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Renting · Section 8

Data from November 2026

Renting in the City of Chesapeake , Virginia

The City of Chesapeake has a HUD fair market rent of $1,667 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,586 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $32.06 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,667
a month, HUD, Fiscal year 2027
7% less than in Virginia
Typical rent
$1,586
a month, Census, Average 2020–2024
About the same as in Virginia
Wage needed
$32.06
an hour, 2 bedrooms
Or $66,680 a year, to spend no more than 30% of income on rent.
Rent-burdened households
57%
spend 30% or more of income on rent
18% more than in Virginia

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in the City of Chesapeake: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in the City of Portsmouth, the typical rent is $1,300: 18% less than in the City of Chesapeake ($1,586).

  2. The City of Chesapeake has the 8th largest share of rent-burdened renters of the 128 places in Virginia with this figure (57%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in the City of Chesapeake. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in the City of Chesapeake was $2,058 a month in September 2026: 6.3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,470 $28.27 $58,800
1 bedroom $1,488 $28.62 $59,520
2 bedrooms $1,667 $32.06 $66,680
3 bedrooms $2,298 $44.19 $91,920
4 bedrooms $2,710 $52.12 $108,400

HUD area: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 6 ZIP codes in the City of Chesapeake (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,420 in 23324 to $2,120 in 23322. 4 ZIP codes are above the county's fair market rent ($1,667).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 23320 $2,100$2,890
  • 23321 $1,700$2,340
  • 23322 $2,120$2,920
  • 23323 $1,930$2,660
  • 23324 $1,420$1,960
  • 23325 $1,660$2,290

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In the City of Chesapeake, 57% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

57%

of renter households spend 30% or more of their income on rent.

24,011 households rent in the City of Chesapeake

  • Spend half or more of their income 30%
  • Spend 30% or more, but less than half 28%
  • Spend less than 30% 43%

Compared with the state and the country

  • Chesapeake 57%
  • Virginia 49%
  • United States 51%

Low-income apartments

Low-income apartments in the City of Chesapeake

HUD lists 51 properties with homes for low-income households in the City of Chesapeake: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
35
HUD-assisted
14
public housing
3

5,076 homes in all; 4,952 of them low-income, according to HUD.

