In Waupun, a typical home is worth $188,600 and typical rent is $951 a month. Compared with all of Dodge County, the typical home value is 19% lower and typical household income is 14% lower.
Typical home value from Zillow, September 2021 to September 2026: from $196,947 to $270,474.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Waupun is in Dodge County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dodge County. See the county
What this place has that others do not, from public data, most unusual first.
1
Waupun has the 5th smallest share of rent-burdened renters of the 141 cities in Wisconsin with more than 5,000 people (29%).
2
Nearby, in Ripon, the typical rent is $775: 19% less than in Waupun ($951).
3
Nearby, in North Fond du Lac, the typical home value is $155,100: 18% less than in Waupun ($188,600).
4
The typical home in Waupun is worth $188,600,19% less than in Dodge County as a whole ($231,900).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Waupun
What homes there are in Waupun, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Waupun
Dodge County
Wisconsin
United States
Kind of home: Waupun and its comparisons
Measure
Waupun
Dodge County
Wisconsin
United States
Detached house
64%
72%
66%
61%
Attached house
Unreliable estimate
4%
4%
6%
Building of 2 to 4
11%
8%
9%
8%
Apartments (5 or more)
Unreliable estimate
13%
17%
19%
Mobile home
Unreliable estimate
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Waupun, but it weighs less than in Dodge County: 64% against 72%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Waupun
Dodge County
Wisconsin
United States
Year built: Waupun and its comparisons
Measure
Waupun
Dodge County
Wisconsin
United States
Before 1960
43%
42%
33%
26%
1960–1979
17%
20%
24%
24%
1980–1999
21%
20%
22%
25%
2000–2009
14%
12%
13%
14%
2010 or later
5%
7%
9%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K41%
$200K–$300K32%
$300K–$500K11%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Waupun and its comparisons
Measure
Waupun
Under $100K
Unreliable estimate
$100K–$200K
41%
$200K–$300K
32%
$300K–$500K
11%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99957%
$1,000–$1,49932%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Waupun and its comparisons
Measure
Waupun
Under $500
Unreliable estimate
$500–$999
57%
$1,000–$1,499
32%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,217 a month
Dodge County: $1,557 a month
Without a mortgage
$558 a month
Dodge County: $658 a month
Owners with a mortgage
66%
Dodge County: 61%
The typical cost for an owner with a mortgage in Waupun is $1,217 a month, less than in Dodge County ($1,557); without one, $558.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Waupun+56%
Dodge County+43%
Wisconsin+48%
United States+53%
Typical rent
Waupun+36%
Dodge County+22%
Wisconsin+27%
United States+33%
Typical household income
WaupunNo clear change
Dodge County+25%
Wisconsin+26%
United States+29%
Change since 2015–2019: Waupun and its comparisons
Measure
Waupun
Dodge County
Wisconsin
United States
Typical home value
+56%
+43%
+48%
+53%
Typical rent
+36%
+22%
+27%
+33%
Typical household income
No clear change
+25%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Waupun rose 56%; in Dodge County, it rose 43%.
Since 2015–2019, the typical rent in Waupun rose 36%, more than in Dodge County (22%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Waupun and its comparisons
Measure
Waupun
Dodge County
Wisconsin
United States
Rental vacancy
Unreliable estimate
1.7%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.5%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.7%
3.4%
People per household
2.54
2.34
2.33
2.53
Drive alone
80%
81%
74%
69%
Carpool
9%
7%
7%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
6%
9%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Waupun has 2.54 people, more than in Dodge County (2.34).
In Waupun, 80% of workers drive alone to work; in Dodge County, 81%.
Do the math
What would you pay each month for a home in Waupun?
A typical home is tight for the typical income
We start with a typical home in Waupun, worth $188,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Waupun, which is $65,625 a year. For that payment to be 28% of income, a household would need to earn about $69,935 a year.
The calculator's FHA and conventional loan limits are those of all of Dodge County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Waupun. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,601 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,632
at 7.18% · 30 years
Loan amount
$185,184
Total interest
$266,436
Paid off in
November 2056
Includes $3,185 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,531 a month
Tight
$1,531 to $1,969 a month
Your payment · 30%
Hard
more than $1,969 a month
Compared with the typical household income in Waupun ($65,625 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,255
Property tax
$215
Home insurance
$79
FHA mortgage insurance (MIP)
$83
You need at least $6,601 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,632; principal and interest $1,255.
The city and its county
Waupun and Dodge County
Waupun is in Dodge County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Waupun
Map of Dodge County, Wisconsin, with Waupun marked. Around it, the neighboring counties.
Waupun
Dodge County
Other cities with a page
Waupun's own numbers
Typical home value
$188,600
Typical monthly rent
$951
Typical yearly household income
$65,625
Households that own their home
67%
Effective property tax rate
1.37%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dodge County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,100
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dodge County.
