Renting · Section 8
Data from November 2026
Renting in Lake County, Illinois
Lake County has a HUD fair market rent of $2,011 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,477 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $38.67 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $2,011
- a month, HUD, Fiscal year 2027
- 17% more than in Illinois
- Typical rent
- $1,477
- a month, Census, Average 2020–2024
- 16% more than in Illinois
- Wage needed
- $38.67
- an hour, 2 bedrooms
- Or $80,440 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 49%
- spend 30% or more of income on rent
- 3% more than in Illinois
Only here
Renting in Lake County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
At $1,477, Lake County ranks 3rd among the 102 counties in Illinois for the highest typical rent.
-
At $110,416, Lake County ranks 3rd among the 102 counties in Illinois for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Lake County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Lake County was $2,255 a month in September 2026: 3.2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,678 | $32.27 | $67,120 |
| 1 bedroom | $1,780 | $34.23 | $71,200 |
| 2 bedrooms | $2,011 | $38.67 | $80,440 |
| 3 bedrooms | $2,586 | $49.73 | $103,440 |
| 4 bedrooms | $2,954 | $56.81 | $118,160 |
HUD area: Chicago-Joliet-Naperville, IL HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 28 ZIP codes in Lake County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,440 in 60041 to $3,020 in 60069. 18 ZIP codes are above the county's fair market rent ($2,011).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 60002 | $1,380 | $1,460 | $1,650 | $2,120 | $2,420 |
|---|---|---|---|---|---|
| 60015 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 |
| 60020 | $1,450 | $1,540 | $1,740 | $2,240 | $2,560 |
| 60030 | $1,840 | $1,960 | $2,210 | $2,840 | $3,250 |
| 60031 | $1,930 | $2,040 | $2,310 | $2,970 | $3,390 |
| 60035 | $2,230 | $2,360 | $2,670 | $3,430 | $3,920 |
| 60040 | $2,130 | $2,260 | $2,550 | $3,280 | $3,750 |
| 60041 | $1,200 | $1,270 | $1,440 | $1,850 | $2,120 |
| 60042 | $2,120 | $2,250 | $2,540 | $3,270 | $3,730 |
| 60044 | $1,900 | $2,020 | $2,280 | $2,930 | $3,350 |
| 60045 | $2,470 | $2,620 | $2,960 | $3,810 | $4,350 |
| 60046 | $1,910 | $2,030 | $2,290 | $2,940 | $3,360 |
| 60047 | $2,200 | $2,340 | $2,640 | $3,400 | $3,880 |
| 60048 | $1,850 | $1,970 | $2,220 | $2,850 | $3,260 |
| 60060 | $1,830 | $1,940 | $2,190 | $2,820 | $3,220 |
| 60061 | $2,190 | $2,320 | $2,620 | $3,370 | $3,850 |
| 60064 | $1,340 | $1,420 | $1,600 | $2,060 | $2,350 |
| 60069 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 |
| 60073 | $1,790 | $1,900 | $2,150 | $2,760 | $3,160 |
| 60075 | $1,370 | $1,420 | $1,680 | $2,210 | $2,530 |
| 60083 | $2,000 | $2,120 | $2,400 | $3,090 | $3,530 |
| 60084 | $1,520 | $1,610 | $1,820 | $2,340 | $2,670 |
| 60085 | $1,440 | $1,520 | $1,720 | $2,210 | $2,530 |
| 60087 | $1,540 | $1,630 | $1,840 | $2,370 | $2,700 |
| 60088 | $2,130 | $2,260 | $2,550 | $3,280 | $3,750 |
| 60089 | $2,380 | $2,520 | $2,850 | $3,670 | $4,190 |
| 60096 | $1,430 | $1,510 | $1,710 | $2,200 | $2,510 |
| 60099 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 |
- 60002 $1,650$2,120
- 60015 $3,020$3,880
- 60020 $1,740$2,240
- 60030 $2,210$2,840
- 60031 $2,310$2,970
- 60035 $2,670$3,430
- 60040 $2,550$3,280
- 60041 $1,440$1,850
- 60042 $2,540$3,270
- 60044 $2,280$2,930
- 60045 $2,960$3,810
- 60046 $2,290$2,940
- 60047 $2,640$3,400
- 60048 $2,220$2,850
- 60060 $2,190$2,820
- 60061 $2,620$3,370
- 60064 $1,600$2,060
- 60069 $3,020$3,880
- 60073 $2,150$2,760
- 60075 $1,680$2,210
- 60083 $2,400$3,090
- 60084 $1,820$2,340
- 60085 $1,720$2,210
- 60087 $1,840$2,370
- 60088 $2,550$3,280
- 60089 $2,850$3,670
- 60096 $1,710$2,200
- 60099 $1,640$2,110
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Lake County, 49% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
49%
of renter households spend 30% or more of their income on rent.
