In Jesup, a typical home is worth $158,500 and typical rent is $696 a month. Compared with all of Wayne County, typical rent is 18% lower and typical household income is 12% lower.
Typical home value from Zillow, September 2021 to September 2026: from $157,245 to $203,188.
Typical rent
$1,175a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Jesup is in Wayne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wayne County. See the county
What this place has that others do not, from public data, most unusual first.
1
Jesup has the 3rd lowest typical rent of the 162 cities in Georgia with more than 5,000 people ($696).
2
According to Zillow, in the 12 months to September 2026 the typical home value in Jesup rose 5%; in Georgia, it fell 0.6%.
3
Jesup has the 11th smallest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (41%).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Jesup
What homes there are in Jesup, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Jesup
Wayne County
Georgia
United States
Kind of home: Jesup and its comparisons
Measure
Jesup
Wayne County
Georgia
United States
Detached house
76%
58%
66%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
15%
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
16%
19%
Mobile home
Unreliable estimate
33%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Jesup: 76% of homes, more than in Wayne County (58%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Jesup
Wayne County
Georgia
United States
Year built: Jesup and its comparisons
Measure
Jesup
Wayne County
Georgia
United States
Before 1960
29%
15%
12%
26%
1960–1979
35%
22%
20%
24%
1980–1999
17%
33%
33%
25%
2000–2009
15%
20%
21%
14%
2010 or later
Unreliable estimate
11%
14%
11%
The typical home in Jesup was built in 1970, 19 years before the typical one in Wayne County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K32%
$100K–$200K31%
$200K–$300K21%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Jesup and its comparisons
Measure
Jesup
Under $100K
32%
$100K–$200K
31%
$200K–$300K
21%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99973%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Jesup and its comparisons
Measure
Jesup
Under $500
Unreliable estimate
$500–$999
73%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,174 a month
Wayne County: $1,348 a month
Without a mortgage
$473 a month
Wayne County: $375 a month
Owners with a mortgage
54%
Wayne County: 50%
The typical cost for an owner with a mortgage in Jesup is $1,174 a month, less than in Wayne County ($1,348); without one, $473.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Jesup+59%
Wayne County+55%
Georgia+72%
United States+53%
Typical rent
JesupNo clear change
Wayne County+29%
Georgia+39%
United States+33%
Typical household income
JesupNo clear change
Wayne County+18%
Georgia+32%
United States+29%
Change since 2015–2019: Jesup and its comparisons
Measure
Jesup
Wayne County
Georgia
United States
Typical home value
+59%
+55%
+72%
+53%
Typical rent
No clear change
+29%
+39%
+33%
Typical household income
No clear change
+18%
+32%
+29%
The typical home value in Jesup rose 59% since 2015–2019, more than in Wayne County (55%).
Since 2015–2019, the typical rent in Jesup did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Jesup and its comparisons
Measure
Jesup
Wayne County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.4%
3.4%
People per household
2.40
2.62
2.62
2.53
Drive alone
73%
76%
71%
69%
Carpool
19%
17%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
Unreliable estimate
5%
16%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Jesup are smaller: 2.40 people on average; in Wayne County, 2.62.
To get to work, 73% of workers in Jesup drive alone; in Wayne County, 76%.
Do the math
What would you pay each month for a home in Jesup?
A typical home is tight for the typical income
We start with a typical home in Jesup, worth $158,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Jesup, which is $46,974 a year. For that payment to be 28% of income, a household would need to earn about $56,396 a year.
The calculator's FHA and conventional loan limits are those of all of Wayne County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Jesup. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,548 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,316
at 7.18% · 30 years
Loan amount
$155,629
Total interest
$223,913
Paid off in
November 2056
Includes $2,677 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,096 a month
Tight
$1,096 to $1,409 a month
Your payment · 34%
Hard
more than $1,409 a month
Compared with the typical household income in Jesup ($46,974 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,054
Property tax
$126
Home insurance
$66
FHA mortgage insurance (MIP)
$70
You need at least $5,548 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,316; principal and interest $1,054.
The city and its county
Jesup and Wayne County
Jesup is in Wayne County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Jesup
Map of Wayne County, Georgia, with Jesup marked. Around it, the neighboring counties.
Jesup
Wayne County
Other cities with a page
Jesup's own numbers
Typical home value
$158,500
Typical monthly rent
$696
Typical yearly household income
$46,974
Households that own their home
63%
Effective property tax rate
0.95%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wayne County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,002
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wayne County.
A typical home in Jesup is worth $158,500: 3% below the county and 48% below Georgia. With the typical household income in Jesup ($46,974 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Jesup3.4 years
Wayne3.0 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wayne County
According to FHFA’s house price index, home prices in Wayne County rose 80% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wayne County.
