Renting · Section 8
Data from November 2026
Renting in Caledonia County, Vermont
Caledonia County has a HUD fair market rent of $1,327 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $920 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $25.52 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,327
- a month, HUD, Fiscal year 2027
- 25% less than in Vermont
- Typical rent
- $920
- a month, Census, Average 2020–2024
- 25% less than in Vermont
- Wage needed
- $25.52
- an hour, 2 bedrooms
- Or $53,080 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 48%
- spend 30% or more of income on rent
- 2% less than in Vermont
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Caledonia County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Caledonia County was $1,432 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,154 | $22.19 | $46,160 |
| 1 bedroom | $1,161 | $22.33 | $46,440 |
| 2 bedrooms | $1,327 | $25.52 | $53,080 |
| 3 bedrooms | $1,837 | $35.33 | $73,480 |
| 4 bedrooms | $2,218 | $42.65 | $88,720 |
HUD area: Caledonia County, VT. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 24 ZIP codes in Caledonia County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,220 in 05828 to $1,990 in 05867. 21 ZIP codes are above the county's fair market rent ($1,327).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 05042 | Caledonia County, VT | $1,160 | $1,160 | $1,330 | $1,840 | $2,220 |
|---|---|---|---|---|---|---|
| 05046 | Caledonia County, VT | $1,160 | $1,160 | $1,330 | $1,840 | $2,220 |
| 05046 | Orange County, VT | $1,160 | $1,160 | $1,330 | $1,840 | $2,220 |
| 05050 | Caledonia County, VT | $1,180 | $1,190 | $1,470 | $2,020 | $2,170 |
| 05819 | Caledonia County, VT | $1,110 | $1,120 | $1,280 | $1,770 | $2,140 |
| 05819 | Essex County, VT | $1,110 | $1,120 | $1,280 | $1,770 | $2,140 |
| 05821 | Caledonia County, VT | $1,370 | $1,380 | $1,580 | $2,190 | $2,640 |
| 05828 | Caledonia County, VT | $1,060 | $1,070 | $1,220 | $1,690 | $2,040 |
| 05832 | Caledonia County, VT | $1,370 | $1,430 | $1,610 | $2,230 | $2,660 |
| 05836 | Caledonia County, VT | $1,170 | $1,180 | $1,360 | $1,860 | $2,210 |
| 05836 | Orleans County, VT | $1,170 | $1,180 | $1,360 | $1,860 | $2,210 |
| 05843 | Caledonia County, VT | $1,140 | $1,150 | $1,340 | $1,810 | $2,190 |
| 05843 | Lamoille County, VT | $1,140 | $1,150 | $1,340 | $1,810 | $2,190 |
| 05843 | Orleans County, VT | $1,140 | $1,150 | $1,340 | $1,810 | $2,190 |
| 05843 | Washington County, VT | $1,140 | $1,150 | $1,340 | $1,810 | $2,190 |
| 05850 | Caledonia County, VT | $1,330 | $1,340 | $1,530 | $2,120 | $2,560 |
| 05851 | Caledonia County, VT | $1,330 | $1,340 | $1,530 | $2,120 | $2,560 |
| 05862 | Caledonia County, VT | $1,330 | $1,390 | $1,670 | $2,220 | $2,550 |
| 05866 | Caledonia County, VT | $1,240 | $1,250 | $1,430 | $1,980 | $2,390 |
| 05867 | Caledonia County, VT | $1,730 | $1,740 | $1,990 | $2,760 | $3,330 |
| 05871 | Caledonia County, VT | $1,410 | $1,420 | $1,620 | $2,240 | $2,710 |
| 05871 | Orleans County, VT | $1,410 | $1,420 | $1,620 | $2,240 | $2,710 |
| 05873 | Caledonia County, VT | $1,170 | $1,220 | $1,460 | $1,940 | $2,240 |
| 05873 | Washington County, VT | $1,170 | $1,220 | $1,460 | $1,940 | $2,240 |
- 05042 · Caledonia County, VT $1,330$1,840
- 05046 · Caledonia County, VT $1,330$1,840
- 05046 · Orange County, VT $1,330$1,840
- 05050 · Caledonia County, VT $1,470$2,020
- 05819 · Caledonia County, VT $1,280$1,770
- 05819 · Essex County, VT $1,280$1,770
- 05821 · Caledonia County, VT $1,580$2,190
- 05828 · Caledonia County, VT $1,220$1,690
- 05832 · Caledonia County, VT $1,610$2,230
- 05836 · Caledonia County, VT $1,360$1,860
- 05836 · Orleans County, VT $1,360$1,860
- 05843 · Caledonia County, VT $1,340$1,810
- 05843 · Lamoille County, VT $1,340$1,810
- 05843 · Orleans County, VT $1,340$1,810
- 05843 · Washington County, VT $1,340$1,810
- 05850 · Caledonia County, VT $1,530$2,120
- 05851 · Caledonia County, VT $1,530$2,120
- 05862 · Caledonia County, VT $1,670$2,220
- 05866 · Caledonia County, VT $1,430$1,980
- 05867 · Caledonia County, VT $1,990$2,760
- 05871 · Caledonia County, VT $1,620$2,240
- 05871 · Orleans County, VT $1,620$2,240
- 05873 · Caledonia County, VT $1,460$1,940
- 05873 · Washington County, VT $1,460$1,940
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Caledonia County, 48% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
48%
of renter households spend 30% or more of their income on rent.
