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City · 19,683 residents · Solano County, California

Dixon , California

In Dixon, a typical home is worth $604,800 and typical rent is $1,859 a month. Compared with all of Solano County, typical rent is 14% lower.

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  • Typical home value

    $604,800

    2% below the county

    18% below California

    • Dixon
    • Solano
    • California

  • Typical rent

    $1,859a month

    14% below the county

    9% below California

    • Dixon
    • Solano
    • California

  • Typical household income

    $102,878a year

    2% above the county

    4% above California

    • Dixon
    • Solano
    • California

  • Households that own their home

    61%

    2 points below the county

    5 points above California

    • Dixon
    • Solano
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$605,822
about the same as 12 months ago
Typical rent
$3,009 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Dixon is in Solano County. The FHA loan limit ($685,400 for a one-unit home), the fair market rents and the help on this page are those of all of Solano County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dixon apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Winters, the typical rent is $1,568: 16% less than in Dixon ($1,859).

  2. Dixon has the 41st smallest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (41%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Dixon

What homes there are in Dixon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Solano County, most homes in Dixon are detached houses (73%).

Year built

Here half of the homes date from 1988 or later; in Solano County, from 1982 or later.

Homes in Dixon are bigger: 72% have 3 bedrooms or more; in Solano County, 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,788 a month

Solano County: $2,746 a month

Without a mortgage

$690 a month

Solano County: $765 a month

Owners with a mortgage

78%

Solano County: 72%

The typical cost for an owner with a mortgage in Dixon is $2,788 a month, near the figure in Solano County ($2,746).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Dixon rose 57% since 2015–2019, more than in Solano County (52%).

Since 2015–2019, the typical rent in Dixon rose 30%, less than in Solano County (36%).

Housing prices ran ahead of income in Dixon: typical income rose 25%, against +57% for home values and +30% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDixonSolano CountyCaliforniaUnited States
Rental vacancy Unreliable estimate2.8%4.2%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room 5.9%5.3%8.2%3.4%
People per household 2.892.802.842.53
Drive alone 80%74%66%69%
Carpool 6%9%10%9%
Public transit Unreliable estimate2%3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 12%12%17%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 5.9% of households in Dixon live, near the figure in Solano County (5.3%).

A household in Dixon has 2.89 people on average, about the same as in Solano County (2.80).

To get to work, 80% of workers in Dixon drive alone; in Solano County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Dixon?

A typical home costs more than the typical income allows

We start with a typical home in Dixon, worth $604,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in Dixon, which is $102,878 a year. For that payment to be 28% of income, a household would need to earn about $211,955 a year.

The calculator's FHA and conventional loan limits are those of all of Solano County.

Your numbers

Local data
$

Starts at the typical home value in Dixon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $21,168 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,946

at 7.18% · 30 years

Loan amount
$593,846
Total interest
$854,404
Paid off in
November 2056

Includes $10,214 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,400 a month

  • Tight

    $2,400 to $3,086 a month

  • Hard

    more than $3,086 a month

    Your payment · 58%

Compared with the typical household income in Dixon ($102,878 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,946
Principal & interest$4,023
Property tax$403
Home insurance$252
FHA mortgage insurance (MIP)$267

You need at least $21,168 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Dixon and Solano County

Dixon is in Solano County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Dixon's own numbers

Typical home value
$604,800
Typical monthly rent
$1,859
Typical yearly household income
$102,878
Households that own their home
61%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Solano County

FHA limit, one-unit home
$685,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,342
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
3.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Solano County.

Everything about Solano County

Buying

Buying a home in Dixon

A typical home in Dixon is worth $604,800: 2% below the county and 18% below California. With the typical household income in Dixon ($102,878 a year), a typical home costs 5.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Dixon 5.9 years
  • Solano 6.2 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Solano County

According to FHFA’s house price index, home prices in Solano County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Solano County.

Period County California U.S.
Last year (2025) −0.3% +0.8% +2.9%
5 years (2020–2025) +30% +40% +47%
10 years (2015–2025) +76% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dixon next to Solano County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Dixon $604,800
  • Solano $617,700
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Dixon $1,859
  • Solano $2,163
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Dixon $102,878
  • Solano $100,401
  • California $99,122
  • United States $80,734
See the full table
Dixon next to Solano County and California
Measure Dixon Solano County California U.S.
Typical home value $604,800 $617,700 $734,700 $332,700
Typical monthly rent $1,859 $2,163 $2,036 $1,413
Typical yearly household income $102,878 $100,401 $99,122 $80,734
Households that own their home 61% 63% 56% 65%
Typical yearly property tax $4,824 $4,621 $5,124 $3,119
Effective property tax rate 0.8% 0.75% 0.7% 0.94%
Renters with high rent for their income 41% 60% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Solano County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dixon

For a typical $604,800 home in Dixon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dixon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,946a month

    Least cash to close
    Down payment
    $21,168
    Cash to close
    $39,312
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $267

  • Conventional, 5% down $4,835a month

    Down payment
    $30,240
    Cash to close
    $48,384
    Rate
    7.18%
    Mortgage insurance
    PMI · $287

  • Conventional, 20% down, no PMI $3,933a month

    Down payment
    $120,960
    Cash to close
    $139,104
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,492a month

    Down payment
    $90,720
    Cash to close
    $108,864
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dixon and for Solano County.