65,052 households rent in Lake County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 51%
Compared with the state and the country
- Lake 49%
- Illinois 48%
- United States 51%
Low-income apartments
Low-income apartments in Lake County
HUD lists 67 properties with homes for low-income households in Lake County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 29
- HUD-assisted
- 37
- public housing
- 5
7,972 homes in all; 6,903 of them low-income, according to HUD.
- Whispering Oaks Apts Tax credit (LIHTC) 2443 W Dugdale Rd, Waukegan 60085 405 low-income homes · 1 bd: 289 · 2 bd: 174 · 3 bd: 91 · In service since 2009
- Whispering Oaks Apartments HUD-assisted 2401 W Dugdale Rd, Waukegan 60085 404 low-income homes · For families · (847) 336-4400
- Crane Meadows Apts Tax credit (LIHTC) 1503 Lorelei Dr, Zion 60099 266 homes, 263 low-income · Studio: 16 · 1 bd: 128 · 2 bd: 98 · In service since 2011
- Colonial Park Apts Tax credit (LIHTC) 748 Sharon Ave, Park City 60085 240 low-income homes · Studio: 8 · 1 bd: 112 · 2 bd: 80 · 3 bd: 32 · 4 bd: 8 · In service since 2011
- Northlake Farms Apts Tax credit (LIHTC) 6700 Derby Dr, Gurnee 60031 222 low-income homes · 1 bd: 80 · 2 bd: 142 · In service since 1995
- Prairie View Apts (north Chicago) Tax credit (LIHTC) · HUD-assisted 1 Prairie View Ct, North Chicago 60064 224 homes, 219 low-income · 1 bd: 51 · 2 bd: 125 · 3 bd: 45 · 4 bd: 1 · In service since 2006 · For families · (847) 689-1222
- Lilac Ledge Apartments HUD-assisted 542 Washington St, Waukegan 60085 203 low-income homes · For older adults · (847) 662-2277
- Cedar Villas HUD-assisted 1959 N Cedar Lake Rd, Round Lake Beach 60073 202 low-income homes · For families · (847) 546-1899
- Brookhaven Apts Tax credit (LIHTC) · HUD-assisted 150 Greenhaven Ln, Gurnee 60031 181 low-income homes · 1 bd: 83 · 2 bd: 82 · 3 bd: 16 · In service since 2008 · For families · (847) 249-1155
- Beach Haven Tower Public housing 730 Golfview Dr, Round Lake Beach 60073 175 homes, 174 low-income · Run by Housing Authority of the County of Lake, IL. · Average payment: $391 a month · Average wait: 28 months · (847) 223-1170
- Kings Court Apts Tax credit (LIHTC) 2801 W Grandville Ave, Waukegan 60085 168 low-income homes · 1 bd: 98 · 2 bd: 70 · In service since 1998
- Buckingham Place Apts Tax credit (LIHTC) 3040 W 8th St, Waukegan 60085 166 low-income homes · 1 bd: 85 · 2 bd: 66 · 3 bd: 15 · In service since 1997
- Brookstone Apts Tax credit (LIHTC) 4247 Hickory Hills Dr, Waukegan 60087 168 homes, 160 low-income · 1 bd: 92 · 2 bd: 76 · In service since 2007
- Scattered Sites Public housing 1525 27th St, Zion 60099 160 homes, 159 low-income · Run by Housing Authority of the County of Lake, IL. · Average payment: $484 a month · Average wait: 30 months · Homes at several sites · (847) 223-1170
- Lakeside Tower Apartments HUD-assisted 200 Julian St, Waukegan 60085 150 low-income homes · For families · (847) 662-5694
- North Chgo HSG Auth Public housing 1440 Jackson St, North Chicago 60064 150 homes, 149 low-income · Run by Housing Authority of the City of North Chicago, IL · Average payment: $353 a month · Average wait: 18 months · Homes at several sites · (847) 223-1170
- Library Lane Senior Residence Tax credit (LIHTC) 50 Library Ln, Grayslake 60030 148 low-income homes · Studio: 42 · 1 bd: 105 · 2 bd: 1 · In service since 2002 · For older adults
- Waterford Apts Phase I Tax credit (LIHTC) 1503 Lorelei Dr, Zion 60099 144 low-income homes · Studio: 12 · 1 bd: 84 · 2 bd: 48 · In service since 1993
- Liberty Towers HUD-assisted 120 E Cook Ave, Libertyville 60048 122 homes, 120 low-income · For older adults · (847) 367-5503