A typical home in Waupun is worth $188,600: 19% below the county and 29% below Wisconsin. With the typical household income in Waupun ($65,625 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Waupun2.9 years
Dodge3.1 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dodge County
According to FHFA’s house price index, home prices in Dodge County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dodge County.
Yearly change in FHFA’s price index in Dodge County, 2016 to 2025
2016: +2.2% +2.2% 2016
2017: +5.0% +5.0% 2017
2018: +6.0% +6.0% 2018
2019: +4.9% +4.9% 2019
2020: +2.6% +2.6% 2020
2021: +11.0% +11.0% 2021
2022: +14.2% +14.2% 2022
2023: +11.2% +11.2% 2023
2024: +8.9% +8.9% 2024
2025: +6.9% +6.9% 2025
Change in FHFA’s price index in Dodge County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+6.9%
+5.4%
+2.9%
5 years (2020–2025)
+64%
+57%
+47%
10 years (2015–2025)
+101%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Waupun next to Dodge County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Waupun$188,600
Dodge$231,900
Wisconsin$266,500
United States$332,700
Typical monthly rent
Waupun$951
Dodge$988
Wisconsin$1,087
United States$1,413
Typical yearly household income
Waupun$65,625
Dodge$75,929
Wisconsin$77,485
United States$80,734
See the full table
Waupun next to Dodge County and Wisconsin
Measure
Waupun
Dodge County
Wisconsin
U.S.
Typical home value
$188,600 ▼19% below the county
$231,900
$266,500
$332,700
Typical monthly rent
$951 ▼4% below the county
$988
$1,087
$1,413
Typical yearly household income
$65,625 ▼14% below the county
$75,929
$77,485
$80,734
Households that own their home
67% ▼5 points below the county
71%
68%
65%
Typical yearly property tax
$2,575 ▼25% below the county
$3,422
$3,792
$3,119
Effective property tax rate
1.37% ▼0.11 points below the county
1.48%
1.42%
0.94%
Renters with high rent for their income
29% ▼6 points below the county
35%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dodge County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Waupun
For a typical $188,600 home in Waupun, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Waupun's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,632a month
Least cash to close
Down payment
$6,601
Cash to close
$12,259
Rate
7.18%
Mortgage insurance
FHA MIP · $83
Conventional, 5% down$1,597a month
Down payment
$9,430
Cash to close
$15,088
Rate
7.18%
Mortgage insurance
PMI · $90
Conventional, 20% down, no PMI$1,316a month
Down payment
$37,720
Cash to close
$43,378
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,490a month
Down payment
$28,290
Cash to close
$33,948
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Waupun
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,632
$6,601
$185,184
7.18%
FHA MIP · $83
$12,259
580
Conventional, 5% down
$1,597
$9,430
$179,170
7.18%
PMI · $90
$15,088
620*
Conventional, 20% down, no PMI
$1,316
$37,720
$150,880
7.18%
None
$43,378
620*
ITIN, 15% down (example)
$1,490
$28,290
$160,310
8.18%
None
$33,948
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Waupun is $951 a month: 4% below the county. In Waupun, 29% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dodge County, by unit size. To pay the 2-bedroom one ($1,100 a month) without spending more than 30% of your income, you would need to earn $21.15 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dodge County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$787
$15.13
$31,480
1 bedroom
$880
$16.92
$35,200
2 bedrooms
$1,100
$21.15
$44,000
3 bedrooms
$1,458
$28.04
$58,320
4 bedrooms
$1,464
$28.15
$58,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Waupun
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Waupun is in ZIP code 53963.
For 2 bedrooms it is $1,060: $40 less than the fair market rent for Dodge County ($1,100).
Fair market rent by ZIP code and size in Waupun, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
53963
$730
$860
$1,060
$1,370
$1,500
ZIP code2 bd3 bd
53963 $1,060$1,370
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Waupun when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Dodge County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Waupun or Dodge County. The ones below are statewide in Wisconsin: they work in Waupun the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Waupun or Dodge County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Waupun and all of Dodge County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Waupun?
The typical home value in Waupun is $188,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dodge County it is $231,900.
How much does it cost to rent in Waupun?
Typical rent in Waupun is $951 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dodge County is $1,100.
What is the FHA loan limit in Waupun?
Waupun uses the FHA limit for all of Dodge County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Waupun?
The typical homeowner in Waupun pays $2,575 a year, according to the U.S. Census Bureau. That is 1.37% of the home’s value; in Dodge County, the rate is 1.48%.
Where can I find free help to buy or rent in Waupun?
We found no HUD-approved counseling agencies with an office in Dodge County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
