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City · 11,844 residents · Orange County, Florida

Fairview Shores , Florida

In Fairview Shores, a typical home is worth $354,000 and typical rent is $1,296 a month. Compared with all of Orange County, typical rent is 27% lower, typical household income is 22% lower, and the share of households that own their home is 7 points lower.

Fairview Shores in numbers

  • Typical home value

    $354,000

    9% below the county

    About the same as Florida

    • Fairview Shores
    • Orange
    • Florida
  • Typical rent

    $1,296a month

    27% below the county

    22% below Florida

    • Fairview Shores
    • Orange
    • Florida
  • Typical household income

    $62,414a year

    22% below the county

    16% below Florida

    • Fairview Shores
    • Orange
    • Florida
  • Households that own their home

    50%

    7 points below the county

    18 points below Florida

    • Fairview Shores
    • Orange
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Fairview Shores is in Orange County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Orange County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fairview Shores apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Pine Hills, the typical home value is $253,300: 28% less than in Fairview Shores ($354,000).

  2. The typical rent in Fairview Shores is $1,296 a month, 27% less than in Orange County as a whole ($1,775).

  3. The typical household income in Fairview Shores is $62,414, 22% less than in Orange County as a whole ($79,719).

  4. 50% of households in Fairview Shores own their home, against 57% in Orange County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fairview Shores

What homes there are in Fairview Shores, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Fairview Shores and its comparisons
MeasureFairview ShoresOrange CountyFloridaUnited States
Detached house 65%54%55%61%
Attached house Unreliable estimate8%7%6%
Building of 2 to 4 Unreliable estimate5%6%8%
Apartments (5 or more) Unreliable estimate30%25%19%
Mobile home Unreliable estimate3%8%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Fairview Shores: 65% of homes, more than in Orange County (54%).

Year built
Year built: Fairview Shores and its comparisons
MeasureFairview ShoresOrange CountyFloridaUnited States
Before 1960 34%9%10%26%
1960–1979 42%17%24%24%
1980–1999 13%34%34%25%
2000–2009 7%21%18%14%
2010 or later Unreliable estimate19%14%11%

Homes in Fairview Shores are older: the typical year built is 1967; in Orange County, 1994.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Fairview Shores and its comparisons
MeasureFairview Shores
Under $100K Unreliable estimate
$100K–$200K 11%
$200K–$300K 19%
$300K–$500K 47%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Fairview Shores and its comparisons
MeasureFairview Shores
Under $500 Unreliable estimate
$500–$999 19%
$1,000–$1,499 29%
$1,500–$1,999 33%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,660 a month

Orange County: $2,055 a month

Without a mortgage

$480 a month

Orange County: $695 a month

Owners with a mortgage

63%

Orange County: 67%

Owning costs less in Fairview Shores: with a mortgage, the typical cost is $1,660 a month; in Orange County, $2,055. Without one, $480.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Fairview Shores and its comparisons
MeasureFairview ShoresOrange CountyFloridaUnited States
Typical home value +72%+65%+67%+53%
Typical rent +23%+46%+42%+33%
Typical household income No clear change+37%+34%+29%

The typical home value in Fairview Shores rose 72% since 2015–2019, more than in Orange County (65%).

Since 2015–2019, the typical rent in Fairview Shores rose 23%, less than in Orange County (46%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Fairview Shores and its comparisons
MeasureFairview ShoresOrange CountyFloridaUnited States
Rental vacancy Unreliable estimate9.3%7.6%5.5%
Homeowner vacancy Unreliable estimate2.4%1.4%0.9%
More than one person per room Unreliable estimate3.7%3.3%3.4%
People per household 2.442.722.512.53
Drive alone 66%68%70%69%
Carpool 9%9%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 15%18%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.44 on average, against 2.72 in Orange County.

In Fairview Shores, 66% of workers drive alone to work; in Orange County, 68%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fairview Shores?

A typical home costs more than the typical income allows

We start with a typical home in Fairview Shores, worth $354,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Fairview Shores, which is $62,414 a year. For that payment to be 28% of income, a household would need to earn about $121,027 a year.

The calculator's FHA and conventional loan limits are those of all of Orange County.

Your numbers

Local data
$

Starts at the typical home value in Fairview Shores. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,390 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,824

at 7.18% · 30 years

Loan amount
$347,588
Total interest
$500,098
Paid off in
November 2056

Includes $5,978 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,456 a month

  • Tight

    $1,456 to $1,872 a month

  • Hard

    more than $1,872 a month

    Your payment · 54%

Compared with the typical household income in Fairview Shores ($62,414 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,824
Monthly payment breakdown
Principal & interest$2,355
Property tax$165
Home insurance$148
FHA mortgage insurance (MIP)$157

You need at least $12,390 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,824; principal and interest $2,355.

The city and its county

Fairview Shores and Orange County

Fairview Shores is in Orange County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Orange County, Florida, with Fairview Shores marked. Around it, the neighboring counties.

Fairview Shores's own numbers

Typical home value
$354,000
Typical monthly rent
$1,296
Typical yearly household income
$62,414
Households that own their home
50%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Orange County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,959
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Orange County.

Everything about Orange County

Buying

Buying a home in Fairview Shores

A typical home in Fairview Shores is worth $354,000: 9% below the county and about the same as Florida. With the typical household income in Fairview Shores ($62,414 a year), a typical home costs 5.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fairview Shores 5.7 years
  • Orange 4.9 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Orange County

According to FHFA’s house price index, home prices in Orange County rose 122% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Orange County.

