In Kingsland, a typical home is worth $251,400 and typical rent is $1,275 a month. Home values, rent and income are very close to those of all of Camden County.
Typical home value from Zillow, September 2021 to September 2026: from $224,807 to $297,020.
Typical rent
$1,727a month
▲ 5.1% more than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,485 to $1,727.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kingsland is in Camden County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Camden County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Dock Junction, the typical home value is $143,700: 43% less than in Kingsland ($251,400).
2
Nearby, in Brunswick, the typical rent is $951: 25% less than in Kingsland ($1,275).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Kingsland
What homes there are in Kingsland, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kingsland
Camden County
Georgia
United States
Kind of home: Kingsland and its comparisons
Measure
Kingsland
Camden County
Georgia
United States
Detached house
62%
66%
66%
61%
Attached house
14%
6%
4%
6%
Building of 2 to 4
6%
8%
5%
8%
Apartments (5 or more)
Unreliable estimate
9%
16%
19%
Mobile home
7%
10%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Kingsland, but it weighs less than in Camden County: 62% against 66%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Kingsland
Camden County
Georgia
United States
Year built: Kingsland and its comparisons
Measure
Kingsland
Camden County
Georgia
United States
Before 1960
7%
7%
12%
26%
1960–1979
Unreliable estimate
12%
20%
24%
1980–1999
38%
42%
33%
25%
2000–2009
30%
24%
21%
14%
2010 or later
20%
15%
14%
11%
Homes in Kingsland are newer: the typical year built is 2000; in Camden County, 1995.
Much as in Camden County, 78% of homes in Kingsland have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K22%
$200K–$300K41%
$300K–$500K25%
$500K–$750K3%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Kingsland and its comparisons
Measure
Kingsland
Under $100K
9%
$100K–$200K
22%
$200K–$300K
41%
$300K–$500K
25%
$500K–$750K
3%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
The FHA loan limit for Camden County is $541,287, and about 97% of owner-occupied homes in Kingsland are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49944%
$1,500–$1,99926%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kingsland and its comparisons
Measure
Kingsland
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
44%
$1,500–$1,999
26%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,476 a month
Camden County: $1,565 a month
Without a mortgage
$544 a month
Camden County: $513 a month
Owners with a mortgage
74%
Camden County: 64%
Owning costs less in Kingsland: with a mortgage, the typical cost is $1,476 a month; in Camden County, $1,565. Without one, $544.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kingsland+60%
Camden County+58%
Georgia+72%
United States+53%
Typical rent
Kingsland+41%
Camden County+31%
Georgia+39%
United States+33%
Typical household income
Kingsland+51%
Camden County+31%
Georgia+32%
United States+29%
Change since 2015–2019: Kingsland and its comparisons
Measure
Kingsland
Camden County
Georgia
United States
Typical home value
+60%
+58%
+72%
+53%
Typical rent
+41%
+31%
+39%
+33%
Typical household income
+51%
+31%
+32%
+29%
Much as in Camden County, the typical home value in Kingsland rose 60% since 2015–2019.
Rents in Kingsland rose faster than in Camden County: 41% since 2015–2019, against 31%.
The typical household income in Kingsland rose 51% over that time; home values changed +60% and rent +41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kingsland and its comparisons
Measure
Kingsland
Camden County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
1.7%
2.4%
3.4%
People per household
2.63
2.55
2.62
2.53
Drive alone
83%
77%
71%
69%
Carpool
8%
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
1%
3%
Work from home
8%
11%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Kingsland has 2.63 people on average, about the same as in Camden County (2.55).
To get to work, 83% of workers in Kingsland drive alone; in Camden County, 77%.
Do the math
What would you pay each month for a home in Kingsland?
A typical home is tight for the typical income
We start with a typical home in Kingsland, worth $251,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Kingsland, which is $77,944 a year. For that payment to be 28% of income, a household would need to earn about $89,361 a year.
The calculator's FHA and conventional loan limits are those of all of Camden County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kingsland. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,799 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,085
at 7.18% · 30 years
Loan amount
$246,847
Total interest
$355,154
Paid off in
November 2056
Includes $4,246 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,819 a month
Tight
$1,819 to $2,338 a month
Your payment · 32%
Hard
more than $2,338 a month
Compared with the typical household income in Kingsland ($77,944 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,672
Property tax
$197
Home insurance
$105
FHA mortgage insurance (MIP)
$111
You need at least $8,799 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,085; principal and interest $1,672.
The city and its county
Kingsland and Camden County
Kingsland is in Camden County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kingsland
Map of Camden County, Georgia, with Kingsland marked. Around it, the neighboring counties.
Kingsland
Camden County
Other cities with a page
Kingsland's own numbers
Typical home value
$251,400
Typical monthly rent
$1,275
Typical yearly household income
$77,944
Households that own their home
67%
Effective property tax rate
0.94%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Camden County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,300
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
8.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Camden County.
A typical home in Kingsland is worth $251,400: 4% below the county and 17% below Georgia. With the typical household income in Kingsland ($77,944 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kingsland3.2 years
Camden3.5 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Camden County
According to FHFA’s house price index, home prices in Camden County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Camden County.
