City · 29,300 residents · El Paso County, Colorado
Fountain, Colorado
In Fountain, a typical home is worth $398,000 and typical rent is $1,745 a month. Compared with all of El Paso County, the typical home value is 14% lower and the share of households that own their home is 7 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $369,942 to $385,215.
Typical rent
$2,079a month
▲ 5.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,692 to $2,079.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fountain is in El Paso County. The FHA loan limit ($541,650 for a one-unit home), the fair market rents and the help on this page are those of all of El Paso County. See the county
What this place has that others do not, from public data, most unusual first.
1
Fountain has the 5th largest share of rent-burdened renters of the 94 cities in Colorado with more than 5,000 people (71%).
2
Nearby, in Stratmoor, the typical rent is $1,324: 24% less than in Fountain ($1,745).
3
Nearby, in Stratmoor, the typical home value is $310,000: 22% less than in Fountain ($398,000).
4
73% of households in Fountain own their home, against 66% in El Paso County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Fountain
What homes there are in Fountain, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fountain
El Paso County
Colorado
United States
Kind of home: Fountain and its comparisons
Measure
Fountain
El Paso County
Colorado
United States
Detached house
79%
67%
61%
61%
Attached house
5%
8%
8%
6%
Building of 2 to 4
6%
5%
5%
8%
Apartments (5 or more)
7%
17%
23%
19%
Mobile home
3%
3%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Fountain, 8 in 10 homes are single-family detached houses; in El Paso County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Fountain
El Paso County
Colorado
United States
Year built: Fountain and its comparisons
Measure
Fountain
El Paso County
Colorado
United States
Before 1960
9%
12%
16%
26%
1960–1979
18%
24%
24%
24%
1980–1999
22%
30%
28%
25%
2000–2009
32%
17%
17%
14%
2010 or later
19%
17%
16%
11%
Homes in Fountain are newer: the typical year built is 2000; in El Paso County, 1989.
In Fountain, 80% of homes have 3 bedrooms or more, more than in El Paso County (68%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K4%
$100K–$200KUnreliable
$200K–$300K11%
$300K–$500K62%
$500K–$750K15%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Fountain and its comparisons
Measure
Fountain
Under $100K
4%
$100K–$200K
Unreliable estimate
$200K–$300K
11%
$300K–$500K
62%
$500K–$750K
15%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99910%
$1,000–$1,49928%
$1,500–$1,99922%
$2,000–$2,49930%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Fountain and its comparisons
Measure
Fountain
Under $500
Unreliable estimate
$500–$999
10%
$1,000–$1,499
28%
$1,500–$1,999
22%
$2,000–$2,499
30%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,005 a month
El Paso County: $2,145 a month
Without a mortgage
$586 a month
El Paso County: $623 a month
Owners with a mortgage
80%
El Paso County: 72%
The typical cost for an owner with a mortgage in Fountain is $2,005 a month, less than in El Paso County ($2,145); without one, $586.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fountain+74%
El Paso County+68%
Colorado+57%
United States+53%
Typical rent
Fountain+23%
El Paso County+45%
Colorado+39%
United States+33%
Typical household income
Fountain+34%
El Paso County+31%
Colorado+32%
United States+29%
Change since 2015–2019: Fountain and its comparisons
Measure
Fountain
El Paso County
Colorado
United States
Typical home value
+74%
+68%
+57%
+53%
Typical rent
+23%
+45%
+39%
+33%
Typical household income
+34%
+31%
+32%
+29%
Since 2015–2019, homes in Fountain gained value faster than in El Paso County: 74% against 68%.
Since 2015–2019, the typical rent in Fountain rose 23%, less than in El Paso County (45%).
To compare: typical income in Fountain rose 34%; the home, +74%; the rent, +23%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fountain and its comparisons
Measure
Fountain
El Paso County
Colorado
United States
Rental vacancy
Unreliable estimate
3.9%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
2.4%
3.4%
People per household
2.80
2.48
2.42
2.53
Drive alone
78%
69%
65%
69%
Carpool
8%
9%
8%
9%
Public transit
Unreliable estimate
0%
2%
3%
Walk or bike
Unreliable estimate
4%
3%
3%
Work from home
11%
17%
21%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Fountain are bigger: 2.80 people on average; in El Paso County, 2.48.
The car rules in Fountain: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Fountain?
A typical home costs more than the typical income allows
We start with a typical home in Fountain, worth $398,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Fountain, which is $86,242 a year. For that payment to be 28% of income, a household would need to earn about $133,369 a year.
The calculator's FHA and conventional loan limits are those of all of El Paso County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fountain. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,930 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,112
at 7.18% · 30 years
Loan amount
$390,791
Total interest
$562,257
Paid off in
November 2056
Includes $6,721 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,012 a month
Tight
$2,012 to $2,587 a month
Hard
more than $2,587 a month
Your payment · 43%
Compared with the typical household income in Fountain ($86,242 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,647
Property tax
$123
Home insurance
$166
FHA mortgage insurance (MIP)
$176
You need at least $13,930 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,112; principal and interest $2,647.
The city and its county
Fountain and El Paso County
Fountain is in El Paso County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fountain
Map of El Paso County, Colorado, with Fountain marked. Around it, the neighboring counties.
Fountain
El Paso County
Other cities with a page
Fountain's own numbers
Typical home value
$398,000
Typical monthly rent
$1,745
Typical yearly household income
$86,242
Households that own their home
73%
Effective property tax rate
0.37%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of El Paso County
FHA limit, one-unit home
$541,650
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,621
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
0.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of El Paso County.
