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City · 8,147 residents · Glynn County, Georgia

Dock Junction , Georgia

In Dock Junction, a typical home is worth $143,700 and typical rent is $1,080 a month. Compared with all of Glynn County, the typical home value is 52% lower, typical household income is 41% lower, and the share of households that own their home is 17 points lower.

Dock Junction in numbers

  • Typical home value

    $143,700

    52% below the county

    53% below Georgia

    • Dock Junction
    • Glynn
    • Georgia
  • Typical rent

    $1,080a month

    5% below the county

    22% below Georgia

    • Dock Junction
    • Glynn
    • Georgia
  • Typical household income

    $41,258a year

    41% below the county

    47% below Georgia

    • Dock Junction
    • Glynn
    • Georgia
  • Households that own their home

    50%

    17 points below the county

    16 points below Georgia

    • Dock Junction
    • Glynn
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Dock Junction is in Glynn County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Glynn County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dock Junction apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Dock Junction is worth $143,700, 52% less than in Glynn County as a whole ($301,300).

  2. The typical household income in Dock Junction is $41,258, 41% less than in Glynn County as a whole ($69,799).

  3. 50% of households in Dock Junction own their home, against 67% in Glynn County.

  4. 13% of households in Dock Junction have no internet at home (8% in Glynn County).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Dock Junction

What homes there are in Dock Junction, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Dock Junction and its comparisons
MeasureDock JunctionGlynn CountyGeorgiaUnited States
Detached house 49%63%66%61%
Attached house 9%5%4%6%
Building of 2 to 4 15%8%5%8%
Apartments (5 or more) Unreliable estimate14%16%19%
Mobile home 22%10%8%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Dock Junction there is a bit of everything: no kind of home reaches half. The most common are detached houses (49%); in Glynn County, 63%.

There are more mobile homes here than in Glynn County: 22% of homes, against 10%.

Year built
Year built: Dock Junction and its comparisons
MeasureDock JunctionGlynn CountyGeorgiaUnited States
Before 1960 25%17%12%26%
1960–1979 20%21%20%24%
1980–1999 38%34%33%25%
2000–2009 12%18%21%14%
2010 or later Unreliable estimate10%14%11%

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Dock Junction and its comparisons
MeasureDock Junction
Under $100K 35%
$100K–$200K 40%
$200K–$300K 11%
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Dock Junction and its comparisons
MeasureDock Junction
Under $500 Unreliable estimate
$500–$999 32%
$1,000–$1,499 58%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,072 a month

Glynn County: $1,705 a month

Without a mortgage

$330 a month

Glynn County: $491 a month

Owners with a mortgage

38%

Glynn County: 57%

Owning costs less in Dock Junction: with a mortgage, the typical cost is $1,072 a month; in Glynn County, $1,705. Without one, $330.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Dock Junction and its comparisons
MeasureDock JunctionGlynn CountyGeorgiaUnited States
Typical home value +35%+68%+72%+53%
Typical rent +27%+28%+39%+33%
Typical household income No clear change+32%+32%+29%

Homes in Dock Junction gained value more slowly than in Glynn County: 35% since 2015–2019, against 68%.

Rents in Dock Junction rose at about the same pace as in Glynn County: 27% since 2015–2019, against 28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Dock Junction and its comparisons
MeasureDock JunctionGlynn CountyGeorgiaUnited States
Rental vacancy Unreliable estimate10.0%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate2.2%2.4%3.4%
People per household 2.422.362.622.53
Drive alone 67%77%71%69%
Carpool 23%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home Unreliable estimate9%16%15%
Other means Unreliable estimate3%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Much as in Glynn County, a household in Dock Junction has 2.42 people on average.

More people carpool to work in Dock Junction than in Glynn County: 23% against 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Dock Junction?

A typical home is tight for the typical income

We start with a typical home in Dock Junction, worth $143,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Dock Junction, which is $41,258 a year. For that payment to be 28% of income, a household would need to earn about $49,180 a year.

The calculator's FHA and conventional loan limits are those of all of Glynn County.

Your numbers

Local data
$

Starts at the typical home value in Dock Junction. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,030 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,148

at 7.18% · 30 years

Loan amount
$141,097
Total interest
$203,005
Paid off in
November 2056

Includes $2,427 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $963 a month

  • Tight

    $963 to $1,238 a month

    Your payment · 33%

  • Hard

    more than $1,238 a month

Compared with the typical household income in Dock Junction ($41,258 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,148
Monthly payment breakdown
Principal & interest$956
Property tax$68
Home insurance$60
FHA mortgage insurance (MIP)$64

You need at least $5,030 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,148; principal and interest $956.

The city and its county

Dock Junction and Glynn County

Dock Junction is in Glynn County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Glynn County, Georgia, with Dock Junction marked. Around it, the neighboring counties.

Dock Junction's own numbers

Typical home value
$143,700
Typical monthly rent
$1,080
Typical yearly household income
$41,258
Households that own their home
50%
Effective property tax rate
0.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Glynn County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,378
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
18%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Glynn County.

Everything about Glynn County

Buying

Buying a home in Dock Junction

A typical home in Dock Junction is worth $143,700: 52% below the county and 53% below Georgia. With the typical household income in Dock Junction ($41,258 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Dock Junction 3.5 years
  • Glynn 4.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Glynn County

According to FHFA’s house price index, home prices in Glynn County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Glynn County.

