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City · 10,518 residents · Wood County, West Virginia

Vienna , West Virginia

In Vienna, a typical home is worth $154,300 and typical rent is $809 a month. Home values, rent and income are very close to those of all of Wood County.

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  • Typical home value

    $154,300

    3% below the county

    5% below West Virginia

    • Vienna
    • Wood
    • West Virginia

  • Typical rent

    $809a month

    About the same as the county

    7% below West Virginia

    • Vienna
    • Wood
    • West Virginia

  • Typical household income

    $60,388a year

    4% above the county

    About the same as West Virginia

    • Vienna
    • Wood
    • West Virginia

  • Households that own their home

    76%

    1 points above the county

    1 points above West Virginia

    • Vienna
    • Wood
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$189,447
1.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Vienna is in Wood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wood County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Vienna apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Moundsville, the typical home value is $118,600: 23% less than in Vienna ($154,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Vienna

What homes there are in Vienna, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Vienna, 8 in 10 homes are single-family detached houses; in Wood County, 7.

Year built

By age, homes in Vienna look like those in Wood County: the typical year built is 1967.

Much as in Wood County, 65% of homes in Vienna have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Wood County is high ($541,287): at least 94% of owner-occupied homes in Vienna are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,142 a month

Wood County: $1,148 a month

Without a mortgage

$396 a month

Wood County: $370 a month

Owners with a mortgage

53%

Wood County: 50%

In Vienna, 53% of owners have a mortgage; their typical cost is $1,142 a month, about the same as in Wood County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Vienna gained value more slowly than in Wood County: 14% since 2015–2019, against 28%.

The typical rent in Vienna rose 23% over the same time; in Wood County, it rose 15%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureViennaWood CountyWest VirginiaUnited States
Rental vacancy Unreliable estimate9.8%6.7%5.5%
Homeowner vacancy Unreliable estimate1.9%1.2%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.3%3.4%
People per household 2.222.302.372.53
Drive alone 79%78%78%69%
Carpool 8%8%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 12%10%9%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Vienna look like those in Wood County: 2.22 people on average.

To get to work, 79% of workers in Vienna drive alone; in Wood County, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Vienna?

A typical home is within reach of the typical income

We start with a typical home in Vienna, worth $154,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Vienna, which is $60,388 a year.

The calculator's FHA and conventional loan limits are those of all of Wood County.

Your numbers

Local data
$

Starts at the typical home value in Vienna. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,401 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,252

at 7.18% · 30 years

Loan amount
$151,505
Total interest
$217,980
Paid off in
November 2056

Includes $2,606 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,409 a month

    Your payment · 25%

  • Tight

    $1,409 to $1,812 a month

  • Hard

    more than $1,812 a month

Compared with the typical household income in Vienna ($60,388 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,252
Principal & interest$1,026
Property tax$93
Home insurance$64
FHA mortgage insurance (MIP)$68

You need at least $5,401 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Vienna and Wood County

Vienna is in Wood County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Vienna's own numbers

Typical home value
$154,300
Typical monthly rent
$809
Typical yearly household income
$60,388
Households that own their home
76%
Effective property tax rate
0.72%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wood County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$974
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
4.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wood County.

Everything about Wood County

Buying

Buying a home in Vienna

A typical home in Vienna is worth $154,300: 3% below the county and 5% below West Virginia. With the typical household income in Vienna ($60,388 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Vienna 2.6 years
  • Wood 2.7 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wood County

According to FHFA’s house price index, home prices in Wood County rose 59% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wood County.

