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Renting · Section 8

Data from November 2026

Renting in Chittenden County, Vermont

Chittenden County has a HUD fair market rent of $2,165 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,646 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $41.63 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$2,165
a month, HUD, Fiscal year 2027
22% more than in Vermont
Typical rent
$1,646
a month, Census, Average 2020–2024
33% more than in Vermont
Wage needed
$41.63
an hour, 2 bedrooms
Or $86,600 a year, to spend no more than 30% of income on rent.
Rent-burdened households
50%
spend 30% or more of income on rent
4% more than in Vermont

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Chittenden County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Chittenden County has the lowest homeownership rate of the 14 counties in Vermont: 64%.

  2. Chittenden County has the highest typical rent of the 14 counties in Vermont: $1,646.

  3. Chittenden County has the highest typical rent in its area: $1,646, more than any of its 6 neighboring counties; next is Grand Isle County ($1,425).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Chittenden County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Chittenden County was $2,651 a month in September 2026: 1.3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,550 $29.81 $62,000
1 bedroom $1,719 $33.06 $68,760
2 bedrooms $2,165 $41.63 $86,600
3 bedrooms $2,733 $52.56 $109,320
4 bedrooms $2,845 $54.71 $113,800

HUD area: Burlington-South Burlington, VT MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 22 ZIP codes in Chittenden County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,930 in 05489 to $2,630 in 05494. 11 ZIP codes are above the county's fair market rent ($2,165).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Chittenden County, 50% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

50%

of renter households spend 30% or more of their income on rent.

25,777 households rent in Chittenden County

  • Spend half or more of their income 24%
  • Spend 30% or more, but less than half 26%
  • Spend less than 30% 50%

Compared with the state and the country

  • Chittenden 50%
  • Vermont 48%
  • United States 51%

Low-income apartments

Low-income apartments in Chittenden County

HUD lists 106 properties with homes for low-income households in Chittenden County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
78
HUD-assisted
28

4,401 homes in all; 3,441 of them low-income, according to HUD.

