In Woodland, a typical home is worth $548,200 and typical rent is $1,583 a month. Compared with all of Yolo County, typical rent is 15% lower and the typical home value is 12% lower.
Typical home value from Zillow, September 2021 to September 2026: from $513,352 to $547,493.
Typical rent
$2,287a month
▲ 3% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,851 to $2,287.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Woodland is in Yolo County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Yolo County. See the county
What homes there are in Woodland, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Woodland
Yolo County
California
United States
Kind of home: Woodland and its comparisons
Measure
Woodland
Yolo County
California
United States
Detached house
65%
58%
57%
61%
Attached house
6%
7%
7%
6%
Building of 2 to 4
7%
8%
8%
8%
Apartments (5 or more)
19%
23%
24%
19%
Mobile home
3%
4%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Woodland, 6 in 10 homes are single-family detached houses; in Yolo County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Woodland
Yolo County
California
United States
Year built: Woodland and its comparisons
Measure
Woodland
Yolo County
California
United States
Before 1960
19%
17%
27%
26%
1960–1979
30%
28%
29%
24%
1980–1999
30%
27%
25%
25%
2000–2009
11%
18%
11%
14%
2010 or later
11%
11%
8%
11%
By age, homes in Woodland look like those in Yolo County: the typical year built is 1981.
Homes in Woodland are bigger: 64% have 3 bedrooms or more; in Yolo County, 60%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K3%
$100K–$200K3%
$200K–$300KUnreliable
$300K–$500K34%
$500K–$750K43%
$750K–$1M12%
$1M or more3%
Value of owner-occupied homes: Woodland and its comparisons
Measure
Woodland
Under $100K
3%
$100K–$200K
3%
$200K–$300K
Unreliable estimate
$300K–$500K
34%
$500K–$750K
43%
$750K–$1M
12%
$1M or more
3%
Monthly rent with utilities
Under the limitOver the limit
Under $5007%
$500–$9997%
$1,000–$1,49932%
$1,500–$1,99928%
$2,000–$2,49916%
HUD fair market rent, 2 bedrooms: $2,135
$2,500–$2,9996%
$3,000 or more5%
Monthly rent with utilities: Woodland and its comparisons
Measure
Woodland
Under $500
7%
$500–$999
7%
$1,000–$1,499
32%
$1,500–$1,999
28%
$2,000–$2,499
16%
$2,500–$2,999
6%
$3,000 or more
5%
About 78% of rented homes in Woodland cost less than HUD's 2-bedroom fair market rent for Yolo County ($2,135).
With a mortgage
$2,540 a month
Yolo County: $2,731 a month
Without a mortgage
$695 a month
Yolo County: $807 a month
Owners with a mortgage
70%
Yolo County: 66%
In Woodland, 70% of owners have a mortgage, and their typical cost is $2,540 a month, against $2,731 in Yolo County. Without one it drops to $695.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Woodland+50%
Yolo County+46%
California+46%
United States+53%
Typical rent
Woodland+32%
Yolo County+40%
California+36%
United States+33%
Typical household income
Woodland+30%
Yolo County+31%
California+32%
United States+29%
Change since 2015–2019: Woodland and its comparisons
Measure
Woodland
Yolo County
California
United States
Typical home value
+50%
+46%
+46%
+53%
Typical rent
+32%
+40%
+36%
+33%
Typical household income
+30%
+31%
+32%
+29%
The typical home value in Woodland rose 50% since 2015–2019, more than in Yolo County (46%).
Rents in Woodland rose more slowly than in Yolo County: 32% since 2015–2019, against 40%.
To compare: typical income in Woodland rose 30%; the home, +50%; the rent, +32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Woodland and its comparisons
Measure
Woodland
Yolo County
California
United States
Rental vacancy
Unreliable estimate
5.2%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
7.1%
6.4%
8.2%
3.4%
People per household
2.88
2.75
2.84
2.53
Drive alone
71%
62%
66%
69%
Carpool
11%
8%
10%
9%
Public transit
2%
3%
3%
3%
Walk or bike
2%
8%
3%
3%
Work from home
13%
18%
17%
15%
Other means
1%
2%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 7.1% of households in Woodland live, near the figure in Yolo County (6.4%).
A household in Woodland has 2.88 people on average, about the same as in Yolo County (2.75).
In Woodland, 11% of workers share a car to get to work; in Yolo County, 8%.
Do the math
What would you pay each month for a home in Woodland?
A typical home costs more than the typical income allows
We start with a typical home in Woodland, worth $548,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in Woodland, which is $90,180 a year. For that payment to be 28% of income, a household would need to earn about $189,574 a year.
The calculator's FHA and conventional loan limits are those of all of Yolo County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Woodland. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $19,187 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,423
at 7.18% · 30 years
Loan amount
$538,271
Total interest
$774,445
Paid off in
November 2056
Includes $9,258 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,104 a month
Tight
$2,104 to $2,705 a month
Hard
more than $2,705 a month
Your payment · 59%
Compared with the typical household income in Woodland ($90,180 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,646
Property tax
$306
Home insurance
$228
FHA mortgage insurance (MIP)
$242
You need at least $19,187 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,423; principal and interest $3,646.
The city and its county
Woodland and Yolo County
Woodland is in Yolo County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Woodland
Map of Yolo County, California, with Woodland marked. Around it, the neighboring counties.
Woodland
Yolo County
Other cities with a page
Woodland's own numbers
Typical home value
$548,200
Typical monthly rent
$1,583
Typical yearly household income
$90,180
Households that own their home
59%
Effective property tax rate
0.67%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yolo County
FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,135
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
5.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yolo County.