  • Maplewood Tax credit (LIHTC) 3824 Maplefield Dr, Chesapeake 23321 320 low-income homes · 2 bd: 280 · 3 bd: 40 · In service since 2012 · For families
  • Waverton Place Chesapeake Tax credit (LIHTC) 2023 Brookland Dr, Chesapeake 23324 304 low-income homes · 1 bd: 16 · 2 bd: 172 · 3 bd: 116 · In service since 2003 · For families
  • Arbor Glen Tax credit (LIHTC) 2610 Golden Leaf Dr, Chesapeake 23324 240 low-income homes · In service since 2011 · For families
  • Rivers Apts Tax credit (LIHTC) 847 Windward Pl, Chesapeake 23320 240 low-income homes · 1 bd: 48 · 2 bd: 192 · In service since 2012 · For families
  • Chesapeake Crossing Seniors III Tax credit (LIHTC) 6306 Robert Hall BLVD, Chesapeake 23324 228 low-income homes · 1 bd: 120 · 2 bd: 108 · In service since 1999 · For older adults
  • Broadlawn Park Public housing 1758 Abbey Cir, Chesapeake 23324 170 homes, 169 low-income · Run by Chesapeake Redevelopment & Housing Authority · Average payment: $431 a month · Average wait: 21 months · (757) 523-0401
  • Chesapeake Crossing Seniors I Tax credit (LIHTC) 1937 Robert Hall Blvd, Chesapeake 23324 159 low-income homes · 1 bd: 36 · 2 bd: 123 · In service since 1998 · For older adults
  • Woodbridge Apts (chesapeake) Tax credit (LIHTC) 615 Maple Bridge Ct, Chesapeake 23320 152 low-income homes · 1 bd: 40 · 2 bd: 112 · In service since 1995 · For families
  • Cambridge Square Apartments HUD-assisted 704 Gainsborough Ct, Chesapeake 23320 150 low-income homes · For older adults · (757) 547-7119
  • Chesapeake Crossing Seniors II Tax credit (LIHTC) 10101 Robert Hall BLVD, Chesapeake 23324 135 low-income homes · 1 bd: 42 · 2 bd: 93 · In service since 1999 · For older adults
  • Campostella Commons Tax credit (LIHTC) 2905 Fireside Rd, Chesapeake 23324 132 low-income homes · 2 bd: 90 · 3 bd: 42 · In service since 2013 · For families
  • Catalina Crossing Tax credit (LIHTC) 2081 S Military Hwy, Chesapeake 23320 124 low-income homes · 1 bd: 26 · 2 bd: 62 · 3 bd: 36 · In service since 2017 · For families
  • Hunters Point I Tax credit (LIHTC) 4200 Reid St, Chesapeake 23324 124 low-income homes · In service since 2005 · For families
  • Landmark Apts II Tax credit (LIHTC) 2900 Fireside Rd, Chesapeake 23324 120 low-income homes · 2 bd: 72 · 3 bd: 48 · In service since 2007 · For families
  • Taylor Pointe Tax credit (LIHTC) 3300 Pampus Ln, Chesapeake 23321 120 low-income homes · 1 bd: 12 · 2 bd: 78 · 3 bd: 30 · In service since 1998 · For families
  • Dominion Pines Tax credit (LIHTC) 529 Pine Valley Run, Chesapeake 23320 118 low-income homes · 2 bd: 118 · In service since 1995 · For families
  • Crosswinds Place Tax credit (LIHTC) 910 Providence Rd, Chesapeake 23325 109 low-income homes · In service since 2005 · For families
  • Commons at Churchland Tax credit (LIHTC) 3504 Executive Center Dr, Chesapeake 23321 124 homes, 104 low-income · In service since 2001 · For older adults
  • Thrive Tax credit (LIHTC) 1020 Thrive Pl, Chesapeake 23323 102 low-income homes · 2 bd: 63 · 3 bd: 39 · In service since 2017 · For families
  • Commons at Chesapeake Tax credit (LIHTC) 335 Gainsborough Sq, Chesapeake 23320 101 low-income homes · 1 bd: 1 · 2 bd: 100 · In service since 2001 · For older adults
  • Forest Cove III Tax credit (LIHTC) 2218 Farmer Ln, Chesapeake 23324 101 low-income homes · In service since 2005 · For families
  • Forest Cove Apts I HUD-assisted 3064/3076 Parkside Dr. 1-4, Chesapeake 23324 101 homes, 100 low-income · For families · (757) 543-7006
  • Forest Cove I Tax credit (LIHTC) 2218 Farmer Ln, Chesapeake 23324 101 homes, 100 low-income · In service since 2005 · For families
  • Forest Cove II Tax credit (LIHTC) 2218 Farmer Ln, Chesapeake 23324 100 low-income homes · In service since 2005 · For families
  • Forest Cove Apts III HUD-assisted 3100 Border Rd, Chesapeake 23324 101 homes, 99 low-income · For families · (757) 543-1716
  • Forest Cove Apts II HUD-assisted 2218 Farmer Ln, Chesapeake 23324 100 homes, 99 low-income · For families · (757) 543-7006
  • Cottages at Great Bridge I Tax credit (LIHTC) 625 Bettes Way, Chesapeake 23320 96 low-income homes · In service since 2006 · For older adults
  • Hunters Point Apts I HUD-assisted 4200 Reid St, Chesapeake 23324 124 homes, 93 low-income · For families · (757) 545-6424
  • Bainbridge Commons Tax credit (LIHTC) · HUD-assisted 30 Grady St, Chesapeake 23324 92 low-income homes · 2 bd: 44 · 3 bd: 38 · 4 bd: 10 · In service since 2017 · For families · (757) 543-6882
  • Greenbrier Seniors Tax credit (LIHTC) 1509 Ring Rd, Chesapeake 23320 92 homes, 91 low-income · 2 bd: 92 · In service since 2000 · For older adults
  • Governor's Pointe Apts Tax credit (LIHTC) 412 Nicholas Ct, Chesapeake 23320 88 low-income homes · 1 bd: 40 · 2 bd: 48 · In service since 1998 · For families
  • Mill Creek I Tax credit (LIHTC) 217 Mill Creek Pkwy, Chesapeake 23323 72 low-income homes · 2 bd: 36 · 3 bd: 36 · In service since 1996 · For families
  • Heron's Landing Tax credit (LIHTC) 2133 S Military Hwy, Chesapeake 23320 60 low-income homes · In service since 2013 · For families
  • Westbridge Commons Tax credit (LIHTC) 537 Cedar Rd, Chesapeake 23322 60 low-income homes · 1 bd: 8 · 2 bd: 52 · In service since 2000 · For families
  • Owens Village Public housing 600A Geneva Ave, Chesapeake 23323 56 low-income homes · Run by Chesapeake Redevelopment & Housing Authority · Average payment: $519 a month · Average wait: 39 months · (757) 523-0401
  • Acorn Grove Tax credit (LIHTC) 404 Acorn Grove Ln, Chesapeake 23320 107 homes, 48 low-income · 2 bd: 48 · In service since 1996 · For families
  • Mill Creek II Tax credit (LIHTC) 201 Mill Creek Pkwy, Chesapeake 23323 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 1997
  • Oakdale Square Tax credit (LIHTC) 1717 Oakdale Way, Chesapeake 23324 40 low-income homes · 1 bd: 8 · 2 bd: 20 · 3 bd: 12 · In service since 2006 · For families
  • Shire Tax credit (LIHTC) Kemet Road/Berkley Avenue, Chesapeake City 23325 40 low-income homes · 2 bd: 28 · 3 bd: 12 · In service since 2016 · For families
  • Kemet House HUD-assisted 2139 Broadmoor Ave, Chesapeake 23323 38 low-income homes · For older adults · (757) 487-5021
  • Cottages at Great Bridge II Tax credit (LIHTC) 700 Cozy Cor, Chesapeake 23320 32 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 2006 · For older adults
  • Hunters Point II Tax credit (LIHTC) 4200 Reid St, Chesapeake 23324 32 low-income homes · In service since 2005 · For families
  • Canterbury Crossing Tax credit (LIHTC) 33 Grady Cres, Chesapeake 23324 30 low-income homes · 2 bd: 18 · 3 bd: 12 · In service since 2007 · For families
  • Hunters Point Apts II HUD-assisted 2000 Linster St, Chesapeake 23324 32 homes, 25 low-income · For families · (757) 545-6424
  • Schooner Cove Public housing 4169 Holly Cove Dr, Chesapeake 23321 24 low-income homes · Run by Chesapeake Redevelopment & Housing Authority · Average payment: $787 a month · Homes at several sites · (757) 523-0401
  • The Sanderling HUD-assisted 2809 Parkside Dr, Chesapeake 23324 19 low-income homes · For people with disabilities · (800) 466-7722
  • Faye Street Group Home HUD-assisted 2500 Faye St, Chesapeake 23324 5 low-income homes · For people with disabilities · (757) 468-7000
  • Normandy Court Group Home HUD-assisted 3303 Normandy Ct, Chesapeake 23321 5 low-income homes · For people with disabilities · (757) 468-7000
  • Haverford Home HUD-assisted 2204 Haverford Dr, Chesapeake 23320 4 low-income homes · For people with disabilities · (757) 468-7000
  • Wingfield Group Home HUD-assisted 1326 Wingfield Ave, Chesapeake 23325 4 low-income homes · For people with disabilities · (757) 543-8801
  • New Mill Drive HUD-assisted 1424 New Mill Dr, Chesapeake 23322

