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City · 9,252 residents · Harrison County, West Virginia

Bridgeport , West Virginia

In Bridgeport, a typical home is worth $291,600 and typical rent is $1,105 a month. Compared with all of Harrison County, the typical home value is 75% higher and typical household income is 66% higher.

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  • Typical home value

    $291,600

    75% above the county

    79% above West Virginia

    • Bridgeport
    • Harrison
    • West Virginia

  • Typical rent

    $1,105a month

    26% above the county

    27% above West Virginia

    • Bridgeport
    • Harrison
    • West Virginia

  • Typical household income

    $100,022a year

    66% above the county

    68% above West Virginia

    • Bridgeport
    • Harrison
    • West Virginia

  • Households that own their home

    75%

    2 points above the county

    1 points above West Virginia

    • Bridgeport
    • Harrison
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$300,712
3.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bridgeport is in Harrison County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harrison County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bridgeport apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Bridgeport is worth $291,600, 75% more than in Harrison County as a whole ($166,200).

  2. The typical household income in Bridgeport is $100,022, 66% more than in Harrison County as a whole ($60,377).

  3. Nearby, in Clarksburg, the typical home value is $129,900: 55% less than in Bridgeport ($291,600).

  4. Nearby, in Clarksburg, the typical rent is $790: 29% less than in Bridgeport ($1,105).

  5. The typical rent in Bridgeport is $1,105 a month, 26% more than in Harrison County as a whole ($879).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bridgeport

What homes there are in Bridgeport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Bridgeport (69%), but less so than in Harrison County (75%).

Year built

In Bridgeport, 69% of homes have 3 bedrooms or more, more than in Harrison County (60%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,597 a month

Harrison County: $1,244 a month

Without a mortgage

$518 a month

Harrison County: $390 a month

Owners with a mortgage

57%

Harrison County: 47%

The typical cost for an owner with a mortgage in Bridgeport is $1,597 a month, more than in Harrison County ($1,244); without one, $518.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bridgeport rose 31% since 2015–2019, less than in Harrison County (41%).

Rent in Bridgeport moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBridgeportHarrison CountyWest VirginiaUnited States
Rental vacancy Unreliable estimate14.9%6.7%5.5%
Homeowner vacancy Unreliable estimate1.8%1.2%0.9%
More than one person per room Unreliable estimate2.1%1.3%3.4%
People per household 2.222.432.372.53
Drive alone 78%79%78%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate5%3%3%
Work from home 14%8%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Bridgeport are smaller: 2.22 people on average; in Harrison County, 2.43.

Many people here do not commute at all: 14% work from home; in Harrison County, 8%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bridgeport?

A typical home is tight for the typical income

We start with a typical home in Bridgeport, worth $291,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Bridgeport, which is $100,022 a year. For that payment to be 28% of income, a household would need to earn about $100,110 a year.

The calculator's FHA and conventional loan limits are those of all of Harrison County.

Your numbers

Local data
$

Starts at the typical home value in Bridgeport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,206 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,336

at 7.18% · 30 years

Loan amount
$286,318
Total interest
$411,945
Paid off in
November 2056

Includes $4,924 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,334 a month

  • Tight

    $2,334 to $3,001 a month

    Your payment · 28%

  • Hard

    more than $3,001 a month

Compared with the typical household income in Bridgeport ($100,022 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,336
Principal & interest$1,940
Property tax$146
Home insurance$122
FHA mortgage insurance (MIP)$129

You need at least $10,206 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bridgeport and Harrison County

Bridgeport is in Harrison County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bridgeport's own numbers

Typical home value
$291,600
Typical monthly rent
$1,105
Typical yearly household income
$100,022
Households that own their home
75%
Effective property tax rate
0.6%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Harrison County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,005
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
4.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harrison County.

Everything about Harrison County

Buying

Buying a home in Bridgeport

A typical home in Bridgeport is worth $291,600: 75% above the county and 79% above West Virginia. With the typical household income in Bridgeport ($100,022 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bridgeport 2.9 years
  • Harrison 2.8 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Harrison County

According to FHFA’s house price index, home prices in Harrison County rose 46% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Harrison County.

Period County West Virginia U.S.
Last year (2025) +1.7% +4.1% +2.9%
5 years (2020–2025) +30% +40% +47%
10 years (2015–2025) +46% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bridgeport next to Harrison County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bridgeport $291,600
  • Harrison $166,200
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • Bridgeport $1,105
  • Harrison $879
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • Bridgeport $100,022
  • Harrison $60,377
  • West Virginia $59,608
  • United States $80,734
See the full table
Bridgeport next to Harrison County and West Virginia
Measure Bridgeport Harrison County West Virginia U.S.
Typical home value $291,600 $166,200 $162,600 $332,700
Typical monthly rent $1,105 $879 $872 $1,413
Typical yearly household income $100,022 $60,377 $59,608 $80,734
Households that own their home 75% 74% 75% 65%
Typical yearly property tax $1,759 $908 $865 $3,119
Effective property tax rate 0.6% 0.55% 0.53% 0.94%
Renters with high rent for their income 31% 50% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harrison County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bridgeport

