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City · 11,800 residents · Uinta County, Wyoming

Evanston , Wyoming

In Evanston, a typical home is worth $280,900 and typical rent is $805 a month. Compared with all of Uinta County, typical rent is 11% lower, typical household income is 8% lower, and the share of households that own their home is 5 points lower.

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  • Typical home value

    $280,900

    3% below the county

    9% below Wyoming

    • Evanston
    • Uinta
    • Wyoming

  • Typical rent

    $805a month

    11% below the county

    19% below Wyoming

    • Evanston
    • Uinta
    • Wyoming

  • Typical household income

    $76,516a year

    8% below the county

    About the same as Wyoming

    • Evanston
    • Uinta
    • Wyoming

  • Households that own their home

    71%

    5 points below the county

    1 points below Wyoming

    • Evanston
    • Uinta
    • Wyoming

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$315,465
2.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Evanston is in Uinta County. The FHA loan limit ($579,600 for a one-unit home), the fair market rents and the help on this page are those of all of Uinta County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Evanston apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Riverton, the typical home value is $219,400: 22% less than in Evanston ($280,900).

  2. Evanston has the 2nd smallest share of rent-burdened renters of the 16 cities in Wyoming with more than 5,000 people (28%).

  3. 71% of households in Evanston own their home, against 77% in Uinta County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Evanston

What homes there are in Evanston, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Evanston, but it weighs less than in Uinta County: 57% against 61%.

Year built

In Evanston, half of the homes were built before 1983; in Uinta County, before 1984.

There are fewer big homes in Evanston than in Uinta County: 69% have 3 bedrooms or more, against 74%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $579,600, at least 92% of owner-occupied homes in Evanston sit below it: they are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Uinta County is $999; about 66% of rents in Evanston are below it.

With a mortgage

$1,378 a month

Uinta County: $1,502 a month

Without a mortgage

$520 a month

Uinta County: $516 a month

Owners with a mortgage

49%

Uinta County: 51%

The typical cost for an owner with a mortgage in Evanston is $1,378 a month, less than in Uinta County ($1,502); without one, $520.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Evanston rose 66% since 2015–2019, about the same as in Uinta County (66%).

Rents in Evanston rose more slowly than in Uinta County: 19% since 2015–2019, against 29%.

The typical household income in Evanston rose 31% over that time; home values changed +66% and rent +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEvanstonUinta CountyWyomingUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate4.0%1.9%3.4%
People per household 2.572.652.342.53
Drive alone 76%77%75%69%
Carpool 15%13%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimateUnreliable estimate4%3%
Work from home 5%6%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Evanston look like those in Uinta County: 2.57 people on average.

To get to work, 76% of workers in Evanston drive alone; in Uinta County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Evanston?

A typical home is tight for the typical income

We start with a typical home in Evanston, worth $280,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Evanston, which is $76,516 a year. For that payment to be 28% of income, a household would need to earn about $96,135 a year.

The calculator's FHA and conventional loan limits are those of all of Uinta County.

Your numbers

Local data
$

Starts at the typical home value in Evanston. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,832 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,243

at 7.18% · 30 years

Loan amount
$275,812
Total interest
$396,828
Paid off in
November 2056

Includes $4,744 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,785 a month

  • Tight

    $1,785 to $2,295 a month

    Your payment · 35%

  • Hard

    more than $2,295 a month

Compared with the typical household income in Evanston ($76,516 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,243
Principal & interest$1,868
Property tax$133
Home insurance$117
FHA mortgage insurance (MIP)$124

You need at least $9,832 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Evanston and Uinta County

Evanston is in Uinta County, Wyoming. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Evanston's own numbers

Typical home value
$280,900
Typical monthly rent
$805
Typical yearly household income
$76,516
Households that own their home
71%
Effective property tax rate
0.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Uinta County

FHA limit, one-unit home
$579,600
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$999
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Uinta County.

Everything about Uinta County

Buying

Buying a home in Evanston

A typical home in Evanston is worth $280,900: 3% below the county and 9% below Wyoming. With the typical household income in Evanston ($76,516 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Evanston 3.7 years
  • Uinta 3.5 years
  • Wyoming 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Uinta County

According to FHFA’s house price index, home prices in Uinta County rose 85% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Uinta County.

Period County Wyoming U.S.
Last year (2025) +5.6% +4.1% +2.9%
5 years (2020–2025) +56% +44% +47%
10 years (2015–2025) +85% +68% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Evanston next to Uinta County, Wyoming and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Evanston $280,900
  • Uinta $290,000
  • Wyoming $309,700
  • United States $332,700
Typical monthly rent
  • Evanston $805
  • Uinta $900
  • Wyoming $992
  • United States $1,413
Typical yearly household income
  • Evanston $76,516
  • Uinta $82,980
  • Wyoming $76,176
  • United States $80,734
See the full table
Evanston next to Uinta County and Wyoming
Measure Evanston Uinta County Wyoming U.S.
Typical home value $280,900 $290,000 $309,700 $332,700
Typical monthly rent $805 $900 $992 $1,413
Typical yearly household income $76,516 $82,980 $76,176 $80,734
Households that own their home 71% 77% 72% 65%
Typical yearly property tax $1,596 $1,565 $1,767 $3,119
Effective property tax rate 0.57% 0.54% 0.57% 0.94%
Renters with high rent for their income 28% 31% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Uinta County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Evanston

For a typical $280,900 home in Evanston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Evanston's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,243a month

    Least cash to close
    Down payment
    $9,832
    Cash to close
    $18,259
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $124

  • Conventional, 5% down $2,192a month

    Down payment
    $14,045
    Cash to close
    $22,472
    Rate
    7.18%
    Mortgage insurance
    PMI · $133

  • Conventional, 20% down, no PMI $1,773a month

    Down payment
    $56,180
    Cash to close
    $64,607
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,032a month

    Down payment
    $42,135
    Cash to close
    $50,562
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Evanston and for Uinta County.