A typical home in Fountain is worth $398,000: 14% below the county and 26% below Colorado. With the typical household income in Fountain ($86,242 a year), a typical home costs 4.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fountain4.6 years
El Paso5.1 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in El Paso County
According to FHFA’s house price index, home prices in El Paso County rose 105% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of El Paso County.
Yearly change in FHFA’s price index in El Paso County, 2016 to 2025
2016: +7.5% +7.5% 2016
2017: +9.4% +9.4% 2017
2018: +10.2% +10.2% 2018
2019: +7.3% +7.3% 2019
2020: +6.1% +6.1% 2020
2021: +16.2% +16.2% 2021
2022: +16.5% +16.5% 2022
2023: −0.4% −0.4% 2023
2024: +2.6% +2.6% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in El Paso County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
+0.5%
+0.1%
+2.9%
5 years (2020–2025)
+39%
+38%
+47%
10 years (2015–2025)
+105%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fountain next to El Paso County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fountain$398,000
El Paso$461,000
Colorado$539,400
United States$332,700
Typical monthly rent
Fountain$1,745
El Paso$1,696
Colorado$1,761
United States$1,413
Typical yearly household income
Fountain$86,242
El Paso$90,363
Colorado$95,470
United States$80,734
See the full table
Fountain next to El Paso County and Colorado
Measure
Fountain
El Paso County
Colorado
U.S.
Typical home value
$398,000 ▼14% below the county
$461,000
$539,400
$332,700
Typical monthly rent
$1,745 ▲3% above the county
$1,696
$1,761
$1,413
Typical yearly household income
$86,242 ▼5% below the county
$90,363
$95,470
$80,734
Households that own their home
73% ▲7 points above the county
66%
66%
65%
Typical yearly property tax
$1,487 ▼21% below the county
$1,874
$2,602
$3,119
Effective property tax rate
0.37% ▼0.04 points below the county
0.41%
0.48%
0.94%
Renters with high rent for their income
71% ▲16 points above the county
55%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below El Paso County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fountain
For a typical $398,000 home in Fountain, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fountain's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,112a month
Least cash to close
Down payment
$13,930
Cash to close
$25,870
Rate
7.18%
Mortgage insurance
FHA MIP · $176
Conventional, 5% down$3,039a month
Down payment
$19,900
Cash to close
$31,840
Rate
7.18%
Mortgage insurance
PMI · $189
Conventional, 20% down, no PMI$2,446a month
Down payment
$79,600
Cash to close
$91,540
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,813a month
Down payment
$59,700
Cash to close
$71,640
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fountain
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,112
$13,930
$390,791
7.18%
FHA MIP · $176
$25,870
580
Conventional, 5% down
$3,039
$19,900
$378,100
7.18%
PMI · $189
$31,840
620*
Conventional, 20% down, no PMI
$2,446
$79,600
$318,400
7.18%
None
$91,540
620*
ITIN, 15% down (example)
$2,813
$59,700
$338,300
8.18%
None
$71,640
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fountain is $1,745 a month: 3% above the county. In Fountain, 71% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of El Paso County, by unit size. To pay the 2-bedroom one ($1,621 a month) without spending more than 30% of your income, you would need to earn $31.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in El Paso County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,129
$21.71
$45,160
1 bedroom
$1,380
$26.54
$55,200
2 bedrooms
$1,621
$31.17
$64,840
3 bedrooms
$2,245
$43.17
$89,800
4 bedrooms
$2,574
$49.50
$102,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fountain
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fountain is in ZIP code 80817.
For 2 bedrooms it is $1,750: $129 more than the fair market rent for El Paso County ($1,621).
Fair market rent by ZIP code and size in Fountain, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
80817
$1,210
$1,480
$1,750
$2,430
$2,770
ZIP code2 bd3 bd
80817 $1,750$2,430
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fountain when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Fountain. These are the largest.
Fountain Ridge South Apts6850 Red Deer Pt, Fountain 8081775 low-income homes · 1 bd: 20 · 2 bd: 43 · 3 bd: 12 · In service since 2004 · For families
Fountain906 Grinde Dr, Fountain 8081740 low-income homes · Run by Housing Authority of the City of Fountain · Average payment: $399 a month · Average wait: 4 months(719) 382-5639
Fountain Ridge390 Comanche Village Dr, Fountain 8081736 homes, 17 low-income · 2 bd: 24 · 3 bd: 12 · In service since 1999
Fountain Townhomes110 E Iowa Ave, Fountain 8081715 homes, 14 low-income · For families(719) 382-5630
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in El Paso County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Fountain or El Paso County. The ones below are statewide in Colorado: they work in Fountain the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Fountain or El Paso County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fountain and all of El Paso County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fountain?
The typical home value in Fountain is $398,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in El Paso County it is $461,000.
How much does it cost to rent in Fountain?
Typical rent in Fountain is $1,745 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in El Paso County is $1,621.
What is the FHA loan limit in Fountain?
Fountain uses the FHA limit for all of El Paso County (2026): $541,650 for a one-unit home and $1,041,650 for a four-unit home.
How much property tax do owners pay in Fountain?
The typical homeowner in Fountain pays $1,487 a year, according to the U.S. Census Bureau. That is 0.37% of the home’s value; in El Paso County, the rate is 0.41%.
Where can I find free help to buy or rent in Fountain?
There is 1 HUD-approved counseling agency with an office in El Paso County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