  • Northgate Apartments HUD-assisted 275 Northgate Rd, Burlington 05408 336 homes, 163 low-income · For families
  • The Courtyard HUD-assisted 120 E Spring St, Winooski 05404 100 low-income homes · For older adults · (802) 655-9320
  • Keens Crossing Tax credit (LIHTC) 15 Cascade Way, Winooski 213 homes, 98 low-income · 1 bd: 48 · 2 bd: 144 · 3 bd: 21 · In service since 2007 · For families
  • Cathedral Square Housing HUD-assisted 3 Cathedral Sq, Burlington 05401 107 homes, 98 low-income · For older adults
  • Cathedral Square Senior Living Redevelopment Tax credit (LIHTC) 3 Cathedral Sq, Burlington 107 homes, 92 low-income · Studio: 7 · 1 bd: 97 · 2 bd: 3 · In service since 2010 · For older adults
  • Winchester Place Tax credit (LIHTC) Route 15, Colchester 148 homes, 76 low-income · 2 bd: 142 · 3 bd: 6 · In service since 2015 · For families
  • Country Park Apartments HUD-assisted 635 Hinesburg Rd, South Burlington 05403 75 low-income homes · For older adults
  • South Square Apartments HUD-assisted 101 College St, Burlington 05401 65 homes, 64 low-income · For older adults
  • Whitcomb Woods HUD-assisted 128 West St, Essex Junction 05452 64 low-income homes · For older adults
  • Mcauley Square Bond Tax credit (LIHTC) 110 Mansfield Ave, Burlington 67 homes, 63 low-income · 1 bd: 40 · 2 bd: 25 · 3 bd: 2 · In service since 2001 · For older adults, families
  • South Square Redevelopment Tax credit (LIHTC) 101 College St, Burlington 65 homes, 63 low-income · 1 bd: 55 · 2 bd: 10 · In service since 1998 · For older adults
  • Whitcomb Woods Tax credit (LIHTC) 128 West St, Essex Junction 64 homes, 63 low-income · 1 bd: 60 · 2 bd: 5 · In service since 2003 · For older adults
  • Farrell Street Senior Housing Tax credit (LIHTC) 412 Farrell St, South Burlington 63 low-income homes · 1 bd: 57 · 2 bd: 6 · In service since 2007 · For older adults
  • O'dell Allocated Tax credit (LIHTC) 345 Farrell St, South Burlington 80 homes, 62 low-income · 1 bd: 12 · 2 bd: 60 · 3 bd: 8 · In service since 2002 · For families
  • Salmon Run Redevelopment Tax credit (LIHTC) 220 Riverside Ave, Burlington 79 homes, 61 low-income · 2 bd: 40 · 3 bd: 39 · In service since 2009 · For families
  • O'dell Bond Tax credit (LIHTC) 351 Farrell St, South Burlington 80 homes, 60 low-income · 1 bd: 12 · 2 bd: 60 · 3 bd: 8 · In service since 2003 · For families
  • Fern Hill Housing HUD-assisted 214 N Prospect St, Burlington 05401 60 low-income homes · For older adults
  • Pines Phase I Tax credit (LIHTC) 7 Aspen Dr, South Burlington 53 low-income homes · In service since 1995 · For older adults
  • Laurentide Tax credit (LIHTC) 65 Cambrian Way, Burlington 76 homes, 52 low-income · 1 bd: 35 · 2 bd: 34 · 3 bd: 7 · In service since 2019 · For families, people experiencing homelessness
  • Bobbin Mill Apartments HUD-assisted 234 S Champlain St, Burlington 05401 51 low-income homes · For families
  • Bobbin Mill Redevelopment Tax credit (LIHTC) 235 Pine St, Burlington 51 low-income homes · 1 bd: 17 · 2 bd: 23 · 3 bd: 11 · In service since 2014 · For families
  • Essex Senior Housing (town Meadow) Tax credit (LIHTC) 22 Carmichael St, Essex 47 low-income homes · 1 bd: 42 · 2 bd: 5 · In service since 2009 · For older adults
  • Hawk's Meadow Family & Senior Tax credit (LIHTC) 17 Carmichael St, Essex Jct 49 homes, 44 low-income · 1 bd: 24 · 2 bd: 25 · In service since 2012 · For older adults, families
  • Lake Champlain Apartments HUD-assisted 185 Pine St, Burlington 05401 43 low-income homes · For families
  • Grand Way Commons HUD-assisted 412 Farrell St, South Burlington 05403 63 homes, 42 low-income · For older adults
  • Garden Street Apartments Tax credit (LIHTC) 310 Garden St, South Burlington 60 homes, 42 low-income · 1 bd: 26 · 2 bd: 20 · 3 bd: 11 · 4 bd: 3 · In service since 2019 · For families, people experiencing homelessness
  • McKenzie House Apartments HUD-assisted 43 Elmwood Ave, Burlington 05401 41 low-income homes · For families
