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City · 65,971 residents · Travis County, Texas

Pflugerville , Texas

In Pflugerville, a typical home is worth $402,400 and typical rent is $1,932 a month. Compared with all of Travis County, the typical home value is 23% lower, typical household income is 18% higher, and the share of households that own their home is 18 points higher.

Pflugerville in numbers

  • Typical home value

    $402,400

    23% below the county

    42% above Texas

    • Pflugerville
    • Travis
    • Texas
  • Typical rent

    $1,932a month

    11% above the county

    38% above Texas

    • Pflugerville
    • Travis
    • Texas
  • Typical household income

    $117,799a year

    18% above the county

    50% above Texas

    • Pflugerville
    • Travis
    • Texas
  • Households that own their home

    70%

    18 points above the county

    7 points above Texas

    • Pflugerville
    • Travis
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$363,170
4.8% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $429,681 to $363,170.
Typical rent
$1,601 a month
about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,645 to $1,601.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Pflugerville is in Travis County. The FHA loan limit ($571,550 for a one-unit home), the fair market rents and the help on this page are those of all of Travis County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pflugerville apart

What this place has that others do not, from public data, most unusual first.

  1. 70% of households in Pflugerville own their home, against 52% in Travis County.

  2. Nearby, in Wells Branch, the typical rent is $1,544: 20% less than in Pflugerville ($1,932).

  3. The typical home in Pflugerville is worth $402,400, 23% less than in Travis County as a whole ($523,000).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Pflugerville fell 4.8%; in Texas, it fell 1.4%.

  5. The typical household income in Pflugerville is $117,799, 18% more than in Travis County as a whole ($99,611).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Pflugerville

What homes there are in Pflugerville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Pflugerville and its comparisons
MeasurePflugervilleTravis CountyTexasUnited States
Detached house 74%52%64%61%
Attached house 4%4%3%6%
Building of 2 to 4 6%6%5%8%
Apartments (5 or more) 15%35%21%19%
Mobile home 2%3%6%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Pflugerville: 74% of homes, more than in Travis County (52%).

Year built
Year built: Pflugerville and its comparisons
MeasurePflugervilleTravis CountyTexasUnited States
Before 1960 Unreliable estimate7%12%26%
1960–1979 3%17%21%24%
1980–1999 34%28%28%25%
2000–2009 29%19%18%14%
2010 or later 33%29%21%11%

Here half of the homes date from 2004 or later; in Travis County, from 1999 or later.

In Pflugerville, 78% of homes have 3 bedrooms or more, more than in Travis County (53%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Pflugerville and its comparisons
MeasurePflugerville
Under $100K 3%
$100K–$200K 5%
$200K–$300K 13%
$300K–$500K 59%
$500K–$750K 18%
$750K–$1M 2%
$1M or more Unreliable estimate

About 84% of owner-occupied homes in Pflugerville are worth less than the FHA loan limit for Travis County ($571,550).

Monthly rent with utilities
Monthly rent with utilities: Pflugerville and its comparisons
MeasurePflugerville
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 22%
$1,500–$1,999 28%
$2,000–$2,499 26%
$2,500–$2,999 15%
$3,000 or more Unreliable estimate

With a mortgage

$2,262 a month

Travis County: $2,634 a month

Without a mortgage

$1,026 a month

Travis County: $1,019 a month

Owners with a mortgage

72%

Travis County: 67%

In Pflugerville, 72% of owners have a mortgage, and their typical cost is $2,262 a month, against $2,634 in Travis County. Without one it drops to $1,026.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Pflugerville and its comparisons
MeasurePflugervilleTravis CountyTexasUnited States
Typical home value +69%+61%+65%+53%
Typical rent +37%+35%+34%+33%
Typical household income +26%+31%+27%+29%

Since 2015–2019, homes in Pflugerville gained value faster than in Travis County: 69% against 61%.

The typical rent in Pflugerville rose 37% since 2015–2019, about the same as in Travis County (35%).