For a typical $291,600 home in Bridgeport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bridgeport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,336a month

    Least cash to close
    Down payment
    $10,206
    Cash to close
    $18,954
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $129

  • Conventional, 5% down $2,282a month

    Down payment
    $14,580
    Cash to close
    $23,328
    Rate
    7.18%
    Mortgage insurance
    PMI · $139

  • Conventional, 20% down, no PMI $1,848a month

    Down payment
    $58,320
    Cash to close
    $67,068
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,117a month

    Down payment
    $43,740
    Cash to close
    $52,488
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bridgeport and for Harrison County.

Property tax

Effective rate in Bridgeport

0.6%of the home’s value each year

$1,759 a year for the typical owner in Bridgeport.

  • Bridgeport 0.6%
  • Harrison 0.55%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Harrison County

FEMA does not publish these numbers by city: they are for all of Harrison County.

Homes in the high-risk zone
4.3%
1,277
Of those, with NFIP insurance
9.9%
County West Virginia U.S.
Homes in the high-risk zone 4.3% 8.1% 3.5%
Of those, with NFIP insurance 9.9% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bridgeport

Typical rent in Bridgeport is $1,105 a month: 26% above the county. In Bridgeport, 31% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Harrison County, by unit size. To pay the 2-bedroom one ($1,005 a month) without spending more than 30% of your income, you would need to earn $19.33 an hour working full time.

HUD fair market rent for all of Harrison County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $770 $14.81 $30,800
1 bedroom $889 $17.10 $35,560
2 bedrooms $1,005 $19.33 $40,200
3 bedrooms $1,323 $25.44 $52,920
4 bedrooms $1,537 $29.56 $61,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bridgeport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bridgeport is in ZIP code 26330.

For 2 bedrooms it is $1,210: $205 more than the fair market rent for Harrison County ($1,005).

  • 26330 $1,210$1,580

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bridgeport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bridgeport

HUD lists 4 buildings with rents for lower incomes in Bridgeport. These are the largest.

  • Bridgeport Manor 130 E Philadelphia Ave, Bridgeport 26330 71 homes, 70 low-income · For older adults (304) 842-4304
  • Willow Greene 200 Emmy Lu Ln, Bridgeport 26330 50 homes, 49 low-income · 1 bd: 8 · 2 bd: 26 · 3 bd: 8 · 4 bd: 8 · In service since 2001
  • Brier View Apts 1049 Briarview Dr, Bridgeport 26330 48 low-income homes · 2 bd: 39 · 3 bd: 8 · 4 bd: 1 · In service since 2002 · For older adults, people with disabilities, families, people experiencing homelessness
  • Stonewall Gardens Apts 1 Stone Ln, Bridgeport 26330 44 low-income homes · 1 bd: 20 · 2 bd: 24 · In service since 2004 · For older adults, people with disabilities, families

See all 20 buildings in Harrison County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bridgeport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Harrison County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Bridgeport

No down payment, repair or rent-help program on our list is for Bridgeport or Harrison County. The ones below are statewide in West Virginia: they work in Bridgeport the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near Bridgeport

The HUD-approved agencies closest to the center of Bridgeport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Fairmont-Morgantown Housing Authority

    103 12th St, Fairmont · 12 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (304) 363-0860

  • Homeownership Center, Inc.

    2276 Randolph Ave, Elkins · 31 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (304) 636-9115

  • CCCS of the Mid-Ohio Valley, Inc.

    2435 Dudley Avenue, Parkersburg · 69 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (304) 485-3141

All counseling agencies in West Virginia

Help in Spanish near Bridgeport

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bridgeport

In HUD’s record, no housing authority with an office in Harrison County is named for Bridgeport or Harrison County.

One other authority has an office in Harrison County: see the list Source: HUD

Cities

Other cities in Harrison County

These cities are also in Harrison County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Harrison County Housing in West Virginia

Nearby cities

The cities closest to Bridgeport, with the typical home value.

Neighboring counties

If Harrison County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bridgeport.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Bridgeport

Short answers with the numbers for Bridgeport and all of Harrison County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bridgeport?

The typical home value in Bridgeport is $291,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harrison County it is $166,200.

How much does it cost to rent in Bridgeport?

Typical rent in Bridgeport is $1,105 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harrison County is $1,005.

What is the FHA loan limit in Bridgeport?

Bridgeport uses the FHA limit for all of Harrison County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bridgeport?

The typical homeowner in Bridgeport pays $1,759 a year, according to the U.S. Census Bureau. That is 0.6% of the home’s value; in Harrison County, the rate is 0.55%.

Where can I find free help to buy or rent in Bridgeport?

We found no HUD-approved counseling agencies with an office in Harrison County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).