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City · 19,817 residents · El Paso County, Colorado

Cimarron Hills , Colorado

In Cimarron Hills, a typical home is worth $368,000 and typical rent is $1,664 a month. Compared with all of El Paso County, the typical home value is 20% lower and typical household income is 11% lower.

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  • Typical home value

    $368,000

    20% below the county

    32% below Colorado

    • Cimarron Hills
    • El Paso
    • Colorado

  • Typical rent

    $1,664a month

    About the same as the county

    6% below Colorado

    • Cimarron Hills
    • El Paso
    • Colorado

  • Typical household income

    $80,808a year

    11% below the county

    15% below Colorado

    • Cimarron Hills
    • El Paso
    • Colorado

  • Households that own their home

    68%

    2 points above the county

    2 points above Colorado

    • Cimarron Hills
    • El Paso
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Cimarron Hills is in El Paso County. The FHA loan limit ($541,650 for a one-unit home), the fair market rents and the help on this page are those of all of El Paso County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Cimarron Hills apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Stratmoor, the typical rent is $1,324: 20% less than in Cimarron Hills ($1,664).

  2. Nearby, in Stratmoor, the typical home value is $310,000: 16% less than in Cimarron Hills ($368,000).

  3. The typical home in Cimarron Hills is worth $368,000, 20% less than in El Paso County as a whole ($461,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Cimarron Hills

What homes there are in Cimarron Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Cimarron Hills: 69% of homes, near the figure in El Paso County (67%).

In Cimarron Hills there are many mobile homes: 7% of homes; in El Paso County, 3%.

Year built

By age, homes in Cimarron Hills look like those in El Paso County: the typical year built is 1989.

In Cimarron Hills, 72% of homes have 3 bedrooms or more, more than in El Paso County (68%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 89% of owner-occupied homes in Cimarron Hills are worth less than the FHA loan limit for El Paso County ($541,650).

Monthly rent with utilities

With a mortgage

$1,957 a month

El Paso County: $2,145 a month

Without a mortgage

$620 a month

El Paso County: $623 a month

Owners with a mortgage

70%

El Paso County: 72%

The typical cost for an owner with a mortgage in Cimarron Hills is $1,957 a month, less than in El Paso County ($2,145); without one, $620.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Cimarron Hills gained value faster than in El Paso County: 86% against 68%.

Rents in Cimarron Hills rose faster than in El Paso County: 55% since 2015–2019, against 45%.

Housing prices ran ahead of income in Cimarron Hills: typical income rose 25%, against +86% for home values and +55% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCimarron HillsEl Paso CountyColoradoUnited States
Rental vacancy Unreliable estimate3.9%5.1%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room Unreliable estimate1.9%2.4%3.4%
People per household 2.642.482.422.53
Drive alone 73%69%65%69%
Carpool 11%9%8%9%
Public transit Unreliable estimate0%2%3%
Walk or bike Unreliable estimate4%3%3%
Work from home 12%17%21%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Cimarron Hills has 2.64 people, more than in El Paso County (2.48).

The car rules in Cimarron Hills: 73% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Cimarron Hills?

A typical home costs more than the typical income allows

We start with a typical home in Cimarron Hills, worth $368,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Cimarron Hills, which is $80,808 a year. For that payment to be 28% of income, a household would need to earn about $123,842 a year.

The calculator's FHA and conventional loan limits are those of all of El Paso County.

Your numbers

Local data
$

Starts at the typical home value in Cimarron Hills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,880 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,890

at 7.18% · 30 years

Loan amount
$361,335
Total interest
$519,876
Paid off in
November 2056

Includes $6,215 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,886 a month

  • Tight

    $1,886 to $2,424 a month

  • Hard

    more than $2,424 a month

    Your payment · 43%

Compared with the typical household income in Cimarron Hills ($80,808 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,890
Principal & interest$2,448
Property tax$126
Home insurance$153
FHA mortgage insurance (MIP)$163

You need at least $12,880 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Cimarron Hills and El Paso County

Cimarron Hills is in El Paso County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Cimarron Hills's own numbers

Typical home value
$368,000
Typical monthly rent
$1,664
Typical yearly household income
$80,808
Households that own their home
68%
Effective property tax rate
0.41%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of El Paso County

FHA limit, one-unit home
$541,650
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,621
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of El Paso County.

Everything about El Paso County

Buying

Buying a home in Cimarron Hills

A typical home in Cimarron Hills is worth $368,000: 20% below the county and 32% below Colorado. With the typical household income in Cimarron Hills ($80,808 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Cimarron Hills 4.6 years
  • El Paso 5.1 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in El Paso County

According to FHFA’s house price index, home prices in El Paso County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of El Paso County.

