Renting · Section 8
Data from November 2026
Renting in Seminole County, Florida
Seminole County has a HUD fair market rent of $1,959 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,783 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $37.67 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,959
- a month, HUD, Fiscal year 2027
- About the same as in Florida
- Typical rent
- $1,783
- a month, Census, Average 2020–2024
- 7% more than in Florida
- Wage needed
- $37.67
- an hour, 2 bedrooms
- Or $78,360 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 59%
- spend 30% or more of income on rent
- 2% less than in Florida
Only here
Renting in Seminole County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Seminole County has the highest typical rent in its area: $1,783, more than any of its 6 neighboring counties; next is Orange County ($1,775).
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At $85,761, Seminole County ranks 7th among the 67 counties in Florida for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Seminole County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Seminole County was $1,856 a month in September 2026: 1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,658 | $31.88 | $66,320 |
| 1 bedroom | $1,726 | $33.19 | $69,040 |
| 2 bedrooms | $1,959 | $37.67 | $78,360 |
| 3 bedrooms | $2,445 | $47.02 | $97,800 |
| 4 bedrooms | $2,856 | $54.92 | $114,240 |
HUD area: Orlando-Kissimmee-Sanford, FL MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 14 ZIP codes in Seminole County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,730 in 32730 to $2,480 in 32766. 8 ZIP codes are above the county's fair market rent ($1,959).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 32701 | $1,580 | $1,650 | $1,870 | $2,330 | $2,730 |
|---|---|---|---|---|---|
| 32707 | $1,570 | $1,640 | $1,860 | $2,320 | $2,710 |
| 32708 | $1,770 | $1,840 | $2,090 | $2,610 | $3,050 |
| 32714 | $1,760 | $1,830 | $2,080 | $2,600 | $3,030 |
| 32730 | $1,460 | $1,520 | $1,730 | $2,160 | $2,520 |
| 32732 | $1,920 | $2,010 | $2,280 | $2,850 | $3,330 |
| 32746 | $1,930 | $2,010 | $2,280 | $2,850 | $3,320 |
| 32750 | $1,630 | $1,690 | $1,920 | $2,400 | $2,800 |
| 32765 | $1,930 | $2,010 | $2,280 | $2,850 | $3,320 |
| 32766 | $2,100 | $2,190 | $2,480 | $3,100 | $3,620 |
| 32771 | $1,600 | $1,670 | $1,890 | $2,360 | $2,760 |
| 32773 | $1,480 | $1,540 | $1,750 | $2,180 | $2,550 |
| 32779 | $1,870 | $1,950 | $2,210 | $2,760 | $3,220 |
| 32792 | $1,690 | $1,760 | $2,000 | $2,500 | $2,920 |
- 32701 $1,870$2,330
- 32707 $1,860$2,320
- 32708 $2,090$2,610
- 32714 $2,080$2,600
- 32730 $1,730$2,160
- 32732 $2,280$2,850
- 32746 $2,280$2,850
- 32750 $1,920$2,400
- 32765 $2,280$2,850
- 32766 $2,480$3,100
- 32771 $1,890$2,360
- 32773 $1,750$2,180
- 32779 $2,210$2,760
- 32792 $2,000$2,500
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Seminole County, 59% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
59%
of renter households spend 30% or more of their income on rent.
63,292 households rent in Seminole County
- Spend half or more of their income 28%
- Spend 30% or more, but less than half 30%
- Spend less than 30% 41%
Compared with the state and the country
- Seminole 59%
- Florida 60%
- United States 51%
Low-income apartments
Low-income apartments in Seminole County
HUD lists 31 properties with homes for low-income households in Seminole County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 28
- HUD-assisted
- 3
- public housing
- 2
4,820 homes in all; 4,005 of them low-income, according to HUD.