  • Town Meadow Senior Housing HUD-assisted 22 Carmichael St, Essex Junction 05452 48 homes, 40 low-income · For older adults
  • City Neighborhoods Tax credit (LIHTC) 52 N Champlain St, Burlington 40 low-income homes · 1 bd: 7 · 2 bd: 18 · 3 bd: 15 · In service since 2012 · For families
  • Pines Phase III Tax credit (LIHTC) 7 Aspen Dr, South Burlington 39 low-income homes · In service since 1997 · For older adults
  • Juniper House South (allocated) Tax credit (LIHTC) 35 Cambrian Way, Burlington 48 homes, 38 low-income · Studio: 1 · 1 bd: 40 · 2 bd: 7 · In service since 2020 · For older adults, people experiencing homelessness
  • Arbor Gardens Phase I Tax credit (LIHTC) 120 Wiley Rd, Colchester 37 low-income homes · 1 bd: 13 · 2 bd: 22 · 3 bd: 2 · In service since 2002 · For families
  • Wharf Lane Tax credit (LIHTC) 57 Maple St, Burlington 37 low-income homes · Studio: 2 · 1 bd: 29 · 2 bd: 6 · In service since 2012 · For families
  • Wharf Lane Apts HUD-assisted 57 Maple St, Burlington 05401 37 low-income homes · For families · (802) 864-0538
  • Maple Tree Housing Tax credit (LIHTC) 111 Maple Tree Pl, Williston 50 homes, 36 low-income · 1 bd: 10 · 2 bd: 30 · 3 bd: 10 · In service since 2002 · For families
  • Harrington Village Tax credit (LIHTC) 110 Harrington Ave, Shelburne 42 homes, 36 low-income · 1 bd: 10 · 2 bd: 29 · 3 bd: 3 · In service since 2014 · For families
  • Meadowlane Apts Redevelopment Tax credit (LIHTC) 36 Villemaire Ln, Milton 36 homes, 35 low-income · 1 bd: 34 · 2 bd: 2 · In service since 2009 · For older adults
  • Bright Street Tax credit (LIHTC) 47 Bright St, Burlington 40 homes, 34 low-income · 1 bd: 12 · 2 bd: 22 · 3 bd: 5 · 4 bd: 1 · In service since 2016 · For families, people experiencing homelessness
  • Victoria Place Apts Tax credit (LIHTC) 90 Pearl St, Burlington 34 low-income homes · 1 bd: 15 · 2 bd: 18 · 3 bd: 1 · In service since 2002 · For families
  • Holy Cross Senior Housing Tax credit (LIHTC) 468 Church Rd, Colchester 40 homes, 33 low-income · 1 bd: 35 · 2 bd: 5 · In service since 1997 · For older adults
  • Thayer House Phase II Tax credit (LIHTC) 1197 North Ave, Burlington 36 homes, 33 low-income · 1 bd: 33 · 2 bd: 3 · In service since 2013 · For older adults
  • Wright House Tax credit (LIHTC) 75 Harrington Ave, Shelburne 36 homes, 33 low-income · 1 bd: 36 · In service since 2014 · For older adults
  • Whitney Hill Tax credit (LIHTC) 100 Whitney Hill Hmstd, Williston 44 homes, 32 low-income · 1 bd: 39 · 2 bd: 5 · In service since 1991 · For older adults
  • 1306 Ethan Allen / E Spring ST Tax credit (LIHTC) 1306 Ethan Allen Ave, Colchester 42 homes, 32 low-income · 1 bd: 18 · 2 bd: 18 · 3 bd: 6 · In service since 1998 · For families
  • Allard Square Tax credit (LIHTC) 146 Market St, South Burlington 39 homes, 29 low-income · 1 bd: 33 · 2 bd: 6 · In service since 2017 · For older adults, people experiencing homelessness
  • Waterfront Housing Tax credit (LIHTC) 300 Lake St, Burlington 40 homes, 28 low-income · 1 bd: 16 · 2 bd: 20 · 3 bd: 4 · In service since 2004 · For families
  • Thayer House HUD-assisted 1197 North Ave, Burlington 05408 36 homes, 28 low-income · For older adults
  • Avenue Apts Tax credit (LIHTC) 1201 North Ave, Burlington 33 homes, 28 low-income · 1 bd: 12 · 2 bd: 18 · 3 bd: 3 · In service since 2012 · For families
  • Elm Place Tax credit (LIHTC) 57 Bombardier Rd, Milton 30 homes, 28 low-income · 1 bd: 30 · In service since 2017 · For older adults
  • Callahan Housing Tax credit (LIHTC) 132 North St, Burlington 28 low-income homes · Studio: 5 · 1 bd: 8 · 2 bd: 12 · 3 bd: 3 · In service since 2006 · For families
  • Canal Street Veterans Housing Tax credit (LIHTC) 120 W Canal St, Winooski 28 low-income homes · In service since 2011
  • Grand Way Commons II Tax credit (LIHTC) 412 Farrell St, South Burlington 28 low-income homes · 1 bd: 28 · In service since 2010 · For older adults