Yearly change in FHFA’s price index in Wayne County, 2016 to 2025
2016: +2.2% +2.2% 2016
2017: +2.6% +2.6% 2017
2018: +4.3% +4.3% 2018
2019: +2.6% +2.6% 2019
2020: +3.6% +3.6% 2020
2021: +9.1% +9.1% 2021
2022: +22.4% +22.4% 2022
2023: +6.5% +6.5% 2023
2024: +3.9% +3.9% 2024
2025: +4.9% +4.9% 2025
Change in FHFA’s price index in Wayne County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+4.9%
+2.2%
+2.9%
5 years (2020–2025)
+55%
+58%
+47%
10 years (2015–2025)
+80%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Jesup next to Wayne County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Jesup$158,500
Wayne$162,800
Georgia$303,300
United States$332,700
Typical monthly rent
Jesup$696
Wayne$846
Georgia$1,393
United States$1,413
Typical yearly household income
Jesup$46,974
Wayne$53,427
Georgia$77,353
United States$80,734
See the full table
Jesup next to Wayne County and Georgia
Measure
Jesup
Wayne County
Georgia
U.S.
Typical home value
$158,500 ▼3% below the county
$162,800
$303,300
$332,700
Typical monthly rent
$696 ▼18% below the county
$846
$1,393
$1,413
Typical yearly household income
$46,974 ▼12% below the county
$53,427
$77,353
$80,734
Households that own their home
63% ▼4 points below the county
67%
66%
65%
Typical yearly property tax
$1,509 ▲19% above the county
$1,265
$2,341
$3,119
Effective property tax rate
0.95% ▲0.17 points above the county
0.78%
0.77%
0.94%
Renters with high rent for their income
41% ▼2 points below the county
43%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wayne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Jesup
For a typical $158,500 home in Jesup, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jesup's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,316a month
Least cash to close
Down payment
$5,548
Cash to close
$10,303
Rate
7.18%
Mortgage insurance
FHA MIP · $70
Conventional, 5% down$1,287a month
Down payment
$7,925
Cash to close
$12,680
Rate
7.18%
Mortgage insurance
PMI · $75
Conventional, 20% down, no PMI$1,051a month
Down payment
$31,700
Cash to close
$36,455
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,197a month
Down payment
$23,775
Cash to close
$28,530
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Jesup
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,316
$5,548
$155,629
7.18%
FHA MIP · $70
$10,303
580
Conventional, 5% down
$1,287
$7,925
$150,575
7.18%
PMI · $75
$12,680
620*
Conventional, 20% down, no PMI
$1,051
$31,700
$126,800
7.18%
None
$36,455
620*
ITIN, 15% down (example)
$1,197
$23,775
$134,725
8.18%
None
$28,530
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Jesup is $696 a month: 18% below the county. In Jesup, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wayne County, by unit size. To pay the 2-bedroom one ($1,002 a month) without spending more than 30% of your income, you would need to earn $19.27 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wayne County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$761
$14.63
$30,440
1 bedroom
$766
$14.73
$30,640
2 bedrooms
$1,002
$19.27
$40,080
3 bedrooms
$1,250
$24.04
$50,000
4 bedrooms
$1,624
$31.23
$64,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Jesup
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jesup has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,000 in 31546 to $1,010 in 31545.
1 of the 3 is above the fair market rent for Wayne County ($1,002).
2-bedroom fair market rent in each of the 3 ZIP codes of Jesup, beside the one for Wayne County. For 2 bedrooms it runs from $1,000 in 31546 to $1,010 in 31545. 1 of the 3 is above the fair market rent for Wayne County ($1,002).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,002
Lowest: $1,000 (31546)Highest: $1,010 (31545)
Fair market rent by ZIP code and size in Jesup, fiscal year 2027.
31545
$770
$770
$1,010
$1,260
$1,640
31546
$760
$770
$1,000
$1,250
$1,620
31599
$760
$770
$1,000
$1,250
$1,620
ZIP code2 bd3 bd
31545 $1,010$1,260
31546 $1,000$1,250
31599 $1,000$1,250
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jesup when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wayne County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Jesup or Wayne County. The ones below are statewide in Georgia: they work in Jesup the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Jesup or Wayne County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Jesup and all of Wayne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Jesup?
The typical home value in Jesup is $158,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wayne County it is $162,800.
How much does it cost to rent in Jesup?
Typical rent in Jesup is $696 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wayne County is $1,002.
What is the FHA loan limit in Jesup?
Jesup uses the FHA limit for all of Wayne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Jesup?
The typical homeowner in Jesup pays $1,509 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Wayne County, the rate is 0.78%.
Where can I find free help to buy or rent in Jesup?
We found no HUD-approved counseling agencies with an office in Wayne County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
