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DictionaryThe buying process

Deed: what it means

A deed is the legal document the seller uses to transfer ownership of the home to you. The seller signs it at closing, it lists the names of all the buyers and you receive a copy.

In Spanish it is

Escritura

Also written as: property deed · warranty deed · quitclaim deed

The full explanation

Afterward, the settlement agent records it with the county records office; that recording puts the public on notice that you are now the owner. There are several types: a warranty deed gives the most promises about the title, and a quitclaim deed promises nothing. Do not confuse it with a deed of trust, which is the mortgage document.

An example

At closing, the seller signs the deed with Elena's and her husband's names. Weeks later, they look it up on their county's records website and see that it has been recorded.

You will see it in…

  • The documents signed at closing
  • The county records office (county recorder or register of deeds)
  • The Closing Disclosure, section E, in the fee for recording the deed

Words that go with it

You will rarely see this word alone. These are the ones that show up with it on the same papers.

A young woman and a young man point to a line in their notes beside a laptop in a library.

Still confused by a paper?

A HUD-approved housing counselor can walk you through it. Agencies usually charge little or nothing, many work in Spanish, and they do not sell you anything.

Official sources

We sum up what these official sources say, in plain words. We add no rules they do not state; when a rule changes, the definition and its date change.

  1. 1. CFPB · I'm about to close on a real estate purchase transaction with a mortgage. What can I expect in the mortgage closing process? (external site) · in English · Verified on October 17, 2026
  2. 2. Legal Information Institute (Cornell Law School) · Wex: deed (external site) · in English · Verified on October 17, 2026
  3. 3. Freddie Mac · Understanding the homebuying and closing documents (external site) · in English · Verified on October 17, 2026