In Davis, a typical home is worth $866,100 and typical rent is $2,187 a month. Compared with all of Yolo County, the typical home value is 40% higher, typical rent is 18% higher, and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $771,721 to $827,457.
Typical rent
$2,394a month
▲ 4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,989 to $2,394.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Davis is in Yolo County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Yolo County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in West Sacramento, the typical home value is $525,800: 39% less than in Davis ($866,100).
2
The typical home in Davis is worth $866,100,40% more than in Yolo County as a whole ($620,700).
3
Nearby, in Winters, the typical rent is $1,568: 28% less than in Davis ($2,187).
4
The typical rent in Davis is $2,187 a month, 18% more than in Yolo County as a whole ($1,857).
5
44% of households in Davis own their home, against 54% in Yolo County.
6
Davis has the 45th largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (69%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Davis
What homes there are in Davis, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Davis
Yolo County
California
United States
Kind of home: Davis and its comparisons
Measure
Davis
Yolo County
California
United States
Detached house
44%
58%
57%
61%
Attached house
11%
7%
7%
6%
Building of 2 to 4
11%
8%
8%
8%
Apartments (5 or more)
32%
23%
24%
19%
Mobile home
1%
4%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Davis; the largest group, detached houses, adds up to 44%, less than in Yolo County (58%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Davis
Yolo County
California
United States
Year built: Davis and its comparisons
Measure
Davis
Yolo County
California
United States
Before 1960
8%
17%
27%
26%
1960–1979
37%
28%
29%
24%
1980–1999
34%
27%
25%
25%
2000–2009
14%
18%
11%
14%
2010 or later
7%
11%
8%
11%
In Davis, half of the homes were built before 1983; in Yolo County, before 1983.
There are fewer big homes in Davis than in Yolo County: 55% have 3 bedrooms or more, against 60%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K2%
$300K–$500K6%
$500K–$750K22%
$750K–$1M35%
$1M or more31%
Value of owner-occupied homes: Davis and its comparisons
Measure
Davis
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
2%
$300K–$500K
6%
$500K–$750K
22%
$750K–$1M
35%
$1M or more
31%
Monthly rent with utilities
Under the limitOver the limit
Under $5002%
$500–$9994%
$1,000–$1,49911%
$1,500–$1,99922%
$2,000–$2,49930%
HUD fair market rent, 2 bedrooms: $2,135
$2,500–$2,99915%
$3,000 or more16%
Monthly rent with utilities: Davis and its comparisons
Measure
Davis
Under $500
2%
$500–$999
4%
$1,000–$1,499
11%
$1,500–$1,999
22%
$2,000–$2,499
30%
$2,500–$2,999
15%
$3,000 or more
16%
HUD's 2-bedroom fair market rent (FMR) for Yolo County is $2,135: about 47% of rents in Davis are below it.
With a mortgage
$3,350 a month
Yolo County: $2,731 a month
Without a mortgage
$926 a month
Yolo County: $807 a month
Owners with a mortgage
59%
Yolo County: 66%
Owning costs more in Davis: with a mortgage, the typical cost is $3,350 a month; in Yolo County, $2,731. Without one, $926.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Davis+33%
Yolo County+46%
California+46%
United States+53%
Typical rent
Davis+40%
Yolo County+40%
California+36%
United States+33%
Typical household income
Davis+30%
Yolo County+31%
California+32%
United States+29%
Change since 2015–2019: Davis and its comparisons
Measure
Davis
Yolo County
California
United States
Typical home value
+33%
+46%
+46%
+53%
Typical rent
+40%
+40%
+36%
+33%
Typical household income
+30%
+31%
+32%
+29%
Homes in Davis gained value more slowly than in Yolo County: 33% since 2015–2019, against 46%.
Rents in Davis rose at about the same pace as in Yolo County: 40% since 2015–2019, against 40%.
