The full explanation
Either the buyer or the seller may pay them. They appear in section E on page 2 of your Loan Estimate and your Closing Disclosure, on the “Recording Fees and Other Taxes” line.
An example
In section E of his Closing Disclosure, Felipe sees the charge for recording the deed and the mortgage with the county. He compares it with his Loan Estimate and sees it barely changed.
You will see it in…
- The Loan Estimate, section E (“Recording Fees and Other Taxes”)
- The Closing Disclosure, section E
- The county records office where your documents are recorded