Period County Colorado U.S.
Last year (2025) +0.5% +0.1% +2.9%
5 years (2020–2025) +39% +38% +47%
10 years (2015–2025) +105% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Cimarron Hills next to El Paso County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Cimarron Hills $368,000
  • El Paso $461,000
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Cimarron Hills $1,664
  • El Paso $1,696
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Cimarron Hills $80,808
  • El Paso $90,363
  • Colorado $95,470
  • United States $80,734
See the full table
Cimarron Hills next to El Paso County and Colorado
Measure Cimarron Hills El Paso County Colorado U.S.
Typical home value $368,000 $461,000 $539,400 $332,700
Typical monthly rent $1,664 $1,696 $1,761 $1,413
Typical yearly household income $80,808 $90,363 $95,470 $80,734
Households that own their home 68% 66% 66% 65%
Typical yearly property tax $1,512 $1,874 $2,602 $3,119
Effective property tax rate 0.41% 0.41% 0.48% 0.94%
Renters with high rent for their income 60% 55% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below El Paso County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Cimarron Hills

For a typical $368,000 home in Cimarron Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Cimarron Hills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,890a month

    Least cash to close
    Down payment
    $12,880
    Cash to close
    $23,920
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $163

  • Conventional, 5% down $2,822a month

    Down payment
    $18,400
    Cash to close
    $29,440
    Rate
    7.18%
    Mortgage insurance
    PMI · $175

  • Conventional, 20% down, no PMI $2,273a month

    Down payment
    $73,600
    Cash to close
    $84,640
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,614a month

    Down payment
    $55,200
    Cash to close
    $66,240
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Cimarron Hills and for El Paso County.

Property tax

Effective rate in Cimarron Hills

0.41%of the home’s value each year

$1,512 a year for the typical owner in Cimarron Hills.

  • Cimarron Hills 0.41%
  • El Paso 0.41%
  • Colorado 0.48%

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in El Paso County

FEMA does not publish these numbers by city: they are for all of El Paso County.

Homes in the high-risk zone
0.7%
1,621
Of those, with NFIP insurance
27%
County Colorado U.S.
Homes in the high-risk zone 0.7% 1.1% 3.5%
Of those, with NFIP insurance 27% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Cimarron Hills

Typical rent in Cimarron Hills is $1,664 a month: about the same as the county. In Cimarron Hills, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of El Paso County, by unit size. To pay the 2-bedroom one ($1,621 a month) without spending more than 30% of your income, you would need to earn $31.17 an hour working full time.

HUD fair market rent for all of El Paso County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,129 $21.71 $45,160
1 bedroom $1,380 $26.54 $55,200
2 bedrooms $1,621 $31.17 $64,840
3 bedrooms $2,245 $43.17 $89,800
4 bedrooms $2,574 $49.50 $102,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Cimarron Hills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Cimarron Hills has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,480 in 80915 to $1,970 in 80922.

1 of the 2 is above the fair market rent for El Paso County ($1,621).

  • 80915 $1,480$2,050
  • 80922 $1,970$2,730

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Cimarron Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Cimarron Hills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in El Paso County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Cimarron Hills

No down payment, repair or rent-help program on our list is for Cimarron Hills or El Paso County. The ones below are statewide in Colorado: they work in Cimarron Hills the same as in the rest of the state.

Which programs do I qualify for? All programs in Colorado

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

    GrantDeferred

    See the program Official page

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

    Deferred

    See the program Official page

Housing counselors near Cimarron Hills

The HUD-approved agencies closest to the center of Cimarron Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Economic Defense Project Cedp- Colorado Springs

    1520 Verde Dr, Colorado Springs · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (303) 276-5705

  • Upper Arkansas Area Council of Governments

    3224 Independence Rd Unit A, Canon City · 39 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (719) 269-7687

  • Neighborworks Southern Colorado

    1241 E Routt Ave, Pueblo · 43 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (719) 544-8078

Every agency in El Paso County All counseling agencies in Colorado

Help in Spanish near Cimarron Hills

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Cimarron Hills

In HUD’s record, no housing authority with an office in El Paso County is named for Cimarron Hills or El Paso County.

2 other authorities have an office in El Paso County: see the list Source: HUD

Cities

Other cities in El Paso County

These cities are also in El Paso County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about El Paso County Housing in Colorado

Nearby cities

The cities closest to Cimarron Hills, with the typical home value.

Neighboring counties

If El Paso County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Cimarron Hills.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Cimarron Hills

Short answers with the numbers for Cimarron Hills and all of El Paso County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Cimarron Hills?

The typical home value in Cimarron Hills is $368,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in El Paso County it is $461,000.

How much does it cost to rent in Cimarron Hills?

Typical rent in Cimarron Hills is $1,664 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in El Paso County is $1,621.

What is the FHA loan limit in Cimarron Hills?

Cimarron Hills uses the FHA limit for all of El Paso County (2026): $541,650 for a one-unit home and $1,041,650 for a four-unit home.

How much property tax do owners pay in Cimarron Hills?

The typical homeowner in Cimarron Hills pays $1,512 a year, according to the U.S. Census Bureau. That is 0.41% of the home’s value; in El Paso County, the rate is 0.41%.

Where can I find free help to buy or rent in Cimarron Hills?

There is 1 HUD-approved counseling agency with an office in El Paso County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).