A typical home in Woodland is worth $548,200: 12% below the county and 25% below California. With the typical household income in Woodland ($90,180 a year), a typical home costs 6.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Woodland6.1 years
Yolo6.8 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Yolo County
According to FHFA’s house price index, home prices in Yolo County rose 69% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Yolo County.
Yearly change in FHFA’s price index in Yolo County, 2016 to 2025
2016: +8.3% +8.3% 2016
2017: +7.2% +7.2% 2017
2018: +6.6% +6.6% 2018
2019: +3.3% +3.3% 2019
2020: +1.4% +1.4% 2020
2021: +12.4% +12.4% 2021
2022: +14.6% +14.6% 2022
2023: −1.9% −1.9% 2023
2024: +3.8% +3.8% 2024
2025: −0.9% −0.9% 2025
Change in FHFA’s price index in Yolo County, California and the United States
Period
County
California
U.S.
Last year (2025)
−0.9%
+0.8%
+2.9%
5 years (2020–2025)
+30%
+40%
+47%
10 years (2015–2025)
+69%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Woodland next to Yolo County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Woodland$548,200
Yolo$620,700
California$734,700
United States$332,700
Typical monthly rent
Woodland$1,583
Yolo$1,857
California$2,036
United States$1,413
Typical yearly household income
Woodland$90,180
Yolo$91,752
California$99,122
United States$80,734
See the full table
Woodland next to Yolo County and California
Measure
Woodland
Yolo County
California
U.S.
Typical home value
$548,200 ▼12% below the county
$620,700
$734,700
$332,700
Typical monthly rent
$1,583 ▼15% below the county
$1,857
$2,036
$1,413
Typical yearly household income
$90,180
$91,752
$99,122
$80,734
Households that own their home
59% ▲4 points above the county
54%
56%
65%
Typical yearly property tax
$3,681 ▼22% below the county
$4,749
$5,124
$3,119
Effective property tax rate
0.67% ▼0.1 points below the county
0.77%
0.7%
0.94%
Renters with high rent for their income
52% ▼7 points below the county
59%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yolo County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Woodland
For a typical $548,200 home in Woodland, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Woodland's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,423a month
Least cash to close
Down payment
$19,187
Cash to close
$35,633
Rate
7.18%
Mortgage insurance
FHA MIP · $242
Conventional, 5% down$4,323a month
Down payment
$27,410
Cash to close
$43,856
Rate
7.18%
Mortgage insurance
PMI · $260
Conventional, 20% down, no PMI$3,505a month
Down payment
$109,640
Cash to close
$126,086
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,012a month
Down payment
$82,230
Cash to close
$98,676
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Woodland
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,423
$19,187
$538,271
7.18%
FHA MIP · $242
$35,633
580
Conventional, 5% down
$4,323
$27,410
$520,790
7.18%
PMI · $260
$43,856
620*
Conventional, 20% down, no PMI
$3,505
$109,640
$438,560
7.18%
None
$126,086
620*
ITIN, 15% down (example)
$4,012
$82,230
$465,970
8.18%
None
$98,676
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Woodland is $1,583 a month: 15% below the county. In Woodland, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yolo County, by unit size. To pay the 2-bedroom one ($2,135 a month) without spending more than 30% of your income, you would need to earn $41.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yolo County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,659
$31.90
$66,360
1 bedroom
$1,670
$32.12
$66,800
2 bedrooms
$2,135
$41.06
$85,400
3 bedrooms
$2,956
$56.85
$118,240
4 bedrooms
$3,095
$59.52
$123,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Woodland
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Woodland has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,900 in 95695 to $2,070 in 95776.
None is above the fair market rent for Yolo County ($2,135).
Fair market rent by ZIP code and size in Woodland, fiscal year 2027.
95695
$1,450
$1,460
$1,900
$2,630
$2,870
95776
$1,610
$1,620
$2,070
$2,870
$3,000
ZIP code2 bd3 bd
95695 $1,900$2,630
95776 $2,070$2,870
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Woodland when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 18 buildings with rents for lower incomes in Woodland. These are the largest.
Woodmark Apts700 Kincheloe Ct, Woodland 95776173 homes, 171 low-income · 1 bd: 40 · 2 bd: 108 · 3 bd: 25 · In service since 2000
Terracina at Springlake Family Apts1620 Miekle Ave, Woodland 95776156 homes, 155 low-income · 1 bd: 48 · 2 bd: 50 · 3 bd: 48 · In service since 2007 · For families
Donnelly Circle5 Yolano Dr, Woodland 95776152 low-income homes · Run by Housing Authority of the County of Yolo · Average payment: $726 a month · Average wait: 96 months(530) 662-5428
Sycamore Pointe Apts521 Pioneer Ave, Woodland 95776136 homes, 135 low-income · 1 bd: 24 · 2 bd: 64 · 3 bd: 40 · 4 bd: 8 · In service since 2000 · For families
Heritage Oaks Apts186 Muir St, Woodland 95695120 homes, 118 low-income · 1 bd: 40 · 2 bd: 79 · In service since 2005
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yolo County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Woodland or Yolo County. The ones below are statewide in California: they work in Woodland the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Woodland or Yolo County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Woodland and all of Yolo County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Woodland?
The typical home value in Woodland is $548,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yolo County it is $620,700.
How much does it cost to rent in Woodland?
Typical rent in Woodland is $1,583 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yolo County is $2,135.
What is the FHA loan limit in Woodland?
Woodland uses the FHA limit for all of Yolo County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.
How much property tax do owners pay in Woodland?
The typical homeowner in Woodland pays $3,681 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Yolo County, the rate is 0.77%.
Where can I find free help to buy or rent in Woodland?
We found no HUD-approved counseling agencies with an office in Yolo County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
