In Statesboro, a typical home is worth $197,900 and typical rent is $944 a month. Compared with all of Bulloch County, typical household income is 24% lower, the typical home value is 11% lower, and the share of households that own their home is 31 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $187,508 to $271,207.
Typical rent
$1,418a month
= about the same as 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,020 to $1,418.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Statesboro is in Bulloch County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bulloch County. See the county
What this place has that others do not, from public data, most unusual first.
1
22% of households in Statesboro own their home, against 53% in Bulloch County.
2
Nearby, in Swainsboro, the typical home value is $109,300: 45% less than in Statesboro ($197,900).
3
The typical household income in Statesboro is $44,737,24% less than in Bulloch County as a whole ($58,810).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Statesboro
What homes there are in Statesboro, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Statesboro
Bulloch County
Georgia
United States
Kind of home: Statesboro and its comparisons
Measure
Statesboro
Bulloch County
Georgia
United States
Detached house
36%
55%
66%
61%
Attached house
5%
4%
4%
6%
Building of 2 to 4
24%
12%
5%
8%
Apartments (5 or more)
34%
14%
16%
19%
Mobile home
Unreliable estimate
15%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Statesboro; the largest group, detached houses, adds up to 36%, less than in Bulloch County (55%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Statesboro
Bulloch County
Georgia
United States
Year built: Statesboro and its comparisons
Measure
Statesboro
Bulloch County
Georgia
United States
Before 1960
14%
10%
12%
26%
1960–1979
23%
18%
20%
24%
1980–1999
28%
33%
33%
25%
2000–2009
19%
22%
21%
14%
2010 or later
16%
18%
14%
11%
In Statesboro, half of the homes were built before 1989; in Bulloch County, before 1995.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K17%
$100K–$200K34%
$200K–$300K28%
$300K–$500K18%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Statesboro and its comparisons
Measure
Statesboro
Under $100K
17%
$100K–$200K
34%
$200K–$300K
28%
$300K–$500K
18%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
The FHA limit for Bulloch County is high ($541,287): at least 97% of owner-occupied homes in Statesboro are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5008%
$500–$99948%
$1,000–$1,49927%
HUD fair market rent, 2 bedrooms: $1,160
$1,500–$1,99914%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Statesboro and its comparisons
Measure
Statesboro
Under $500
8%
$500–$999
48%
$1,000–$1,499
27%
$1,500–$1,999
14%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,160), about 65% of rented homes in Statesboro cost less.
With a mortgage
$1,364 a month
Bulloch County: $1,462 a month
Without a mortgage
$503 a month
Bulloch County: $452 a month
Owners with a mortgage
52%
Bulloch County: 55%
The typical cost for an owner with a mortgage in Statesboro is $1,364 a month, less than in Bulloch County ($1,462); without one, $503.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Statesboro+74%
Bulloch County+58%
Georgia+72%
United States+53%
Typical rent
Statesboro+21%
Bulloch County+24%
Georgia+39%
United States+33%
Typical household income
Statesboro+53%
Bulloch County+29%
Georgia+32%
United States+29%
Change since 2015–2019: Statesboro and its comparisons
Measure
Statesboro
Bulloch County
Georgia
United States
Typical home value
+74%
+58%
+72%
+53%
Typical rent
+21%
+24%
+39%
+33%
Typical household income
+53%
+29%
+32%
+29%
Since 2015–2019, homes in Statesboro gained value faster than in Bulloch County: 74% against 58%.
Rents in Statesboro rose at about the same pace as in Bulloch County: 21% since 2015–2019, against 24%.
To compare: typical income in Statesboro rose 53%; the home, +74%; the rent, +21%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Statesboro and its comparisons
Measure
Statesboro
Bulloch County
Georgia
United States
Rental vacancy
Unreliable estimate
2.5%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.4%
3.4%
People per household
2.28
2.48
2.62
2.53
Drive alone
71%
77%
71%
69%
Carpool
10%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
4%
2%
1%
3%
Work from home
12%
9%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.28 on average, against 2.48 in Bulloch County.
In Statesboro, 12% of workers work from home, more than in Bulloch County (9%).
Do the math
What would you pay each month for a home in Statesboro?
A typical home costs more than the typical income allows
We start with a typical home in Statesboro, worth $197,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Statesboro, which is $44,737 a year. For that payment to be 28% of income, a household would need to earn about $69,708 a year.
The calculator's FHA and conventional loan limits are those of all of Bulloch County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Statesboro. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,927 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,627
at 7.18% · 30 years
Loan amount
$194,315
Total interest
$279,574
Paid off in
November 2056
Includes $3,342 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,044 a month
Tight
$1,044 to $1,342 a month
Hard
more than $1,342 a month
Your payment · 44%
Compared with the typical household income in Statesboro ($44,737 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,316
Property tax
$140
Home insurance
$83
FHA mortgage insurance (MIP)
$88
You need at least $6,927 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,627; principal and interest $1,316.
The city and its county
Statesboro and Bulloch County
Statesboro is in Bulloch County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Statesboro
Map of Bulloch County, Georgia, with Statesboro marked. Around it, the neighboring counties.
Statesboro
Bulloch County
Other cities with a page
Statesboro's own numbers
Typical home value
$197,900
Typical monthly rent
$944
Typical yearly household income
$44,737
Households that own their home
22%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bulloch County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,160
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
4.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bulloch County.
A typical home in Statesboro is worth $197,900: 11% below the county and 35% below Georgia. With the typical household income in Statesboro ($44,737 a year), a typical home costs 4.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Statesboro4.4 years
Bulloch3.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bulloch County
According to FHFA’s house price index, home prices in Bulloch County rose 97% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bulloch County.