2,723 households rent in Caledonia County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 52%
Compared with the state and the country
- Caledonia 48%
- Vermont 48%
- United States 51%
Low-income apartments
Low-income apartments in Caledonia County
HUD lists 27 properties with homes for low-income households in Caledonia County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 17
- HUD-assisted
- 10
581 homes in all; 553 of them low-income, according to HUD.
- Mountainview ST Jay Tax credit (LIHTC) 196 Mountain View Dr, St Johnsbury 48 low-income homes · 1 bd: 16 · 2 bd: 32 · In service since 2005 · For families
- ST Johnsbury House Tax credit (LIHTC) 1207 Main St, St Johnsbury 39 low-income homes · 1 bd: 39 · In service since 2001 · For older adults
- Lyndon Terrace HUD-assisted 16 Lyndon Ter, Lyndonville 05851 39 homes, 38 low-income · For families
- Caledonia HP Phase II Tax credit (LIHTC) 78 Hastings Hl, St Johnsbury 32 homes, 28 low-income · Studio: 1 · 1 bd: 4 · 2 bd: 8 · 3 bd: 12 · 4 bd: 7 · In service since 1995 · For families
- ST Johnsbury HP Phase II Tax credit (LIHTC) 426 Summer St, St Johnsbury 32 homes, 28 low-income · Studio: 1 · 1 bd: 4 · 2 bd: 8 · 3 bd: 12 · 4 bd: 7 · In service since 1996 · For families
- Moose River Tax credit (LIHTC) 195 Moose River Dr, St Johnsbury 28 low-income homes · 1 bd: 8 · 2 bd: 12 · 3 bd: 5 · 4 bd: 3 · In service since 2003 · For families
- Passumpsic South & Passumpsic North HUD-assisted 118 Main St, Saint Johnsbury 05819 28 low-income homes · For families
- Darling Inn Tax credit (LIHTC) 76 Depot St, Lyndonville 28 homes, 27 low-income · Studio: 4 · 1 bd: 19 · 2 bd: 5 · In service since 2015 · For older adults
- Darling Inn HUD-assisted 76 Depot St, Lyndonville 05851 28 homes, 27 low-income · For older adults
- Passumpsic View Apartments HUD-assisted 394 Railroad St, Saint Johnsbury 05819 25 homes, 24 low-income · For older adults
- Hilltop Family Housing Tax credit (LIHTC) 447 Pearl St, St Johnsbury 24 low-income homes · 1 bd: 9 · 2 bd: 5 · 3 bd: 10 · In service since 2014 · For families
- Jeudevine Tax credit (LIHTC) 9 S Main St, Hardwick 18 low-income homes · 1 bd: 4 · 2 bd: 9 · 3 bd: 4 · In service since 2019 · For families, people experiencing homelessness
- Walden Mountain HUD-assisted 2 Pearl St, Saint Johnsbury 05819 18 low-income homes · For families
- Olivia Place Tax credit (LIHTC) 463 + 465 Main Street, Lyndon 20 homes, 16 low-income · 1 bd: 12 · 2 bd: 7 · 3 bd: 1 · In service since 2020 · For families, people experiencing homelessness
- Maple Street Apartments HUD-assisted 36 Maple St, Hardwick 05843 16 low-income homes · For older adults
- Maple Street Senior Apts Tax credit (LIHTC) 36 Maple St, Hardwick 16 low-income homes · 1 bd: 14 · 2 bd: 2 · In service since 2014 · For older adults
- West Burke Housing HUD-assisted 161 Burkeland Ln, West Burke 05871 15 low-income homes · For families
- Bemis Block Redevelopment Tax credit (LIHTC) 41 S Main St, Hardwick 14 low-income homes · 1 bd: 14 · In service since 2007 · For older adults
- Bemis Block-Elderly HUD-assisted 41 S Main St, Hardwick 05843 14 low-income homes · For older adults
- Passumpsic North Tax credit (LIHTC) 82 North Ave, St Johnsbury 14 low-income homes · 1 bd: 13 · 2 bd: 1 · In service since 2008 · For older adults
- Passumpsic South Tax credit (LIHTC) 118 Main St, St Johnsbury 14 low-income homes · 2 bd: 4 · 3 bd: 10 · In service since 2008 · For families
- Groton Community Housing Tax credit (LIHTC) 168 Powder Spring Rd, Groton 18 homes, 12 low-income · 1 bd: 4 · 2 bd: 11 · 3 bd: 3 · In service since 2006 · For families
- Highland Hill Housing Tax credit (LIHTC) 84 Church St, Hardwick 14 homes, 11 low-income · 1 bd: 3 · 2 bd: 5 · 3 bd: 5 · 4 bd: 1 · In service since 1999 · For families