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in the City of Chesapeake

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in the City of Chesapeake. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$22,650 $37,700 $60,350
$25,850 $43,100 $68,950
$29,100 $48,500 $77,550
$33,000 $53,850 $86,150
$38,680 $58,200 $93,050
$44,360 $62,500 $99,950
$50,040 $66,800 $106,850
$55,720 $71,100 $113,750

Area median income: $107,700. HUD income limits by family size, Fiscal year 2026. Area: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,323 – $1,617
  • 1 bedroom $1,339 – $1,637
  • 2 bedrooms $1,500 – $1,834
  • 3 bedrooms $2,068 – $2,528
  • 4 bedrooms $2,439 – $2,981

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Virginia Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Virginia

What Virginia law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 2 months of rent
Va. Code §55.1-1226(A)
When must they return my deposit?
45 days
Va. Code §55.1-1226(A)
If I fall behind on rent, what notice must I get?
14 days
Va. Code §55.1-1245(F)
How much notice ends a month-to-month rental?
30 days
Va. Code §55.1-1253(A)
  • Only a court order can remove youVa. Code §55.1-1252
  • Protection from retaliationVa. Code §55.1-1258(A)
  • Repair and deduct from the rentVa. Code §55.1-1244.1(C)

Help

Where to get help with rent in the City of Chesapeake

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Virginia Housing and Community Development Corp

    719 High St, Portsmouth · 11 miles away

    (866) 931-5760

  • Credit.org - Virginia Branch

    999 Waterside Dr, Norfolk · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

  • HOMENET (Norfolk RHA)

    555 E Main St, Norfolk · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (757) 314-4202
See every agency in Virginia Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in the City of Chesapeake. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Virginia, the average home bill was $149 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,334

What you need before you get the keys.

What adds up

First month
$1,667
Security deposit
$1,667
Total
$3,334

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in the City of Chesapeake?

According to HUD (Fiscal year 2027): Studio: $1,470; 1 bedroom: $1,488; 2 bedrooms: $1,667; 3 bedrooms: $2,298; 4 bedrooms: $2,710. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in the City of Chesapeake?

Paying the 2-bedroom fair market rent ($1,667) without spending more than 30% of income takes $32.06 an hour full time, or $66,680 a year.

Who qualifies for Section 8 in the City of Chesapeake?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $53,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in the City of Chesapeake?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,500 and $1,834 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in the City of Chesapeake?

For 2 bedrooms they run from $1,420 in 23324 to $2,120 in 23322. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in the City of Chesapeake?

HUD lists 51 properties with homes for low-income households in the City of Chesapeake: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in the City of Chesapeake?

HUD counts rent as a burden when it reaches 30% of income or more. In the City of Chesapeake, 57% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).