- Stratford Point Tax credit (LIHTC) 1700 Old England Loop, Sanford 32771 384 low-income homes · 2 bd: 196 · 3 bd: 148 · 4 bd: 40 · In service since 2002 · For families
- Logan Heights Tax credit (LIHTC) 1000 Logan Heights Cir, Sanford 32773 360 homes, 357 low-income · 1 bd: 84 · 2 bd: 180 · 3 bd: 96 · In service since 2001
- Windchase Tax credit (LIHTC) 100 Windchase Blvd, Sanford 32773 352 low-income homes · 1 bd: 72 · 2 bd: 176 · 3 bd: 104 · In service since 1998 · For families
- Castle Woods Tax credit (LIHTC) 1131 Castle Wood Ter, Casselberry 32707 304 low-income homes · 1 bd: 48 · 2 bd: 136 · 3 bd: 120 · In service since 1993 · For families
- Wyndham Place Tax credit (LIHTC) 1500 Wyndham Crest Blvd, Sanford 32773 260 low-income homes · 1 bd: 48 · 2 bd: 132 · 3 bd: 80 · In service since 2002
- Raven Crossings Tax credit (LIHTC) 801 Ravens Cir, Altamonte Springs 32714 248 low-income homes · 1 bd: 56 · 2 bd: 136 · 3 bd: 56 · In service since 1994 · For families
- Charleston Club Tax credit (LIHTC) 500 Fox Quarry Ln, Sanford 32773 288 homes, 245 low-income · 1 bd: 56 · 2 bd: 144 · 3 bd: 40 · 4 bd: 48 · In service since 2002 · For families
- Overlook at Monroe Tax credit (LIHTC) 100 Willner Cir, Sanford 32771 184 low-income homes · 1 bd: 32 · 2 bd: 72 · 3 bd: 80 · In service since 1994 · For families
- Mystic Cove Tax credit (LIHTC) 2780 Mystic Lake Dr, Oviedo 32765 184 homes, 183 low-income · 1 bd: 40 · 2 bd: 88 · 3 bd: 16 · 4 bd: 40 · In service since 2003 · For families
- Huntington Reserve Tax credit (LIHTC) 111 Rosecliff Cir, Sanford 32773 168 low-income homes · 3 bd: 168 · In service since 2006 · For families
- Hatteras Sound Tax credit (LIHTC) 13000 Island Bay Cir, Sanford 32771 184 homes, 138 low-income · 1 bd: 40 · 2 bd: 88 · 3 bd: 48 · 4 bd: 8 · In service since 2001
- Heritage Village Commons Tax credit (LIHTC) 247 Orange Avenue, Longwood 32750 123 low-income homes · 1 bd: 63 · 2 bd: 60 · In service since 2016 · For older adults, families
- San Jose of Seminole Tax credit (LIHTC) 2353 Winter Woods Blvd, Winter Park 32792 121 low-income homes · 1 bd: 28 · 2 bd: 85 · 3 bd: 8 · In service since 1994 · For families
- Seminole Gardens Tax credit (LIHTC) · HUD-assisted 1600 W 5th St, Sanford 32771 108 low-income homes · 1 bd: 20 · 2 bd: 69 · 3 bd: 19 · In service since 2018 · For families · (407) 322-8377
- Oviedo Town Centre I Tax credit (LIHTC) 450 Fontana Cir, Oviedo 32765 106 low-income homes · 1 bd: 18 · 2 bd: 19 · 3 bd: 25 · 4 bd: 16 · In service since 2008 · For families
- Garden Park Tax credit (LIHTC) 365 Garden Edge Pt, Fern Park 32730 108 homes, 92 low-income · 1 bd: 36 · 2 bd: 68 · 3 bd: 36 · In service since 2013 · For older adults, families
- Georgia Arms Tax credit (LIHTC) · HUD-assisted 2600 Georgia Ave, Sanford 32773 90 low-income homes · 1 bd: 66 · 2 bd: 24 · In service since 2015 · For families · (407) 323-4000
- Moss Park Tax credit (LIHTC) 170 Gardenridge Ct, Winter Springs 32708 99 homes, 89 low-income · In service since 2013 · For families
- Warley Park Tax credit (LIHTC) 1500 W 25th St, Sanford 32771 81 low-income homes · 1 bd: 43 · 2 bd: 34 · 3 bd: 4 · In service since 2020 · For people experiencing homelessness
- Covington Club Tax credit (LIHTC) 134 Callan Way, Oviedo 32765 94 homes, 76 low-income · 3 bd: 94 · In service since 2011 · For families
- Oviedo Town Centre III Tax credit (LIHTC) 450 Fontana Cir, Oviedo 32765 72 low-income homes · 1 bd: 20 · 2 bd: 12 · 3 bd: 40 · In service since 2008 · For families
- Howell Branch Cove Tax credit (LIHTC) 7800 Spirit Ln, Winter Park 32792 58 low-income homes · 3 bd: 58 · In service since 2011 · For families
- Promenade at Aloma Tax credit (LIHTC) 2785 Chaddsford Cir, Oviedo 32765 233 homes, 47 low-income · 1 bd: 64 · 2 bd: 109 · 3 bd: 60 · In service since 1999 · For families
- Oviedo Town Centre II Tax credit (LIHTC) 450 Fontana Cir, Oviedo 32765 34 low-income homes · 1 bd: 9 · 2 bd: 14 · 3 bd: 11 · In service since 2008 · For families
- Academy Place Villas Public housing 251 Academy Pl, Oviedo 32765 30 low-income homes · Run by Seminole County Housing Authority · Average payment: $649 a month · Average wait: 30 months · (407) 365-3621
- Oviedo Town Centre IV Tax credit (LIHTC) 450 Fontana Cir, Oviedo 32765 24 low-income homes · 1 bd: 8 · 4 bd: 16 · In service since 2008 · For older adults, families
- The Hacienda HUD-assisted 225 S Wayman St, Longwood 32750 13 homes, 12 low-income · For people with disabilities · (407) 321-3170
- North Springs Estates Tax credit (LIHTC) 1193 Merritt St, Altamonte Springs 32701 12 low-income homes · In service since 1994