  • Falcon Manor Tax credit (LIHTC) 104 Falcon Mnr, Williston 61 homes, 27 low-income · 1 bd: 20 · 2 bd: 41 · In service since 2002 · For older adults
  • Casavant Overlook Tax credit (LIHTC) 268 E Allen St, Winooski 39 homes, 27 low-income · 1 bd: 17 · 2 bd: 22 · In service since 2019 · For families, people experiencing homelessness
  • Thayer Senior Phase I Tax credit (LIHTC) 1193 North Ave, Burlington 33 homes, 27 low-income · 1 bd: 30 · 2 bd: 3 · In service since 2012 · For older adults
  • Essex Town Center Tax credit (LIHTC) 4 Carmichael St, Essex Junction 44 homes, 26 low-income · 1 bd: 28 · 2 bd: 16 · In service since 1998 · For families
  • Pines Phase II Tax credit (LIHTC) 7 Aspen Dr, South Burlington 33 homes, 26 low-income · In service since 1996 · For older adults
  • Monarch Apts Tax credit (LIHTC) 203 Pearl St, Essex Junction 30 homes, 26 low-income · 1 bd: 6 · 2 bd: 20 · 3 bd: 4 · In service since 2004 · For families
  • Cedar's Edge Apts Tax credit (LIHTC) 47 Susie Wilson Rd, Essex Junction 30 homes, 25 low-income · 1 bd: 6 · 2 bd: 24 · In service since 2011 · For families
  • Jeri-Hill Apartments HUD-assisted Jeri Hill Lane, Jericho 05465 24 low-income homes · For older adults
  • Kelley's Field Tax credit (LIHTC) 87 Kelleys Field Rd, Hinesburg 24 low-income homes · Studio: 24 · In service since 2015 · For older adults
  • Kelleys Field HUD-assisted 87 Kelleys Field Rd, Hinesburg 05461 24 low-income homes · For older adults
  • Lime Kiln Bond Tax credit (LIHTC) 380 Lime Kiln Rd, South Burlington 24 homes, 21 low-income · 1 bd: 7 · 2 bd: 17 · In service since 2002 · For families
  • Green Street Apartments Tax credit (LIHTC) 106, 107,125, 136, 157 + 166 Green Street, Hinesburg 23 homes, 21 low-income · 1 bd: 5 · 2 bd: 16 · 3 bd: 2 · In service since 2016 · For families
  • Meadowlane Apts HUD-assisted 36 Villemaire Ln, Milton 05468 36 homes, 20 low-income · For older adults
  • One Burlington Scattered - 9 Sites Tax credit (LIHTC) 267 N Winooski Ave, Burlington 20 low-income homes · Studio: 1 · 1 bd: 6 · 2 bd: 7 · 3 bd: 3 · 4 bd: 3 · In service since 1995 · For families
  • Pearl & Union Sro Housing Tax credit (LIHTC) 204 Pearl St, Burlington 20 low-income homes · Studio: 20 · In service since 1999 · For families
  • Thelma Maple Cooperative Tax credit (LIHTC) 85 Archibald St, Burlington 20 low-income homes · 1 bd: 4 · 2 bd: 12 · 3 bd: 4 · In service since 1995 · For families
  • Echo Scattered Site Rehab Tax credit (LIHTC) 211 Park St, Burlington 20 homes, 18 low-income · 1 bd: 11 · 2 bd: 4 · 3 bd: 5 · In service since 2003 · For families
  • Pines Phase IV Tax credit (LIHTC) 7 Aspen Dr, South Burlington 60 homes, 17 low-income · 1 bd: 37 · 2 bd: 23 · In service since 1998 · For older adults
  • Lime Kiln Allocated Tax credit (LIHTC) 378 Lime Kiln Rd, South Burlington 24 homes, 17 low-income · 1 bd: 7 · 2 bd: 17 · In service since 2002 · For families
  • King Street - Howard Block Tax credit (LIHTC) 88 King St, Burlington 18 homes, 17 low-income · 1 bd: 16 · 2 bd: 2 · In service since 2009 · For families
  • Allen Apartments HUD-assisted 241 W Canal St, Winooski 05404 17 low-income homes · For families
  • Park Place I Tax credit (LIHTC) 119 Saint Paul St, Burlington 20 homes, 16 low-income · Studio: 8 · 1 bd: 11 · 2 bd: 1 · In service since 1999 · For families
  • Shelburne Interfairth Housing Tax credit (LIHTC) 90 Ockert Ln, Shelburne 20 homes, 16 low-income · 1 bd: 6 · 2 bd: 12 · 3 bd: 2 · In service since 2004 · For families
  • Queensbury Road Housing Tax credit (LIHTC) 32 Queensbury Rd, South Burlington 18 homes, 16 low-income · 2 bd: 15 · 3 bd: 3 · In service since 1995 · For families
  • Allen Canal Tax credit (LIHTC) 51 W Allen St, Winooski 17 homes, 16 low-income · Studio: 1 · 1 bd: 3 · 3 bd: 13 · In service since 1999 · For families
  • Whitcomb Terrace Tax credit (LIHTC) 128 West St, Essex Junction 19 homes, 15 low-income · 1 bd: 16 · 2 bd: 3 · In service since 2005
