • Illinois

  • Typical rent

    $1,768a month

    20% above the county

    39% above Illinois

    • Lindenhurst
    • Lake
    • Illinois

  • Typical household income

    $131,474a year

    19% above the county

    58% above Illinois

    • Lindenhurst
    • Lake
    • Illinois

  • Households that own their home

    86%

    11 points above the county

    18 points above Illinois

    • Lindenhurst
    • Lake
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$360,110
4.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lindenhurst is in Lake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lake County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lindenhurst apart

What this place has that others do not, from public data, most unusual first.

  1. Lindenhurst has the 12th smallest share of rent-burdened renters of the 291 cities in Illinois with more than 5,000 people (33%).

  2. Nearby, in Antioch, the typical rent is $1,129: 36% less than in Lindenhurst ($1,768).

  3. Nearby, in Round Lake Beach, the typical home value is $199,200: 32% less than in Lindenhurst ($294,100).

  4. The typical rent in Lindenhurst is $1,768 a month, 20% more than in Lake County as a whole ($1,477).

  5. The typical household income in Lindenhurst is $131,474, 19% more than in Lake County as a whole ($110,416).

  6. 86% of households in Lindenhurst own their home, against 75% in Lake County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lindenhurst

What homes there are in Lindenhurst, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lindenhurst, 8 in 10 homes are single-family detached houses; in Lake County, 7.

Year built

The typical home in Lindenhurst was built in 1989, 6 years after the typical one in Lake County.

In Lindenhurst, 83% of homes have 3 bedrooms or more, more than in Lake County (68%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,452 a month

Lake County: $2,503 a month

Without a mortgage

$1,071 a month

Lake County: $1,088 a month

Owners with a mortgage

75%

Lake County: 64%

In Lindenhurst, 75% of owners have a mortgage; their typical cost is $2,452 a month, about the same as in Lake County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Lindenhurst rose 34%; in Lake County, it rose 30%.

The typical rent in Lindenhurst rose 11% over the same time; in Lake County, it rose 23%.

The typical household income in Lindenhurst rose 22% over that time; home values changed +34% and rent +11%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLindenhurstLake CountyIllinoisUnited States
Rental vacancy Unreliable estimate3.7%5.0%5.5%
Homeowner vacancy Unreliable estimate0.9%1.0%0.9%
More than one person per room Unreliable estimate2.9%2.5%3.4%
People per household 2.782.692.462.53
Drive alone 75%66%66%69%
Carpool 5%9%8%9%
Public transit Unreliable estimate3%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 18%20%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Lake County, a household in Lindenhurst has 2.78 people on average.

The car rules in Lindenhurst: 75% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lindenhurst?

A typical home is within reach of the typical income

We start with a typical home in Lindenhurst, worth $294,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Lindenhurst, which is $131,474 a year.

The calculator's FHA and conventional loan limits are those of all of Lake County.

Your numbers

Local data
$

Starts at the typical home value in Lindenhurst. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,294 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,993

at 7.18% · 30 years

Loan amount
$288,773
Total interest
$415,476
Paid off in
November 2056

Includes $4,967 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,068 a month

    Your payment · 27%

  • Tight

    $3,068 to $3,944 a month

  • Hard

    more than $3,944 a month

Compared with the typical household income in Lindenhurst ($131,474 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,993
Principal & interest$1,956
Property tax$784
Home insurance$123
FHA mortgage insurance (MIP)$130

You need at least $10,294 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lindenhurst and Lake County

Lindenhurst is in Lake County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lindenhurst's own numbers

Typical home value
$294,100
Typical monthly rent
$1,768
Typical yearly household income
$131,474
Households that own their home
86%
Effective property tax rate
3.2%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lake County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lake County.

Everything about Lake County

Buying

Buying a home in Lindenhurst

A typical home in Lindenhurst is worth $294,100: 15% below the county and 12% above Illinois. With the typical household income in Lindenhurst ($131,474 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lindenhurst 2.2 years
  • Lake 3.1 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lake County

According to FHFA’s house price index, home prices in Lake County rose 66% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lake County.

