Español

Este sitio también está en español. Leer en español

City · 35,681 residents · Pueblo County, Colorado

Pueblo West , Colorado

In Pueblo West, a typical home is worth $397,000 and typical rent is $1,345 a month. Compared with all of Pueblo County, typical household income is 51% higher, the typical home value is 36% higher, and the share of households that own their home is 18 points higher.

WhatsApp

  • Typical home value

    $397,000

    36% above the county

    26% below Colorado

    • Pueblo West
    • Pueblo
    • Colorado

  • Typical rent

    $1,345a month

    21% above the county

    24% below Colorado

    • Pueblo West
    • Pueblo
    • Colorado

  • Typical household income

    $96,810a year

    51% above the county

    About the same as Colorado

    • Pueblo West
    • Pueblo
    • Colorado

  • Households that own their home

    87%

    18 points above the county

    21 points above Colorado

    • Pueblo West
    • Pueblo
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Pueblo West is in Pueblo County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pueblo County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pueblo West apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Pueblo West is $96,810, 51% more than in Pueblo County as a whole ($64,010).

  2. Nearby, in Pueblo, the typical home value is $247,200: 38% less than in Pueblo West ($397,000).

  3. 87% of households in Pueblo West own their home, against 69% in Pueblo County.

  4. The typical home in Pueblo West is worth $397,000, 36% more than in Pueblo County as a whole ($291,300).

  5. Nearby, in Cañon City, the typical rent is $997: 26% less than in Pueblo West ($1,345).

  6. The typical rent in Pueblo West is $1,345 a month, 21% more than in Pueblo County as a whole ($1,111).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Pueblo West

What homes there are in Pueblo West, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 84% of homes here, against 76% in Pueblo County.

Year built

The typical home in Pueblo West was built in 2000, 26 years after the typical one in Pueblo County.

Homes in Pueblo West are bigger: 86% have 3 bedrooms or more; in Pueblo County, 62%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Pueblo County is $541,287, and about 80% of owner-occupied homes in Pueblo West are worth less than that.

Monthly rent with utilities

With a mortgage

$1,942 a month

Pueblo County: $1,624 a month

Without a mortgage

$622 a month

Pueblo County: $519 a month

Owners with a mortgage

72%

Pueblo County: 64%

In Pueblo West, 72% of owners have a mortgage, and their typical cost is $1,942 a month, against $1,624 in Pueblo County. Without one it drops to $622.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Pueblo West with 2015–2019 because its boundaries changed. In Pueblo County, over that time, the typical home value rose 77%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePueblo WestPueblo CountyColoradoUnited States
Rental vacancy Unreliable estimate2.6%5.1%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate2.2%2.4%3.4%
People per household 2.782.392.422.53
Drive alone 78%79%65%69%
Carpool 8%9%8%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 12%9%21%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.78 on average, against 2.39 in Pueblo County.

Working from home is more common in Pueblo West: 12%, against 9% in Pueblo County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pueblo West?

A typical home costs more than the typical income allows

We start with a typical home in Pueblo West, worth $397,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Pueblo West, which is $96,810 a year. For that payment to be 28% of income, a household would need to earn about $135,160 a year.

The calculator's FHA and conventional loan limits are those of all of Pueblo County.

Your numbers

Local data
$

Starts at the typical home value in Pueblo West. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,895 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,154

at 7.18% · 30 years

Loan amount
$389,809
Total interest
$560,844
Paid off in
November 2056

Includes $6,704 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,259 a month

  • Tight

    $2,259 to $2,904 a month

  • Hard

    more than $2,904 a month

    Your payment · 39%

Compared with the typical household income in Pueblo West ($96,810 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,154
Principal & interest$2,641
Property tax$172
Home insurance$165
FHA mortgage insurance (MIP)$176

You need at least $13,895 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Pueblo West and Pueblo County

Pueblo West is in Pueblo County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Pueblo West's own numbers

Typical home value
$397,000
Typical monthly rent
$1,345
Typical yearly household income
$96,810
Households that own their home
87%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pueblo County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,263
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pueblo County.

Everything about Pueblo County

Buying

Buying a home in Pueblo West

A typical home in Pueblo West is worth $397,000: 36% above the county and 26% below Colorado. With the typical household income in Pueblo West ($96,810 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pueblo West 4.1 years
  • Pueblo 4.6 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pueblo County

According to FHFA’s house price index, home prices in Pueblo County rose 107% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pueblo County.

