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Renting · Section 8

Data from November 2026

Renting in Montgomery County, Texas

Montgomery County has a HUD fair market rent of $1,497 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,532 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $28.79 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,497
a month, HUD, Fiscal year 2027
About the same as in Texas
Typical rent
$1,532
a month, Census, Average 2020–2024
9% more than in Texas
Wage needed
$28.79
an hour, 2 bedrooms
Or $59,880 a year, to spend no more than 30% of income on rent.
Rent-burdened households
47%
spend 30% or more of income on rent
8% less than in Texas

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Montgomery County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Montgomery County has the highest typical rent in its area: $1,532, more than any of its 6 neighboring counties; next is Harris County ($1,401).

  2. Montgomery County has the 13th highest typical household income of the 250 counties in Texas with this figure ($97,701).

  3. Montgomery County has the 14th highest typical rent of the 240 counties in Texas with this figure ($1,532).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Montgomery County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Montgomery County was $1,744 a month in September 2026: 0.6% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,233 $23.71 $49,320
1 bedroom $1,261 $24.25 $50,440
2 bedrooms $1,497 $28.79 $59,880
3 bedrooms $2,017 $38.79 $80,680
4 bedrooms $2,502 $48.12 $100,080

HUD area: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 29 ZIP codes in Montgomery County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,070 in 77306 to $2,040 in 77386. 16 ZIP codes are above the county's fair market rent ($1,497).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Montgomery County, 47% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

47%

of renter households spend 30% or more of their income on rent.

69,884 households rent in Montgomery County

  • Spend half or more of their income 24%
  • Spend 30% or more, but less than half 23%
  • Spend less than 30% 53%

Compared with the state and the country

  • Montgomery 47%
  • Texas 52%
  • United States 51%

Low-income apartments

Low-income apartments in Montgomery County

HUD lists 42 properties with homes for low-income households in Montgomery County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
34
HUD-assisted
12

5,862 homes in all; 4,269 of them low-income, according to HUD.

