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City · 29,240 residents · Wood County, West Virginia

Parkersburg , West Virginia

In Parkersburg, a typical home is worth $121,600 and typical rent is $785 a month. Compared with all of Wood County, the typical home value is 23% lower, typical household income is 15% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $121,600

    23% below the county

    25% below West Virginia

    • Parkersburg
    • Wood
    • West Virginia

  • Typical rent

    $785a month

    5% below the county

    10% below West Virginia

    • Parkersburg
    • Wood
    • West Virginia

  • Typical household income

    $49,025a year

    15% below the county

    18% below West Virginia

    • Parkersburg
    • Wood
    • West Virginia

  • Households that own their home

    65%

    10 points below the county

    10 points below West Virginia

    • Parkersburg
    • Wood
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$148,010
0.8% less than 12 months ago
Typical rent
$1,024 a month
10% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Parkersburg is in Wood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wood County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Parkersburg apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Parkersburg is worth $121,600, 23% less than in Wood County as a whole ($158,500).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Parkersburg fell 0.8%; in West Virginia, it rose 2.6%.

  3. The typical household income in Parkersburg is $49,025, 15% less than in Wood County as a whole ($57,810).

  4. 65% of households in Parkersburg own their home, against 75% in Wood County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Parkersburg

What homes there are in Parkersburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Parkersburg: 74% of homes, near the figure in Wood County (75%).

Year built

The typical home in Parkersburg was built in 1956, 14 years before the typical one in Wood County.

In Parkersburg, 12% of homes have 1 bedroom or none (studios); 57% have 3 bedrooms or more, against 64% in Wood County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Wood County is high ($541,287): at least 97% of owner-occupied homes in Parkersburg are worth less than $500,000.

Monthly rent with utilities

By rent, most homes in Parkersburg cost less than HUD's 2-bedroom fair market rent ($974): about 72%.

With a mortgage

$969 a month

Wood County: $1,148 a month

Without a mortgage

$345 a month

Wood County: $370 a month

Owners with a mortgage

51%

Wood County: 50%

In Parkersburg, 51% of owners have a mortgage, and their typical cost is $969 a month, against $1,148 in Wood County. Without one it drops to $345.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Parkersburg rose 34% since 2015–2019, more than in Wood County (28%).

Much as in Wood County, the typical rent in Parkersburg rose 17% since 2015–2019.

Income in Parkersburg grew faster than housing: it rose 37%, while home values changed +34% and rent +17%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureParkersburgWood CountyWest VirginiaUnited States
Rental vacancy 7.1%9.8%6.7%5.5%
Homeowner vacancy Unreliable estimate1.9%1.2%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.3%3.4%
People per household 2.162.302.372.53
Drive alone 72%78%78%69%
Carpool 10%8%9%9%
Public transit 2%1%1%3%
Walk or bike 4%2%3%3%
Work from home 10%10%9%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

There is little rental housing open in Parkersburg: only 7.1% is empty and offered for rent, against 9.8% in Wood County.

Households in Parkersburg are smaller: 2.16 people on average; in Wood County, 2.30.

The car rules in Parkersburg: 72% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Parkersburg?

A typical home is within reach of the typical income

We start with a typical home in Parkersburg, worth $121,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Parkersburg, which is $49,025 a year.

The calculator's FHA and conventional loan limits are those of all of Wood County.

Your numbers

Local data
$

Starts at the typical home value in Parkersburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,256 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$981

at 7.18% · 30 years

Loan amount
$119,398
Total interest
$171,785
Paid off in
November 2056

Includes $2,054 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,144 a month

    Your payment · 24%

  • Tight

    $1,144 to $1,471 a month

  • Hard

    more than $1,471 a month

Compared with the typical household income in Parkersburg ($49,025 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$981
Principal & interest$809
Property tax$68
Home insurance$51
FHA mortgage insurance (MIP)$54

You need at least $4,256 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Parkersburg and Wood County

Parkersburg is in Wood County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Parkersburg's own numbers

Typical home value
$121,600
Typical monthly rent
$785
Typical yearly household income
$49,025
Households that own their home
65%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wood County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$974
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
4.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wood County.

Everything about Wood County

Buying

Buying a home in Parkersburg

A typical home in Parkersburg is worth $121,600: 23% below the county and 25% below West Virginia. With the typical household income in Parkersburg ($49,025 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Parkersburg 2.5 years
  • Wood 2.7 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wood County

According to FHFA’s house price index, home prices in Wood County rose 59% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wood County.