  • Monroe Place HUD-assisted 29 N Champlain St, Burlington 05401 16 homes, 15 low-income · For people with disabilities
  • Richmond Terrace HUD-assisted 200 Thompson Rd, Richmond 05477 16 homes, 15 low-income · For older adults · (802) 878-0997
  • Eagle Crest Tax credit (LIHTC) 129 Eagle Crst, Williston 60 homes, 14 low-income · 1 bd: 43 · 2 bd: 17 · In service since 2000 · For older adults
  • Richmond Terrace Apts Tax credit (LIHTC) 190 Thompson Rd, Richmond 16 homes, 14 low-income · Studio: 3 · 1 bd: 13 · In service since 2014 · For older adults
  • Park Place II Tax credit (LIHTC) 133 Saint Paul St, Burlington 15 homes, 14 low-income · Studio: 4 · 1 bd: 11 · In service since 1999 · For families
  • 95 North Avenue - Cots Tax credit (LIHTC) 95 North Ave, Burlington 14 low-income homes · Studio: 9 · 1 bd: 5 · In service since 2017 · For families, people experiencing homelessness
  • Bus Barns Bond Tax credit (LIHTC) 337 N Winooski Ave, Burlington 13 low-income homes · 1 bd: 13 · In service since 2001 · For families
  • Peterson Place Tax credit (LIHTC) 195 Saint Paul St, Burlington 13 low-income homes · 1 bd: 2 · 2 bd: 9 · 4 bd: 2 · In service since 2003 · For families
  • Peterson Place Apartments HUD-assisted 97 King St, Burlington 05401 13 low-income homes · For families
  • Richmond Village Apartments Tax credit (LIHTC) 44 Borden St, Richmond 16 homes, 12 low-income · 1 bd: 2 · 2 bd: 12 · 3 bd: 2 · In service since 1998
  • Richmond Village Housing Tax credit (LIHTC) 57 Borden St, Richmond 16 homes, 12 low-income · 1 bd: 1 · 2 bd: 14 · 3 bd: 1 · In service since 1998 · For families
  • Anderson I Allocated Tax credit (LIHTC) 83 Anderson Pkwy, South Burlington 12 low-income homes · 2 bd: 12 · In service since 2001 · For families
  • Bus Barns Allocated Tax credit (LIHTC) 343 N Winooski Ave, Burlington 12 low-income homes · 2 bd: 12 · In service since 2001 · For families
  • Mill View Housing Tax credit (LIHTC) 222 Riverside Ave, Burlington 12 low-income homes · 1 bd: 6 · 2 bd: 4 · 3 bd: 2 · In service since 2000 · For families
  • Rose Street Co-Op Tax credit (LIHTC) 78 Rose St, Burlington 12 low-income homes · Studio: 1 · 1 bd: 2 · 2 bd: 8 · 3 bd: 1 · In service since 1997 · For families
  • Ruggles House Tax credit (LIHTC) 262 S Prospect St, Burlington 14 homes, 11 low-income · Studio: 13 · 1 bd: 1 · In service since 2002 · For families
  • Echo North & North Tax credit (LIHTC) 21 N Champlain St, Burlington 12 homes, 11 low-income · Studio: 2 · 1 bd: 6 · 2 bd: 4 · In service since 2003 · For families
  • South Burlington Community Housing HUD-assisted 1451 Williston Rd, South Burlington 05403 10 homes, 9 low-income · For people with disabilities
  • Howard Center for Human Services HUD-assisted 72 N Winooski Ave, Burlington 05401 8 homes, 7 low-income · For people with disabilities
  • Arroway Group Home HUD-assisted 41 Spruce St, Burlington 05401 7 low-income homes · For people with disabilities
  • Mcauley Allocated Tax credit (LIHTC) 140 McAuley Sq, Burlington 7 homes, 6 low-income · Studio: 6 · 1 bd: 1 · In service since 2001 · For families
  • Anderson II Bond Tax credit (LIHTC) 111 Anderson Pkwy, South Burlington 6 low-income homes · 2 bd: 6 · In service since 2001 · For families
  • Packard Lofts Tax credit (LIHTC) 237 North Ave, Burlington 25 homes, 5 low-income · 2 bd: 23 · 3 bd: 2 · In service since 2013 · For families
  • Pennington House HUD-assisted 1822 North Ave, Burlington 05408 6 homes, 5 low-income · For people with disabilities
  • South End Community Housing HUD-assisted 336 Saint Paul St, Burlington 05401 6 homes, 5 low-income · For people with disabilities
  • Point School Apartments HUD-assisted 427 Porters Point Rd, Colchester 05446 5 low-income homes · For families
  • Elm Place (project B) HUD-assisted 60 Bombardier Rd, Milton 05468 30 homes, 2 low-income · For older adults
  • Brookside Apts - Colchester Tax credit (LIHTC) 101 Morehouse Dr, Colchester 36 homes

