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City · 6,212 residents · Monongalia County, West Virginia

Brookhaven , West Virginia

In Brookhaven, a typical home is worth $261,000 and typical rent is $1,104 a month. Compared with all of Monongalia County, typical household income is 35% higher, typical rent is 12% higher, and the share of households that own their home is 25 points higher.

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  • Typical home value

    $261,000

    3% below the county

    61% above West Virginia

    • Brookhaven
    • Monongalia
    • West Virginia

  • Typical rent

    $1,104a month

    12% above the county

    27% above West Virginia

    • Brookhaven
    • Monongalia
    • West Virginia

  • Typical household income

    $88,438a year

    35% above the county

    48% above West Virginia

    • Brookhaven
    • Monongalia
    • West Virginia

  • Households that own their home

    83%

    25 points above the county

    8 points above West Virginia

    • Brookhaven
    • Monongalia
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Brookhaven is in Monongalia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Monongalia County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brookhaven apart

What this place has that others do not, from public data, most unusual first.

  1. 83% of households in Brookhaven own their home, against 58% in Monongalia County.

  2. Nearby, in Clarksburg, the typical home value is $129,900: 50% less than in Brookhaven ($261,000).

  3. The typical household income in Brookhaven is $88,438, 35% more than in Monongalia County as a whole ($65,346).

  4. Nearby, in Clarksburg, the typical rent is $790: 28% less than in Brookhaven ($1,104).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brookhaven

What homes there are in Brookhaven, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Brookhaven, 8 in 10 homes are single-family detached houses; in Monongalia County, 5.

Year built

By age, homes in Brookhaven look like those in Monongalia County: the typical year built is 1990.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,480 a month

Monongalia County: $1,557 a month

Without a mortgage

$381 a month

Monongalia County: $430 a month

Owners with a mortgage

70%

Monongalia County: 56%

Owning costs about the same in Brookhaven as in Monongalia County: with a mortgage, $1,480 a month; without one, $381.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Brookhaven rose 26% since 2015–2019, less than in Monongalia County (31%).

The typical rent in Brookhaven rose 54% over the same time; in Monongalia County, it rose 18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrookhavenMonongalia CountyWest VirginiaUnited States
Rental vacancy Unreliable estimate8.3%6.7%5.5%
Homeowner vacancy Unreliable estimate1.6%1.2%0.9%
More than one person per room Unreliable estimate0.6%1.3%3.4%
People per household 2.772.262.372.53
Drive alone 69%71%78%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate5%3%3%
Work from home 13%13%9%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Brookhaven has 2.77 people, more than in Monongalia County (2.26).

To get to work, 69% of workers in Brookhaven drive alone; in Monongalia County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brookhaven?

A typical home is tight for the typical income

We start with a typical home in Brookhaven, worth $261,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Brookhaven, which is $88,438 a year. For that payment to be 28% of income, a household would need to earn about $88,486 a year.

The calculator's FHA and conventional loan limits are those of all of Monongalia County.

Your numbers

Local data
$

Starts at the typical home value in Brookhaven. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,135 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,065

at 7.18% · 30 years

Loan amount
$256,273
Total interest
$368,716
Paid off in
November 2056

Includes $4,408 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,064 a month

  • Tight

    $2,064 to $2,653 a month

    Your payment · 28%

  • Hard

    more than $2,653 a month

Compared with the typical household income in Brookhaven ($88,438 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,065
Principal & interest$1,736
Property tax$104
Home insurance$109
FHA mortgage insurance (MIP)$115

You need at least $9,135 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brookhaven and Monongalia County

Brookhaven is in Monongalia County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brookhaven's own numbers

Typical home value
$261,000
Typical monthly rent
$1,104
Typical yearly household income
$88,438
Households that own their home
83%
Effective property tax rate
0.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Monongalia County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,143
Price change over 5 years (FHFA)
+31%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Monongalia County.

Everything about Monongalia County

Buying

Buying a home in Brookhaven

A typical home in Brookhaven is worth $261,000: 3% below the county and 61% above West Virginia. With the typical household income in Brookhaven ($88,438 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brookhaven 3.0 years
  • Monongalia 4.1 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Monongalia County

According to FHFA’s house price index, home prices in Monongalia County rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Monongalia County.