- Hickory Road Manor HUD-assisted 4160 Continental Dr, Waukegan 60087 120 low-income homes · For families · (847) 244-9696
- Liberty Arms Senior Apts Tax credit (LIHTC) 260 Larkdale Row, Wauconda 60084 119 low-income homes · 1 bd: 72 · 2 bd: 47 · In service since 2006 · For older adults
- Cinnamon Lake Towers HUD-assisted 2701 W Glen Flora Ave, Waukegan 60085 274 homes, 115 low-income · For families · (847) 249-1070
- Lambs Residence No. 2, Inc. HUD-assisted 14245 W Rockland Rd, Libertyville 60048 113 homes, 112 low-income · For older adults · (847) 362-4636
- Victory Centre of Vernon Hills Senior Tax credit (LIHTC) 97 W Phillip Rd, Vernon Hills 60061 111 low-income homes · 1 bd: 90 · 2 bd: 21 · In service since 2012
- Horizon Villlage/West Zion Highland HUD-assisted 4119 Barberry Ln, Zion 60099 272 homes, 105 low-income · For families · (847) 746-2228
- Lakeland Apts Tax credit (LIHTC) · HUD-assisted 45 Ernest Ave, Fox Lake 60020 104 low-income homes · 1 bd: 99 · 2 bd: 5 · In service since 2001 · For older adults, families · (847) 587-6777
- Village Park Apts Tax credit (LIHTC) 2520 Village Park Dr, Waukegan 60087 126 homes, 100 low-income · 1 bd: 42 · 2 bd: 60 · 3 bd: 24 · In service since 2011
- Thomas Place - Fox Lake Tax credit (LIHTC) 229 Thomas Ln, Fox Lake 60020 100 low-income homes · 1 bd: 33 · 2 bd: 67 · In service since 2010
- Thomas Place-Gurnee Tax credit (LIHTC) 501 N Hunt Club Rd, Gurnee 60031 100 low-income homes · 1 bd: 33 · 2 bd: 67 · In service since 2012
- One Deerfield Place HUD-assisted 733 Osterman Ave, Deerfield 60015 98 homes, 97 low-income · For older adults · (847) 945-3661
- Gurnee Meadows Tax credit (LIHTC) 1400 Pauly Dr, Gurnee 60031 96 low-income homes · 1 bd: 62 · 2 bd: 34 · In service since 1994
- Gurnee Meadows II Tax credit (LIHTC) 1380 Pauly Dr, Gurnee 60031 95 low-income homes · 1 bd: 60 · 2 bd: 35 · In service since 1994
- Barwell Manor HUD-assisted 612 S Genesee St, Waukegan 60085 120 homes, 90 low-income · For families · (920) 966-9905
- Oakridge Village HUD-assisted 299 Oakridge Ct, Antioch 60002 90 low-income homes · For families · (847) 395-4840
- Heritage Woods of Gurnee Tax credit (LIHTC) 3755 Grand Ave, Gurnee 60031 105 homes, 84 low-income · Studio: 33 · 1 bd: 72 · In service since 2012
- Lakewood Village HUD-assisted 4109 Beech St, Island Lake 60042 84 low-income homes · For families · (608) 836-1152
- Zion Senior Cottages Tax credit (LIHTC) 1005 Prestwick St, Zion 60099 110 homes, 82 low-income · 1 bd: 62 · 2 bd: 48 · In service since 2006
- Carmel House Apts Tax credit (LIHTC) · HUD-assisted 2815 Elisha Ave, Zion 60099 80 low-income homes · 1 bd: 80 · In service since 2001 · For older adults · (847) 746-5588
- Cedar Village HUD-assisted 310 N Milwaukee Ave, Lake Villa 60046 80 low-income homes · For older adults · (847) 356-3900
- Lakewood Tower Tax credit (LIHTC) 320 N Milwaukee Ave, Lake Villa 60046 80 low-income homes · 1 bd: 40 · 2 bd: 40 · In service since 2003
- Zurich Meadows Tax credit (LIHTC) 250 Mohawk Trl, Lake Zurich 60047 95 homes, 75 low-income · 1 bd: 53 · 2 bd: 42 · In service since 2011
- Green Bay Manor Apts Tax credit (LIHTC) 206 N Green Bay Rd, Waukegan 60085 75 low-income homes · 1 bd: 33 · 2 bd: 35 · 3 bd: 7 · In service since 2002 · For families
- Waukegan Apts Tax credit (LIHTC) 102 Washington Ter, Waukegan 60085 72 low-income homes · Studio: 4 · 1 bd: 57 · 2 bd: 11 · In service since 1995
- Liberty Lake Apartments HUD-assisted 201 S Buesching Rd, Lake Zurich 60047 70 low-income homes · For families · (847) 438-6111
