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City · 21,563 residents · Weber County, Utah

West Haven , Utah

In West Haven, a typical home is worth $564,300 and typical rent is $1,702 a month. Compared with all of Weber County, the typical home value is 32% higher and typical rent is 23% higher.

West Haven in numbers

  • Typical home value

    $564,300

    32% above the county

    15% above Utah

    • West Haven
    • Weber
    • Utah
  • Typical rent

    $1,702a month

    23% above the county

    14% above Utah

    • West Haven
    • Weber
    • Utah
  • Typical household income

    $101,012a year

    12% above the county

    6% above Utah

    • West Haven
    • Weber
    • Utah
  • Households that own their home

    71%

    3 points below the county

    1 points above Utah

    • West Haven
    • Weber
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$522,540
about the same as 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $473,275 to $522,540.
Typical rent
$1,628 a month
1.9% less than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $1,670 to $1,628.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

West Haven is in Weber County. The FHA loan limit ($744,050 for a one-unit home), the fair market rents and the help on this page are those of all of Weber County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets West Haven apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Washington Terrace, the typical home value is $353,900: 37% less than in West Haven ($564,300).

  2. Nearby, in Ogden, the typical rent is $1,216: 29% less than in West Haven ($1,702).

  3. The typical home in West Haven is worth $564,300, 32% more than in Weber County as a whole ($426,700).

  4. The typical rent in West Haven is $1,702 a month, 23% more than in Weber County as a whole ($1,379).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in West Haven

What homes there are in West Haven, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: West Haven and its comparisons
MeasureWest HavenWeber CountyUtahUnited States
Detached house 59%70%67%61%
Attached house 11%6%8%6%
Building of 2 to 4 6%8%7%8%
Apartments (5 or more) 23%13%16%19%
Mobile home Unreliable estimate3%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

The detached house is still the most common home in West Haven, but it weighs less than in Weber County: 59% against 70%.

Year built
Year built: West Haven and its comparisons
MeasureWest HavenWeber CountyUtahUnited States
Before 1960 Unreliable estimate24%15%26%
1960–1979 4%21%20%24%
1980–1999 16%24%26%25%
2000–2009 23%16%18%14%
2010 or later 53%14%21%11%

Here half of the homes date from 2011 or later; in Weber County, from 1984 or later.

In West Haven, 74% of homes have 3 bedrooms or more, about the same as in Weber County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: West Haven and its comparisons
MeasureWest Haven
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 34%
$500K–$750K 41%
$750K–$1M 14%
$1M or more 6%
Monthly rent with utilities
Monthly rent with utilities: West Haven and its comparisons
MeasureWest Haven
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 30%
$1,500–$1,999 41%
$2,000–$2,499 22%
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$2,078 a month

Weber County: $1,848 a month

Without a mortgage

$621 a month

Weber County: $561 a month

Owners with a mortgage

79%

Weber County: 71%

The typical cost for an owner with a mortgage in West Haven is $2,078 a month, more than in Weber County ($1,848); without one, $621.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: West Haven and its comparisons
MeasureWest HavenWeber CountyUtahUnited States
Typical home value +87%+93%+75%+53%
Typical rent +47%+55%+44%+33%
Typical household income +30%+34%+33%+29%

From 2015–2019 to 2020–2024, the typical home value in West Haven rose 87%; in Weber County, it rose 93%.

The typical rent in West Haven rose 47% over the same time; in Weber County, it rose 55%.

Housing prices ran ahead of income in West Haven: typical income rose 30%, against +87% for home values and +47% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: West Haven and its comparisons
MeasureWest HavenWeber CountyUtahUnited States
Rental vacancy Unreliable estimate4.9%5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimate2.6%3.1%3.4%
People per household 3.082.832.972.53
Drive alone 71%72%67%69%
Carpool 10%9%10%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 18%15%18%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutesUnreliable estimate20 to 29 minutes

Households in West Haven are bigger: 3.08 people on average; in Weber County, 2.83.

In West Haven, 71% of workers drive alone to work; in Weber County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in West Haven?

A typical home costs more than the typical income allows

We start with a typical home in West Haven, worth $564,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in West Haven, which is $101,012 a year. For that payment to be 28% of income, a household would need to earn about $192,320 a year.

The calculator's FHA and conventional loan limits are those of all of Weber County.

Your numbers

Local data
$

Starts at the typical home value in West Haven. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $19,751 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,488

at 7.18% · 30 years

Loan amount
$554,079
Total interest
$797,189
Paid off in
November 2056

Includes $9,530 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,357 a month

  • Tight

    $2,357 to $3,030 a month

  • Hard

    more than $3,030 a month

    Your payment · 53%

Compared with the typical household income in West Haven ($101,012 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,488
Monthly payment breakdown
Principal & interest$3,754
Property tax$249
Home insurance$235
FHA mortgage insurance (MIP)$250

You need at least $19,751 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $4,488; principal and interest $3,754.

The city and its county

West Haven and Weber County

West Haven is in Weber County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Weber County, Utah, with West Haven marked. Around it, the neighboring counties.

West Haven's own numbers

Typical home value
$564,300
Typical monthly rent
$1,702
Typical yearly household income
$101,012
Households that own their home
71%
Effective property tax rate
0.53%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Weber County

FHA limit, one-unit home
$744,050
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,591
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Weber County.

Everything about Weber County

Buying

Buying a home in West Haven

A typical home in West Haven is worth $564,300: 32% above the county and 15% above Utah. With the typical household income in West Haven ($101,012 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • West Haven 5.6 years
  • Weber 4.7 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Weber County

According to FHFA’s house price index, home prices in Weber County rose 139% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Weber County.

