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Renting · Section 8

Data from November 2026

Renting in Addison County, Vermont

Addison County has a HUD fair market rent of $1,636 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,177 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $31.46 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,636
a month, HUD, Fiscal year 2027
8% less than in Vermont
Typical rent
$1,177
a month, Census, Average 2020–2024
5% less than in Vermont
Wage needed
$31.46
an hour, 2 bedrooms
Or $65,440 a year, to spend no more than 30% of income on rent.
Rent-burdened households
46%
spend 30% or more of income on rent
5% less than in Vermont

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Addison County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Rutland County, the typical rent is $1,000: 15% less than in Addison County ($1,177).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Addison County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,139 $21.90 $45,560
1 bedroom $1,293 $24.87 $51,720
2 bedrooms $1,636 $31.46 $65,440
3 bedrooms $1,954 $37.58 $78,160
4 bedrooms $2,734 $52.58 $109,360

HUD area: Addison County, VT. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Addison County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,300 in 05748 to $2,450 in 05769. 10 ZIP codes are above the county's fair market rent ($1,636).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Addison County, 46% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

46%

of renter households spend 30% or more of their income on rent.

3,105 households rent in Addison County

  • Spend half or more of their income 25%
  • Spend 30% or more, but less than half 21%
  • Spend less than 30% 54%

Compared with the state and the country

  • Addison 46%
  • Vermont 48%
  • United States 51%

Low-income apartments

Low-income apartments in Addison County

HUD lists 25 properties with homes for low-income households in Addison County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
17
HUD-assisted
8

482 homes in all; 429 of them low-income, according to HUD.

  • The Meadows HUD-assisted 20 Washington St, Middlebury 05753 40 low-income homes · For older adults
  • Creekview Housing Tax credit (LIHTC) 20 Hillside DR, Vergennes 36 homes, 31 low-income · 1 bd: 10 · 2 bd: 26 · In service since 2005 · For families
  • Middlebury South Village Tax credit (LIHTC) 30 S Village Grn, Middlebury 30 homes, 25 low-income · 1 bd: 13 · 2 bd: 14 · 3 bd: 3 · In service since 2007 · For families
  • Pine Meadow Redevelopment Tax credit (LIHTC) 9 Jackson Ln, Middlebury 30 homes, 25 low-income · 1 bd: 2 · 2 bd: 19 · 3 bd: 9 · In service since 2008 · For families
  • Valley View Apartments HUD-assisted 13 Walker Ave, Vergennes 05491 24 low-income homes · For older adults
  • Stone Hill Tax credit (LIHTC) 428 Court St, Middlebury 26 homes, 22 low-income · 1 bd: 11 · 2 bd: 13 · 3 bd: 2 · In service since 2006 · For families
  • North Pleasant/Seymour Tax credit (LIHTC) 29 1/2 N Pleasant St, Middlebury 24 homes, 22 low-income · 1 bd: 7 · 2 bd: 13 · 3 bd: 3 · 4 bd: 1 · In service since 1998 · For families
  • North Pleasant Street Tax credit (LIHTC) 56 John Graham Ct, Middlebury 22 low-income homes · Studio: 1 · 1 bd: 5 · 2 bd: 13 · 3 bd: 2 · 4 bd: 1 · In service since 2015 · For families
  • Vergennes Senior - Armory Lane Tax credit (LIHTC) 50 Armory Ln, Vergennes 25 homes, 20 low-income · 1 bd: 20 · 2 bd: 5 · In service since 2012 · For older adults
  • Smallest City Housing Tax credit (LIHTC) 206 Main St, Vergennes 19 low-income homes · 1 bd: 11 · 2 bd: 6 · 3 bd: 2 · In service since 2004 · For families
  • Vergennes Community Housing Tax credit (LIHTC) 45 Armory Ln, Vergennes 24 homes, 17 low-income · 1 bd: 14 · 2 bd: 9 · 3 bd: 1 · In service since 2020 · For families, people experiencing homelessness
  • Maynard - Sargeant Building Tax credit (LIHTC) 15 Court St, Middlebury 19 homes, 17 low-income · In service since 1997 · For families
  • Smith Housing Tax credit (LIHTC) 32 Seminary St, Middlebury 17 homes, 16 low-income · 1 bd: 8 · 2 bd: 8 · 3 bd: 1 · In service since 2002 · For families
  • Pleasant Hills Tax credit (LIHTC) 93 Mountain St, Bristol 16 low-income homes · 1 bd: 14 · 2 bd: 2 · In service since 2019 · For older adults
  • Pleasant Hills HUD-assisted 93 Mountain St, Bristol 05443 16 low-income homes · For older adults
  • Hawkins Housing (VHLP) Tax credit (LIHTC) 11 Seminary St, Middlebury 14 low-income homes · 1 bd: 5 · 2 bd: 6 · 3 bd: 3 · In service since 2000 · For families
  • Mcknight Lane Tax credit (LIHTC) 7-10, 20, 22, 23, 25, 32, 34, 41, 43, 55 + 57 Mcknight Lane, Waltham 14 low-income homes · 2 bd: 12 · 3 bd: 2 · In service since 2016 · For families
  • Sugarwood Apartments Tax credit (LIHTC) Sugarwood Court, Middlebury 12 low-income homes · 2 bd: 5 · 3 bd: 6 · 4 bd: 1 · In service since 2017 · For families
  • Sugarwood Apartments HUD-assisted RR 1 Box 307-1, Middlebury 05753 12 low-income homes · For families
  • Valley View II Apts Tax credit (LIHTC) 12 Walker Ave, Vergennes 12 low-income homes · 1 bd: 12 · In service since 2014 · For older adults
  • Hunt Farm Housing Tax credit (LIHTC) 2070 Hunt Farm Rd, Bristol 9 low-income homes · 2 bd: 3 · 3 bd: 6 · In service since 2019 · For families
  • Armory Lane Housing HUD-assisted 50 Armory Ln, Vergennes 05491 25 homes, 8 low-income · For older adults
  • Elinor Sanchez Supportive Housing Project HUD-assisted 36 Washington St, Middlebury 05753 6 low-income homes · For people with disabilities
  • Addison Group Home HUD-assisted 45 Seminary St, Middlebury 05753 5 low-income homes · For people with disabilities
  • Mountain View Apartments HUD-assisted 123 Vt Route 125, Hancock 05748 5 low-income homes · For families

