In Roosevelt, a typical home is worth $282,500 and typical rent is $977 a month. Compared with all of Duchesne County, the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $235,237 to $356,722.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Roosevelt is in Duchesne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Duchesne County. See the county
What this place has that others do not, from public data, most unusual first.
1
Roosevelt has the 3rd lowest typical home value of the 97 cities in Utah with more than 5,000 people ($282,500).
2
According to Zillow, in the 12 months to September 2026 the typical home value in Roosevelt rose 6.6%; in Utah, it rose 1.2%.
3
Nearby, in Price, the typical home value is $225,600: 20% less than in Roosevelt ($282,500).
4
67% of households in Roosevelt own their home, against 79% in Duchesne County.
5
Roosevelt has the 7th lowest typical rent of the 96 cities in Utah with more than 5,000 people ($977).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Roosevelt
What homes there are in Roosevelt, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Roosevelt
Duchesne County
Utah
United States
Kind of home: Roosevelt and its comparisons
Measure
Roosevelt
Duchesne County
Utah
United States
Detached house
67%
72%
67%
61%
Attached house
6%
2%
8%
6%
Building of 2 to 4
15%
5%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
16%
19%
Mobile home
8%
20%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Roosevelt, 7 in 10 homes are single-family detached houses; in Duchesne County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Roosevelt
Duchesne County
Utah
United States
Year built: Roosevelt and its comparisons
Measure
Roosevelt
Duchesne County
Utah
United States
Before 1960
16%
15%
15%
26%
1960–1979
25%
25%
20%
24%
1980–1999
19%
30%
26%
25%
2000–2009
22%
17%
18%
14%
2010 or later
18%
13%
21%
11%
The typical home in Roosevelt was built in 1991, 5 years after the typical one in Duchesne County.
By size, homes in Roosevelt look like those in Duchesne County: 77% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K16%
$200K–$300K30%
$300K–$500K31%
$500K–$750K11%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Roosevelt and its comparisons
Measure
Roosevelt
Under $100K
Unreliable estimate
$100K–$200K
16%
$200K–$300K
30%
$300K–$500K
31%
$500K–$750K
11%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99948%
$1,000–$1,49936%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Roosevelt and its comparisons
Measure
Roosevelt
Under $500
Unreliable estimate
$500–$999
48%
$1,000–$1,499
36%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,630 a month
Duchesne County: $1,599 a month
Without a mortgage
$477 a month
Duchesne County: $462 a month
Owners with a mortgage
70%
Duchesne County: 56%
Owning costs about the same in Roosevelt as in Duchesne County: with a mortgage, $1,630 a month; without one, $477.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Roosevelt+42%
Duchesne County+53%
Utah+75%
United States+53%
Typical rent
Roosevelt+22%
Duchesne County+18%
Utah+44%
United States+33%
Typical household income
Roosevelt+20%
Duchesne County+24%
Utah+33%
United States+29%
Change since 2015–2019: Roosevelt and its comparisons
Measure
Roosevelt
Duchesne County
Utah
United States
Typical home value
+42%
+53%
+75%
+53%
Typical rent
+22%
+18%
+44%
+33%
Typical household income
+20%
+24%
+33%
+29%
Homes in Roosevelt gained value more slowly than in Duchesne County: 42% since 2015–2019, against 53%.
Since 2015–2019, the typical rent in Roosevelt rose 22%, more than in Duchesne County (18%).
While home values in Roosevelt changed +42% and rent +22%, the typical household income rose 20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Roosevelt and its comparisons
Measure
Roosevelt
Duchesne County
Utah
United States
Rental vacancy
Unreliable estimate
5.2%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
0.6%
0.9%
More than one person per room
Unreliable estimate
3.8%
3.1%
3.4%
People per household
3.01
2.90
2.97
2.53
Drive alone
74%
77%
67%
69%
Carpool
12%
11%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
6%
4%
3%
3%
Work from home
6%
7%
18%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
A household in Roosevelt has 3.01 people on average, about the same as in Duchesne County (2.90).
To get to work, 74% of workers in Roosevelt drive alone; in Duchesne County, 77%.
Do the math
What would you pay each month for a home in Roosevelt?
A typical home is tight for the typical income
We start with a typical home in Roosevelt, worth $282,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Roosevelt, which is $76,456 a year. For that payment to be 28% of income, a household would need to earn about $97,490 a year.
The calculator's FHA and conventional loan limits are those of all of Duchesne County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Roosevelt. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,888 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,275
at 7.18% · 30 years
Loan amount
$277,383
Total interest
$399,089
Paid off in
November 2056
Includes $4,771 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,784 a month
Tight
$1,784 to $2,294 a month
Your payment · 36%
Hard
more than $2,294 a month
Compared with the typical household income in Roosevelt ($76,456 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,879
Property tax
$153
Home insurance
$118
FHA mortgage insurance (MIP)
$125
You need at least $9,888 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,275; principal and interest $1,879.
The city and its county
Roosevelt and Duchesne County
Roosevelt is in Duchesne County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Roosevelt
Map of Duchesne County, Utah, with Roosevelt marked. Around it, the neighboring counties.