Period County West Virginia U.S.
Last year (2025) +1.8% +4.1% +2.9%
5 years (2020–2025) +31% +40% +47%
10 years (2015–2025) +45% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brookhaven next to Monongalia County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brookhaven $261,000
  • Monongalia $267,700
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • Brookhaven $1,104
  • Monongalia $987
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • Brookhaven $88,438
  • Monongalia $65,346
  • West Virginia $59,608
  • United States $80,734
See the full table
Brookhaven next to Monongalia County and West Virginia
Measure Brookhaven Monongalia County West Virginia U.S.
Typical home value $261,000 $267,700 $162,600 $332,700
Typical monthly rent $1,104 $987 $872 $1,413
Typical yearly household income $88,438 $65,346 $59,608 $80,734
Households that own their home 83% 58% 75% 65%
Typical yearly property tax $1,245 $1,248 $865 $3,119
Effective property tax rate 0.48% 0.47% 0.53% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Monongalia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brookhaven

For a typical $261,000 home in Brookhaven, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brookhaven's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,065a month

    Least cash to close
    Down payment
    $9,135
    Cash to close
    $16,965
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $115

  • Conventional, 5% down $2,017a month

    Down payment
    $13,050
    Cash to close
    $20,880
    Rate
    7.18%
    Mortgage insurance
    PMI · $124

  • Conventional, 20% down, no PMI $1,628a month

    Down payment
    $52,200
    Cash to close
    $60,030
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,869a month

    Down payment
    $39,150
    Cash to close
    $46,980
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brookhaven and for Monongalia County.

Property tax

Effective rate in Brookhaven

0.48%of the home’s value each year

$1,245 a year for the typical owner in Brookhaven.

  • Brookhaven 0.48%
  • Monongalia 0.47%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Monongalia County

FEMA does not publish these numbers by city: they are for all of Monongalia County.

Homes in the high-risk zone
1.8%
617
Of those, with NFIP insurance
11%
County West Virginia U.S.
Homes in the high-risk zone 1.8% 8.1% 3.5%
Of those, with NFIP insurance 11% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brookhaven

Typical rent in Brookhaven is $1,104 a month: 12% above the county.

HUD publishes a fair market rent for all of Monongalia County, by unit size. To pay the 2-bedroom one ($1,143 a month) without spending more than 30% of your income, you would need to earn $21.98 an hour working full time.

HUD fair market rent for all of Monongalia County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $876 $16.85 $35,040
1 bedroom $902 $17.35 $36,080
2 bedrooms $1,143 $21.98 $45,720
3 bedrooms $1,404 $27.00 $56,160
4 bedrooms $1,704 $32.77 $68,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brookhaven

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brookhaven is in ZIP code 26508.

For 2 bedrooms it is $1,220: $77 more than the fair market rent for Monongalia County ($1,143).

  • 26508 $1,220$1,500

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brookhaven when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Brookhaven

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Monongalia County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Brookhaven

No down payment, repair or rent-help program on our list is for Brookhaven or Monongalia County. The ones below are statewide in West Virginia: they work in Brookhaven the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near Brookhaven

The HUD-approved agencies closest to the center of Brookhaven, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Fairmont-Morgantown Housing Authority

    103 12th St, Fairmont · 17 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (304) 363-0860

  • Homeownership Center, Inc.

    2276 Randolph Ave, Elkins · 43 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (304) 636-9115

  • Change, Inc

    3158 West St, Weirton · 67 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (304) 797-7733

All counseling agencies in West Virginia

Help in Spanish near Brookhaven

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brookhaven

HUD lists no housing authority with an office in Monongalia County. One in a neighboring county or the state’s may serve the area.

All housing agencies in West Virginia Source: HUD

Cities

Other cities in Monongalia County

These cities are also in Monongalia County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Monongalia County Housing in West Virginia

Nearby cities

The cities closest to Brookhaven, with the typical home value.

Neighboring counties

If Monongalia County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brookhaven.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Brookhaven

Short answers with the numbers for Brookhaven and all of Monongalia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brookhaven?

The typical home value in Brookhaven is $261,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Monongalia County it is $267,700.

How much does it cost to rent in Brookhaven?

Typical rent in Brookhaven is $1,104 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Monongalia County is $1,143.

What is the FHA loan limit in Brookhaven?

Brookhaven uses the FHA limit for all of Monongalia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Brookhaven?

The typical homeowner in Brookhaven pays $1,245 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Monongalia County, the rate is 0.47%.

Where can I find free help to buy or rent in Brookhaven?

We found no HUD-approved counseling agencies with an office in Monongalia County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).