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City · 5,028 residents · St. Lucie County, Florida

Fort Pierce South , Florida

In Fort Pierce South, typical rent is $1,153 a month. Compared with all of St. Lucie County, typical household income is 29% lower and typical rent is 27% lower.

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  • Typical rent

    $1,153a month

    27% below the county

    31% below Florida

    • Fort Pierce South
    • St. Lucie
    • Florida

  • Typical household income

    $50,503a year

    29% below the county

    32% below Florida

    • Fort Pierce South
    • St. Lucie
    • Florida

  • Households that own their home

    76%

    3 points below the county

    8 points above Florida

    • Fort Pierce South
    • St. Lucie
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Fort Pierce South is in St. Lucie County. The FHA loan limit ($603,750 for a one-unit home), the fair market rents and the help on this page are those of all of St. Lucie County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Pierce South apart

What this place has that others do not, from public data, most unusual first.

  1. Fort Pierce South has the largest share of rent-burdened renters of the 434 cities in Florida with more than 5,000 people: 91%.

  2. The typical household income in Fort Pierce South is $50,503, 29% less than in St. Lucie County as a whole ($71,457).

  3. The typical rent in Fort Pierce South is $1,153 a month, 27% less than in St. Lucie County as a whole ($1,585).

  4. Nearby, in Fort Pierce North, the typical rent is $921: 20% less than in Fort Pierce South ($1,153).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Pierce South

What homes there are in Fort Pierce South, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Fort Pierce South, 7 in 10 homes are single-family detached houses; in St. Lucie County, 7.

Year built

Homes in Fort Pierce South are older: the typical year built is 1970; in St. Lucie County, 1996.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,816 a month

St. Lucie County: $1,913 a month

Owners with a mortgage

48%

St. Lucie County: 57%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Fort Pierce South does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in St. Lucie County the typical home value rose 86%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFort Pierce SouthSt. Lucie CountyFloridaUnited States
Rental vacancy Unreliable estimate7.4%7.6%5.5%
Homeowner vacancy Unreliable estimate1.4%1.4%0.9%
More than one person per room Unreliable estimate2.5%3.3%3.4%
People per household 2.382.602.512.53
Drive alone 75%76%70%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate12%16%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.38 on average, against 2.60 in St. Lucie County.

To get to work, 75% of workers in Fort Pierce South drive alone; in St. Lucie County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Pierce South?

The Census Bureau publishes no typical home value or typical household income for Fort Pierce South, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Fort Pierce South, so the calculator starts with the one for St. Lucie County: $347,300. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of St. Lucie County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of St. Lucie County.

Your numbers

Local data
$

Starts at the typical home value in Fort Pierce South. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,156 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,878

at 7.18% · 30 years

Loan amount
$341,009
Total interest
$490,632
Paid off in
November 2056

Includes $5,865 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,178 a month

  • Tight

    $1,178 to $1,515 a month

  • Hard

    more than $1,515 a month

    Your payment · 68%

Compared with the typical household income in Fort Pierce South ($50,503 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,878
Principal & interest$2,310
Property tax$269
Home insurance$145
FHA mortgage insurance (MIP)$154

You need at least $12,156 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fort Pierce South and St. Lucie County

Fort Pierce South is in St. Lucie County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fort Pierce South's own numbers

Typical monthly rent
$1,153
Typical yearly household income
$50,503
Households that own their home
76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Lucie County

FHA limit, one-unit home
$603,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,069
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
4.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Lucie County.

Everything about St. Lucie County

Buying

Buying a home in Fort Pierce South

The Census Bureau publishes no typical home value for Fort Pierce South. Below are the numbers for St. Lucie County.

How prices have changed in St. Lucie County

According to FHFA’s house price index, home prices in St. Lucie County rose 152% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Lucie County.

Period County Florida U.S.
Last year (2025) −0.4% −0.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +152% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Pierce South next to St. Lucie County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Fort Pierce South $1,153
  • St. Lucie $1,585
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Fort Pierce South $50,503
  • St. Lucie $71,457
  • Florida $74,568
  • United States $80,734
See the full table
Fort Pierce South next to St. Lucie County and Florida
Measure Fort Pierce South St. Lucie County Florida U.S.
Typical monthly rent $1,153 $1,585 $1,669 $1,413
Typical yearly household income $50,503 $71,457 $74,568 $80,734
Households that own their home 76% 79% 68% 65%
Renters with high rent for their income 91% 65% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Lucie County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Pierce South

The Census Bureau publishes no typical home value for Fort Pierce South, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Pierce South and for St. Lucie County.

Flood risk in St. Lucie County

FEMA does not publish these numbers by city: they are for all of St. Lucie County.

Homes in the high-risk zone
4.9%
6,144
Of those, with NFIP insurance
44%
County Florida U.S.
Homes in the high-risk zone 4.9% 13% 3.5%
Of those, with NFIP insurance 44% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Pierce South

Typical rent in Fort Pierce South is $1,153 a month: 27% below the county. In Fort Pierce South, 91% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Lucie County, by unit size. To pay the 2-bedroom one ($2,069 a month) without spending more than 30% of your income, you would need to earn $39.79 an hour working full time.

HUD fair market rent for all of St. Lucie County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,707 $32.83 $68,280
1 bedroom $1,718 $33.04 $68,720
2 bedrooms $2,069 $39.79 $82,760
3 bedrooms $2,801 $53.87 $112,040
4 bedrooms $2,924 $56.23 $116,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Pierce South

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Pierce South has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,710 in 34982 to $1,830 in 34981.

None is above the fair market rent for St. Lucie County ($2,069).

  • 34981 $1,830$2,480
  • 34982 $1,710$2,320

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Pierce South when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fort Pierce South

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in St. Lucie County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Fort Pierce South

No down payment, repair or rent-help program on our list is for Fort Pierce South or St. Lucie County. The ones below are statewide in Florida: they work in Fort Pierce South the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Fort Pierce South

The HUD-approved agencies closest to the center of Fort Pierce South, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Debt Management Credit Counseling Corp.

    941 SE Central Pkwy, Stuart · 17 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (866) 618-3328

  • Real Estate, Education and Community Housing, Inc.

    8409 N Military Trl Ste 112, West Palm Beach · 45 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (561) 491-1670

  • Housing Partnership, Inc.

    2001 W Blue Heron Blvd, Riviera Beach · 46 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (561) 841-3500

All counseling agencies in Florida

Help in Spanish near Fort Pierce South

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Pierce South

In HUD’s record, no housing authority with an office in St. Lucie County is named for Fort Pierce South or St. Lucie County.

One other authority has an office in St. Lucie County: see the list Source: HUD

Cities

Other cities in St. Lucie County

These cities are also in St. Lucie County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Lucie County Housing in Florida

Nearby cities

The cities closest to Fort Pierce South, with the typical home value.

Neighboring counties

If St. Lucie County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fort Pierce South.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Fort Pierce South

Short answers with the numbers for Fort Pierce South and all of St. Lucie County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Fort Pierce South?

Typical rent in Fort Pierce South is $1,153 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Lucie County is $2,069.

What is the FHA loan limit in Fort Pierce South?

Fort Pierce South uses the FHA limit for all of St. Lucie County (2026): $603,750 for a one-unit home and $1,161,050 for a four-unit home.

Where can I find free help to buy or rent in Fort Pierce South?

We found no HUD-approved counseling agencies with an office in St. Lucie County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).