Yearly change in FHFA’s price index in Orange County, 2016 to 2025
  1. 2020: +4.1%
  2. 2021: +12.7%
  3. 2022: +20.1%
  4. 2023: +8.5%
  5. 2024: +5.6%
  6. 2025: +0.8%
Change in FHFA’s price index in Orange County, Florida and the United States
Period County Florida U.S.
Last year (2025) +0.8% −0.5% +2.9%
5 years (2020–2025) +56% +60% +47%
10 years (2015–2025) +122% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fairview Shores next to Orange County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fairview Shores $354,000
  • Orange $390,100
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Fairview Shores $1,296
  • Orange $1,775
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Fairview Shores $62,414
  • Orange $79,719
  • Florida $74,568
  • United States $80,734
See the full table
Fairview Shores next to Orange County and Florida
Measure Fairview Shores Orange County Florida U.S.
Typical home value $354,000 9% below the county $390,100 $359,000 $332,700
Typical monthly rent $1,296 27% below the county $1,775 $1,669 $1,413
Typical yearly household income $62,414 22% below the county $79,719 $74,568 $80,734
Households that own their home 50% 7 points below the county 57% 68% 65%
Typical yearly property tax $1,977 33% below the county $2,967 $2,730 $3,119
Effective property tax rate 0.56% 0.2 points below the county 0.76% 0.76% 0.94%
Renters with high rent for their income 53% 6 points below the county 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Orange County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fairview Shores

For a typical $354,000 home in Fairview Shores, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fairview Shores's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,824a month

    Least cash to close
    Down payment
    $12,390
    Cash to close
    $23,010
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $157
  • Conventional, 5% down $2,759a month

    Down payment
    $17,700
    Cash to close
    $28,320
    Rate
    7.18%
    Mortgage insurance
    PMI · $168
  • Conventional, 20% down, no PMI $2,231a month

    Down payment
    $70,800
    Cash to close
    $81,420
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,558a month

    Down payment
    $53,100
    Cash to close
    $63,720
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fairview Shores and for Orange County.

Property tax

Effective rate in Fairview Shores

0.56%of the home’s value each year

$1,977 a year for the typical owner in Fairview Shores.

  • Fairview Shores 0.56%
  • Orange 0.76%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Orange County

FEMA does not publish these numbers by city: they are for all of Orange County.

Homes in the high-risk zone
2.3%
9,209
Of those, with NFIP insurance
44%
Homes in the high-risk zone and with NFIP insurance: Orange County, Florida and the U.S.
Measure County Florida U.S.
Homes in the high-risk zone 2.3% 13% 3.5%
Of those, with NFIP insurance 44% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fairview Shores

Typical rent in Fairview Shores is $1,296 a month: 27% below the county. In Fairview Shores, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Orange County, by unit size. To pay the 2-bedroom one ($1,959 a month) without spending more than 30% of your income, you would need to earn $37.67 an hour working full time.

HUD fair market rent for all of Orange County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Orange County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,658 $31.88 $66,320
1 bedroom $1,726 $33.19 $69,040
2 bedrooms $1,959 $37.67 $78,360
3 bedrooms $2,445 $47.02 $97,800
4 bedrooms $2,856 $54.92 $114,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fairview Shores

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fairview Shores has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,860 in 32810 to $2,010 in 32804.

2 of the 3 are above the fair market rent for Orange County ($1,959).

2-bedroom fair market rent in each of the 3 ZIP codes of Fairview Shores, beside the one for Orange County. For 2 bedrooms it runs from $1,860 in 32810 to $2,010 in 32804. 2 of the 3 are above the fair market rent for Orange County ($1,959).
  • 32789 $2,000$2,500
  • 32804 $2,010$2,510
  • 32810 $1,860$2,320

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fairview Shores when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fairview Shores

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 10 HUD-approved agencies with an office in Orange County; 7 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Fairview Shores

No down payment, repair or rent-help program on our list is for Fairview Shores or Orange County. The ones below are statewide in Florida: they work in Fairview Shores the same as in the rest of the state.

Housing counselors near Fairview Shores

The HUD-approved agencies closest to the center of Fairview Shores, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Nid-Hca Orlando

    5104 N Orange Blossom Trl Ste 203, Orlando · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
  • H.e.l.p. Community Development Corp.

    63 E Kennedy Blvd, Eatonville · 1 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
  • Consumer Debt Counselors, Inc

    831 W Morse Blvd, Winter Park · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more

Every agency in Orange County All counseling agencies in Florida

Help in Spanish near Fairview Shores

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fairview Shores

HUD’s record names them for Fairview Shores or Orange County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Orange County Housing & Community Development Section 8 vouchers (407) 836-5150

2 other authorities have an office in Orange County: see the list Source: HUD

Cities

Other cities in Orange County

These cities are also in Orange County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 16 more cities in Orange County, with prices and rents

Questions

Housing questions about Fairview Shores

Short answers with the numbers for Fairview Shores and all of Orange County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fairview Shores?

The typical home value in Fairview Shores is $354,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Orange County it is $390,100.

How much does it cost to rent in Fairview Shores?

Typical rent in Fairview Shores is $1,296 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Orange County is $1,959.

What is the FHA loan limit in Fairview Shores?

Fairview Shores uses the FHA limit for all of Orange County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fairview Shores?

The typical homeowner in Fairview Shores pays $1,977 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Orange County, the rate is 0.76%.

Where can I find free help to buy or rent in Fairview Shores?

There are 10 HUD-approved counseling agencies with an office in Orange County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).