- Lyndon HP Phase II Tax credit (LIHTC) 102 Main St, Lyndonville 14 homes, 11 low-income · 1 bd: 2 · 2 bd: 10 · 3 bd: 2 · In service since 1996 · For families
- Clarks Landing HUD-assisted 25 Clarks Landing St, Groton 05046 9 low-income homes · For older adults
- Cherry Street Housing Tax credit (LIHTC) 73 Dale St, Hardwick 8 low-income homes · 2 bd: 2 · 3 bd: 6 · In service since 2006 · For families
- Cherry Street Housing HUD-assisted 40 Lower Cherry St, Hardwick 05843 8 low-income homes · For families
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Caledonia County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Caledonia County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $22,000 | $36,650 | $58,650 |
| 2 people | $25,150 | $41,900 | $67,000 |
| 3 people | $28,300 | $47,150 | $75,400 |
| 4 people | $33,000 | $52,350 | $83,750 |
| 5 people | $38,680 | $56,550 | $90,450 |
| 6 people | $44,360 | $60,750 | $97,150 |
| 7 people | $50,040 | $64,950 | $103,850 |
| 8 people | $55,720 | $69,150 | $110,550 |
Area median income: $96,600. HUD income limits by family size, Fiscal year 2026. Area: Caledonia County, VT. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,039 – $1,269
- 1 bedroom $1,045 – $1,277
- 2 bedrooms $1,194 – $1,460
- 3 bedrooms $1,653 – $2,021
- 4 bedrooms $1,996 – $2,440
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Caledonia County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Vermont
What Vermont law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 14 days
- 9 V.S.A. §4461(c)
- If I fall behind on rent, what notice must I get?
- 14 days
- 9 V.S.A. §4467(a)
- How much notice ends a month-to-month rental?
- 60 days
- 9 V.S.A. §4467(c)-(e)
- How much notice before a rent increase?
- 60 days
- 9 V.S.A. §4455(b)
- Only a court order can remove you9 V.S.A. §4463
- Protection from retaliation9 V.S.A. §4465(a)
- Protection related to immigration status9 V.S.A. §4503(a)(1)-(2)
Help
Where to get help with rent in Caledonia County
This HUD-approved agency has an office in Caledonia County. They counsel for free or at low cost.
-
Gilman Housing Trust, Inc. DBA Ruraledge
1222 Main St, St Johnsbury
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Caledonia County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Vermont, the average home bill was $126 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,654
What you need before you get the keys.
What adds up
- First month
- $1,327
- Security deposit
- $1,327
- Total
- $2,654
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Caledonia County?
According to HUD (Fiscal year 2027): Studio: $1,154; 1 bedroom: $1,161; 2 bedrooms: $1,327; 3 bedrooms: $1,837; 4 bedrooms: $2,218. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Caledonia County?
Paying the 2-bedroom fair market rent ($1,327) without spending more than 30% of income takes $25.52 an hour full time, or $53,080 a year.
Who qualifies for Section 8 in Caledonia County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $52,350 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Caledonia County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,194 and $1,460 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Caledonia County?
For 2 bedrooms they run from $1,220 in 05828 to $1,990 in 05867. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Caledonia County?
HUD lists 27 properties with homes for low-income households in Caledonia County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Caledonia County?
HUD counts rent as a burden when it reaches 30% of income or more. In Caledonia County, 48% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).