In Port Wentworth, a typical home is worth $228,100 and typical rent is $1,812 a month. Compared with all of Chatham County, the typical home value is 25% lower and typical rent is 23% higher.
Typical home value from Zillow, September 2021 to September 2026: from $216,742 to $289,235.
Typical rent
$1,784a month
▼ 3.2% less than 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $1,583 to $1,784.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Port Wentworth is in Chatham County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Chatham County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Rincon, the typical rent is $1,245: 31% less than in Port Wentworth ($1,812).
2
Nearby, in Garden City, the typical home value is $169,400: 26% less than in Port Wentworth ($228,100).
3
The typical home in Port Wentworth is worth $228,100,25% less than in Chatham County as a whole ($302,700).
4
The typical rent in Port Wentworth is $1,812 a month, 23% more than in Chatham County as a whole ($1,471).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Port Wentworth
What homes there are in Port Wentworth, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Port Wentworth
Chatham County
Georgia
United States
Kind of home: Port Wentworth and its comparisons
Measure
Port Wentworth
Chatham County
Georgia
United States
Detached house
68%
62%
66%
61%
Attached house
Unreliable estimate
5%
4%
6%
Building of 2 to 4
Unreliable estimate
10%
5%
8%
Apartments (5 or more)
Unreliable estimate
20%
16%
19%
Mobile home
Unreliable estimate
4%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Port Wentworth, 7 in 10 homes are single-family detached houses; in Chatham County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Port Wentworth
Chatham County
Georgia
United States
Year built: Port Wentworth and its comparisons
Measure
Port Wentworth
Chatham County
Georgia
United States
Before 1960
11%
24%
12%
26%
1960–1979
Unreliable estimate
19%
20%
24%
1980–1999
Unreliable estimate
24%
33%
25%
2000–2009
35%
17%
21%
14%
2010 or later
37%
17%
14%
11%
Here half of the homes date from 2006 or later; in Chatham County, from 1986 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K30%
$200K–$300K43%
$300K–$500K15%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Port Wentworth and its comparisons
Measure
Port Wentworth
Under $100K
Unreliable estimate
$100K–$200K
30%
$200K–$300K
43%
$300K–$500K
15%
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49931%
$1,500–$1,999Unreliable
$2,000–$2,49936%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Port Wentworth and its comparisons
Measure
Port Wentworth
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
31%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
36%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,448 a month
Chatham County: $1,758 a month
Without a mortgage
$322 a month
Chatham County: $628 a month
Owners with a mortgage
80%
Chatham County: 64%
Owning costs less in Port Wentworth: with a mortgage, the typical cost is $1,448 a month; in Chatham County, $1,758. Without one, $322.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Port Wentworth+42%
Chatham County+56%
Georgia+72%
United States+53%
Typical rent
Port Wentworth+38%
Chatham County+36%
Georgia+39%
United States+33%
Typical household income
Port WentworthNo clear change
Chatham County+25%
Georgia+32%
United States+29%
Change since 2015–2019: Port Wentworth and its comparisons
Measure
Port Wentworth
Chatham County
Georgia
United States
Typical home value
+42%
+56%
+72%
+53%
Typical rent
+38%
+36%
+39%
+33%
Typical household income
No clear change
+25%
+32%
+29%
Homes in Port Wentworth gained value more slowly than in Chatham County: 42% since 2015–2019, against 56%.
Rents in Port Wentworth rose at about the same pace as in Chatham County: 38% since 2015–2019, against 36%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Port Wentworth and its comparisons
Measure
Port Wentworth
Chatham County
Georgia
United States
Rental vacancy
Unreliable estimate
6.2%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.8%
1.1%
0.9%
More than one person per room
Unreliable estimate
1.7%
2.4%
3.4%
People per household
2.54
2.40
2.62
2.53
Drive alone
81%
73%
71%
69%
Carpool
12%
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
3%
1%
3%
Work from home
5%
12%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.54 on average, against 2.40 in Chatham County.
To get to work, 81% of workers in Port Wentworth drive alone; in Chatham County, 73%.
Do the math
What would you pay each month for a home in Port Wentworth?
A typical home is within reach of the typical income
We start with a typical home in Port Wentworth, worth $228,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Port Wentworth, which is $79,731 a year.
The calculator's FHA and conventional loan limits are those of all of Chatham County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Port Wentworth. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,984 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,848
at 7.18% · 30 years
Loan amount
$223,968
Total interest
$322,237
Paid off in
November 2056
Includes $3,852 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,860 a month
Your payment · 28%
Tight
$1,860 to $2,392 a month
Hard
more than $2,392 a month
Compared with the typical household income in Port Wentworth ($79,731 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,517
Property tax
$135
Home insurance
$95
FHA mortgage insurance (MIP)
$101
You need at least $7,984 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,848; principal and interest $1,517.
The city and its county
Port Wentworth and Chatham County
Port Wentworth is in Chatham County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Port Wentworth
Map of Chatham County, Georgia, with Port Wentworth marked. Around it, the neighboring counties.
