In Tooele, a typical home is worth $381,400 and typical rent is $1,214 a month. Compared with all of Tooele County, the typical home value is 12% lower and typical household income is 10% lower.
Typical home value from Zillow, September 2021 to September 2026: from $383,302 to $428,100.
Typical rent
$1,645a month
Typical rent from Zillow, March 2026 to September 2026: from $1,644 to $1,645.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tooele is in Tooele County. The FHA loan limit ($637,100 for a one-unit home), the fair market rents and the help on this page are those of all of Tooele County. See the county
What homes there are in Tooele, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tooele
Tooele County
Utah
United States
Kind of home: Tooele and its comparisons
Measure
Tooele
Tooele County
Utah
United States
Detached house
78%
81%
67%
61%
Attached house
4%
4%
8%
6%
Building of 2 to 4
7%
5%
7%
8%
Apartments (5 or more)
8%
6%
16%
19%
Mobile home
5%
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Tooele County, most homes in Tooele are detached houses (78%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Tooele
Tooele County
Utah
United States
Year built: Tooele and its comparisons
Measure
Tooele
Tooele County
Utah
United States
Before 1960
17%
13%
15%
26%
1960–1979
17%
14%
20%
24%
1980–1999
27%
28%
26%
25%
2000–2009
22%
21%
18%
14%
2010 or later
18%
24%
21%
11%
In Tooele, half of the homes were built before 1994; in Tooele County, before 1998.
Homes in Tooele are smaller: 80% have 3 bedrooms or more; in Tooele County, 83%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K6%
$200K–$300K13%
$300K–$500K55%
$500K–$750K15%
FHA limit: $637,100
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Tooele and its comparisons
Measure
Tooele
Under $100K
8%
$100K–$200K
6%
$200K–$300K
13%
$300K–$500K
55%
$500K–$750K
15%
$750K–$1M
2%
$1M or more
Unreliable estimate
About 90% of owner-occupied homes in Tooele are worth less than the FHA loan limit for Tooele County ($637,100).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99922%
$1,000–$1,49935%
$1,500–$1,99918%
$2,000–$2,49913%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tooele and its comparisons
Measure
Tooele
Under $500
Unreliable estimate
$500–$999
22%
$1,000–$1,499
35%
$1,500–$1,999
18%
$2,000–$2,499
13%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,776 a month
Tooele County: $1,903 a month
Without a mortgage
$450 a month
Tooele County: $483 a month
Owners with a mortgage
77%
Tooele County: 78%
Owning costs less in Tooele: with a mortgage, the typical cost is $1,776 a month; in Tooele County, $1,903. Without one, $450.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tooele+95%
Tooele County+93%
Utah+75%
United States+53%
Typical rent
Tooele+18%
Tooele County+23%
Utah+44%
United States+33%
Typical household income
Tooele+51%
Tooele County+43%
Utah+33%
United States+29%
Change since 2015–2019: Tooele and its comparisons
Measure
Tooele
Tooele County
Utah
United States
Typical home value
+95%
+93%
+75%
+53%
Typical rent
+18%
+23%
+44%
+33%
Typical household income
+51%
+43%
+33%
+29%
From 2015–2019 to 2020–2024, home values in Tooele rose at about the same pace as in Tooele County: 95% against 93%.
Rents in Tooele rose more slowly than in Tooele County: 18% since 2015–2019, against 23%.
The typical household income in Tooele rose 51% over that time; home values changed +95% and rent +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tooele and its comparisons
Measure
Tooele
Tooele County
Utah
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
3.5%
4.4%
3.1%
3.4%
People per household
3.09
3.30
2.97
2.53
Drive alone
67%
69%
67%
69%
Carpool
14%
13%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
2%
1%
3%
3%
Work from home
14%
16%
18%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
30 to 39 minutes
Unreliable estimate
Unreliable estimate
20 to 29 minutes
Much as in Tooele County, 3.5% of households in Tooele have more than one person per room.
On average, a household in Tooele has 3.09 people, fewer than in Tooele County (3.30).
The car rules in Tooele: 67% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.
Do the math
What would you pay each month for a home in Tooele?
A typical home costs more than the typical income allows
We start with a typical home in Tooele, worth $381,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Tooele, which is $96,221 a year. For that payment to be 28% of income, a household would need to earn about $130,530 a year.
The calculator's FHA and conventional loan limits are those of all of Tooele County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tooele. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,349 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,046
at 7.18% · 30 years
Loan amount
$374,492
Total interest
$538,806
Paid off in
November 2056
Includes $6,441 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,245 a month
Tight
$2,245 to $2,887 a month
Hard
more than $2,887 a month
Your payment · 38%
Compared with the typical household income in Tooele ($96,221 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,537
Property tax
$181
Home insurance
$159
FHA mortgage insurance (MIP)
$169
You need at least $13,349 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,046; principal and interest $2,537.
The city and its county
Tooele and Tooele County
Tooele is in Tooele County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tooele
Map of Tooele County, Utah, with Tooele marked. Around it, the neighboring counties.