The typical household income in Davis rose 30%: less than home values (+33%) and rent (+40%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Davis and its comparisons
Measure
Davis
Yolo County
California
United States
Rental vacancy
5.0%
5.2%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
3.6%
6.4%
8.2%
3.4%
People per household
2.56
2.75
2.84
2.53
Drive alone
50%
62%
66%
69%
Carpool
4%
8%
10%
9%
Public transit
6%
3%
3%
3%
Walk or bike
16%
8%
3%
3%
Work from home
23%
18%
17%
15%
Other means
1%
2%
2%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
In Davis, the rental vacancy rate is 5.0%, about the same as in Yolo County.
In Davis, 3.6% of households live with more than one person per room, against 6.4% in Yolo County.
On average, a household in Davis has 2.56 people, fewer than in Yolo County (2.75).
More people walk or bike to work in Davis: 16%, against 8% in Yolo County.
Do the math
What would you pay each month for a home in Davis?
A typical home costs more than the typical income allows
We start with a typical home in Davis, worth $866,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 96% of the typical household income in Davis, which is $90,045 a year. For that payment to be 28% of income, a household would need to earn about $309,499 a year. Note: at that price the loan is above the FHA limit for Yolo County ($764,750), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Yolo County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Davis. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $30,314 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,222
at 7.18% · 30 years
Loan amount
$850,412
Total interest
$1,223,544
Paid off in
November 2056
Includes $14,626 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,101 a month
Tight
$2,101 to $2,701 a month
Hard
more than $2,701 a month
Your payment · 96%
Compared with the typical household income in Davis ($90,045 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,761
Property tax
$577
Home insurance
$361
FHA mortgage insurance (MIP)
$522
This loan is over the FHA limit
You'd borrow $835,786, but the FHA limit for a one-unit home in Davis is $764,750. You'd need a bigger down payment or a different loan.
You need at least $30,314 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,222; principal and interest $5,761.
The city and its county
Davis and Yolo County
Davis is in Yolo County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Davis
Map of Yolo County, California, with Davis marked. Around it, the neighboring counties.
Davis
Yolo County
Other cities with a page
Davis's own numbers
Typical home value
$866,100
Typical monthly rent
$2,187
Typical yearly household income
$90,045
Households that own their home
44%
Effective property tax rate
0.8%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yolo County
FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,135
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
5.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yolo County.
A typical home in Davis is worth $866,100: 40% above the county and 18% above California. With the typical household income in Davis ($90,045 a year), a typical home costs 9.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Davis9.6 years
Yolo6.8 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Yolo County
According to FHFA’s house price index, home prices in Yolo County rose 69% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Yolo County.
Yearly change in FHFA’s price index in Yolo County, 2016 to 2025
2016: +8.3% +8.3% 2016
2017: +7.2% +7.2% 2017
2018: +6.6% +6.6% 2018
2019: +3.3% +3.3% 2019
2020: +1.4% +1.4% 2020
2021: +12.4% +12.4% 2021
2022: +14.6% +14.6% 2022
2023: −1.9% −1.9% 2023
2024: +3.8% +3.8% 2024
2025: −0.9% −0.9% 2025
Change in FHFA’s price index in Yolo County, California and the United States
Period
County
California
U.S.
Last year (2025)
−0.9%
+0.8%
+2.9%
5 years (2020–2025)
+30%
+40%
+47%
10 years (2015–2025)
+69%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Davis next to Yolo County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Davis$866,100
Yolo$620,700
California$734,700
United States$332,700
Typical monthly rent
Davis$2,187
Yolo$1,857
California$2,036
United States$1,413
Typical yearly household income
Davis$90,045
Yolo$91,752
California$99,122
United States$80,734
See the full table
Davis next to Yolo County and California
Measure
Davis
Yolo County
California
U.S.