- Monroe Landings Public housing 1515 Halstead Ln, Sanford 32771 60 homes, 7 low-income · Run by The Housing Authority of the City of Sanford · (407) 323-3150
- Vista Haven Tax credit (LIHTC) 4100 Geranium Ln, Sanford 32771 336 homes · 1 bd: 76 · 2 bd: 156 · 3 bd: 72 · 4 bd: 32 · For families
- Pointe at Merritt Street Tax credit (LIHTC) 1130 Merritt St, Altamonte Springs 32701 102 homes · In service since 2017 · For families
2 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Seminole County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Seminole County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $24,150 | $40,250 | $64,350 |
| 2 people | $27,600 | $46,000 | $73,550 |
| 3 people | $31,050 | $51,750 | $82,750 |
| 4 people | $34,450 | $57,450 | $91,900 |
| 5 people | $38,680 | $62,050 | $99,300 |
| 6 people | $44,360 | $66,650 | $106,650 |
| 7 people | $50,040 | $71,250 | $114,000 |
| 8 people | $55,720 | $75,850 | $121,350 |
Area median income: $97,600. HUD income limits by family size, Fiscal year 2026. Area: Orlando-Kissimmee-Sanford, FL MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,492 – $1,824
- 1 bedroom $1,553 – $1,899
- 2 bedrooms $1,763 – $2,155
- 3 bedrooms $2,201 – $2,690
- 4 bedrooms $2,570 – $3,142
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Seminole County Housing Authority Public housing and Section 8 vouchers · 531 vouchers · 30 public housing units (407) 365-3621 Seminole County Housing Authority: schainfo@schafla.org
- The Housing Authority of the City of Sanford Public housing · 60 public housing units (407) 323-3150 The Housing Authority of the City of Sanford: Vivian.Bryant@orl-oha.org
Housing agencies in Florida Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Florida
What Florida law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 15 days
- Fla. Stat. §83.49(3)(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Fla. Stat. §83.56(3)
- How much notice ends a month-to-month rental?
- 30 days
- Fla. Stat. §83.57(3)
- Only a court order can remove youFla. Stat. §83.67(2)
- Protection from retaliationFla. Stat. §83.64
Help
Where to get help with rent in Seminole County
These HUD-approved agencies have offices in Seminole County. They counsel for free or at low cost.
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Community Legal Services of Mid-Florida, Inc. - Sanford Office
1600 Lexington Green Ln, Sanford · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
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Habitat for Humanity Seminole County Apopka
251 Maitland Ave Ste 312, Altamonte Springs · Spanish
- Budget and financial counseling
- Budget and credit workshops
- and 8 more
Rental assistance programs
The ones that serve in Seminole County or the whole state, with what each page says about being open.
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Florida Low-Income Home Energy Assistance Program (LIHEAP)
Run by FloridaCommerce
Help from the federal LIHEAP program in Florida that pays the electric or gas company directly, including past-due bills and reconnection
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Seminole County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Florida, the average home bill was $156 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,918
What you need before you get the keys.
What adds up
- First month
- $1,959
- Security deposit
- $1,959
- Total
- $3,918
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Seminole County?
According to HUD (Fiscal year 2027): Studio: $1,658; 1 bedroom: $1,726; 2 bedrooms: $1,959; 3 bedrooms: $2,445; 4 bedrooms: $2,856. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Seminole County?
Paying the 2-bedroom fair market rent ($1,959) without spending more than 30% of income takes $37.67 an hour full time, or $78,360 a year.
Who qualifies for Section 8 in Seminole County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $57,450 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Seminole County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,763 and $2,155 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Seminole County?
For 2 bedrooms they run from $1,730 in 32730 to $2,480 in 32766. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Seminole County?
HUD lists 31 properties with homes for low-income households in Seminole County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Seminole County?
HUD counts rent as a burden when it reaches 30% of income or more. In Seminole County, 59% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).