Period County Illinois U.S.
Last year (2025) +6.7% +5.7% +2.9%
5 years (2020–2025) +54% +47% +47%
10 years (2015–2025) +66% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lindenhurst next to Lake County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lindenhurst $294,100
  • Lake $345,700
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Lindenhurst $1,768
  • Lake $1,477
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Lindenhurst $131,474
  • Lake $110,416
  • Illinois $83,390
  • United States $80,734
See the full table
Lindenhurst next to Lake County and Illinois
Measure Lindenhurst Lake County Illinois U.S.
Typical home value $294,100 $345,700 $263,300 $332,700
Typical monthly rent $1,768 $1,477 $1,274 $1,413
Typical yearly household income $131,474 $110,416 $83,390 $80,734
Households that own their home 86% 75% 67% 65%
Typical yearly property tax $9,402 $8,923 $5,298 $3,119
Effective property tax rate 3.2% 2.58% 2.01% 0.94%
Renters with high rent for their income 33% 49% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lindenhurst

For a typical $294,100 home in Lindenhurst, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lindenhurst's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,993a month

    Least cash to close
    Down payment
    $10,294
    Cash to close
    $19,117
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $130

  • Conventional, 5% down $2,939a month

    Down payment
    $14,705
    Cash to close
    $23,528
    Rate
    7.18%
    Mortgage insurance
    PMI · $140

  • Conventional, 20% down, no PMI $2,501a month

    Down payment
    $58,820
    Cash to close
    $67,643
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,773a month

    Down payment
    $44,115
    Cash to close
    $52,938
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lindenhurst and for Lake County.

Property tax

Effective rate in Lindenhurst

3.2%of the home’s value each year

$9,402 a year for the typical owner in Lindenhurst.

  • Lindenhurst 3.2%
  • Lake 2.58%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in Lake County

FEMA does not publish these numbers by city: they are for all of Lake County.

Homes in the high-risk zone
2%
4,579
Of those, with NFIP insurance
24%
County Illinois U.S.
Homes in the high-risk zone 2% 1.5% 3.5%
Of those, with NFIP insurance 24% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lindenhurst

Typical rent in Lindenhurst is $1,768 a month: 20% above the county. In Lindenhurst, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lake County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of Lake County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lindenhurst

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lindenhurst is in ZIP code 60046.

For 2 bedrooms it is $2,290: $279 more than the fair market rent for Lake County ($2,011).

  • 60046 $2,290$2,940

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lindenhurst when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Lindenhurst

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Lake County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Lindenhurst

No down payment, repair or rent-help program on our list is for Lindenhurst or Lake County. The ones below are statewide in Illinois: they work in Lindenhurst the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Lindenhurst

The HUD-approved agencies closest to the center of Lindenhurst, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Partners for Affordable Housing

    800 S Milwaukee Ave Ste 201, Libertyville · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (847) 263-7478

  • Lake County Housing Authority

    22843 N Lakewood Ln, Lake Zurich · 14 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (847) 223-1170

  • Restoration America, Inc.

    101 N Main St Ste 14, Crystal Lake · 19 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (847) 783-0232

Every agency in Lake County All counseling agencies in Illinois

Help in Spanish near Lindenhurst

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lindenhurst

HUD’s record names them for Lindenhurst or Lake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Lake, IL. Public housing and Section 8 vouchers (847) 223-1170

2 other authorities have an office in Lake County: see the list Source: HUD

Cities

Other cities in Lake County

These cities are also in Lake County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lake County Housing in Illinois
See 20 more cities in Lake County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Lindenhurst, with the typical home value.

Neighboring counties

If Lake County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lindenhurst.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Lindenhurst

Short answers with the numbers for Lindenhurst and all of Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lindenhurst?

The typical home value in Lindenhurst is $294,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lake County it is $345,700.

How much does it cost to rent in Lindenhurst?

Typical rent in Lindenhurst is $1,768 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lake County is $2,011.

What is the FHA loan limit in Lindenhurst?

Lindenhurst uses the FHA limit for all of Lake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lindenhurst?

The typical homeowner in Lindenhurst pays $9,402 a year, according to the U.S. Census Bureau. That is 3.2% of the home’s value; in Lake County, the rate is 2.58%.

Where can I find free help to buy or rent in Lindenhurst?

There are 2 HUD-approved counseling agencies with an office in Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).