Typical home value
$866,100 ▲40% above the county
$620,700
$734,700
$332,700
Typical monthly rent
$2,187 ▲18% above the county
$1,857
$2,036
$1,413
Typical yearly household income
$90,045
$91,752
$99,122
$80,734
Households that own their home
44% ▼11 points below the county
54%
56%
65%
Typical yearly property tax
$6,968 ▲47% above the county
$4,749
$5,124
$3,119
Effective property tax rate
0.8% ▲0.03 points above the county
0.77%
0.7%
0.94%
Renters with high rent for their income
69% ▲10 points above the county
59%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yolo County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Davis
For a typical $866,100 home in Davis, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Davis's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,222a month
Above the FHA limit for Yolo County ($764,750)
Down payment
$30,314
Cash to close
$56,297
Rate
7.18%
Mortgage insurance
FHA MIP · $522
Conventional, 5% down$6,924a month
Least cash to close
Down payment
$43,305
Cash to close
$69,288
Rate
7.18%
Mortgage insurance
PMI · $411
Conventional, 20% down, no PMI$5,632a month
Down payment
$173,220
Cash to close
$199,203
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,433a month
Down payment
$129,915
Cash to close
$155,898
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Davis
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Yolo County ($764,750)
$7,222
$30,314
$850,413
7.18%
FHA MIP · $522
$56,297
580
Conventional, 5% down Least cash to close
$6,924
$43,305
$822,795
7.18%
PMI · $411
$69,288
620*
Conventional, 20% down, no PMI
$5,632
$173,220
$692,880
7.18%
None
$199,203
620*
ITIN, 15% down (example)
$6,433
$129,915
$736,185
8.18%
None
$155,898
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Davis is $2,187 a month: 18% above the county. In Davis, 69% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yolo County, by unit size. To pay the 2-bedroom one ($2,135 a month) without spending more than 30% of your income, you would need to earn $41.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yolo County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,659
$31.90
$66,360
1 bedroom
$1,670
$32.12
$66,800
2 bedrooms
$2,135
$41.06
$85,400
3 bedrooms
$2,956
$56.85
$118,240
4 bedrooms
$3,095
$59.52
$123,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Davis
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Davis has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,510 in 95616 to $2,650 in 95618.
2 of the 2 are above the fair market rent for Yolo County ($2,135).
Fair market rent by ZIP code and size in Davis, fiscal year 2027.
95616
$1,950
$1,960
$2,510
$3,480
$3,640
95618
$2,060
$2,070
$2,650
$3,670
$3,840
ZIP code2 bd3 bd
95616 $2,510$3,480
95618 $2,650$3,670
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Davis when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 22 buildings with rents for lower incomes in Davis. These are the largest.
Mutual Housing at Tremont Green2444 Moore Blvd, Davis 9561895 homes, 93 low-income · 1 bd: 27 · 2 bd: 27 · 3 bd: 41 · In service since 2005 · For families
Davisville Apartments1221 Kennedy Pl, Davis 9561670 low-income homes · For older adults(530) 758-0590
Alhambra Apts4500 Alhambra Dr, Davis 95618160 homes, 68 low-income · 1 bd: 27 · 2 bd: 69 · 3 bd: 48 · 4 bd: 16 · In service since 1999 · For families
Mutual Housing at New Harmony3030 Cowell Blvd, Davis 9561869 homes, 68 low-income · 1 bd: 9 · 2 bd: 33 · 3 bd: 27 · In service since 2013 · For families
Shasta Point Retirement Community1501 Shasta Dr, Davis 9561668 homes, 67 low-income · For older adults(530) 747-7095
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yolo County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Davis or Yolo County. The ones below are statewide in California: they work in Davis the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Davis or Yolo County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Davis and all of Yolo County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Davis?
The typical home value in Davis is $866,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yolo County it is $620,700.
How much does it cost to rent in Davis?
Typical rent in Davis is $2,187 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yolo County is $2,135.
What is the FHA loan limit in Davis?
Davis uses the FHA limit for all of Yolo County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.
How much property tax do owners pay in Davis?
The typical homeowner in Davis pays $6,968 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Yolo County, the rate is 0.77%.
Where can I find free help to buy or rent in Davis?
We found no HUD-approved counseling agencies with an office in Yolo County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