Port Wentworth
Chatham County
Other cities with a page
Port Wentworth's own numbers
Typical home value
$228,100
Typical monthly rent
$1,812
Typical yearly household income
$79,731
Households that own their home
59%
Effective property tax rate
0.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Chatham County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,679
Price change over 5 years (FHFA)
+71%
Homes in a high flood-risk zone
14%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Chatham County.
A typical home in Port Wentworth is worth $228,100: 25% below the county and 25% below Georgia. With the typical household income in Port Wentworth ($79,731 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Port Wentworth2.9 years
Chatham4.3 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Chatham County
According to FHFA’s house price index, home prices in Chatham County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Chatham County.
Yearly change in FHFA’s price index in Chatham County, 2016 to 2025
2016: +6.4% +6.4% 2016
2017: +3.9% +3.9% 2017
2018: +6.5% +6.5% 2018
2019: +5.4% +5.4% 2019
2020: +4.1% +4.1% 2020
2021: +11.8% +11.8% 2021
2022: +22.9% +22.9% 2022
2023: +15.1% +15.1% 2023
2024: +5.4% +5.4% 2024
2025: +2.3% +2.3% 2025
Change in FHFA’s price index in Chatham County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+2.3%
+2.2%
+2.9%
5 years (2020–2025)
+71%
+58%
+47%
10 years (2015–2025)
+120%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Port Wentworth next to Chatham County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Port Wentworth$228,100
Chatham$302,700
Georgia$303,300
United States$332,700
Typical monthly rent
Port Wentworth$1,812
Chatham$1,471
Georgia$1,393
United States$1,413
Typical yearly household income
Port Wentworth$79,731
Chatham$71,097
Georgia$77,353
United States$80,734
See the full table
Port Wentworth next to Chatham County and Georgia
Measure
Port Wentworth
Chatham County
Georgia
U.S.
Typical home value
$228,100 ▼25% below the county
$302,700
$303,300
$332,700
Typical monthly rent
$1,812 ▲23% above the county
$1,471
$1,393
$1,413
Typical yearly household income
$79,731 ▲12% above the county
$71,097
$77,353
$80,734
Households that own their home
59% ▲2 points above the county
57%
66%
65%
Typical yearly property tax
$1,629 ▼36% below the county
$2,541
$2,341
$3,119
Effective property tax rate
0.71% ▼0.13 points below the county
0.84%
0.77%
0.94%
Renters with high rent for their income
52% ▼2 points below the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Chatham County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Port Wentworth
For a typical $228,100 home in Port Wentworth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Port Wentworth's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,848a month
Least cash to close
Down payment
$7,984
Cash to close
$14,827
Rate
7.18%
Mortgage insurance
FHA MIP · $101
Conventional, 5% down$1,806a month
Down payment
$11,405
Cash to close
$18,248
Rate
7.18%
Mortgage insurance
PMI · $108
Conventional, 20% down, no PMI$1,466a month
Down payment
$45,620
Cash to close
$52,463
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,677a month
Down payment
$34,215
Cash to close
$41,058
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Port Wentworth
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,848
$7,984
$223,969
7.18%
FHA MIP · $101
$14,827
580
Conventional, 5% down
$1,806
$11,405
$216,695
7.18%
PMI · $108
$18,248
620*
Conventional, 20% down, no PMI
$1,466
$45,620
$182,480
7.18%
None
$52,463
620*
ITIN, 15% down (example)
$1,677
$34,215
$193,885
8.18%
None
$41,058
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Port Wentworth is $1,812 a month: 23% above the county. In Port Wentworth, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Chatham County, by unit size. To pay the 2-bedroom one ($1,679 a month) without spending more than 30% of your income, you would need to earn $32.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Chatham County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,481
$28.48
$59,240
1 bedroom
$1,542
$29.65
$61,680
2 bedrooms
$1,679
$32.29
$67,160
3 bedrooms
$2,185
$42.02
$87,400
4 bedrooms
$2,484
$47.77
$99,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Port Wentworth
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Port Wentworth is in ZIP code 31407.
For 2 bedrooms it is $2,050: $371 more than the fair market rent for Chatham County ($1,679).
Fair market rent by ZIP code and size in Port Wentworth, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
31407
$1,810
$1,880
$2,050
$2,670
$3,030
ZIP code2 bd3 bd
31407 $2,050$2,670
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Port Wentworth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Chatham County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Port Wentworth or Chatham County. The ones below are statewide in Georgia: they work in Port Wentworth the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
The HUD-approved agencies closest to the center of Port Wentworth, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Port Wentworth or Chatham County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Port Wentworth and all of Chatham County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Port Wentworth?
The typical home value in Port Wentworth is $228,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Chatham County it is $302,700.
How much does it cost to rent in Port Wentworth?
Typical rent in Port Wentworth is $1,812 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Chatham County is $1,679.
What is the FHA loan limit in Port Wentworth?
Port Wentworth uses the FHA limit for all of Chatham County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Port Wentworth?
The typical homeowner in Port Wentworth pays $1,629 a year, according to the U.S. Census Bureau. That is 0.71% of the home’s value; in Chatham County, the rate is 0.84%.
Where can I find free help to buy or rent in Port Wentworth?
There is 1 HUD-approved counseling agency with an office in Chatham County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
