In South Ogden, a typical home is worth $407,800 and typical rent is $1,426 a month. Compared with all of Weber County, typical household income is 11% lower and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $376,239 to $421,404.
Typical rent
$1,648a month
▲ 3.6% more than 12 months ago
Typical rent from Zillow, March 2024 to September 2026: from $1,582 to $1,648.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
South Ogden is in Weber County. The FHA loan limit ($744,050 for a one-unit home), the fair market rents and the help on this page are those of all of Weber County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sunset, the typical rent is $1,156: 19% less than in South Ogden ($1,426).
2
Nearby, in Sunset, the typical home value is $332,500: 18% less than in South Ogden ($407,800).
3
67% of households in South Ogden own their home, against 74% in Weber County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in South Ogden
What homes there are in South Ogden, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
South Ogden
Weber County
Utah
United States
Kind of home: South Ogden and its comparisons
Measure
South Ogden
Weber County
Utah
United States
Detached house
62%
70%
67%
61%
Attached house
13%
6%
8%
6%
Building of 2 to 4
10%
8%
7%
8%
Apartments (5 or more)
16%
13%
16%
19%
Mobile home
Unreliable estimate
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In South Ogden, 6 in 10 homes are single-family detached houses; in Weber County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
South Ogden
Weber County
Utah
United States
Year built: South Ogden and its comparisons
Measure
South Ogden
Weber County
Utah
United States
Before 1960
25%
24%
15%
26%
1960–1979
27%
21%
20%
24%
1980–1999
25%
24%
26%
25%
2000–2009
14%
16%
18%
14%
2010 or later
10%
14%
21%
11%
In South Ogden, half of the homes were built before 1979; in Weber County, before 1984.
There are fewer big homes in South Ogden than in Weber County: 65% have 3 bedrooms or more, against 73%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K5%
$100K–$200KUnreliable
$200K–$300K16%
$300K–$500K48%
$500K–$750K16%
$750K–$1M9%
$1M or moreUnreliable
Value of owner-occupied homes: South Ogden and its comparisons
Measure
South Ogden
Under $100K
5%
$100K–$200K
Unreliable estimate
$200K–$300K
16%
$300K–$500K
48%
$500K–$750K
16%
$750K–$1M
9%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49942%
$1,500–$1,99927%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: South Ogden and its comparisons
Measure
South Ogden
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
42%
$1,500–$1,999
27%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,894 a month
Weber County: $1,848 a month
Without a mortgage
$604 a month
Weber County: $561 a month
Owners with a mortgage
71%
Weber County: 71%
Owning costs about the same in South Ogden as in Weber County: with a mortgage, $1,894 a month; without one, $604.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
South Ogden+91%
Weber County+93%
Utah+75%
United States+53%
Typical rent
South Ogden+48%
Weber County+55%
Utah+44%
United States+33%
Typical household income
South OgdenNo clear change
Weber County+34%
Utah+33%
United States+29%
Change since 2015–2019: South Ogden and its comparisons
Measure
South Ogden
Weber County
Utah
United States
Typical home value
+91%
+93%
+75%
+53%
Typical rent
+48%
+55%
+44%
+33%
Typical household income
No clear change
+34%
+33%
+29%
Much as in Weber County, the typical home value in South Ogden rose 91% since 2015–2019.
The typical rent in South Ogden rose 48% over the same time; in Weber County, it rose 55%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: South Ogden and its comparisons
Measure
South Ogden
Weber County
Utah
United States
Rental vacancy
Unreliable estimate
4.9%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
2.6%
3.1%
3.4%
People per household
2.55
2.83
2.97
2.53
Drive alone
71%
72%
67%
69%
Carpool
10%
9%
10%
9%
Public transit
Unreliable estimate
1%
2%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
16%
15%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
On average, a household in South Ogden has 2.55 people, fewer than in Weber County (2.83).
In South Ogden, 71% of workers drive alone to work; in Weber County, 72%.
Do the math
What would you pay each month for a home in South Ogden?
A typical home costs more than the typical income allows
We start with a typical home in South Ogden, worth $407,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in South Ogden, which is $80,130 a year. For that payment to be 28% of income, a household would need to earn about $140,585 a year.
The calculator's FHA and conventional loan limits are those of all of Weber County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in South Ogden. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,273 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,280
at 7.18% · 30 years
Loan amount
$400,414
Total interest
$576,101
Paid off in
November 2056
Includes $6,887 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,870 a month
Tight
$1,870 to $2,404 a month
Hard
more than $2,404 a month
Your payment · 49%
Compared with the typical household income in South Ogden ($80,130 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,713
Property tax
$218
Home insurance
$170
FHA mortgage insurance (MIP)
$180
You need at least $14,273 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,280; principal and interest $2,713.
The city and its county
South Ogden and Weber County
South Ogden is in Weber County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
South Ogden
Map of Weber County, Utah, with South Ogden marked. Around it, the neighboring counties.
