Renting · Section 8
Data from November 2026
Renting in Windsor County, Vermont
Windsor County has a HUD fair market rent of $1,558 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,118 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $29.96 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,558
- a month, HUD, Fiscal year 2027
- 12% less than in Vermont
- Typical rent
- $1,118
- a month, Census, Average 2020–2024
- 9% less than in Vermont
- Wage needed
- $29.96
- an hour, 2 bedrooms
- Or $62,320 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 42%
- spend 30% or more of income on rent
- 14% less than in Vermont
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Windsor County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Windsor County was $1,741 a month in September 2026: 3.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,322 | $25.42 | $52,880 |
| 1 bedroom | $1,329 | $25.56 | $53,160 |
| 2 bedrooms | $1,558 | $29.96 | $62,320 |
| 3 bedrooms | $2,038 | $39.19 | $81,520 |
| 4 bedrooms | $2,128 | $40.92 | $85,120 |
HUD area: Windsor County, VT. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 43 ZIP codes in Windsor County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,300 in 05767 to $1,900 in 05035. 28 ZIP codes are above the county's fair market rent ($1,558).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 05001 | Windsor County, VT | $1,410 | $1,420 | $1,660 | $2,170 | $2,270 |
|---|---|---|---|---|---|---|
| 05030 | Windsor County, VT | $1,190 | $1,220 | $1,460 | $1,930 | $2,050 |
| 05031 | Windsor County, VT | $1,490 | $1,500 | $1,760 | $2,300 | $2,410 |
| 05032 | Orange County, VT | $1,540 | $1,550 | $1,820 | $2,380 | $2,490 |
| 05032 | Windsor County, VT | $1,540 | $1,550 | $1,820 | $2,380 | $2,490 |
| 05034 | Windsor County, VT | $1,550 | $1,560 | $1,820 | $2,380 | $2,490 |
| 05035 | Windsor County, VT | $1,610 | $1,620 | $1,900 | $2,480 | $2,600 |
| 05037 | Windsor County, VT | $1,230 | $1,240 | $1,460 | $1,910 | $2,000 |
| 05048 | Windsor County, VT | $1,370 | $1,400 | $1,680 | $2,220 | $2,360 |
| 05052 | Windsor County, VT | $1,450 | $1,500 | $1,820 | $2,430 | $2,630 |
| 05053 | Windsor County, VT | $1,470 | $1,480 | $1,740 | $2,270 | $2,380 |
| 05055 | Windsor County, VT | $1,480 | $1,480 | $1,740 | $2,280 | $2,380 |
| 05056 | Windsor County, VT | $1,430 | $1,440 | $1,690 | $2,210 | $2,310 |
| 05059 | Windsor County, VT | $1,420 | $1,430 | $1,670 | $2,180 | $2,280 |
| 05062 | Windsor County, VT | $1,390 | $1,390 | $1,640 | $2,140 | $2,230 |
| 05065 | Orange County, VT | $1,530 | $1,540 | $1,800 | $2,350 | $2,460 |
| 05065 | Windsor County, VT | $1,530 | $1,540 | $1,800 | $2,350 | $2,460 |
| 05067 | Windsor County, VT | $1,470 | $1,480 | $1,730 | $2,260 | $2,360 |
| 05068 | Orange County, VT | $1,500 | $1,510 | $1,770 | $2,310 | $2,420 |
| 05068 | Windsor County, VT | $1,500 | $1,510 | $1,770 | $2,310 | $2,420 |
| 05071 | Windsor County, VT | $1,420 | $1,430 | $1,680 | $2,200 | $2,290 |
| 05073 | Windsor County, VT | $1,320 | $1,330 | $1,560 | $2,040 | $2,130 |
| 05084 | Windsor County, VT | $1,470 | $1,480 | $1,740 | $2,270 | $2,370 |
| 05088 | Windsor County, VT | $1,470 | $1,480 | $1,820 | $2,420 | $2,480 |
| 05089 | Windsor County, VT | $1,260 | $1,270 | $1,490 | $1,950 | $2,040 |
| 05091 | Windsor County, VT | $1,460 | $1,470 | $1,720 | $2,250 | $2,350 |
| 05142 | Windsor County, VT | $1,490 | $1,500 | $1,760 | $2,300 | $2,400 |
| 05143 | Windham County, VT | $1,180 | $1,190 | $1,400 | $1,830 | $1,930 |
| 05143 | Windsor County, VT | $1,180 | $1,190 | $1,400 | $1,830 | $1,930 |