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Addison County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Addison County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Addison County, VT.
People Extremely low (30%) Very low (50%) Low
1 person $24,200 $40,350 $64,550
2 people $27,650 $46,100 $73,750
3 people $31,100 $51,850 $82,950
4 people $34,550 $57,600 $92,150
5 people $38,680 $62,250 $99,550
6 people $44,360 $66,850 $106,900
7 people $50,040 $71,450 $114,300
8 people $55,720 $76,050 $121,650

Area median income: $115,200. HUD income limits by family size, Fiscal year 2026. Area: Addison County, VT. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,025 – $1,253
  • 1 bedroom $1,164 – $1,422
  • 2 bedrooms $1,472 – $1,800
  • 3 bedrooms $1,759 – $2,149
  • 4 bedrooms $2,461 – $3,007

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Addison County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD

Housing agencies in Vermont HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Vermont

What Vermont law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
14 days
9 V.S.A. §4461(c)
If I fall behind on rent, what notice must I get?
14 days
9 V.S.A. §4467(a)
How much notice ends a month-to-month rental?
60 days
9 V.S.A. §4467(c)-(e)
How much notice before a rent increase?
60 days
9 V.S.A. §4455(b)
  • Only a court order can remove you9 V.S.A. §4463
  • Protection from retaliation9 V.S.A. §4465(a)
  • Protection related to immigration status9 V.S.A. §4503(a)(1)-(2)

Help

Where to get help with rent in Addison County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Bennington-Rutland Opportunity Council, Inc. (BROC)

    45 Union St, Rutland · 30 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
  • Champlain Housing Trust

    88 King St, Burlington · 31 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Addison County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Vermont, the average home bill was $126 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,272

What you need before you get the keys.

What adds up

First month
$1,636
Security deposit
$1,636
Total
$3,272

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Addison County?

According to HUD (Fiscal year 2027): Studio: $1,139; 1 bedroom: $1,293; 2 bedrooms: $1,636; 3 bedrooms: $1,954; 4 bedrooms: $2,734. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Addison County?

Paying the 2-bedroom fair market rent ($1,636) without spending more than 30% of income takes $31.46 an hour full time, or $65,440 a year.

Who qualifies for Section 8 in Addison County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $57,600 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Addison County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,472 and $1,800 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Addison County?

For 2 bedrooms they run from $1,300 in 05748 to $2,450 in 05769. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Addison County?

HUD lists 25 properties with homes for low-income households in Addison County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Addison County?

HUD counts rent as a burden when it reaches 30% of income or more. In Addison County, 46% of renter households are in that position; in Vermont, 48%, and nationwide, 51% (Average 2020–2024, Census).