Property tax

Effective rate in Dixon

0.8%of the home’s value each year

$4,824 a year for the typical owner in Dixon.

  • Dixon 0.8%
  • Solano 0.75%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Solano County

FEMA does not publish these numbers by city: they are for all of Solano County.

Homes in the high-risk zone
3.9%
5,211
Of those, with NFIP insurance
25%
County California U.S.
Homes in the high-risk zone 3.9% 2.8% 3.5%
Of those, with NFIP insurance 25% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dixon

Typical rent in Dixon is $1,859 a month: 14% below the county. In Dixon, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Solano County, by unit size. To pay the 2-bedroom one ($2,342 a month) without spending more than 30% of your income, you would need to earn $45.04 an hour working full time.

HUD fair market rent for all of Solano County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,706 $32.81 $68,240
1 bedroom $1,876 $36.08 $75,040
2 bedrooms $2,342 $45.04 $93,680
3 bedrooms $3,053 $58.71 $122,120
4 bedrooms $3,483 $66.98 $139,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dixon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dixon is in ZIP code 95620.

For 2 bedrooms it is $1,970: $372 less than the fair market rent for Solano County ($2,342).

  • 95620 $1,970$2,630

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dixon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Dixon

HUD lists 8 buildings with rents for lower incomes in Dixon. These are the largest.

  • Lincoln Creek Apts 1395 N Lincoln St, Dixon 95620 172 homes, 141 low-income · 1 bd: 48 · 2 bd: 76 · 3 bd: 48 · In service since 2006 · For families
  • Bristol Apts 1550 Valley Glen Dr, Dixon 95620 102 homes, 101 low-income · 1 bd: 26 · 2 bd: 44 · 3 bd: 32 · In service since 2006 · For families
  • Second Street Senior Apts 211 E D St, Dixon 95620 81 homes, 80 low-income · 1 bd: 64 · 2 bd: 17 · In service since 2006 · For older adults
  • Heritage Commons 191 Heritage Ln, Dixon 95620 59 low-income homes · 1 bd: 59 · 2 bd: 1 · In service since 2013 · For older adults, people experiencing homelessness
  • Valley Glen 1830 Gold St, Dixon 95620 59 homes, 58 low-income · 1 bd: 9 · 2 bd: 27 · 3 bd: 23 · In service since 2013 · For families

See all 60 buildings in Solano County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Dixon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Solano County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Dixon

No down payment, repair or rent-help program on our list is for Dixon or Solano County. The ones below are statewide in California: they work in Dixon the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Dixon

The HUD-approved agencies closest to the center of Dixon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Sacramento Neighborhood Housing Services Inc Aka Formally Known As Neighborworks Homeownership Center Sacramento Region

    2411 Alhambra Blvd, Sacramento · 20 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (916) 452-5356

  • Greater Sacramento Urban League-Oak Park

    2331 Alhambra Blvd, Sacramento · 21 miles away · Spanish

    • Budget and credit workshops
    • Homelessness services
    • and 4 more
    (916) 286-8652

  • The Greater Sacramento Urban League

    3725 Marysville Blvd, Sacramento · 25 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (916) 286-8652

All counseling agencies in California

Help in Spanish near Dixon

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dixon

HUD’s record names them for Dixon or Solano County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

5 other authorities have an office in Solano County: see the list Source: HUD

Cities

Other cities in Solano County

These cities are also in Solano County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Solano County Housing in California

Nearby cities

The cities closest to Dixon, with the typical home value.

Neighboring counties

If Solano County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Dixon.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Dixon

Short answers with the numbers for Dixon and all of Solano County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dixon?

The typical home value in Dixon is $604,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Solano County it is $617,700.

How much does it cost to rent in Dixon?

Typical rent in Dixon is $1,859 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Solano County is $2,342.

What is the FHA loan limit in Dixon?

Dixon uses the FHA limit for all of Solano County (2026): $685,400 for a one-unit home and $1,318,100 for a four-unit home.

How much property tax do owners pay in Dixon?

The typical homeowner in Dixon pays $4,824 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Solano County, the rate is 0.75%.

Where can I find free help to buy or rent in Dixon?

We found no HUD-approved counseling agencies with an office in Solano County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).