The typical household income in Pflugerville rose 26%: less than home values (+69%) and rent (+37%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Pflugerville and its comparisons
MeasurePflugervilleTravis CountyTexasUnited States
Rental vacancy Unreliable estimate4.6%7.7%5.5%
Homeowner vacancy Unreliable estimate0.8%1.1%0.9%
More than one person per room 4.2%3.8%4.8%3.4%
People per household 2.692.232.692.53
Drive alone 66%57%71%69%
Carpool 8%7%10%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 24%30%14%15%
Other means 2%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 4.2% of households in Pflugerville live, near the figure in Travis County (3.8%).

On average, a household in Pflugerville has 2.69 people, more than in Travis County (2.23).

To get to work, 66% of workers in Pflugerville drive alone; in Travis County, 57%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pflugerville?

A typical home costs more than the typical income allows

We start with a typical home in Pflugerville, worth $402,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Pflugerville, which is $117,799 a year. For that payment to be 28% of income, a household would need to earn about $152,951 a year.

The calculator's FHA and conventional loan limits are those of all of Travis County.

Your numbers

Local data
$

Starts at the typical home value in Pflugerville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,084 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,569

at 7.18% · 30 years

Loan amount
$395,112
Total interest
$568,473
Paid off in
November 2056

Includes $6,796 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,749 a month

  • Tight

    $2,749 to $3,534 a month

  • Hard

    more than $3,534 a month

    Your payment · 36%

Compared with the typical household income in Pflugerville ($117,799 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,569
Monthly payment breakdown
Principal & interest$2,677
Property tax$547
Home insurance$168
FHA mortgage insurance (MIP)$178

You need at least $14,084 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,569; principal and interest $2,677.

The city and its county

Pflugerville and Travis County

Pflugerville is in Travis County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Travis County, Texas, with Pflugerville marked. Around it, the neighboring counties.

Pflugerville's own numbers

Typical home value
$402,400
Typical monthly rent
$1,932
Typical yearly household income
$117,799
Households that own their home
70%
Effective property tax rate
1.63%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Travis County

FHA limit, one-unit home
$571,550
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,817
Price change over 5 years (FHFA)
+32%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Travis County.

Everything about Travis County

Buying

Buying a home in Pflugerville

A typical home in Pflugerville is worth $402,400: 23% below the county and 42% above Texas. With the typical household income in Pflugerville ($117,799 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pflugerville 3.4 years
  • Travis 5.3 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Travis County

According to FHFA’s house price index, home prices in Travis County rose 83% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Travis County.

Yearly change in FHFA’s price index in Travis County, 2016 to 2025
  1. 2020: +5.4%
  2. 2021: +20.2%
  3. 2022: +21.6%
  4. 2023: −6.7%
  5. 2024: −1.8%
  6. 2025: −1.7%
Change in FHFA’s price index in Travis County, Texas and the United States
Period County Texas U.S.
Last year (2025) −1.7% +0.8% +2.9%
5 years (2020–2025) +32% +44% +47%
10 years (2015–2025) +83% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pflugerville next to Travis County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pflugerville $402,400
  • Travis $523,000
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Pflugerville $1,932
  • Travis $1,744
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Pflugerville $117,799
  • Travis $99,611
  • Texas $78,476
  • United States $80,734
See the full table
Pflugerville next to Travis County and Texas
Measure Pflugerville Travis County Texas U.S.
Typical home value $402,400 23% below the county $523,000 $283,800 $332,700
Typical monthly rent $1,932 11% above the county $1,744 $1,403 $1,413
Typical yearly household income $117,799 18% above the county $99,611 $78,476 $80,734
Households that own their home 70% 18 points above the county 52% 63% 65%
Typical yearly property tax $6,543 15% below the county $7,727 $4,232 $3,119
Effective property tax rate 1.63% 0.15 points above the county 1.48% 1.49% 0.94%
Renters with high rent for their income 50% 1 points above the county 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Travis County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pflugerville

For a typical $402,400 home in Pflugerville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pflugerville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,569a month

    Least cash to close
    Down payment
    $14,084
    Cash to close
    $26,156
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $178
  • Conventional, 5% down $3,495a month

    Down payment
    $20,120
    Cash to close
    $32,192
    Rate
    7.18%
    Mortgage insurance
    PMI · $191
  • Conventional, 20% down, no PMI $2,895a month

    Down payment
    $80,480
    Cash to close
    $92,552
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $3,267a month

    Down payment
    $60,360
    Cash to close
    $72,432
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pflugerville and for Travis County.