Period County West Virginia U.S.
Last year (2025) +5.1% +4.1% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +59% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Parkersburg next to Wood County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Parkersburg $121,600
  • Wood $158,500
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • Parkersburg $785
  • Wood $822
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • Parkersburg $49,025
  • Wood $57,810
  • West Virginia $59,608
  • United States $80,734
See the full table
Parkersburg next to Wood County and West Virginia
Measure Parkersburg Wood County West Virginia U.S.
Typical home value $121,600 $158,500 $162,600 $332,700
Typical monthly rent $785 $822 $872 $1,413
Typical yearly household income $49,025 $57,810 $59,608 $80,734
Households that own their home 65% 75% 75% 65%
Typical yearly property tax $820 $941 $865 $3,119
Effective property tax rate 0.67% 0.59% 0.53% 0.94%
Renters with high rent for their income 48% 49% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Parkersburg

For a typical $121,600 home in Parkersburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Parkersburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $981a month

    Least cash to close
    Down payment
    $4,256
    Cash to close
    $7,904
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $54

  • Conventional, 5% down $959a month

    Down payment
    $6,080
    Cash to close
    $9,728
    Rate
    7.18%
    Mortgage insurance
    PMI · $58

  • Conventional, 20% down, no PMI $778a month

    Down payment
    $24,320
    Cash to close
    $27,968
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $890a month

    Down payment
    $18,240
    Cash to close
    $21,888
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Parkersburg and for Wood County.

Property tax

Effective rate in Parkersburg

0.67%of the home’s value each year

$820 a year for the typical owner in Parkersburg.

  • Parkersburg 0.67%
  • Wood 0.59%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Wood County

FEMA does not publish these numbers by city: they are for all of Wood County.

Homes in the high-risk zone
4.9%
1,564
Of those, with NFIP insurance
10%
County West Virginia U.S.
Homes in the high-risk zone 4.9% 8.1% 3.5%
Of those, with NFIP insurance 10% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Parkersburg

Typical rent in Parkersburg is $785 a month: 5% below the county. In Parkersburg, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wood County, by unit size. To pay the 2-bedroom one ($974 a month) without spending more than 30% of your income, you would need to earn $18.73 an hour working full time.

HUD fair market rent for all of Wood County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $793 $15.25 $31,720
1 bedroom $798 $15.35 $31,920
2 bedrooms $974 $18.73 $38,960
3 bedrooms $1,214 $23.35 $48,560
4 bedrooms $1,281 $24.63 $51,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Parkersburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Parkersburg has 2 ZIP codes with their own.

For 2 bedrooms it is $950 in all of them.

None is above the fair market rent for Wood County ($974).

  • 26101 $950$1,180
  • 26104 $950$1,180

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Parkersburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Parkersburg

HUD lists 24 buildings with rents for lower incomes in Parkersburg. These are the largest.

  • Unity Housing Apts 2601 Unity Pl, Parkersburg 26101 293 low-income homes · Studio: 28 · 1 bd: 250 · 2 bd: 11 · 3 bd: 1 · In service since 2009
  • Homecrest Manor Parkersburg 26101 148 low-income homes · Run by Housing Authority of the City of Parkersburg · Average payment: $356 a month · Average wait: 15 months (304) 428-6400
  • Parkland Place 1250 31st St, Parkersburg 26104 133 low-income homes · For older adults (304) 422-6244
  • Market Manor 1030 Market St, Parkersburg 26101 112 homes, 111 low-income · For older adults (304) 485-1696
  • Parkersburg Powell 106 Branam Dr, Parkersburg 26104 100 low-income homes · Studio: 15 · 1 bd: 20 · 2 bd: 40 · 3 bd: 25 · In service since 2008 · For families (304) 485-6293

See all 31 buildings in Wood County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Parkersburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Wood County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Parkersburg

No down payment, repair or rent-help program on our list is for Parkersburg or Wood County. The ones below are statewide in West Virginia: they work in Parkersburg the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near Parkersburg

The HUD-approved agencies closest to the center of Parkersburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of the Mid-Ohio Valley, Inc.

    2435 Dudley Avenue, Parkersburg · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (304) 485-3141

  • Religious Coalition for Community Renewal

    1117 Quarrier St, Charleston · 63 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (304) 346-6398

  • The Fairmont-Morgantown Housing Authority

    103 12th St, Fairmont · 76 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (304) 363-0860

Every agency in Wood County All counseling agencies in West Virginia

Help in Spanish near Parkersburg

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Parkersburg

HUD’s record names them for Parkersburg or Wood County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Parkersburg Public housing and Section 8 vouchers (304) 428-6400

All housing agencies in West Virginia Source: HUD

Cities

Other cities in Wood County

These cities are also in Wood County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Wood County Housing in West Virginia

Nearby cities

The cities closest to Parkersburg, with the typical home value.

Neighboring counties

If Wood County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Parkersburg.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Parkersburg

Short answers with the numbers for Parkersburg and all of Wood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Parkersburg?

The typical home value in Parkersburg is $121,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wood County it is $158,500.

How much does it cost to rent in Parkersburg?

Typical rent in Parkersburg is $785 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wood County is $974.

What is the FHA loan limit in Parkersburg?

Parkersburg uses the FHA limit for all of Wood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Parkersburg?

The typical homeowner in Parkersburg pays $820 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Wood County, the rate is 0.59%.

Where can I find free help to buy or rent in Parkersburg?

There is 1 HUD-approved counseling agency with an office in Wood County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).