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City · 8,696 residents · Yolo County, California

University of California-Davis , California

In University of California-Davis, typical rent is $1,678 a month. Compared with all of Yolo County, typical household income is 80% lower and typical rent is 10% lower.

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  • Typical rent

    $1,678a month

    10% below the county

    18% below California

    • University of California-Davis
    • Yolo
    • California

  • Typical household income

    $18,631a year

    80% below the county

    81% below California

    • University of California-Davis
    • Yolo
    • California

Source: U.S. Census Bureau, Average 2020–2024

University of California-Davis is in Yolo County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Yolo County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets University of California-Davis apart

What this place has that others do not, from public data, most unusual first.

  1. University of California-Davis has the lowest typical household income of the 659 cities in California with more than 5,000 people: $18,631.

  2. University of California-Davis has the 5th largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (84%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in University of California-Davis

What homes there are in University of California-Davis, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in University of California-Davis than in Yolo County: 87% of homes, against 23%.

Year built

Here half of the homes date from 2002 or later; in Yolo County, from 1983 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of University of California-Davis changed since 2015–2019, so the Census does not compare its figures from then and now. In Yolo County, the typical home value rose 46%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureUniversity of California-DavisYolo CountyCaliforniaUnited States
Rental vacancy Unreliable estimate5.2%4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate6.4%8.2%3.4%
People per household 2.272.752.842.53
Drive alone Unreliable estimate62%66%69%
Carpool Unreliable estimate8%10%9%
Public transit Unreliable estimate3%3%3%
Walk or bike 55%8%3%3%
Work from home 23%18%17%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in University of California-Davis are smaller: 2.27 people on average; in Yolo County, 2.75.

Many here get to work on foot or by bike: 55%, more than in Yolo County (8%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in University of California-Davis?

The Census Bureau publishes no typical home value or typical household income for University of California-Davis, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for University of California-Davis, so the calculator starts with the one for Yolo County: $620,700. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Yolo County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Yolo County.

Your numbers

Local data
$

Starts at the typical home value in University of California-Davis. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $21,725 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,060

at 7.18% · 30 years

Loan amount
$609,457
Total interest
$876,866
Paid off in
November 2056

Includes $10,482 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $435 a month

  • Tight

    $435 to $559 a month

  • Hard

    more than $559 a month

    Your payment · 326%

Compared with the typical household income in University of California-Davis ($18,631 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,060
Principal & interest$4,129
Property tax$398
Home insurance$259
FHA mortgage insurance (MIP)$275

You need at least $21,725 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

University of California-Davis and Yolo County

University of California-Davis is in Yolo County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

University of California-Davis's own numbers

Typical monthly rent
$1,678
Typical yearly household income
$18,631

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Yolo County

FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,135
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
5.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yolo County.

Everything about Yolo County

Buying

Buying a home in University of California-Davis

The Census Bureau publishes no typical home value for University of California-Davis. Below are the numbers for Yolo County.

How prices have changed in Yolo County

According to FHFA’s house price index, home prices in Yolo County rose 69% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Yolo County.

Period County California U.S.
Last year (2025) −0.9% +0.8% +2.9%
5 years (2020–2025) +30% +40% +47%
10 years (2015–2025) +69% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

University of California-Davis next to Yolo County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • University of California-Davis $1,678
  • Yolo $1,857
  • California $2,036
  • United States $1,413
Typical yearly household income
  • University of California-Davis $18,631
  • Yolo $91,752
  • California $99,122
  • United States $80,734
See the full table
University of California-Davis next to Yolo County and California
Measure University of California-Davis Yolo County California U.S.
Typical monthly rent $1,678 $1,857 $2,036 $1,413
Typical yearly household income $18,631 $91,752 $99,122 $80,734
Renters with high rent for their income 84% 59% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yolo County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in University of California-Davis

The Census Bureau publishes no typical home value for University of California-Davis, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for University of California-Davis and for Yolo County.

Flood risk in Yolo County

FEMA does not publish these numbers by city: they are for all of Yolo County.

Homes in the high-risk zone
5.8%
3,036
Of those, with NFIP insurance
28%
County California U.S.
Homes in the high-risk zone 5.8% 2.8% 3.5%
Of those, with NFIP insurance 28% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in University of California-Davis

Typical rent in University of California-Davis is $1,678 a month: 10% below the county. In University of California-Davis, 84% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Yolo County, by unit size. To pay the 2-bedroom one ($2,135 a month) without spending more than 30% of your income, you would need to earn $41.06 an hour working full time.

HUD fair market rent for all of Yolo County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,659 $31.90 $66,360
1 bedroom $1,670 $32.12 $66,800
2 bedrooms $2,135 $41.06 $85,400
3 bedrooms $2,956 $56.85 $118,240
4 bedrooms $3,095 $59.52 $123,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in University of California-Davis

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). University of California-Davis is in ZIP code 95616.

For 2 bedrooms it is $2,510: $375 more than the fair market rent for Yolo County ($2,135).

  • 95616 $2,510$3,480

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for University of California-Davis when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in University of California-Davis

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Yolo County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in University of California-Davis

No down payment, repair or rent-help program on our list is for University of California-Davis or Yolo County. The ones below are statewide in California: they work in University of California-Davis the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near University of California-Davis

The HUD-approved agencies closest to the center of University of California-Davis, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Sacramento Neighborhood Housing Services Inc Aka Formally Known As Neighborworks Homeownership Center Sacramento Region

    2411 Alhambra Blvd, Sacramento · 16 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (916) 452-5356

  • Greater Sacramento Urban League-Oak Park

    2331 Alhambra Blvd, Sacramento · 16 miles away · Spanish

    • Budget and credit workshops
    • Homelessness services
    • and 4 more
    (916) 286-8652

  • The Greater Sacramento Urban League

    3725 Marysville Blvd, Sacramento · 19 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (916) 286-8652

All counseling agencies in California

Help in Spanish near University of California-Davis

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of University of California-Davis

HUD’s record names them for University of California-Davis or Yolo County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Yolo Public housing and Section 8 vouchers (530) 662-5428

All housing agencies in California Source: HUD

Cities

Other cities in Yolo County

These cities are also in Yolo County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Yolo County Housing in California

Nearby cities

The cities closest to University of California-Davis, with the typical home value.

Neighboring counties

If Yolo County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in University of California-Davis.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about University of California-Davis

Short answers with the numbers for University of California-Davis and all of Yolo County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in University of California-Davis?

Typical rent in University of California-Davis is $1,678 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yolo County is $2,135.

What is the FHA loan limit in University of California-Davis?

University of California-Davis uses the FHA limit for all of Yolo County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.

Where can I find free help to buy or rent in University of California-Davis?

We found no HUD-approved counseling agencies with an office in Yolo County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).