Tooele
Tooele County
Other cities with a page
Tooele's own numbers
Typical home value
$381,400
Typical monthly rent
$1,214
Typical yearly household income
$96,221
Households that own their home
79%
Effective property tax rate
0.57%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tooele County
FHA limit, one-unit home
$637,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,149
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tooele County.
A typical home in Tooele is worth $381,400: 12% below the county and 22% below Utah. With the typical household income in Tooele ($96,221 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tooele4.0 years
County4.0 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tooele County
According to FHFA’s house price index, home prices in Tooele County rose 124% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tooele County.
Yearly change in FHFA’s price index in Tooele County, 2016 to 2025
2016: +6.5% +6.5% 2016
2017: +9.5% +9.5% 2017
2018: +11.7% +11.7% 2018
2019: +8.5% +8.5% 2019
2020: +5.6% +5.6% 2020
2021: +20.2% +20.2% 2021
2022: +19.5% +19.5% 2022
2023: −0.9% −0.9% 2023
2024: +4.6% +4.6% 2024
2025: +1.0% +1.0% 2025
Change in FHFA’s price index in Tooele County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+1.0%
+2.4%
+2.9%
5 years (2020–2025)
+50%
+53%
+47%
10 years (2015–2025)
+124%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tooele next to Tooele County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tooele$381,400
County$431,600
Utah$489,400
United States$332,700
Typical monthly rent
Tooele$1,214
County$1,189
Utah$1,496
United States$1,413
Typical yearly household income
Tooele$96,221
County$106,587
Utah$95,166
United States$80,734
See the full table
Tooele next to Tooele County and Utah
Measure
Tooele
Tooele County
Utah
U.S.
Typical home value
$381,400 ▼12% below the county
$431,600
$489,400
$332,700
Typical monthly rent
$1,214 ▲2% above the county
$1,189
$1,496
$1,413
Typical yearly household income
$96,221 ▼10% below the county
$106,587
$95,166
$80,734
Households that own their home
79% ▼3 points below the county
82%
70%
65%
Typical yearly property tax
$2,175 ▼12% below the county
$2,460
$2,525
$3,119
Effective property tax rate
0.57%
0.57%
0.52%
0.94%
Renters with high rent for their income
42% ▲5 points above the county
38%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tooele County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tooele
For a typical $381,400 home in Tooele, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tooele's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,046a month
Least cash to close
Down payment
$13,349
Cash to close
$24,791
Rate
7.18%
Mortgage insurance
FHA MIP · $169
Conventional, 5% down$2,976a month
Down payment
$19,070
Cash to close
$30,512
Rate
7.18%
Mortgage insurance
PMI · $181
Conventional, 20% down, no PMI$2,407a month
Down payment
$76,280
Cash to close
$87,722
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,760a month
Down payment
$57,210
Cash to close
$68,652
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tooele
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,046
$13,349
$374,492
7.18%
FHA MIP · $169
$24,791
580
Conventional, 5% down
$2,976
$19,070
$362,330
7.18%
PMI · $181
$30,512
620*
Conventional, 20% down, no PMI
$2,407
$76,280
$305,120
7.18%
None
$87,722
620*
ITIN, 15% down (example)
$2,760
$57,210
$324,190
8.18%
None
$68,652
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tooele is $1,214 a month: 2% above the county. In Tooele, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tooele County, by unit size. To pay the 2-bedroom one ($1,149 a month) without spending more than 30% of your income, you would need to earn $22.10 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tooele County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$873
$16.79
$34,920
1 bedroom
$878
$16.88
$35,120
2 bedrooms
$1,149
$22.10
$45,960
3 bedrooms
$1,514
$29.12
$60,560
4 bedrooms
$1,920
$36.92
$76,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tooele
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tooele is in ZIP code 84074.
For 2 bedrooms it is $1,210: $61 more than the fair market rent for Tooele County ($1,149).
Fair market rent by ZIP code and size in Tooele, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84074
$920
$920
$1,210
$1,600
$2,020
ZIP code2 bd3 bd
84074 $1,210$1,600
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tooele when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Tooele County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Tooele or Tooele County. The ones below are statewide in Utah: they work in Tooele the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Tooele or Tooele County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tooele and all of Tooele County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tooele?
The typical home value in Tooele is $381,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tooele County it is $431,600.
How much does it cost to rent in Tooele?
Typical rent in Tooele is $1,214 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tooele County is $1,149.
What is the FHA loan limit in Tooele?
Tooele uses the FHA limit for all of Tooele County (2026): $637,100 for a one-unit home and $1,225,200 for a four-unit home.
How much property tax do owners pay in Tooele?
The typical homeowner in Tooele pays $2,175 a year, according to the U.S. Census Bureau. That is 0.57% of the home’s value; in Tooele County, the rate is 0.57%.
Where can I find free help to buy or rent in Tooele?
We found no HUD-approved counseling agencies with an office in Tooele County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
