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Renting · Section 8

Data from November 2026

Renting in the City of Lynchburg , Virginia

The City of Lynchburg has a HUD fair market rent of $1,117 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,073 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $21.48 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,117
a month, HUD, Fiscal year 2027
38% less than in Virginia
Typical rent
$1,073
a month, Census, Average 2020–2024
32% less than in Virginia
Wage needed
$21.48
an hour, 2 bedrooms
Or $44,680 a year, to spend no more than 30% of income on rent.
Rent-burdened households
52%
spend 30% or more of income on rent
6% more than in Virginia

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in the City of Lynchburg: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Appomattox County, the typical rent is $855: 20% less than in the City of Lynchburg ($1,073).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in the City of Lynchburg. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in the City of Lynchburg was $1,270 a month in September 2026: 2.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $965 $18.56 $38,600
1 bedroom $971 $18.67 $38,840
2 bedrooms $1,117 $21.48 $44,680
3 bedrooms $1,547 $29.75 $61,880
4 bedrooms $1,678 $32.27 $67,120

HUD area: Lynchburg, VA MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 2 ZIP codes in the City of Lynchburg (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,390 in 24502 to $1,390 in 24515. 2 ZIP codes are above the county's fair market rent ($1,117).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 24502 $1,390$1,920
  • 24515 $1,390$1,920

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In the City of Lynchburg, 52% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

52%

of renter households spend 30% or more of their income on rent.

14,674 households rent in the City of Lynchburg

  • Spend half or more of their income 30%
  • Spend 30% or more, but less than half 21%
  • Spend less than 30% 48%

Compared with the state and the country

  • Lynchburg 52%
  • Virginia 49%
  • United States 51%

Low-income apartments

Low-income apartments in the City of Lynchburg

HUD lists 35 properties with homes for low-income households in the City of Lynchburg: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
23
HUD-assisted
12
public housing
3

2,494 homes in all; 2,344 of them low-income, according to HUD.

  • James Crossing Tax credit (LIHTC) · HUD-assisted 808 Greenfield Dr, Lynchburg 24501 288 low-income homes · 1 bd: 36 · 2 bd: 143 · 3 bd: 108 · In service since 2005 · For families · (434) 845-2274
  • Wesley Tax credit (LIHTC) 1201 Long Meadows Dr, Lynchburg 24502 150 low-income homes · Studio: 36 · 1 bd: 78 · 2 bd: 36 · In service since 2007 · For older adults
  • Mill Woods Apts HUD-assisted 6224 Old Mill Rd, Lynchburg 24502 128 low-income homes · For families · (434) 239-6888
  • Brookside Public housing 89 Belle Terre Dr, Lynchburg 24501 125 low-income homes · Run by Lynchburg Redevelopment & Housing Authority · Average payment: $357 a month · Average wait: 12 months · (434) 485-7200
  • Birchwood Apartments Public housing 101 Hillside Ct, Lynchburg 24501 103 low-income homes · Run by Lynchburg Redevelopment & Housing Authority · Average payment: $406 a month · Average wait: 11 months · (434) 485-7200
  • Residences at Hillcrest HUD-assisted 3000 Birchwood Dr, Lynchburg 24501 103 low-income homes · For older adults · (804) 528-0373
  • Jefferson House Senior Tax credit (LIHTC) 1818 Langhorne Sq, Lynchburg 24501 101 homes, 98 low-income · 1 bd: 101 · In service since 2005 · For older adults
  • Dearington Hills Public housing 401 Chambers St, Lynchburg 24501 100 homes, 98 low-income · Run by Lynchburg Redevelopment & Housing Authority · Average payment: $367 a month · Average wait: 10 months · (434) 485-7200
  • Timber Ridge Crossing Tax credit (LIHTC) 7500 Timberlake Rd, Lynchburg 24502 96 low-income homes · In service since 2009 · For families
  • College Hill Townhouses HUD-assisted 515 11th St, Lynchburg 24504 90 low-income homes · For families · (434) 528-8534
  • Mcgurk House HUD-assisted 2425 Tate Springs Rd, Lynchburg 24501 89 low-income homes · For older adults · (434) 846-2425
  • Burton Creek Apts. HUD-assisted 679 Leesville Rd, Lynchburg 24502 85 low-income homes · For families · (804) 237-0190
  • Vistas at Dreaming Creek Tax credit (LIHTC) 7612 Timberlake Rd, Lynchburg 24502 176 homes, 76 low-income · 1 bd: 16 · 2 bd: 144 · 3 bd: 16 · In service since 2002 · For families
  • Lynchburg High Tax credit (LIHTC) · HUD-assisted 1301 Park Ave, Lynchburg 24501 74 low-income homes · 1 bd: 38 · 2 bd: 17 · 3 bd: 13 · 4 bd: 6 · In service since 2012 · For older adults, families · (434) 847-9059
  • Timber Ridge II Tax credit (LIHTC) 7502 Timberlake Rd, Lynchburg 24502 72 low-income homes · In service since 2010 · For families
  • Clear Brook Apartments HUD-assisted 3004 Hill St, Lynchburg 24501 72 homes, 71 low-income · For older adults · (434) 845-2155
  • Meadows Apts (lynchburg City) Tax credit (LIHTC) 2700 Yorktown Ave, Lynchburg 24501 66 low-income homes · In service since 2014 · For families
  • The Meadows HUD-assisted 2315 Yorktown Ave, Lynchburg 24501 66 low-income homes · For families · (434) 845-6666
  • Tinbridge Manor Tax credit (LIHTC) 701 Hollins St, Lynchburg 24504 56 low-income homes · 1 bd: 47 · 2 bd: 9 · In service since 2002 · For older adults
  • Shalom Tax credit (LIHTC) 710 Federal St, Lynchburg 24504 46 low-income homes · In service since 2014 · For families
  • Shalom Apts HUD-assisted 700 Federal St, Lynchburg 24504 46 low-income homes · For families · (434) 847-9059
  • Jobbers Overall Tax credit (LIHTC) 1423 Kemper St, Lynchburg 24501 44 low-income homes · In service since 2013 · For families
  • Kemper Lofts Tax credit (LIHTC) 1401 Kemper St, Lynchburg 24501 41 low-income homes · In service since 2010 · For families
  • Armstrong Place Tax credit (LIHTC) 1721 Monsview Pl, Lynchburg 24504 28 low-income homes · 1 bd: 18 · 2 bd: 10 · In service since 2016 · For people with disabilities
  • College Hill Homes Tax credit (LIHTC) 517 Madison St, Lynchburg 24504 28 low-income homes · 1 bd: 2 · 2 bd: 17 · 3 bd: 3 · 4 bd: 6 · In service since 2004 · For families
  • Old Forest Village Tax credit (LIHTC) 2550 Anthony Pl, Lynchburg 24501 28 low-income homes · Studio: 7 · 1 bd: 11 · 2 bd: 10 · In service since 2018 · For families
  • Frank Roane Tax credit (LIHTC) · HUD-assisted 900 Federal St, Lynchburg 24504 26 low-income homes · Studio: 1 · 1 bd: 21 · 2 bd: 4 · In service since 2015 · For older adults · (434) 528-0737
  • Gateway Tax credit (LIHTC) 300 12th St, Lynchburg 24504 24 low-income homes · In service since 1999 · For families
  • Hilltop Homes Tax credit (LIHTC) 2005 Grace St, Lynchburg 24504 24 low-income homes · 2 bd: 10 · 3 bd: 12 · 4 bd: 2 · In service since 2012 · For families
  • Victoria Ridge Tax credit (LIHTC) 840 Victoria Ave, Lynchburg 24504 24 low-income homes · 1 bd: 16 · 2 bd: 8 · In service since 2012 · For people with disabilities
  • Lynchburg Supervised Apts HUD-assisted 1000 Rockbridge Ave, Lynchburg 24501 15 low-income homes · For people with disabilities · (434) 847-9059
  • Central City Homes Tax credit (LIHTC) 451 Rivermont Ave, Lynchburg 24504 37 homes, 13 low-income · In service since 2005 · For families
  • Miriam's House Tax credit (LIHTC) 409 Magnolia St, Lynchburg 24503 13 low-income homes · 1 bd: 13 · In service since 1995 · For families
  • Engel Historic Properties Tax credit (LIHTC) 601 Jackson St, Lynchburg 24504 28 homes, 8 low-income · In service since 1989
  • 613 Monroe ST Tax credit (LIHTC) 613 Monroe St, Lynchburg 24504 2 low-income homes · In service since 1991