- Walnut Place HUD-assisted 654 Walnut St, Highland Park 60035 68 low-income homes · For older adults · (847) 433-7694
- Frank B Peers SR. HSG HUD-assisted 400 Central Ave, Highland Park 60035 67 low-income homes · For older adults · (847) 433-7695
- Hebron Townhouses HUD-assisted 2706 Hebron Ave, Zion 60099 63 low-income homes · For families · (847) 746-4850
- Assisi Homes of Gurnee HUD-assisted 3595 Grand Ave, Gurnee 60031 60 low-income homes · For older adults
- Pebbleshire Apartments II HUD-assisted 840 Cherry Valley Rd, Vernon Hills 60061 58 low-income homes · For families · (847) 367-1373
- Scattered Sites Public housing 26271 N Violet Dr, Mundelein 60060 52 low-income homes · Run by Housing Authority of the County of Lake, IL. · Average payment: $642 a month · Homes at several sites · (847) 223-1170
- Grand Oaks Apartments HUD-assisted 36090 N Grand Oaks Ct, Gurnee 60031 150 homes, 45 low-income · For families · (847) 245-4400
- B. J. Gaston Bethseda Village HUD-assisted 2400 29th St, Zion 60099 39 low-income homes · For older adults · (847) 746-7004
- Manchester Knolls Coop HUD-assisted 1700 Barrett Ct, North Chicago 60064 180 homes, 36 low-income · For families · (847) 689-8855
- Karcher Artspace Lofts Tax credit (LIHTC) 405 Washington St, Waukegan 60085 36 homes, 32 low-income · Studio: 10 · 1 bd: 15 · 2 bd: 7 · 3 bd: 4 · In service since 2012
- Armory Terrace Homes Public housing 1909 9th Pkwy, Waukegan 60085 25 low-income homes · Run by Housing Authority of the City of Waukegan · Average payment: $702 a month · Average wait: 61 months · (847) 244-8500
- Lake Manor Apartments HUD-assisted 200 N Lake St, Mundelein 60060 25 homes, 24 low-income · For older adults · (847) 361-4534
- Waukegan Supportive Housing HUD-assisted 2811 Sunset Ave, Waukegan 60087 23 low-income homes · For people with disabilities · (847) 249-3595
- The Lambs Farm HUD-assisted 14245 W Rockland Rd, Green Oaks 60048 18 low-income homes · For people with disabilities
- Rosewood Apartments HUD-assisted 318 W Forest Ave, Round Lake 60073 170 homes, 17 low-income · For families · (847) 546-6800
- Ravinia Housing HUD-assisted 755 Pleasant Ave, Highland Park 60035 17 low-income homes · For families · (847) 433-7694
- Augustana Group Home HUD-assisted 34377 N Almond Rd, Gurnee 60031 15 low-income homes · For people with disabilities · (847) 855-9450
- Kirwan Apartments HUD-assisted 2801 Sunset Ave, Waukegan 60087 24 homes, 12 low-income · (847) 328-6633
- Armory Terrace RAD HUD-assisted 1701 N McAree Rd, Waukegan 60085 10 low-income homes · For families
- Fairhaven Crossing HUD-assisted 407 E Hawley St, Mundelein 60060 40 homes, 4 low-income · (847) 970-9216
- Palermo Manor Tax credit (LIHTC) 2403 24th St, North Chicago 60064 4 low-income homes · 2 bd: 2 · 3 bd: 2 · In service since 1994
- 1933 Dickey Avenue Tax credit (LIHTC) 1933 Dickey Ave, North Chicago 60064 1 low-income home · 3 bd: 1 · In service since 1989
- Waukegan Terrace Apts HUD-assisted 1607 N Berwick Blvd, Waukegan 60085 140 homes · For families · (847) 662-7172
4 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Lake County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Lake County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $25,550 | $42,550 | $68,050 |
| 2 people | $29,200 | $48,600 | $77,800 |
| 3 people | $32,850 | $54,700 | $87,500 |
| 4 people | $36,450 | $60,750 | $97,200 |
| 5 people | $39,400 | $65,650 | $105,000 |
| 6 people | $44,360 | $70,500 | $112,800 |
| 7 people | $50,040 | $75,350 | $120,550 |
| 8 people | $55,720 | $80,200 | $128,350 |