Period County West Virginia U.S.
Last year (2025) +5.1% +4.1% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +59% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Vienna next to Wood County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Vienna $154,300
  • Wood $158,500
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • Vienna $809
  • Wood $822
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • Vienna $60,388
  • Wood $57,810
  • West Virginia $59,608
  • United States $80,734
See the full table
Vienna next to Wood County and West Virginia
Measure Vienna Wood County West Virginia U.S.
Typical home value $154,300 $158,500 $162,600 $332,700
Typical monthly rent $809 $822 $872 $1,413
Typical yearly household income $60,388 $57,810 $59,608 $80,734
Households that own their home 76% 75% 75% 65%
Typical yearly property tax $1,113 $941 $865 $3,119
Effective property tax rate 0.72% 0.59% 0.53% 0.94%
Renters with high rent for their income 56% 49% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Vienna

For a typical $154,300 home in Vienna, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Vienna's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,251a month

    Least cash to close
    Down payment
    $5,401
    Cash to close
    $10,030
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $68

  • Conventional, 5% down $1,223a month

    Down payment
    $7,715
    Cash to close
    $12,344
    Rate
    7.18%
    Mortgage insurance
    PMI · $73

  • Conventional, 20% down, no PMI $993a month

    Down payment
    $30,860
    Cash to close
    $35,489
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,136a month

    Down payment
    $23,145
    Cash to close
    $27,774
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Vienna and for Wood County.

Property tax

Effective rate in Vienna

0.72%of the home’s value each year

$1,113 a year for the typical owner in Vienna.

  • Vienna 0.72%
  • Wood 0.59%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Wood County

FEMA does not publish these numbers by city: they are for all of Wood County.

Homes in the high-risk zone
4.9%
1,564
Of those, with NFIP insurance
10%
County West Virginia U.S.
Homes in the high-risk zone 4.9% 8.1% 3.5%
Of those, with NFIP insurance 10% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Vienna

Typical rent in Vienna is $809 a month: about the same as the county. In Vienna, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wood County, by unit size. To pay the 2-bedroom one ($974 a month) without spending more than 30% of your income, you would need to earn $18.73 an hour working full time.

HUD fair market rent for all of Wood County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $793 $15.25 $31,720
1 bedroom $798 $15.35 $31,920
2 bedrooms $974 $18.73 $38,960
3 bedrooms $1,214 $23.35 $48,560
4 bedrooms $1,281 $24.63 $51,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Vienna

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Vienna is in ZIP code 26105.

For 2 bedrooms it is $1,020: $46 more than the fair market rent for Wood County ($974).

  • 26105 $1,020$1,270

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Vienna when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Vienna

HUD lists 2 buildings with rents for lower incomes in Vienna. These are the largest.

  • Pleasantview Towers 1205 9th St, Vienna 26105 117 homes, 116 low-income · For older adults (304) 295-9554
  • Hillview Terrace 1500 12th St, Vienna 26105 62 low-income homes · For older adults (304) 295-6784

See all 31 buildings in Wood County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Vienna

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Wood County; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Vienna

No down payment, repair or rent-help program on our list is for Vienna or Wood County. The ones below are statewide in West Virginia: they work in Vienna the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near Vienna

The HUD-approved agencies closest to the center of Vienna, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of the Mid-Ohio Valley, Inc.

    2435 Dudley Avenue, Parkersburg · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (304) 485-3141

  • Religious Coalition for Community Renewal

    1117 Quarrier St, Charleston · 68 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (304) 346-6398

  • The Fairmont-Morgantown Housing Authority

    103 12th St, Fairmont · 74 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (304) 363-0860

Every agency in Wood County All counseling agencies in West Virginia

Help in Spanish near Vienna

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Vienna

In HUD’s record, no housing authority with an office in Wood County is named for Vienna or Wood County.

One other authority has an office in Wood County: see the list Source: HUD

Cities

Other cities in Wood County

These cities are also in Wood County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Wood County Housing in West Virginia

Nearby cities

The cities closest to Vienna, with the typical home value.

Neighboring counties

If Wood County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Vienna.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Vienna

Short answers with the numbers for Vienna and all of Wood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Vienna?

The typical home value in Vienna is $154,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wood County it is $158,500.

How much does it cost to rent in Vienna?

Typical rent in Vienna is $809 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wood County is $974.

What is the FHA loan limit in Vienna?

Vienna uses the FHA limit for all of Wood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Vienna?

The typical homeowner in Vienna pays $1,113 a year, according to the U.S. Census Bureau. That is 0.72% of the home’s value; in Wood County, the rate is 0.59%.

Where can I find free help to buy or rent in Vienna?

There is 1 HUD-approved counseling agency with an office in Wood County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).