Yearly change in FHFA’s price index in Bulloch County, 2016 to 2025
2016: +2.1% +2.1% 2016
2017: +3.5% +3.5% 2017
2018: +2.1% +2.1% 2018
2019: +4.8% +4.8% 2019
2020: +4.2% +4.2% 2020
2021: +9.7% +9.7% 2021
2022: +20.6% +20.6% 2022
2023: +13.1% +13.1% 2023
2024: +9.4% +9.4% 2024
2025: +2.5% +2.5% 2025
Change in FHFA’s price index in Bulloch County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+2.5%
+2.2%
+2.9%
5 years (2020–2025)
+68%
+58%
+47%
10 years (2015–2025)
+97%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Statesboro next to Bulloch County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Statesboro$197,900
Bulloch$222,500
Georgia$303,300
United States$332,700
Typical monthly rent
Statesboro$944
Bulloch$995
Georgia$1,393
United States$1,413
Typical yearly household income
Statesboro$44,737
Bulloch$58,810
Georgia$77,353
United States$80,734
See the full table
Statesboro next to Bulloch County and Georgia
Measure
Statesboro
Bulloch County
Georgia
U.S.
Typical home value
$197,900 ▼11% below the county
$222,500
$303,300
$332,700
Typical monthly rent
$944 ▼5% below the county
$995
$1,393
$1,413
Typical yearly household income
$44,737 ▼24% below the county
$58,810
$77,353
$80,734
Households that own their home
22% ▼31 points below the county
53%
66%
65%
Typical yearly property tax
$1,687
$1,679
$2,341
$3,119
Effective property tax rate
0.85% ▲0.1 points above the county
0.75%
0.77%
0.94%
Renters with high rent for their income
48% ▲2 points above the county
46%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bulloch County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Statesboro
For a typical $197,900 home in Statesboro, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Statesboro's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,627a month
Least cash to close
Down payment
$6,927
Cash to close
$12,864
Rate
7.18%
Mortgage insurance
FHA MIP · $88
Conventional, 5% down$1,590a month
Down payment
$9,895
Cash to close
$15,832
Rate
7.18%
Mortgage insurance
PMI · $94
Conventional, 20% down, no PMI$1,295a month
Down payment
$39,580
Cash to close
$45,517
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,478a month
Down payment
$29,685
Cash to close
$35,622
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Statesboro
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,627
$6,927
$194,316
7.18%
FHA MIP · $88
$12,864
580
Conventional, 5% down
$1,590
$9,895
$188,005
7.18%
PMI · $94
$15,832
620*
Conventional, 20% down, no PMI
$1,295
$39,580
$158,320
7.18%
None
$45,517
620*
ITIN, 15% down (example)
$1,478
$29,685
$168,215
8.18%
None
$35,622
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Statesboro is $944 a month: 5% below the county. In Statesboro, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bulloch County, by unit size. To pay the 2-bedroom one ($1,160 a month) without spending more than 30% of your income, you would need to earn $22.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bulloch County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$808
$15.54
$32,320
1 bedroom
$887
$17.06
$35,480
2 bedrooms
$1,160
$22.31
$46,400
3 bedrooms
$1,436
$27.62
$57,440
4 bedrooms
$1,647
$31.67
$65,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Statesboro
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Statesboro has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,160 in 30460 to $1,190 in 30458.
1 of the 2 is above the fair market rent for Bulloch County ($1,160).
Fair market rent by ZIP code and size in Statesboro, fiscal year 2027.
30458
$830
$910
$1,190
$1,470
$1,690
30460
$810
$890
$1,160
$1,440
$1,650
ZIP code2 bd3 bd
30458 $1,190$1,470
30460 $1,160$1,440
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Statesboro when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 13 buildings with rents for lower incomes in Statesboro. These are the largest.
Braswell-Grover Homes1 Braswell Homes, Statesboro 30458148 low-income homes · Run by Housing Authority of the City of Statesboro · Average payment: $361 a month · Average wait: 40 months · Homes at several sites(912) 764-3512
Fox Ridge Apartments66 Packinghouse Rd, Statesboro 30458100 low-income homes · For families(912) 764-6797
Statesboro Summit241 N Main St, Statesboro 3045898 low-income homes · 1 bd: 96 · 2 bd: 2 · In service since 2006 · For older adults(912) 764-6171
Madison Meadows Apt10 Packinghouse Rd, Statesboro 30458120 homes, 96 low-income · 2 bd: 64 · 3 bd: 56 · In service since 2002
Little Lotts Creek Apts14 E Jones Ave, Statesboro 3045872 low-income homes · 2 bd: 32 · 3 bd: 40 · In service since 1997
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Bulloch County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Statesboro or Bulloch County. The ones below are statewide in Georgia: they work in Statesboro the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Statesboro or Bulloch County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Statesboro and all of Bulloch County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Statesboro?
The typical home value in Statesboro is $197,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bulloch County it is $222,500.
How much does it cost to rent in Statesboro?
Typical rent in Statesboro is $944 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bulloch County is $1,160.
What is the FHA loan limit in Statesboro?
Statesboro uses the FHA limit for all of Bulloch County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Statesboro?
The typical homeowner in Statesboro pays $1,687 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Bulloch County, the rate is 0.75%.
Where can I find free help to buy or rent in Statesboro?
There is 1 HUD-approved counseling agency with an office in Bulloch County. They can help you get ready to buy, with your credit, or with rent.