South Ogden
Weber County
Other cities with a page
South Ogden's own numbers
Typical home value
$407,800
Typical monthly rent
$1,426
Typical yearly household income
$80,130
Households that own their home
67%
Effective property tax rate
0.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Weber County
FHA limit, one-unit home
$744,050
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,591
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Weber County.
A typical home in South Ogden is worth $407,800: 4% below the county and 17% below Utah. With the typical household income in South Ogden ($80,130 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
South Ogden5.1 years
Weber4.7 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Weber County
According to FHFA’s house price index, home prices in Weber County rose 139% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Weber County.
Yearly change in FHFA’s price index in Weber County, 2016 to 2025
2016: +8.9% +8.9% 2016
2017: +10.1% +10.1% 2017
2018: +10.6% +10.6% 2018
2019: +9.1% +9.1% 2019
2020: +6.6% +6.6% 2020
2021: +21.5% +21.5% 2021
2022: +20.1% +20.1% 2022
2023: −0.1% −0.1% 2023
2024: +3.1% +3.1% 2024
2025: +3.1% +3.1% 2025
Change in FHFA’s price index in Weber County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+3.1%
+2.4%
+2.9%
5 years (2020–2025)
+55%
+53%
+47%
10 years (2015–2025)
+139%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
South Ogden next to Weber County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
South Ogden$407,800
Weber$426,700
Utah$489,400
United States$332,700
Typical monthly rent
South Ogden$1,426
Weber$1,379
Utah$1,496
United States$1,413
Typical yearly household income
South Ogden$80,130
Weber$90,005
Utah$95,166
United States$80,734
See the full table
South Ogden next to Weber County and Utah
Measure
South Ogden
Weber County
Utah
U.S.
Typical home value
$407,800 ▼4% below the county
$426,700
$489,400
$332,700
Typical monthly rent
$1,426 ▲3% above the county
$1,379
$1,496
$1,413
Typical yearly household income
$80,130 ▼11% below the county
$90,005
$95,166
$80,734
Households that own their home
67% ▼7 points below the county
74%
70%
65%
Typical yearly property tax
$2,592
$2,557
$2,525
$3,119
Effective property tax rate
0.64% ▲0.04 points above the county
0.6%
0.52%
0.94%
Renters with high rent for their income
50% ▲5 points above the county
46%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Weber County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in South Ogden
For a typical $407,800 home in South Ogden, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Ogden's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,280a month
Least cash to close
Down payment
$14,273
Cash to close
$26,507
Rate
7.18%
Mortgage insurance
FHA MIP · $180
Conventional, 5% down$3,206a month
Down payment
$20,390
Cash to close
$32,624
Rate
7.18%
Mortgage insurance
PMI · $194
Conventional, 20% down, no PMI$2,597a month
Down payment
$81,560
Cash to close
$93,794
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,974a month
Down payment
$61,170
Cash to close
$73,404
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in South Ogden
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,280
$14,273
$400,414
7.18%
FHA MIP · $180
$26,507
580
Conventional, 5% down
$3,206
$20,390
$387,410
7.18%
PMI · $194
$32,624
620*
Conventional, 20% down, no PMI
$2,597
$81,560
$326,240
7.18%
None
$93,794
620*
ITIN, 15% down (example)
$2,974
$61,170
$346,630
8.18%
None
$73,404
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in South Ogden is $1,426 a month: 3% above the county. In South Ogden, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Weber County, by unit size. To pay the 2-bedroom one ($1,591 a month) without spending more than 30% of your income, you would need to earn $30.60 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Weber County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,184
$22.77
$47,360
1 bedroom
$1,251
$24.06
$50,040
2 bedrooms
$1,591
$30.60
$63,640
3 bedrooms
$2,132
$41.00
$85,280
4 bedrooms
$2,550
$49.04
$102,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in South Ogden
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Ogden has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,460 in 84403 to $1,480 in 84405.
None is above the fair market rent for Weber County ($1,591).
Fair market rent by ZIP code and size in South Ogden, fiscal year 2027.
84403
$1,090
$1,160
$1,460
$1,950
$2,360
84405
$1,100
$1,160
$1,480
$1,980
$2,370
ZIP code2 bd3 bd
84403 $1,460$1,950
84405 $1,480$1,980
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for South Ogden when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Weber County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for South Ogden or Weber County. The ones below are statewide in Utah: they work in South Ogden the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for South Ogden or Weber County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for South Ogden and all of Weber County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in South Ogden?
The typical home value in South Ogden is $407,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Weber County it is $426,700.
How much does it cost to rent in South Ogden?
Typical rent in South Ogden is $1,426 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Weber County is $1,591.
What is the FHA loan limit in South Ogden?
South Ogden uses the FHA limit for all of Weber County (2026): $744,050 for a one-unit home and $1,430,900 for a four-unit home.
How much property tax do owners pay in South Ogden?
The typical homeowner in South Ogden pays $2,592 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Weber County, the rate is 0.6%.
Where can I find free help to buy or rent in South Ogden?
There is 1 HUD-approved counseling agency with an office in Weber County. They can help you get ready to buy, with your credit, or with rent.