3 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in the City of Lynchburg

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in the City of Lynchburg. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Lynchburg, VA MSA.
People Extremely low (30%) Very low (50%) Low
1 person $18,550 $30,950 $49,500
2 people $21,640 $35,350 $56,550
3 people $27,320 $39,750 $63,600
4 people $33,000 $44,150 $70,650
5 people $38,680 $47,700 $76,350
6 people $44,360 $51,250 $82,000
7 people $50,040 $54,750 $87,650
8 people $55,720 $58,300 $93,300

Area median income: $88,300. HUD income limits by family size, Fiscal year 2026. Area: Lynchburg, VA MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $869 – $1,062
  • 1 bedroom $874 – $1,068
  • 2 bedrooms $1,005 – $1,229
  • 3 bedrooms $1,392 – $1,702
  • 4 bedrooms $1,510 – $1,846

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Virginia Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Virginia

What Virginia law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 2 months of rent
Va. Code §55.1-1226(A)
When must they return my deposit?
45 days
Va. Code §55.1-1226(A)
If I fall behind on rent, what notice must I get?
14 days
Va. Code §55.1-1245(F)
How much notice ends a month-to-month rental?
30 days
Va. Code §55.1-1253(A)
  • Only a court order can remove youVa. Code §55.1-1252
  • Protection from retaliationVa. Code §55.1-1258(A)
  • Repair and deduct from the rentVa. Code §55.1-1244.1(C)

Help

Where to get help with rent in the City of Lynchburg

This HUD-approved agency has an office in the City of Lynchburg. They counsel for free or at low cost.

  • Lynchburg Community Action Group, Incorporate (aka Lyncag)

    300 12th St, Lynchburg

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in the City of Lynchburg. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Virginia, the average home bill was $149 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,234

What you need before you get the keys.

What adds up

First month
$1,117
Security deposit
$1,117
Total
$2,234

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in the City of Lynchburg?

According to HUD (Fiscal year 2027): Studio: $965; 1 bedroom: $971; 2 bedrooms: $1,117; 3 bedrooms: $1,547; 4 bedrooms: $1,678. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in the City of Lynchburg?

Paying the 2-bedroom fair market rent ($1,117) without spending more than 30% of income takes $21.48 an hour full time, or $44,680 a year.

Who qualifies for Section 8 in the City of Lynchburg?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in the City of Lynchburg?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,005 and $1,229 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in the City of Lynchburg?

For 2 bedrooms they run from $1,390 in 24502 to $1,390 in 24515. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in the City of Lynchburg?

HUD lists 35 properties with homes for low-income households in the City of Lynchburg: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in the City of Lynchburg?

HUD counts rent as a burden when it reaches 30% of income or more. In the City of Lynchburg, 52% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).