Español

Este sitio también está en español. Leer en español

City · 5,133 residents · Wetzel County, West Virginia

New Martinsville , West Virginia

In New Martinsville, a typical home is worth $128,300 and typical rent is $688 a month. Compared with all of Wetzel County, the typical home value is 19% higher and typical household income is 7% higher.

WhatsApp

  • Typical home value

    $128,300

    19% above the county

    21% below West Virginia

    • New Martinsville
    • Wetzel
    • West Virginia

  • Typical rent

    $688a month

    About the same as the county

    21% below West Virginia

    • New Martinsville
    • Wetzel
    • West Virginia

  • Typical household income

    $60,946a year

    7% above the county

    2% above West Virginia

    • New Martinsville
    • Wetzel
    • West Virginia

  • Households that own their home

    79%

    4 points below the county

    4 points above West Virginia

    • New Martinsville
    • Wetzel
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$135,897
1.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

New Martinsville is in Wetzel County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wetzel County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets New Martinsville apart

What this place has that others do not, from public data, most unusual first.

  1. New Martinsville has the lowest typical rent of the 31 cities in West Virginia with more than 5,000 people: $688.

  2. The typical home in New Martinsville is worth $128,300, 19% more than in Wetzel County as a whole ($107,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in New Martinsville

What homes there are in New Martinsville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in New Martinsville, but it weighs less than in Wetzel County: 71% against 76%.

Year built

By age, homes in New Martinsville look like those in Wetzel County: the typical year built is 1962.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,118 a month

Wetzel County: $1,096 a month

Without a mortgage

$449 a month

Wetzel County: $369 a month

Owners with a mortgage

44%

Wetzel County: 37%

In New Martinsville, 44% of owners have a mortgage; their typical cost is $1,118 a month, about the same as in Wetzel County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in New Martinsville rose 34%.

Since 2015–2019, the typical rent in New Martinsville did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNew MartinsvilleWetzel CountyWest VirginiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.2%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.3%3.4%
People per household 2.262.282.372.53
Drive alone 83%84%78%69%
Carpool Unreliable estimateUnreliable estimate9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%3%3%
Work from home Unreliable estimateUnreliable estimate9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Wetzel County, a household in New Martinsville has 2.26 people on average.

The car rules in New Martinsville: 83% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in New Martinsville?

A typical home is within reach of the typical income

We start with a typical home in New Martinsville, worth $128,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in New Martinsville, which is $60,946 a year.

The calculator's FHA and conventional loan limits are those of all of Wetzel County.

Your numbers

Local data
$

Starts at the typical home value in New Martinsville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,491 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,038

at 7.18% · 30 years

Loan amount
$125,976
Total interest
$181,249
Paid off in
November 2056

Includes $2,167 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,422 a month

    Your payment · 20%

  • Tight

    $1,422 to $1,828 a month

  • Hard

    more than $1,828 a month

Compared with the typical household income in New Martinsville ($60,946 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,038
Principal & interest$853
Property tax$75
Home insurance$54
FHA mortgage insurance (MIP)$57

You need at least $4,491 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

New Martinsville and Wetzel County

New Martinsville is in Wetzel County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

New Martinsville's own numbers

Typical home value
$128,300
Typical monthly rent
$688
Typical yearly household income
$60,946
Households that own their home
79%
Effective property tax rate
0.7%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wetzel County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$944
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
19%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wetzel County.

Everything about Wetzel County

Buying

Buying a home in New Martinsville

A typical home in New Martinsville is worth $128,300: 19% above the county and 21% below West Virginia. With the typical household income in New Martinsville ($60,946 a year), a typical home costs 2.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • New Martinsville 2.1 years
  • Wetzel 1.9 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wetzel County

According to FHFA’s house price index, home prices in Wetzel County rose 70% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wetzel County.

Period County West Virginia U.S.
Last year (2025) +19.0% +4.1% +2.9%
5 years (2020–2025) +62% +40% +47%
10 years (2015–2025) +70% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

New Martinsville next to Wetzel County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • New Martinsville $128,300
  • Wetzel $107,900
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • New Martinsville $688
  • Wetzel $688
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • New Martinsville $60,946
  • Wetzel $56,836
  • West Virginia $59,608
  • United States $80,734
See the full table
New Martinsville next to Wetzel County and West Virginia
Measure New Martinsville Wetzel County West Virginia U.S.
Typical home value $128,300 $107,900 $162,600 $332,700
Typical monthly rent $688 $688 $872 $1,413
Typical yearly household income $60,946 $56,836 $59,608 $80,734
Households that own their home 79% 83% 75% 65%
Typical yearly property tax $903 $721 $865 $3,119
Effective property tax rate 0.7% 0.67% 0.53% 0.94%
Renters with high rent for their income 42% 37% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wetzel County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in New Martinsville

