City · 120,785 residents · Solano County, California
Fairfield, California
In Fairfield, a typical home is worth $624,300 and typical rent is $2,266 a month. Home values, rent and income are very close to those of all of Solano County.
Typical home value from Zillow, September 2021 to September 2026: from $579,259 to $598,419.
Typical rent
$2,425a month
▲ 2.2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,136 to $2,425.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fairfield is in Solano County. The FHA loan limit ($685,400 for a one-unit home), the fair market rents and the help on this page are those of all of Solano County. See the county
What homes there are in Fairfield, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fairfield
Solano County
California
United States
Kind of home: Fairfield and its comparisons
Measure
Fairfield
Solano County
California
United States
Detached house
69%
72%
57%
61%
Attached house
7%
5%
7%
6%
Building of 2 to 4
6%
7%
8%
8%
Apartments (5 or more)
16%
14%
24%
19%
Mobile home
2%
3%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is the most common home in Fairfield: 69% of homes, near the figure in Solano County (72%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Fairfield
Solano County
California
United States
Year built: Fairfield and its comparisons
Measure
Fairfield
Solano County
California
United States
Before 1960
11%
17%
27%
26%
1960–1979
27%
29%
29%
24%
1980–1999
35%
36%
25%
25%
2000–2009
16%
12%
11%
14%
2010 or later
11%
7%
8%
11%
The typical home in Fairfield was built in 1986, 4 years after the typical one in Solano County.
In Fairfield, 71% of homes have 3 bedrooms or more, more than in Solano County (67%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K3%
$100K–$200K2%
$200K–$300K3%
$300K–$500K21%
$500K–$750K44%
FHA limit: $685,400
$750K–$1M21%
$1M or more7%
Value of owner-occupied homes: Fairfield and its comparisons
Measure
Fairfield
Under $100K
3%
$100K–$200K
2%
$200K–$300K
3%
$300K–$500K
21%
$500K–$750K
44%
$750K–$1M
21%
$1M or more
7%
With an FHA loan, the cap for Solano County is $685,400. About 61% of owner-occupied homes in Fairfield are worth less than that.
Monthly rent with utilities
Under the limitOver the limit
Under $5003%
$500–$9994%
$1,000–$1,4998%
$1,500–$1,99920%
$2,000–$2,49928%
HUD fair market rent, 2 bedrooms: $2,342
$2,500–$2,99917%
$3,000 or more20%
Monthly rent with utilities: Fairfield and its comparisons
Measure
Fairfield
Under $500
3%
$500–$999
4%
$1,000–$1,499
8%
$1,500–$1,999
20%
$2,000–$2,499
28%
$2,500–$2,999
17%
$3,000 or more
20%
About 54% of rented homes in Fairfield cost less than HUD's 2-bedroom fair market rent for Solano County ($2,342); the rest cost more.
With a mortgage
$2,728 a month
Solano County: $2,746 a month
Without a mortgage
$758 a month
Solano County: $765 a month
Owners with a mortgage
74%
Solano County: 72%
In Fairfield, 74% of owners have a mortgage; their typical cost is $2,728 a month, about the same as in Solano County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fairfield+53%
Solano County+52%
California+46%
United States+53%
Typical rent
Fairfield+40%
Solano County+36%
California+36%
United States+33%
Typical household income
Fairfield+21%
Solano County+23%
California+32%
United States+29%
Change since 2015–2019: Fairfield and its comparisons
Measure
Fairfield
Solano County
California
United States
Typical home value
+53%
+52%
+46%
+53%
Typical rent
+40%
+36%
+36%
+33%
Typical household income
+21%
+23%
+32%
+29%
The typical home value in Fairfield rose 53% since 2015–2019, about the same as in Solano County (52%).
Rents in Fairfield rose faster than in Solano County: 40% since 2015–2019, against 36%.
Housing prices ran ahead of income in Fairfield: typical income rose 21%, against +53% for home values and +40% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fairfield and its comparisons
Measure
Fairfield
Solano County
California
United States
Rental vacancy
3.2%
2.8%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.8%
0.9%
More than one person per room
6.5%
5.3%
8.2%
3.4%
People per household
3.07
2.80
2.84
2.53
Drive alone
73%
74%
66%
69%
Carpool
11%
9%
10%
9%
Public transit
1%
2%
3%
3%
Walk or bike
2%
2%
3%
3%
Work from home
12%
12%
17%
15%
Other means
1%
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Fairfield, the rental vacancy rate is 3.2%, about the same as in Solano County.
More than one person per room: that is how 6.5% of households in Fairfield live, more than in Solano County (5.3%).
On average, a household in Fairfield has 3.07 people, more than in Solano County (2.80).
To get to work, 73% of workers in Fairfield drive alone; in Solano County, 74%.
Do the math
What would you pay each month for a home in Fairfield?
A typical home costs more than the typical income allows
We start with a typical home in Fairfield, worth $624,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 60% of the typical household income in Fairfield, which is $101,895 a year. For that payment to be 28% of income, a household would need to earn about $217,674 a year.
The calculator's FHA and conventional loan limits are those of all of Solano County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fairfield. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $21,851 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,079
at 7.18% · 30 years
Loan amount
$612,992
Total interest
$881,951
Paid off in
November 2056
Includes $10,543 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,378 a month
Tight
$2,378 to $3,057 a month
Hard
more than $3,057 a month
Your payment · 60%
Compared with the typical household income in Fairfield ($101,895 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,153
Property tax
$390
Home insurance
$260
FHA mortgage insurance (MIP)
$276
You need at least $21,851 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,079; principal and interest $4,153.
