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City · 6,727 residents · El Paso County, Colorado

Air Force Academy , Colorado

In Air Force Academy, typical rent is $2,264 a month. Compared with all of El Paso County, typical rent is 33% higher and typical household income is 23% lower.

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  • Typical rent

    $2,264a month

    33% above the county

    29% above Colorado

    • Air Force Academy
    • El Paso
    • Colorado

  • Typical household income

    $69,474a year

    23% below the county

    27% below Colorado

    • Air Force Academy
    • El Paso
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Air Force Academy is in El Paso County. The FHA loan limit ($541,650 for a one-unit home), the fair market rents and the help on this page are those of all of El Paso County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Air Force Academy apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Air Force Academy is $2,264 a month, 33% more than in El Paso County as a whole ($1,696).

  2. Nearby, in Colorado Springs, the typical rent is $1,648: 27% less than in Air Force Academy ($2,264).

  3. The typical household income in Air Force Academy is $69,474, 23% less than in El Paso County as a whole ($90,363).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Air Force Academy

What homes there are in Air Force Academy, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Air Force Academy there is a bit of everything: no kind of home reaches half. The most common are detached houses (47%); in El Paso County, 67%.

Year built

In Air Force Academy, half of the homes were built before 1967; in El Paso County, before 1989.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, the typical rent in Air Force Academy rose 36%, less than in El Paso County (45%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAir Force AcademyEl Paso CountyColoradoUnited States
Rental vacancy Unreliable estimate3.9%5.1%5.5%
More than one person per room Unreliable estimate1.9%2.4%3.4%
People per household 3.272.482.422.53
Drive alone 17%69%65%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimate0%2%3%
Walk or bike 78%4%3%3%
Work from home Unreliable estimate17%21%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.27 on average, against 2.48 in El Paso County.

In Air Force Academy, 78% of workers walk or bike to work; in El Paso County, 4%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Air Force Academy?

The Census Bureau publishes no typical home value or typical household income for Air Force Academy, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Air Force Academy, so the calculator starts with the one for El Paso County: $461,000. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of El Paso County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of El Paso County.

Your numbers

Local data
$

Starts at the typical home value in Air Force Academy. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,135 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,620

at 7.18% · 30 years

Loan amount
$452,650
Total interest
$651,257
Paid off in
November 2056

Includes $7,785 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,621 a month

  • Tight

    $1,621 to $2,084 a month

  • Hard

    more than $2,084 a month

    Your payment · 63%

Compared with the typical household income in Air Force Academy ($69,474 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,620
Principal & interest$3,066
Property tax$158
Home insurance$192
FHA mortgage insurance (MIP)$204

You need at least $16,135 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Air Force Academy and El Paso County

Air Force Academy is in El Paso County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Air Force Academy's own numbers

Typical monthly rent
$2,264
Typical yearly household income
$69,474

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of El Paso County

FHA limit, one-unit home
$541,650
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,621
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of El Paso County.

Everything about El Paso County

Buying

Buying a home in Air Force Academy

The Census Bureau publishes no typical home value for Air Force Academy. Below are the numbers for El Paso County.

How prices have changed in El Paso County

According to FHFA’s house price index, home prices in El Paso County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of El Paso County.

Period County Colorado U.S.
Last year (2025) +0.5% +0.1% +2.9%
5 years (2020–2025) +39% +38% +47%
10 years (2015–2025) +105% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Air Force Academy next to El Paso County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Air Force Academy $2,264
  • El Paso $1,696
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Air Force Academy $69,474
  • El Paso $90,363
  • Colorado $95,470
  • United States $80,734
See the full table
Air Force Academy next to El Paso County and Colorado
Measure Air Force Academy El Paso County Colorado U.S.
Typical monthly rent $2,264 $1,696 $1,761 $1,413
Typical yearly household income $69,474 $90,363 $95,470 $80,734
Renters with high rent for their income 54% 55% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below El Paso County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Air Force Academy

The Census Bureau publishes no typical home value for Air Force Academy, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Air Force Academy and for El Paso County.

Property tax

Data not available for this place

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in El Paso County

FEMA does not publish these numbers by city: they are for all of El Paso County.

Homes in the high-risk zone
0.7%
1,621
Of those, with NFIP insurance
27%
County Colorado U.S.
Homes in the high-risk zone 0.7% 1.1% 3.5%
Of those, with NFIP insurance 27% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Air Force Academy

Typical rent in Air Force Academy is $2,264 a month: 33% above the county. In Air Force Academy, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of El Paso County, by unit size. To pay the 2-bedroom one ($1,621 a month) without spending more than 30% of your income, you would need to earn $31.17 an hour working full time.

HUD fair market rent for all of El Paso County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,129 $21.71 $45,160
1 bedroom $1,380 $26.54 $55,200
2 bedrooms $1,621 $31.17 $64,840
3 bedrooms $2,245 $43.17 $89,800
4 bedrooms $2,574 $49.50 $102,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Air Force Academy

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Air Force Academy is in ZIP code 80840.

For 2 bedrooms it is $2,170: $549 more than the fair market rent for El Paso County ($1,621).

  • 80840 $2,170$3,000

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Air Force Academy when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Air Force Academy

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in El Paso County; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Air Force Academy

No down payment, repair or rent-help program on our list is for Air Force Academy or El Paso County. The ones below are statewide in Colorado: they work in Air Force Academy the same as in the rest of the state.

Which programs do I qualify for? All programs in Colorado

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

    GrantDeferred

    See the program Official page

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

    Deferred

    See the program Official page

Housing counselors near Air Force Academy

The HUD-approved agencies closest to the center of Air Force Academy, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Economic Defense Project Cedp- Colorado Springs

    1520 Verde Dr, Colorado Springs · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (303) 276-5705

  • Douglas County Housing Partnership

    9350 Heritage Hills Circle, Lone Tree · 38 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 2 more
    (303) 784-7859

  • Upper Arkansas Area Council of Governments

    3224 Independence Rd Unit A, Canon City · 42 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (719) 269-7687

Every agency in El Paso County All counseling agencies in Colorado

Help in Spanish near Air Force Academy

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Air Force Academy

In HUD’s record, no housing authority with an office in El Paso County is named for Air Force Academy or El Paso County.

2 other authorities have an office in El Paso County: see the list Source: HUD

Cities

Other cities in El Paso County

These cities are also in El Paso County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about El Paso County Housing in Colorado

Nearby cities

The cities closest to Air Force Academy, with the typical home value.

Neighboring counties

If El Paso County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Air Force Academy.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Air Force Academy

Short answers with the numbers for Air Force Academy and all of El Paso County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Air Force Academy?

Typical rent in Air Force Academy is $2,264 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in El Paso County is $1,621.

What is the FHA loan limit in Air Force Academy?

Air Force Academy uses the FHA limit for all of El Paso County (2026): $541,650 for a one-unit home and $1,041,650 for a four-unit home.

Where can I find free help to buy or rent in Air Force Academy?

There is 1 HUD-approved counseling agency with an office in El Paso County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).