Period County Colorado U.S.
Last year (2025) −1.7% +0.1% +2.9%
5 years (2020–2025) +39% +38% +47%
10 years (2015–2025) +107% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pueblo West next to Pueblo County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pueblo West $397,000
  • Pueblo $291,300
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Pueblo West $1,345
  • Pueblo $1,111
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Pueblo West $96,810
  • Pueblo $64,010
  • Colorado $95,470
  • United States $80,734
See the full table
Pueblo West next to Pueblo County and Colorado
Measure Pueblo West Pueblo County Colorado U.S.
Typical home value $397,000 $291,300 $539,400 $332,700
Typical monthly rent $1,345 $1,111 $1,761 $1,413
Typical yearly household income $96,810 $64,010 $95,470 $80,734
Households that own their home 87% 69% 66% 65%
Typical yearly property tax $2,078 $1,467 $2,602 $3,119
Effective property tax rate 0.52% 0.5% 0.48% 0.94%
Renters with high rent for their income 48% 52% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pueblo County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pueblo West

For a typical $397,000 home in Pueblo West, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pueblo West's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,154a month

    Least cash to close
    Down payment
    $13,895
    Cash to close
    $25,805
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $176

  • Conventional, 5% down $3,081a month

    Down payment
    $19,850
    Cash to close
    $31,760
    Rate
    7.18%
    Mortgage insurance
    PMI · $189

  • Conventional, 20% down, no PMI $2,489a month

    Down payment
    $79,400
    Cash to close
    $91,310
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,856a month

    Down payment
    $59,550
    Cash to close
    $71,460
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pueblo West and for Pueblo County.

Property tax

Effective rate in Pueblo West

0.52%of the home’s value each year

$2,078 a year for the typical owner in Pueblo West.

  • Pueblo West 0.52%
  • Pueblo 0.5%
  • Colorado 0.48%

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in Pueblo County

FEMA does not publish these numbers by city: they are for all of Pueblo County.

Homes in the high-risk zone
0.6%
357
Of those, with NFIP insurance
12%
County Colorado U.S.
Homes in the high-risk zone 0.6% 1.1% 3.5%
Of those, with NFIP insurance 12% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pueblo West

Typical rent in Pueblo West is $1,345 a month: 21% above the county. In Pueblo West, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pueblo County, by unit size. To pay the 2-bedroom one ($1,263 a month) without spending more than 30% of your income, you would need to earn $24.29 an hour working full time.

HUD fair market rent for all of Pueblo County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $879 $16.90 $35,160
1 bedroom $978 $18.81 $39,120
2 bedrooms $1,263 $24.29 $50,520
3 bedrooms $1,611 $30.98 $64,440
4 bedrooms $1,891 $36.37 $75,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pueblo West

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pueblo West is in ZIP code 81007.

For 2 bedrooms it is $1,520: $257 more than the fair market rent for Pueblo County ($1,263).

  • 81007 $1,520$1,940

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pueblo West when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Pueblo West

HUD lists 4 buildings with rents for lower incomes in Pueblo West. These are the largest.

  • 55 Stonegate Village 393 E Spaulding Ave, Pueblo West 81007 55 homes, 54 low-income · 2 bd: 14 · 3 bd: 33 · 4 bd: 8 · In service since 2000
  • Pueblo West Gardens II 960 E Saxony Dr, Pueblo West 81007 32 homes, 28 low-income · Studio: 32 · In service since 2014
  • Pueblo West Gardens I 960 E Saxony Dr, Pueblo West 81007 30 homes, 28 low-income · Studio: 30 · In service since 2010
  • Clarion Place Apts 628 E Clarion Dr, Pueblo West 81007 24 low-income homes · 3 bd: 24 · In service since 1999

See all 44 buildings in Pueblo County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Pueblo West

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pueblo County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Pueblo West

No down payment, repair or rent-help program on our list is for Pueblo West or Pueblo County. The ones below are statewide in Colorado: they work in Pueblo West the same as in the rest of the state.

Which programs do I qualify for? All programs in Colorado

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

    GrantDeferred

    See the program Official page

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

    Deferred

    See the program Official page

Housing counselors near Pueblo West

The HUD-approved agencies closest to the center of Pueblo West, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborworks Southern Colorado

    1241 E Routt Ave, Pueblo · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (719) 544-8078

  • Upper Arkansas Area Council of Governments

    3224 Independence Rd Unit A, Canon City · 23 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (719) 269-7687

  • Community Economic Defense Project Cedp- Colorado Springs

    1520 Verde Dr, Colorado Springs · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (303) 276-5705

Every agency in Pueblo County All counseling agencies in Colorado

Help in Spanish near Pueblo West

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pueblo West

In HUD’s record, no housing authority with an office in Pueblo County is named for Pueblo West or Pueblo County.

2 other authorities have an office in Pueblo County: see the list Source: HUD

Cities

Other cities in Pueblo County

These cities are also in Pueblo County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pueblo County Housing in Colorado

Nearby cities

The cities closest to Pueblo West, with the typical home value.

Neighboring counties

If Pueblo County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Pueblo West.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Pueblo West

Short answers with the numbers for Pueblo West and all of Pueblo County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pueblo West?

The typical home value in Pueblo West is $397,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pueblo County it is $291,300.

How much does it cost to rent in Pueblo West?

Typical rent in Pueblo West is $1,345 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pueblo County is $1,263.

What is the FHA loan limit in Pueblo West?

Pueblo West uses the FHA limit for all of Pueblo County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Pueblo West?

The typical homeowner in Pueblo West pays $2,078 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Pueblo County, the rate is 0.5%.

Where can I find free help to buy or rent in Pueblo West?

There is 1 HUD-approved counseling agency with an office in Pueblo County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).