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Chittenden County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Chittenden County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Burlington-South Burlington, VT MSA.
People Extremely low (30%) Very low (50%) Low
1 person $26,200 $43,650 $69,850
2 people $29,950 $49,900 $79,800
3 people $33,700 $56,150 $89,800
4 people $37,400 $62,350 $99,750
5 people $40,400 $67,350 $107,750
6 people $44,360 $72,350 $115,750
7 people $50,040 $77,350 $123,700
8 people $55,720 $82,350 $131,700

Area median income: $123,400. HUD income limits by family size, Fiscal year 2026. Area: Burlington-South Burlington, VT MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,395 – $1,705
  • 1 bedroom $1,547 – $1,891
  • 2 bedrooms $1,949 – $2,382
  • 3 bedrooms $2,460 – $3,006
  • 4 bedrooms $2,561 – $3,130

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Vermont Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Vermont

What Vermont law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
14 days
9 V.S.A. §4461(c)
If I fall behind on rent, what notice must I get?
14 days
9 V.S.A. §4467(a)
How much notice ends a month-to-month rental?
60 days
9 V.S.A. §4467(c)-(e)
How much notice before a rent increase?
60 days
9 V.S.A. §4455(b)
  • Only a court order can remove you9 V.S.A. §4463
  • Protection from retaliation9 V.S.A. §4465(a)
  • Protection related to immigration status9 V.S.A. §4503(a)(1)-(2)

Help

Where to get help with rent in Chittenden County

This HUD-approved agency has an office in Chittenden County. They counsel for free or at low cost.

  • Champlain Housing Trust

    88 King St, Burlington

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Chittenden County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Vermont, the average home bill was $126 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$4,330

What you need before you get the keys.

What adds up

First month
$2,165
Security deposit
$2,165
Total
$4,330

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Chittenden County?

According to HUD (Fiscal year 2027): Studio: $1,550; 1 bedroom: $1,719; 2 bedrooms: $2,165; 3 bedrooms: $2,733; 4 bedrooms: $2,845. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Chittenden County?

Paying the 2-bedroom fair market rent ($2,165) without spending more than 30% of income takes $41.63 an hour full time, or $86,600 a year.

Who qualifies for Section 8 in Chittenden County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $62,350 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Chittenden County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,949 and $2,382 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Chittenden County?

For 2 bedrooms they run from $1,930 in 05489 to $2,630 in 05494. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Chittenden County?

HUD lists 106 properties with homes for low-income households in Chittenden County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Chittenden County?

HUD counts rent as a burden when it reaches 30% of income or more. In Chittenden County, 50% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).