Area median income: $121,500. HUD income limits by family size, Fiscal year 2026. Area: Chicago-Joliet-Naperville, IL HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,510 – $1,846
- 1 bedroom $1,602 – $1,958
- 2 bedrooms $1,810 – $2,212
- 3 bedrooms $2,327 – $2,845
- 4 bedrooms $2,659 – $3,249
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the County of Lake, IL. Public housing and Section 8 vouchers · 3,287 vouchers · 403 public housing units (847) 223-1170 Housing Authority of the County of Lake, IL.: lhocker@lakecountyha.org
- Housing Authority of the City of Waukegan Public housing and Section 8 vouchers · 1,254 vouchers · 25 public housing units (847) 244-8500 Housing Authority of the City of Waukegan: cchambers@waukeganhousing.com
- Housing Authority of the City of North Chicago, IL Public housing and Section 8 vouchers · 546 vouchers · 149 public housing units (847) 223-1170 Housing Authority of the City of North Chicago, IL: lhocker@ncilha.org
Housing agencies in Illinois Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Illinois
What Illinois law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 5 days
- 735 ILCS 5/9-101 to 9-307 (Eviction Act)
- How much notice ends a month-to-month rental?
- 30 days
- 735 ILCS 5/9-101 to 9-307 (Eviction Act)
- Only a court order can remove you735 ILCS 5/9-101 to 9-307 (Eviction Act)
- Protection from retaliation765 ILCS 721 (Landlord Retaliation Act)
- Protection related to immigration statusIllinois Human Rights Act
Help
Where to get help with rent in Lake County
These HUD-approved agencies have offices in Lake County. They counsel for free or at low cost.
-
Community Partners for Affordable Housing
800 S Milwaukee Ave Ste 201, Libertyville · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
Lake County Housing Authority
22843 N Lakewood Ln, Lake Zurich
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 10 more
Rental assistance programs
The ones that serve in Lake County or the whole state, with what each page says about being open.
-
Illinois Court-Based Rental Assistance Program (CBRAP)
Run by Illinois Housing Development Authority (IHDA)
Illinois state help to pay back rent and court costs if you already have an eviction case for nonpayment
Open, per the source
See details
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Lake County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Illinois, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$4,022
What you need before you get the keys.
What adds up
- First month
- $2,011
- Security deposit
- $2,011
- Total
- $4,022
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Lake County?
According to HUD (Fiscal year 2027): Studio: $1,678; 1 bedroom: $1,780; 2 bedrooms: $2,011; 3 bedrooms: $2,586; 4 bedrooms: $2,954. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Lake County?
Paying the 2-bedroom fair market rent ($2,011) without spending more than 30% of income takes $38.67 an hour full time, or $80,440 a year.
Who qualifies for Section 8 in Lake County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $60,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Lake County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,810 and $2,212 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Lake County?
For 2 bedrooms they run from $1,440 in 60041 to $3,020 in 60069. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Lake County?
HUD lists 67 properties with homes for low-income households in Lake County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Lake County?
HUD counts rent as a burden when it reaches 30% of income or more. In Lake County, 49% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).