| 05149 | Windsor County, VT | $1,230 | $1,240 | $1,450 | $1,900 | $1,980 |
| 05150 | Windsor County, VT | $1,170 | $1,170 | $1,380 | $1,800 | $1,890 |
| 05151 | Windsor County, VT | $1,130 | $1,130 | $1,330 | $1,740 | $1,820 |
| 05153 | Windsor County, VT | $1,400 | $1,410 | $1,650 | $2,160 | $2,250 |
| 05156 | Windham County, VT | $1,190 | $1,190 | $1,400 | $1,830 | $1,910 |
| 05156 | Windsor County, VT | $1,190 | $1,190 | $1,400 | $1,830 | $1,910 |
| 05161 | Bennington County, VT | $1,350 | $1,360 | $1,590 | $2,080 | $2,170 |
| 05161 | Windsor County, VT | $1,350 | $1,360 | $1,590 | $2,080 | $2,170 |
| 05746 | Windsor County, VT | $1,320 | $1,330 | $1,560 | $2,040 | $2,130 |
| 05767 | Addison County, VT | $1,050 | $1,060 | $1,300 | $1,610 | $1,910 |
| 05767 | Rutland County, VT | $1,050 | $1,060 | $1,300 | $1,610 | $1,910 |
| 05767 | Windsor County, VT | $1,050 | $1,060 | $1,300 | $1,610 | $1,910 |
| 05772 | Rutland County, VT | $1,140 | $1,140 | $1,340 | $1,750 | $1,830 |
| 05772 | Windsor County, VT | $1,140 | $1,140 | $1,340 | $1,750 | $1,830 |
- 05001 · Windsor County, VT $1,660$2,170
- 05030 · Windsor County, VT $1,460$1,930
- 05031 · Windsor County, VT $1,760$2,300
- 05032 · Orange County, VT $1,820$2,380
- 05032 · Windsor County, VT $1,820$2,380
- 05034 · Windsor County, VT $1,820$2,380
- 05035 · Windsor County, VT $1,900$2,480
- 05037 · Windsor County, VT $1,460$1,910
- 05048 · Windsor County, VT $1,680$2,220
- 05052 · Windsor County, VT $1,820$2,430
- 05053 · Windsor County, VT $1,740$2,270
- 05055 · Windsor County, VT $1,740$2,280
- 05056 · Windsor County, VT $1,690$2,210
- 05059 · Windsor County, VT $1,670$2,180
- 05062 · Windsor County, VT $1,640$2,140
- 05065 · Orange County, VT $1,800$2,350
- 05065 · Windsor County, VT $1,800$2,350
- 05067 · Windsor County, VT $1,730$2,260
- 05068 · Orange County, VT $1,770$2,310
- 05068 · Windsor County, VT $1,770$2,310
- 05071 · Windsor County, VT $1,680$2,200
- 05073 · Windsor County, VT $1,560$2,040
- 05084 · Windsor County, VT $1,740$2,270
- 05088 · Windsor County, VT $1,820$2,420
- 05089 · Windsor County, VT $1,490$1,950
- 05091 · Windsor County, VT $1,720$2,250
- 05142 · Windsor County, VT $1,760$2,300
- 05143 · Windham County, VT $1,400$1,830
- 05143 · Windsor County, VT $1,400$1,830
- 05149 · Windsor County, VT $1,450$1,900
- 05150 · Windsor County, VT $1,380$1,800
- 05151 · Windsor County, VT $1,330$1,740
- 05153 · Windsor County, VT $1,650$2,160
- 05156 · Windham County, VT $1,400$1,830
- 05156 · Windsor County, VT $1,400$1,830
- 05161 · Bennington County, VT $1,590$2,080
- 05161 · Windsor County, VT $1,590$2,080
- 05746 · Windsor County, VT $1,560$2,040
- 05767 · Addison County, VT $1,300$1,610
- 05767 · Rutland County, VT $1,300$1,610
- 05767 · Windsor County, VT $1,300$1,610
- 05772 · Rutland County, VT $1,340$1,750
- 05772 · Windsor County, VT $1,340$1,750
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Windsor County, 42% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
42%
of renter households spend 30% or more of their income on rent.
6,363 households rent in Windsor County
- Spend half or more of their income 19%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 58%
Compared with the state and the country
- Windsor 42%
- Vermont 48%
- United States 51%
Low-income apartments
Low-income apartments in Windsor County
HUD lists 39 properties with homes for low-income households in Windsor County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 25
- HUD-assisted
- 14
1,136 homes in all; 1,028 of them low-income, according to HUD.