For a typical $128,300 home in New Martinsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, New Martinsville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,038a month

    Least cash to close
    Down payment
    $4,491
    Cash to close
    $8,340
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $57

  • Conventional, 5% down $1,015a month

    Down payment
    $6,415
    Cash to close
    $10,264
    Rate
    7.18%
    Mortgage insurance
    PMI · $61

  • Conventional, 20% down, no PMI $824a month

    Down payment
    $25,660
    Cash to close
    $29,509
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $942a month

    Down payment
    $19,245
    Cash to close
    $23,094
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for New Martinsville and for Wetzel County.

Property tax

Effective rate in New Martinsville

0.7%of the home’s value each year

$903 a year for the typical owner in New Martinsville.

  • New Martinsville 0.7%
  • Wetzel 0.67%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Wetzel County

FEMA does not publish these numbers by city: they are for all of Wetzel County.

Homes in the high-risk zone
19%
1,332
Of those, with NFIP insurance
7.7%
County West Virginia U.S.
Homes in the high-risk zone 19% 8.1% 3.5%
Of those, with NFIP insurance 7.7% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in New Martinsville

Typical rent in New Martinsville is $688 a month: about the same as the county. In New Martinsville, 42% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wetzel County, by unit size. To pay the 2-bedroom one ($944 a month) without spending more than 30% of your income, you would need to earn $18.15 an hour working full time.

HUD fair market rent for all of Wetzel County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $708 $13.62 $28,320
1 bedroom $791 $15.21 $31,640
2 bedrooms $944 $18.15 $37,760
3 bedrooms $1,235 $23.75 $49,400
4 bedrooms $1,278 $24.58 $51,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in New Martinsville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). New Martinsville is in ZIP code 26155.

For 2 bedrooms it is $1,000: $56 more than the fair market rent for Wetzel County ($944).

  • 26155 $1,000$1,310

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for New Martinsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in New Martinsville

HUD lists 5 buildings with rents for lower incomes in New Martinsville. These are the largest.

  • New Martinsville Villa 187 N State Route 2, New Martinsville 26155 76 low-income homes · For families (304) 455-4333
  • New Martinsville Towers 191 N State Route 2, New Martinsville 26155 70 homes, 69 low-income · For older adults (304) 455-6680
  • Chapel View Apts 130 N Bridge St, New Martinsville 26155 48 low-income homes · 1 bd: 24 · 2 bd: 24 · In service since 2011 · For families
  • Abbie View 109 Abbie Dr, New Martinsville 26155 50 homes, 44 low-income · 2 bd: 34 · 3 bd: 16 · In service since 2007 · For families
  • Jevue Club Apts 1250 N State Route 2, New Martinsville 26155 40 low-income homes · 2 bd: 40 · In service since 1998

See all 7 buildings in Wetzel County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in New Martinsville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Wetzel County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in New Martinsville

No down payment, repair or rent-help program on our list is for New Martinsville or Wetzel County. The ones below are statewide in West Virginia: they work in New Martinsville the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near New Martinsville

The HUD-approved agencies closest to the center of New Martinsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Fairmont-Morgantown Housing Authority

    103 12th St, Fairmont · 40 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (304) 363-0860

  • CCCS of the Mid-Ohio Valley, Inc.

    2435 Dudley Avenue, Parkersburg · 44 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (304) 485-3141

  • Change, Inc

    3158 West St, Weirton · 55 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (304) 797-7733

All counseling agencies in West Virginia

Help in Spanish near New Martinsville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of New Martinsville

HUD lists no housing authority with an office in Wetzel County. One in a neighboring county or the state’s may serve the area.

All housing agencies in West Virginia Source: HUD

Cities

Nearby cities

The cities closest to New Martinsville, with the typical home value.

Everything about Wetzel County Housing in West Virginia

Neighboring counties

If Wetzel County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in New Martinsville.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about New Martinsville

Short answers with the numbers for New Martinsville and all of Wetzel County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in New Martinsville?

The typical home value in New Martinsville is $128,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wetzel County it is $107,900.

How much does it cost to rent in New Martinsville?

Typical rent in New Martinsville is $688 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wetzel County is $944.

What is the FHA loan limit in New Martinsville?

New Martinsville uses the FHA limit for all of Wetzel County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in New Martinsville?

The typical homeowner in New Martinsville pays $903 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Wetzel County, the rate is 0.67%.

Where can I find free help to buy or rent in New Martinsville?

We found no HUD-approved counseling agencies with an office in Wetzel County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).