Yearly change in FHFA’s price index in Glynn County, 2016 to 2025
  1. 2020: +6.0%
  2. 2021: +9.2%
  3. 2022: +19.0%
  4. 2023: +12.8%
  5. 2024: +8.2%
  6. 2025: +4.0%
Change in FHFA’s price index in Glynn County, Georgia and the United States
Period County Georgia U.S.
Last year (2025) +4.0% +2.2% +2.9%
5 years (2020–2025) +65% +58% +47%
10 years (2015–2025) +119% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dock Junction next to Glynn County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Dock Junction $143,700
  • Glynn $301,300
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Dock Junction $1,080
  • Glynn $1,135
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Dock Junction $41,258
  • Glynn $69,799
  • Georgia $77,353
  • United States $80,734
See the full table
Dock Junction next to Glynn County and Georgia
Measure Dock Junction Glynn County Georgia U.S.
Typical home value $143,700 52% below the county $301,300 $303,300 $332,700
Typical monthly rent $1,080 5% below the county $1,135 $1,393 $1,413
Typical yearly household income $41,258 41% below the county $69,799 $77,353 $80,734
Households that own their home 50% 17 points below the county 67% 66% 65%
Typical yearly property tax $817 52% below the county $1,708 $2,341 $3,119
Effective property tax rate 0.57% 0.57% 0.77% 0.94%
Renters with high rent for their income 57% 11 points above the county 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Glynn County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dock Junction

For a typical $143,700 home in Dock Junction, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dock Junction's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,148a month

    Least cash to close
    Down payment
    $5,030
    Cash to close
    $9,341
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $64
  • Conventional, 5% down $1,121a month

    Down payment
    $7,185
    Cash to close
    $11,496
    Rate
    7.18%
    Mortgage insurance
    PMI · $68
  • Conventional, 20% down, no PMI $907a month

    Down payment
    $28,740
    Cash to close
    $33,051
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,040a month

    Down payment
    $21,555
    Cash to close
    $25,866
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dock Junction and for Glynn County.

Property tax

Effective rate in Dock Junction

0.57%of the home’s value each year

$817 a year for the typical owner in Dock Junction.

  • Dock Junction 0.57%
  • Glynn 0.57%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Glynn County

FEMA does not publish these numbers by city: they are for all of Glynn County.

Homes in the high-risk zone
18%
5,676
Of those, with NFIP insurance
91%
Homes in the high-risk zone and with NFIP insurance: Glynn County, Georgia and the U.S.
Measure County Georgia U.S.
Homes in the high-risk zone 18% 2% 3.5%
Of those, with NFIP insurance 91% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dock Junction

Typical rent in Dock Junction is $1,080 a month: 5% below the county. In Dock Junction, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Glynn County, by unit size. To pay the 2-bedroom one ($1,378 a month) without spending more than 30% of your income, you would need to earn $26.50 an hour working full time.

HUD fair market rent for all of Glynn County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Glynn County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $991 $19.06 $39,640
1 bedroom $1,114 $21.42 $44,560
2 bedrooms $1,378 $26.50 $55,120
3 bedrooms $1,642 $31.58 $65,680
4 bedrooms $1,938 $37.27 $77,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dock Junction

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dock Junction has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,270 in 31520 to $1,500 in 31523.

1 of the 2 is above the fair market rent for Glynn County ($1,378).

  • 31520 $1,270$1,510
  • 31523 $1,500$1,790

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dock Junction when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Dock Junction

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Glynn County. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Dock Junction

No down payment, repair or rent-help program on our list is for Dock Junction or Glynn County. The ones below are statewide in Georgia: they work in Dock Junction the same as in the rest of the state.

  • Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

  • FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Dock Junction

The HUD-approved agencies closest to the center of Dock Junction, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Jcvision and Associates, Inc

    135 E Ml King Jr Dr, Hinesville · 45 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
  • Credit.org - Savannah, GA Branch

    100 Bull St, Savannah · 66 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
  • CCCS of the Savannah Area, Inc. - Statesboro Branch

    515 Denmark Street Suite 700, Statesboro · 88 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more

All counseling agencies in Georgia

Help in Spanish near Dock Junction

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dock Junction

In HUD’s record, no housing authority with an office in Glynn County is named for Dock Junction or Glynn County.

One other authority has an office in Glynn County: see the list Source: HUD

Cities

Other cities in Glynn County

These cities are also in Glynn County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Dock Junction

Short answers with the numbers for Dock Junction and all of Glynn County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dock Junction?

The typical home value in Dock Junction is $143,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Glynn County it is $301,300.

How much does it cost to rent in Dock Junction?

Typical rent in Dock Junction is $1,080 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Glynn County is $1,378.

What is the FHA loan limit in Dock Junction?

Dock Junction uses the FHA limit for all of Glynn County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Dock Junction?

The typical homeowner in Dock Junction pays $817 a year, according to the U.S. Census Bureau. That is 0.57% of the home’s value; in Glynn County, the rate is 0.57%.

Where can I find free help to buy or rent in Dock Junction?

We found no HUD-approved counseling agencies with an office in Glynn County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).