- Windsor Village Tax credit (LIHTC) 65 State St, Windsor 77 homes, 75 low-income · 1 bd: 58 · 2 bd: 19 · In service since 2012 · For older adults, families
- Windsor Village HUD-assisted 65 State St, Windsor 05089 77 homes, 75 low-income · For families · (802) 674-2867
- Westview Terrace Tax credit (LIHTC) 59 Westview Ter, Springfield 58 low-income homes · 1 bd: 7 · 2 bd: 21 · 3 bd: 24 · 4 bd: 6 · In service since 1996 · For families
- Southview Apts Tax credit (LIHTC) 4548 Stanley RD, Springfield 69 homes, 54 low-income · Studio: 1 · 1 bd: 11 · 2 bd: 22 · 3 bd: 29 · 4 bd: 6 · In service since 2006 · For families
- Mountain View Apts Tax credit (LIHTC) 105 Mountain View Dr, Springfield 72 homes, 52 low-income · 1 bd: 8 · 2 bd: 56 · 3 bd: 8 · In service since 1990 · For families
- Mountain View Apartments HUD-assisted 105 Mountain View Dr, Springfield 05156 72 homes, 50 low-income · For families
- Evergreen Heights HUD-assisted 10 Will Dean Rd, Springfield 05156 45 homes, 44 low-income · For families
- Namco Block Allocated Tax credit (LIHTC) 1 Union St, Windsor 43 homes, 37 low-income · 1 bd: 22 · 2 bd: 17 · 3 bd: 4 · In service since 2009 · For families
- Chester Apartments HUD-assisted 134 Senior Cir, Chester 05143 36 low-income homes · For older adults
- Gill Terrace Retirement Apartments II HUD-assisted 9 Gill Ter, Ludlow 05149 36 low-income homes · For older adults
- Graystone Village HUD-assisted 2 Dewitt Dr, White River Junction 05001 34 low-income homes · For older adults
- Graystone Village Redevelopment Tax credit (LIHTC) 499 Dewitt Dr, White River Junction 34 low-income homes · 1 bd: 31 · 2 bd: 3 · In service since 2012 · For older adults
- Hartford Scattered Site Project Tax credit (LIHTC) Christian St, VA Cutoff RD, Hartford 35 homes, 33 low-income · Studio: 1 · 1 bd: 11 · 2 bd: 16 · 3 bd: 7 · In service since 2017 · For families, people experiencing homelessness
- Windsor Hollow Tax credit (LIHTC) 62 Hollow Dr, White River Junction 27 homes, 26 low-income · 1 bd: 27 · In service since 1997 · For older adults
- Mellishwood II HUD-assisted 36 Pleasant St, Woodstock 05091 26 low-income homes · For older adults
- Gill Terrace Retirement Apartments HUD-assisted 7 Gill Ter, Ludlow 05149 24 low-income homes · For older adults
- Norwich Senior Housing HUD-assisted 4 Dorrance Dr, Norwich 05055 24 low-income homes · For older adults
- Safford Commons Tax credit (LIHTC) Woodstock Road, Woodstock 28 homes, 23 low-income · 1 bd: 10 · 2 bd: 16 · 3 bd: 2 · In service since 2015 · For families
- Sunrise Settlement Tax credit (LIHTC) 29 Dawn Dr, White River Junction 22 low-income homes · 3 bd: 22 · In service since 2003 · For families
- Wentworth Community Housing Tax credit (LIHTC) 117 Wentworth Way, White River Junction 30 homes, 21 low-income · 1 bd: 15 · 2 bd: 15 · In service since 2019 · For families, people experiencing homelessness
- Black River Overlook Tax credit (LIHTC) Rublee Lane, Ludlow 22 homes, 20 low-income · 2 bd: 13 · 3 bd: 9 · In service since 2015 · For families
- Woolson Block Tax credit (LIHTC) 31 Main St, Springfield 20 homes, 19 low-income · Studio: 7 · 1 bd: 11 · 2 bd: 2 · In service since 2020 · For families, people experiencing homelessness
- Hollow Drive Housing Tax credit (LIHTC) 60 Hollow Dr, White River Junction 18 low-income homes · 1 bd: 4 · 2 bd: 4 · 3 bd: 7 · 4 bd: 3 · In service since 2003 · For families
- Stony Creek Tax credit (LIHTC) 2680 Hartford Ave, Wilder 18 low-income homes · 2 bd: 18 · In service since 2005 · For families
- Bridge and Main Tax credit (LIHTC) 27 N Main St, White River Junction 17 homes, 16 low-income · 1 bd: 17 · In service since 2017 · For families, people experiencing homelessness
- Proctorsville Green - MF Tax credit (LIHTC) 7 Depot St, Proctorsville 16 low-income homes · Studio: 1 · 1 bd: 9 · 2 bd: 6 · In service since 2008 · For families
- Depot I HUD-assisted 86 Main St, Bethel 05032 15 low-income homes · For older adults
- Namco Block Bond Tax credit (LIHTC) 1 Union St, Windsor 15 low-income homes · 1 bd: 4 · 2 bd: 8 · 3 bd: 3 · In service since 2009 · For families
- Mill Village Apartments HUD-assisted 7495 US Route 4, Bridgewater 05034 14 low-income homes · For older adults
- Village Apartments HUD-assisted 151 Gates St, White River Junction 05001 14 low-income homes · For older adults
- Wall Street Apts Tax credit (LIHTC) 1 Wall St, Springfield 13 low-income homes · 1 bd: 5 · 2 bd: 5 · 3 bd: 3 · In service since 2004 · For families