Yearly change in FHFA’s price index in Weber County, 2016 to 2025
  1. 2020: +6.6%
  2. 2021: +21.5%
  3. 2022: +20.1%
  4. 2023: −0.1%
  5. 2024: +3.1%
  6. 2025: +3.1%
Change in FHFA’s price index in Weber County, Utah and the United States
Period County Utah U.S.
Last year (2025) +3.1% +2.4% +2.9%
5 years (2020–2025) +55% +53% +47%
10 years (2015–2025) +139% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

West Haven next to Weber County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • West Haven $564,300
  • Weber $426,700
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • West Haven $1,702
  • Weber $1,379
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • West Haven $101,012
  • Weber $90,005
  • Utah $95,166
  • United States $80,734
See the full table
West Haven next to Weber County and Utah
Measure West Haven Weber County Utah U.S.
Typical home value $564,300 32% above the county $426,700 $489,400 $332,700
Typical monthly rent $1,702 23% above the county $1,379 $1,496 $1,413
Typical yearly household income $101,012 12% above the county $90,005 $95,166 $80,734
Households that own their home 71% 3 points below the county 74% 70% 65%
Typical yearly property tax $2,978 16% above the county $2,557 $2,525 $3,119
Effective property tax rate 0.53% 0.07 points below the county 0.6% 0.52% 0.94%
Renters with high rent for their income 35% 10 points below the county 46% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Weber County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in West Haven

For a typical $564,300 home in West Haven, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, West Haven's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,487a month

    Least cash to close
    Down payment
    $19,751
    Cash to close
    $36,680
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $250
  • Conventional, 5% down $4,384a month

    Down payment
    $28,215
    Cash to close
    $45,144
    Rate
    7.18%
    Mortgage insurance
    PMI · $268
  • Conventional, 20% down, no PMI $3,543a month

    Down payment
    $112,860
    Cash to close
    $129,789
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $4,064a month

    Down payment
    $84,645
    Cash to close
    $101,574
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for West Haven and for Weber County.

Property tax

Effective rate in West Haven

0.53%of the home’s value each year

$2,978 a year for the typical owner in West Haven.

  • West Haven 0.53%
  • Weber 0.6%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Weber County

FEMA does not publish these numbers by city: they are for all of Weber County.

Homes in the high-risk zone
1.2%
1,041
Of those, with NFIP insurance
8.4%
Homes in the high-risk zone and with NFIP insurance: Weber County, Utah and the U.S.
Measure County Utah U.S.
Homes in the high-risk zone 1.2% 0.8% 3.5%
Of those, with NFIP insurance 8.4% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in West Haven

Typical rent in West Haven is $1,702 a month: 23% above the county. In West Haven, 35% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Weber County, by unit size. To pay the 2-bedroom one ($1,591 a month) without spending more than 30% of your income, you would need to earn $30.60 an hour working full time.

HUD fair market rent for all of Weber County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Weber County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,184 $22.77 $47,360
1 bedroom $1,251 $24.06 $50,040
2 bedrooms $1,591 $30.60 $63,640
3 bedrooms $2,132 $41.00 $85,280
4 bedrooms $2,550 $49.04 $102,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in West Haven

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). West Haven is in ZIP code 84401.

For 2 bedrooms it is $1,600: $9 more than the fair market rent for Weber County ($1,591).

  • 84401 $1,600$2,140

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for West Haven when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in West Haven

HUD lists one building with rents for lower incomes in West Haven.

  • Haven Pointe 2265 S 1100 W, West Haven 84401 192 homes, 168 low-income · 2 bd: 144 · In service since 2002

See all 57 buildings in Weber County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in West Haven

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Weber County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in West Haven

No down payment, repair or rent-help program on our list is for West Haven or Weber County. The ones below are statewide in Utah: they work in West Haven the same as in the rest of the state.

  • Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

Housing counselors near West Haven

The HUD-approved agencies closest to the center of West Haven, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Utah State University-Weber County Extension

    1181 North Fairgrounds Drive, Ogden · 6 miles away

    • Homebuyer education workshops
  • Community Development Corporation of Utah

    501 E 1700 S, Salt Lake City · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
  • Utah State University-Salt Lake County Extension

    2001 South State Street, Salt Lake City · 34 miles away

    • Homebuyer education workshops

Every agency in Weber County All counseling agencies in Utah

Help in Spanish near West Haven

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of West Haven

In HUD’s record, no housing authority with an office in Weber County is named for West Haven or Weber County.

2 other authorities have an office in Weber County: see the list Source: HUD

Cities

Other cities in Weber County

These cities are also in Weber County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about West Haven

Short answers with the numbers for West Haven and all of Weber County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in West Haven?

The typical home value in West Haven is $564,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Weber County it is $426,700.

How much does it cost to rent in West Haven?

Typical rent in West Haven is $1,702 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Weber County is $1,591.

What is the FHA loan limit in West Haven?

West Haven uses the FHA limit for all of Weber County (2026): $744,050 for a one-unit home and $1,430,900 for a four-unit home.

How much property tax do owners pay in West Haven?

The typical homeowner in West Haven pays $2,978 a year, according to the U.S. Census Bureau. That is 0.53% of the home’s value; in Weber County, the rate is 0.6%.

Where can I find free help to buy or rent in West Haven?

There is 1 HUD-approved counseling agency with an office in Weber County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).