Roosevelt
Duchesne County
Other cities with a page
Roosevelt's own numbers
Typical home value
$282,500
Typical monthly rent
$977
Typical yearly household income
$76,456
Households that own their home
67%
Effective property tax rate
0.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Duchesne County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,097
Price change over 5 years (FHFA)
+73%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Duchesne County.
A typical home in Roosevelt is worth $282,500: about the same as the county and 42% below Utah. With the typical household income in Roosevelt ($76,456 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Roosevelt3.7 years
Duchesne3.6 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Duchesne County
According to FHFA’s house price index, home prices in Duchesne County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Duchesne County.
Yearly change in FHFA’s price index in Duchesne County, 2016 to 2025
2016: −1.8% −1.8% 2016
2017: −0.6% −0.6% 2017
2018: +3.3% +3.3% 2018
2019: +3.2% +3.2% 2019
2020: +0.7% +0.7% 2020
2021: +18.1% +18.1% 2021
2022: +21.1% +21.1% 2022
2023: +10.4% +10.4% 2023
2024: +4.8% +4.8% 2024
2025: +4.7% +4.7% 2025
Change in FHFA’s price index in Duchesne County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+4.7%
+2.4%
+2.9%
5 years (2020–2025)
+73%
+53%
+47%
10 years (2015–2025)
+81%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Roosevelt next to Duchesne County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Roosevelt$282,500
Duchesne$283,700
Utah$489,400
United States$332,700
Typical monthly rent
Roosevelt$977
Duchesne$1,009
Utah$1,496
United States$1,413
Typical yearly household income
Roosevelt$76,456
Duchesne$78,445
Utah$95,166
United States$80,734
See the full table
Roosevelt next to Duchesne County and Utah
Measure
Roosevelt
Duchesne County
Utah
U.S.
Typical home value
$282,500
$283,700
$489,400
$332,700
Typical monthly rent
$977 ▼3% below the county
$1,009
$1,496
$1,413
Typical yearly household income
$76,456 ▼3% below the county
$78,445
$95,166
$80,734
Households that own their home
67% ▼12 points below the county
79%
70%
65%
Typical yearly property tax
$1,831 ▲5% above the county
$1,742
$2,525
$3,119
Effective property tax rate
0.65% ▲0.04 points above the county
0.61%
0.52%
0.94%
Renters with high rent for their income
36% ▲4 points above the county
32%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Duchesne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Roosevelt
For a typical $282,500 home in Roosevelt, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Roosevelt's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,275a month
Least cash to close
Down payment
$9,888
Cash to close
$18,363
Rate
7.18%
Mortgage insurance
FHA MIP · $125
Conventional, 5% down$2,223a month
Down payment
$14,125
Cash to close
$22,600
Rate
7.18%
Mortgage insurance
PMI · $134
Conventional, 20% down, no PMI$1,802a month
Down payment
$56,500
Cash to close
$64,975
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,063a month
Down payment
$42,375
Cash to close
$50,850
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Roosevelt
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,275
$9,888
$277,383
7.18%
FHA MIP · $125
$18,363
580
Conventional, 5% down
$2,223
$14,125
$268,375
7.18%
PMI · $134
$22,600
620*
Conventional, 20% down, no PMI
$1,802
$56,500
$226,000
7.18%
None
$64,975
620*
ITIN, 15% down (example)
$2,063
$42,375
$240,125
8.18%
None
$50,850
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Roosevelt is $977 a month: 3% below the county. In Roosevelt, 36% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Duchesne County, by unit size. To pay the 2-bedroom one ($1,097 a month) without spending more than 30% of your income, you would need to earn $21.10 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Duchesne County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$821
$15.79
$32,840
1 bedroom
$895
$17.21
$35,800
2 bedrooms
$1,097
$21.10
$43,880
3 bedrooms
$1,402
$26.96
$56,080
4 bedrooms
$1,534
$29.50
$61,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Roosevelt
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Roosevelt is in ZIP code 84066.
For 2 bedrooms it is $1,070: $27 less than the fair market rent for Duchesne County ($1,097).
Fair market rent by ZIP code and size in Roosevelt, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84066
$800
$870
$1,070
$1,380
$1,560
ZIP code2 bd3 bd
84066 $1,070$1,380
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Roosevelt when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Duchesne County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Roosevelt or Duchesne County. The ones below are statewide in Utah: they work in Roosevelt the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Roosevelt or Duchesne County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Roosevelt and all of Duchesne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Roosevelt?
The typical home value in Roosevelt is $282,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Duchesne County it is $283,700.
How much does it cost to rent in Roosevelt?
Typical rent in Roosevelt is $977 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Duchesne County is $1,097.
What is the FHA loan limit in Roosevelt?
Roosevelt uses the FHA limit for all of Duchesne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Roosevelt?
The typical homeowner in Roosevelt pays $1,831 a year, according to the U.S. Census Bureau. That is 0.65% of the home’s value; in Duchesne County, the rate is 0.61%.
Where can I find free help to buy or rent in Roosevelt?
We found no HUD-approved counseling agencies with an office in Duchesne County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