Property tax

Effective rate in Pflugerville

1.63%of the home’s value each year

$6,543 a year for the typical owner in Pflugerville.

  • Pflugerville 1.63%
  • Travis 1.48%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Travis County

FEMA does not publish these numbers by city: they are for all of Travis County.

Homes in the high-risk zone
2%
6,184
Of those, with NFIP insurance
53%
Homes in the high-risk zone and with NFIP insurance: Travis County, Texas and the U.S.
Measure County Texas U.S.
Homes in the high-risk zone 2% 4.1% 3.5%
Of those, with NFIP insurance 53% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pflugerville

Typical rent in Pflugerville is $1,932 a month: 11% above the county. In Pflugerville, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Travis County, by unit size. To pay the 2-bedroom one ($1,817 a month) without spending more than 30% of your income, you would need to earn $34.94 an hour working full time.

HUD fair market rent for all of Travis County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Travis County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,447 $27.83 $57,880
1 bedroom $1,530 $29.42 $61,200
2 bedrooms $1,817 $34.94 $72,680
3 bedrooms $2,292 $44.08 $91,680
4 bedrooms $2,689 $51.71 $107,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pflugerville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pflugerville is in ZIP code 78660.

For 2 bedrooms it is $1,940: $123 more than the fair market rent for Travis County ($1,817).

  • 78660 $1,940$2,450

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pflugerville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Pflugerville

HUD lists 6 buildings with rents for lower incomes in Pflugerville. These are the largest.

  • Westchester Woods 19600 N Heatherwilde Blvd, Pflugerville 78660 250 low-income homes · In service since 2003
  • Cambridge Villas 15711 Dessau Rd, Pflugerville 78660 208 homes, 200 low-income · 1 bd: 124 · 2 bd: 84 · In service since 2007 · For older adults
  • Heatherwilde Park Retirement Apts 16500 Yellow Sage St, Pflugerville 78660 168 homes, 128 low-income · In service since 2002
  • Pflugerville Meadows 201 Meadow Ln, Pflugerville 78660 20 low-income homes · 1 bd: 4 · 2 bd: 16 · In service since 1991 · For older adults, people with disabilities, families, people experiencing homelessness
  • Rosemont at Heather Bend 16701 N Heatherwilde Blvd, Pflugerville 78660 255 homes

See all 207 buildings in Travis County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Pflugerville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Travis County; 3 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Pflugerville

No down payment, repair or rent-help program on our list is for Pflugerville or Travis County. The ones below are statewide in Texas: they work in Pflugerville the same as in the rest of the state.

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

Housing counselors near Pflugerville

The HUD-approved agencies closest to the center of Pflugerville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Frameworks Community Development Corporation

    2200 E Martin Luther King Jr Blvd, Austin · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
  • BCL of Texas (business and Community Lenders)

    1011 San Jacinto Blvd Ste 500, Austin · 15 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
  • Austin Habitat for Humanity

    500 W Ben White Blvd, Austin · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more

Every agency in Travis County All counseling agencies in Texas

Help in Spanish near Pflugerville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pflugerville

HUD’s record names them for Pflugerville or Travis County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Travis County Section 8 vouchers (512) 854-8245

2 other authorities have an office in Travis County: see the list Source: HUD

Cities

Other cities in Travis County

These cities are also in Travis County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Pflugerville

Short answers with the numbers for Pflugerville and all of Travis County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pflugerville?

The typical home value in Pflugerville is $402,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Travis County it is $523,000.

How much does it cost to rent in Pflugerville?

Typical rent in Pflugerville is $1,932 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Travis County is $1,817.

What is the FHA loan limit in Pflugerville?

Pflugerville uses the FHA limit for all of Travis County (2026): $571,550 for a one-unit home and $1,099,150 for a four-unit home.

How much property tax do owners pay in Pflugerville?

The typical homeowner in Pflugerville pays $6,543 a year, according to the U.S. Census Bureau. That is 1.63% of the home’s value; in Travis County, the rate is 1.48%.

Where can I find free help to buy or rent in Pflugerville?

There are 3 HUD-approved counseling agencies with an office in Travis County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).