The city and its county
Fairfield and Solano County
Fairfield is in Solano County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fairfield
Map of Solano County, California, with Fairfield marked. Around it, the neighboring counties.
Fairfield
Solano County
Other cities with a page
Fairfield's own numbers
Typical home value
$624,300
Typical monthly rent
$2,266
Typical yearly household income
$101,895
Households that own their home
61%
Effective property tax rate
0.75%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Solano County
FHA limit, one-unit home
$685,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,342
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
3.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Solano County.
A typical home in Fairfield is worth $624,300: about the same as the county and 15% below California. With the typical household income in Fairfield ($101,895 a year), a typical home costs 6.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fairfield6.1 years
Solano6.2 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Solano County
According to FHFA’s house price index, home prices in Solano County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Solano County.
Yearly change in FHFA’s price index in Solano County, 2016 to 2025
2016: +9.9% +9.9% 2016
2017: +8.6% +8.6% 2017
2018: +7.8% +7.8% 2018
2019: +3.4% +3.4% 2019
2020: +2.2% +2.2% 2020
2021: +15.0% +15.0% 2021
2022: +11.9% +11.9% 2022
2023: −1.2% −1.2% 2023
2024: +2.2% +2.2% 2024
2025: −0.3% −0.3% 2025
Change in FHFA’s price index in Solano County, California and the United States
Period
County
California
U.S.
Last year (2025)
−0.3%
+0.8%
+2.9%
5 years (2020–2025)
+30%
+40%
+47%
10 years (2015–2025)
+76%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fairfield next to Solano County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fairfield$624,300
Solano$617,700
California$734,700
United States$332,700
Typical monthly rent
Fairfield$2,266
Solano$2,163
California$2,036
United States$1,413
Typical yearly household income
Fairfield$101,895
Solano$100,401
California$99,122
United States$80,734
See the full table
Fairfield next to Solano County and California
Measure
Fairfield
Solano County
California
U.S.
Typical home value
$624,300
$617,700
$734,700
$332,700
Typical monthly rent
$2,266 ▲5% above the county
$2,163
$2,036
$1,413
Typical yearly household income
$101,895
$100,401
$99,122
$80,734
Households that own their home
61% ▼2 points below the county
63%
56%
65%
Typical yearly property tax
$4,677
$4,621
$5,124
$3,119
Effective property tax rate
0.75%
0.75%
0.7%
0.94%
Renters with high rent for their income
65% ▲5 points above the county
60%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Solano County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fairfield
For a typical $624,300 home in Fairfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fairfield's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,079a month
Least cash to close
Down payment
$21,851
Cash to close
$40,580
Rate
7.18%
Mortgage insurance
FHA MIP · $276
Conventional, 5% down$4,965a month
Down payment
$31,215
Cash to close
$49,944
Rate
7.18%
Mortgage insurance
PMI · $297
Conventional, 20% down, no PMI$4,034a month
Down payment
$124,860
Cash to close
$143,589
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,611a month
Down payment
$93,645
Cash to close
$112,374
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fairfield
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,079
$21,851
$612,992
7.18%
FHA MIP · $276
$40,580
580
Conventional, 5% down
$4,965
$31,215
$593,085
7.18%
PMI · $297
$49,944
620*
Conventional, 20% down, no PMI
$4,034
$124,860
$499,440
7.18%
None
$143,589
620*
ITIN, 15% down (example)
$4,611
$93,645
$530,655
8.18%
None
$112,374
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fairfield is $2,266 a month: 5% above the county. In Fairfield, 65% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Solano County, by unit size. To pay the 2-bedroom one ($2,342 a month) without spending more than 30% of your income, you would need to earn $45.04 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Solano County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,706
$32.81
$68,240
1 bedroom
$1,876
$36.08
$75,040
2 bedrooms
$2,342
$45.04
$93,680
3 bedrooms
$3,053
$58.71
$122,120
4 bedrooms
$3,483
$66.98
$139,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fairfield
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fairfield has 3 ZIP codes with their own.
For 2 bedrooms it runs from $2,250 in 94533 to $3,290 in 94535.
2 of the 3 are above the fair market rent for Solano County ($2,342).
2-bedroom fair market rent in each of the 3 ZIP codes of Fairfield, beside the one for Solano County. For 2 bedrooms it runs from $2,250 in 94533 to $3,290 in 94535. 2 of the 3 are above the fair market rent for Solano County ($2,342).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,342
Lowest: $2,250 (94533)Highest: $3,290 (94535)
Fair market rent by ZIP code and size in Fairfield, fiscal year 2027.
94533
$1,640
$1,800
$2,250
$2,930
$3,350
94534
$2,160
$2,370
$2,990
$3,860
$4,450
94535
$2,400
$2,640
$3,290
$4,290
$4,890
ZIP code2 bd3 bd
94533 $2,250$2,930
94534 $2,990$3,860
94535 $3,290$4,290
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fairfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Solano County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Fairfield or Solano County. The ones below are statewide in California: they work in Fairfield the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Fairfield or Solano County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fairfield and all of Solano County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fairfield?
The typical home value in Fairfield is $624,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Solano County it is $617,700.
How much does it cost to rent in Fairfield?
Typical rent in Fairfield is $2,266 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Solano County is $2,342.
What is the FHA loan limit in Fairfield?
Fairfield uses the FHA limit for all of Solano County (2026): $685,400 for a one-unit home and $1,318,100 for a four-unit home.
How much property tax do owners pay in Fairfield?
The typical homeowner in Fairfield pays $4,677 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Solano County, the rate is 0.75%.
Where can I find free help to buy or rent in Fairfield?
We found no HUD-approved counseling agencies with an office in Solano County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