Yearly change in FHFA’s price index in Camden County, 2016 to 2025
2016: +5.8% +5.8% 2016
2017: +7.3% +7.3% 2017
2018: +4.7% +4.7% 2018
2019: +5.1% +5.1% 2019
2020: +3.3% +3.3% 2020
2021: +11.9% +11.9% 2021
2022: +22.9% +22.9% 2022
2023: +10.9% +10.9% 2023
2024: +4.9% +4.9% 2024
2025: −1.3% −1.3% 2025
Change in FHFA’s price index in Camden County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
−1.3%
+2.2%
+2.9%
5 years (2020–2025)
+58%
+58%
+47%
10 years (2015–2025)
+104%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kingsland next to Camden County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kingsland$251,400
Camden$261,400
Georgia$303,300
United States$332,700
Typical monthly rent
Kingsland$1,275
Camden$1,235
Georgia$1,393
United States$1,413
Typical yearly household income
Kingsland$77,944
Camden$74,378
Georgia$77,353
United States$80,734
See the full table
Kingsland next to Camden County and Georgia
Measure
Kingsland
Camden County
Georgia
U.S.
Typical home value
$251,400 ▼4% below the county
$261,400
$303,300
$332,700
Typical monthly rent
$1,275 ▲3% above the county
$1,235
$1,393
$1,413
Typical yearly household income
$77,944 ▲5% above the county
$74,378
$77,353
$80,734
Households that own their home
67% ▼1 points below the county
68%
66%
65%
Typical yearly property tax
$2,353 ▲2% above the county
$2,305
$2,341
$3,119
Effective property tax rate
0.94% ▲0.06 points above the county
0.88%
0.77%
0.94%
Renters with high rent for their income
56% ▲6 points above the county
50%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Camden County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kingsland
For a typical $251,400 home in Kingsland, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kingsland's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,085a month
Least cash to close
Down payment
$8,799
Cash to close
$16,341
Rate
7.18%
Mortgage insurance
FHA MIP · $111
Conventional, 5% down$2,039a month
Down payment
$12,570
Cash to close
$20,112
Rate
7.18%
Mortgage insurance
PMI · $119
Conventional, 20% down, no PMI$1,664a month
Down payment
$50,280
Cash to close
$57,822
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,897a month
Down payment
$37,710
Cash to close
$45,252
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kingsland
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,085
$8,799
$246,847
7.18%
FHA MIP · $111
$16,341
580
Conventional, 5% down
$2,039
$12,570
$238,830
7.18%
PMI · $119
$20,112
620*
Conventional, 20% down, no PMI
$1,664
$50,280
$201,120
7.18%
None
$57,822
620*
ITIN, 15% down (example)
$1,897
$37,710
$213,690
8.18%
None
$45,252
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kingsland is $1,275 a month: 3% above the county. In Kingsland, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Camden County, by unit size. To pay the 2-bedroom one ($1,300 a month) without spending more than 30% of your income, you would need to earn $25.00 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Camden County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,071
$20.60
$42,840
1 bedroom
$1,194
$22.96
$47,760
2 bedrooms
$1,300
$25.00
$52,000
3 bedrooms
$1,800
$34.62
$72,000
4 bedrooms
$2,111
$40.60
$84,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kingsland
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kingsland is in ZIP code 31548.
For 2 bedrooms it is $1,270: $30 less than the fair market rent for Camden County ($1,300).
Fair market rent by ZIP code and size in Kingsland, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
31548
$1,050
$1,170
$1,270
$1,760
$2,060
ZIP code2 bd3 bd
31548 $1,270$1,760
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kingsland when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 10 buildings with rents for lower incomes in Kingsland. These are the largest.
Royal Pointe Apartments301 N Gross Rd, Kingsland 31548144 low-income homes · In service since 2000
Project Unnamed414 S Arizona St, Kingsland 31548114 homes, 113 low-income · Run by Southeast Georgia Consolidated Housing Author · Average payment: $375 a month · Average wait: 44 months(912) 218-5053
Ashton Cove230 N Gross Rd, Kingsland 3154872 low-income homes · In service since 2000
The Preserve at Newport201 J Nolan Wells Rd, Kingsland 3154872 low-income homes · 1 bd: 12 · 2 bd: 40 · 3 bd: 20 · In service since 2018 · For families(912) 525-0276
Hilltop Terrace II4059 Martin Luther King Jr Blvd, Kingsland 3154855 homes, 54 low-income · 1 bd: 46 · 2 bd: 9 · In service since 2018 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Camden County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Kingsland or Camden County. The ones below are statewide in Georgia: they work in Kingsland the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Kingsland or Camden County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kingsland and all of Camden County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kingsland?
The typical home value in Kingsland is $251,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Camden County it is $261,400.
How much does it cost to rent in Kingsland?
Typical rent in Kingsland is $1,275 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Camden County is $1,300.
What is the FHA loan limit in Kingsland?
Kingsland uses the FHA limit for all of Camden County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Kingsland?
The typical homeowner in Kingsland pays $2,353 a year, according to the U.S. Census Bureau. That is 0.94% of the home’s value; in Camden County, the rate is 0.88%.
Where can I find free help to buy or rent in Kingsland?
We found no HUD-approved counseling agencies with an office in Camden County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