Property tax

Effective rate in Evanston

0.57%of the home’s value each year

$1,596 a year for the typical owner in Evanston.

  • Evanston 0.57%
  • Uinta 0.54%
  • Wyoming 0.57%

What Wyoming publishes Homeowner's exemption: 25% of value (Wyoming State Legislature (Wyoming Statutes, Title 39))

Exemptions and deadlines in Wyoming

Flood risk in Uinta County

FEMA does not publish these numbers by city: they are for all of Uinta County.

Homes in the high-risk zone
7%
619
Of those, with NFIP insurance
9.7%
County Wyoming U.S.
Homes in the high-risk zone 7% 1.8% 3.5%
Of those, with NFIP insurance 9.7% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Evanston

Typical rent in Evanston is $805 a month: 11% below the county. In Evanston, 28% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Uinta County, by unit size. To pay the 2-bedroom one ($999 a month) without spending more than 30% of your income, you would need to earn $19.21 an hour working full time.

HUD fair market rent for all of Uinta County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $696 $13.38 $27,840
1 bedroom $764 $14.69 $30,560
2 bedrooms $999 $19.21 $39,960
3 bedrooms $1,383 $26.60 $55,320
4 bedrooms $1,670 $32.12 $66,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Evanston

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Evanston is in ZIP code 82930.

For 2 bedrooms it is $1,330: $331 more than the fair market rent for Uinta County ($999).

  • 82930 $1,330$1,710

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Evanston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Evanston

HUD lists 8 buildings with rents for lower incomes in Evanston. These are the largest.

  • Evanston Family HSNG 220 Saddle Ridge Rd, Evanston 82930 80 low-income homes · Run by Evanston Housing Authority · Average payment: $416 a month · Average wait: 7 months (307) 789-2381
  • Chief Washakie 82 E Hayden Ave, Evanston 82930 48 low-income homes · For families (307) 789-1137
  • Yellow Creek Village 300 Sparrow Dr, Evanston 82930 48 low-income homes · 2 bd: 12 · 3 bd: 36 · In service since 2008 · For families
  • Dewal Assoc 550 Cheyenne Dr, Evanston 82930 24 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 1997 · For families
  • Wentworth Apts 96 E Hayden Ave, Evanston 82930 24 low-income homes · 1 bd: 4 · 2 bd: 12 · 3 bd: 8 · In service since 2000 · For families

See all 8 buildings in Uinta County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Evanston

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Uinta County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Evanston

No down payment, repair or rent-help program on our list is for Evanston or Uinta County. The ones below are statewide in Wyoming: they work in Evanston the same as in the rest of the state.

Which programs do I qualify for? All programs in Wyoming

  • Home$tretch Down Payment Assistance

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages. Offered by Wyoming Community Development Authority (WCDA).

    Deferred

    See the program Official page

  • Amortizing DPA Loan Product

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer. Offered by Wyoming Community Development Authority (WCDA).

    Repayable

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Wyoming

    Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA. Offered by Wyoming Community Development Authority (WCDA).

    Tax credit

    See the program Official page

Housing counselors near Evanston

The HUD-approved agencies closest to the center of Evanston, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wyoming Housing Network, Inc.

    2345 E 2nd St, Casper · 263 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (307) 472-5843

All counseling agencies in Wyoming

Help in Spanish near Evanston

None of the 1 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Evanston

HUD’s record names them for Evanston or Uinta County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Evanston Housing Authority Public housing and Section 8 vouchers (307) 789-2381

All housing agencies in Wyoming Source: HUD

Cities

Nearby cities

The cities closest to Evanston, with the typical home value.

Everything about Uinta County Housing in Wyoming

Neighboring counties

If Uinta County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Evanston.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Evanston

Short answers with the numbers for Evanston and all of Uinta County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Evanston?

The typical home value in Evanston is $280,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Uinta County it is $290,000.

How much does it cost to rent in Evanston?

Typical rent in Evanston is $805 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Uinta County is $999.

What is the FHA loan limit in Evanston?

Evanston uses the FHA limit for all of Uinta County (2026): $579,600 for a one-unit home and $1,114,650 for a four-unit home.

How much property tax do owners pay in Evanston?

The typical homeowner in Evanston pays $1,596 a year, according to the U.S. Census Bureau. That is 0.57% of the home’s value; in Uinta County, the rate is 0.54%.

Where can I find free help to buy or rent in Evanston?

We found no HUD-approved counseling agencies with an office in Uinta County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).