- Overlook Housing Tax credit (LIHTC) 374 S Main St, White River Junction 12 low-income homes · 1 bd: 6 · 2 bd: 4 · 3 bd: 2 · In service since 2003 · For families
- Briars Tax credit (LIHTC) 647 Bugbee St, White River Junction 24 homes, 10 low-income · 2 bd: 24 · In service since 2000 · For families
- Depot II HUD-assisted 84 Main St, Bethel 05032 10 low-income homes · For families
- Depot II Redevelopment Tax credit (LIHTC) 68 Main St, Bethel 10 low-income homes · 1 bd: 4 · 2 bd: 4 · 3 bd: 2 · In service since 2011 · For older adults, families
- Ellis Block Tax credit (LIHTC) 26 Main St, Springfield 9 low-income homes · 1 bd: 9 · In service since 2011 · For families
- Phelps Court Tax credit (LIHTC) 8 Phelps Ct, Windsor 10 homes, 7 low-income · 1 bd: 8 · 2 bd: 2 · In service since 1997 · For families
- Brookside Apartments HUD-assisted 140 N Main St, Rochester 05767 6 low-income homes · For families
- Phelps Court #10 Tax credit (LIHTC) 10 Phelps Ct, Windsor 4 homes, 2 low-income · 1 bd: 2 · 2 bd: 2 · In service since 1998 · For families
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Windsor County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Windsor County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,000 | $38,300 | $61,250 |
| 2 people | $26,250 | $43,800 | $70,000 |
| 3 people | $29,550 | $49,250 | $78,750 |
| 4 people | $33,000 | $54,700 | $87,500 |
| 5 people | $38,680 | $59,100 | $94,500 |
| 6 people | $44,360 | $63,500 | $101,500 |
| 7 people | $50,040 | $67,850 | $108,500 |
| 8 people | $55,720 | $72,250 | $115,500 |
Area median income: $109,400. HUD income limits by family size, Fiscal year 2026. Area: Windsor County, VT. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,190 – $1,454
- 1 bedroom $1,196 – $1,462
- 2 bedrooms $1,402 – $1,714
- 3 bedrooms $1,834 – $2,242
- 4 bedrooms $1,915 – $2,341
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Springfield Housing Authority Section 8 vouchers · 196 vouchers (802) 885-4905 Springfield Housing Authority: lrsha@vermontel.net
Housing agencies in Vermont Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Vermont
What Vermont law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 14 days
- 9 V.S.A. §4461(c)
- If I fall behind on rent, what notice must I get?
- 14 days
- 9 V.S.A. §4467(a)
- How much notice ends a month-to-month rental?
- 60 days
- 9 V.S.A. §4467(c)-(e)
- How much notice before a rent increase?
- 60 days
- 9 V.S.A. §4455(b)
- Only a court order can remove you9 V.S.A. §4463
- Protection from retaliation9 V.S.A. §4465(a)
- Protection related to immigration status9 V.S.A. §4503(a)(1)-(2)
Help
Where to get help with rent in Windsor County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Bennington-Rutland Opportunity Council, Inc. (BROC)
45 Union St, Rutland · 19 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Windham and Windsor Housing Trust
68 Birge St, Brattleboro · 50 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
Bennington-Rutland Opportunity Council, Inc.- Vermont
332 Orchard Rd, Bennington · 56 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Windsor County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Vermont, the average home bill was $126 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,116
What you need before you get the keys.
What adds up
- First month
- $1,558
- Security deposit
- $1,558
- Total
- $3,116
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Windsor County?
According to HUD (Fiscal year 2027): Studio: $1,322; 1 bedroom: $1,329; 2 bedrooms: $1,558; 3 bedrooms: $2,038; 4 bedrooms: $2,128. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Windsor County?
Paying the 2-bedroom fair market rent ($1,558) without spending more than 30% of income takes $29.96 an hour full time, or $62,320 a year.
Who qualifies for Section 8 in Windsor County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $54,700 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Windsor County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,402 and $1,714 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Windsor County?
For 2 bedrooms they run from $1,300 in 05767 to $1,900 in 05035. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Windsor County?
HUD lists 39 properties with homes for low-income households in Windsor County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Windsor County?
HUD counts rent as a burden when it reaches 30% of income or more. In Windsor County, 42% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).