  • 333 Holly Tax credit (LIHTC) 333 Holly Court, The Woodlands 77381 332 low-income homes · 1 bd: 108 · 2 bd: 168 · 3 bd: 56 · For older adults, people with disabilities, families, people experiencing homelessness
  • Copperwood Apts Tax credit (LIHTC) · HUD-assisted 4407 S Panther Creek Dr, The Woodlands 77381 300 low-income homes · 1 bd: 264 · 2 bd: 36 · In service since 2006 · For older adults · (281) 363-4978
  • Tamarac Pines Apts Tax credit (LIHTC) · HUD-assisted 10510 Six Pines Dr, The Woodlands 77380 300 low-income homes · For older adults · (281) 292-6812
  • Montgomery Pines Apts Tax credit (LIHTC) 23461 Highway 59, Porter 77365 224 low-income homes · In service since 2005
  • Timber Mill Tax credit (LIHTC) 1481 Sawdust Rd, Spring 77380 216 low-income homes · 1 bd: 108 · 2 bd: 96 · 3 bd: 12 · In service since 1995
  • Kingwood Senior Village Tax credit (LIHTC) 435 Northpines Dr, Kingwood 77339 193 homes, 192 low-income · 1 bd: 156 · 2 bd: 37 · In service since 2007 · For older adults
  • Skytop Apts Tax credit (LIHTC) 2455 N Frazier St, Conroe 77303 192 low-income homes · 1 bd: 60 · 2 bd: 108 · 3 bd: 24 · In service since 2011
  • Woodside Manor Senior Community Tax credit (LIHTC) 219 N Loop 336 E, Conroe 77301 220 homes, 180 low-income · 1 bd: 106 · 2 bd: 114 · In service since 2009 · For older adults, people with disabilities, families, people experiencing homelessness
  • Bellshire II & III HUD-assisted 907 Bellshire Dr, Conroe 77301 312 homes, 176 low-income · For families · (936) 756-8849
  • Lodge at Silverdale Apt Homes Tax credit (LIHTC) 1300 Silverdale Dr, Conroe 77301 160 low-income homes · 2 bd: 160 · In service since 2007 · For older adults
  • The Pines Tax credit (LIHTC) · HUD-assisted 3451 Tangle Brush Dr, The Woodlands 77381 152 low-income homes · 1 bd: 40 · 2 bd: 72 · 3 bd: 40 · For older adults, people with disabilities, families, people experiencing homelessness · (281) 367-8975
  • Cricket Hollow Apts Tax credit (LIHTC) 9700 Fm 1097 Rd W, Willis 77318 176 homes, 150 low-income · In service since 2005
  • Tall Timbers Apartments HUD-assisted 1101 S 7th St, Conroe 77301 148 low-income homes · For families · (936) 756-0014
  • Park Village Apt Homes Tax credit (LIHTC) 1400 S Frazier St, Conroe 77301 144 low-income homes · 2 bd: 32 · 3 bd: 68 · 4 bd: 44 · In service since 1997
  • 333 Holly HUD-assisted 333 Holly Creek Ct, The Woodlands 77381 180 homes, 139 low-income · For families · (281) 367-7718
  • Providence Kuykendahl Court Tax credit (LIHTC) 15707 Kuykendahl Ct, Conroe 77384 170 homes, 136 low-income · In service since 2017
  • Sunningdale Tax credit (LIHTC) 1018 Wellman Rd, Shenandoah 77384 130 low-income homes · In service since 2013
  • Fawn Ridge Tax credit (LIHTC) · HUD-assisted 12420 Sawmill Rd, The Woodlands 77380 120 homes, 119 low-income · For older adults, people with disabilities, families, people experiencing homelessness · (281) 364-7880
  • New Caney Oaks II Tax credit (LIHTC) 19633 Fm 1485 Rd, New Caney 77357 101 homes, 99 low-income · 1 bd: 16 · 2 bd: 20 · 3 bd: 8 · In service since 1994 · For older adults, people with disabilities, families, people experiencing homelessness
  • Hollow Creek Apts Tax credit (LIHTC) 500 Hickerson St, Conroe 77301 120 homes, 90 low-income · 2 bd: 60 · 3 bd: 40 · 4 bd: 20 · In service since 1998
  • Magnolia Trails Tax credit (LIHTC) 30801 Nichols Sawmill Rd, Magnolia 77355 80 low-income homes · In service since 2011
  • Camelot Pines HUD-assisted 200 Camelot St, Conroe 77304 73 homes, 72 low-income · For older adults · (936) 539-5880
  • Harvestwood Apartments HUD-assisted 4550 S Panther Creek Dr, Spring 77381 66 low-income homes · For older adults · (281) 367-5611
  • Heritage Seniors Tax credit (LIHTC) 325 Flagship Blvd, Montgomery 77316 80 homes, 64 low-income · 1 bd: 44 · 2 bd: 36 · For older adults, people with disabilities, families, people experiencing homelessness
  • Havenwood Place Tax credit (LIHTC) 600 Hickerson St, Conroe 77301 64 low-income homes · 1 bd: 52 · 2 bd: 12 · In service since 1997
  • Tangle Brush Villa HUD-assisted 3300 Tangle Brush Dr, The Woodlands 77381 59 low-income homes · For older adults · (281) 803-5189
  • Garden Gate Apts I Tax credit (LIHTC) 20040 Fm 1485 Rd, New Caney 77357 56 homes, 55 low-income · 1 bd: 13 · 2 bd: 27 · 3 bd: 12 · 4 bd: 4 · In service since 1999
  • Porter Plaza Tax credit (LIHTC) 23473 Partners Way, Porter 77365 50 low-income homes · 1 bd: 8 · 2 bd: 30 · 3 bd: 12 · In service since 1995
  • Porter Square Tax credit (LIHTC) 24183 Ford Rd, Porter 77365 48 low-income homes · 1 bd: 20 · 2 bd: 24 · 3 bd: 4 · In service since 1994
  • Star of Texas Seniors Tax credit (LIHTC) Lone Star Parkway, Montgomery 77356 32 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
  • Willis Rental Apts Tax credit (LIHTC) 207 E Watson St, Willis 77378 24 low-income homes · 2 bd: 24 · In service since 1995
  • Willis South Apts Tax credit (LIHTC) 205 E Watson St, Willis 77378 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1995
  • Wilshire Apts Tax credit (LIHTC) 925 Dr Mlk Jr Pl S, Conroe 77301 19 low-income homes · Studio: 1 · 1 bd: 1 · 2 bd: 14 · 3 bd: 3 · In service since 1993
  • Woodlands, Texas Supportive Housing HUD-assisted 8500 N Windvale Cir, Conroe 77384 19 low-income homes · For people with disabilities · (651) 645-7271
  • Independence Place HUD-assisted 2510 Lone Star Pkwy, Montgomery 77356 15 homes, 14 low-income · For people with disabilities · (936) 597-3040
  • Mission Woods Tax credit (LIHTC) 25469 Borough Park Dr, Spring 77380 300 homes · In service since 1996
  • Forest View Apts Tax credit (LIHTC) 4545 S Panther Creek Dr, The Woodlands 77381 250 homes
  • Park at Woodland Springs Tax credit (LIHTC) 24011 Richards Rd, Spring 77386 246 homes
  • Park at Piney Woods Tax credit (LIHTC) 1200 S Frazier St, Conroe 77301 187 homes
  • Oakcreek Apts Tax credit (LIHTC) 2213 N Frazier St, Conroe 77303 169 homes
  • Heritage Plaza Tax credit (LIHTC) 325 Flagship Blvd, Montgomery 77316 80 homes · In service since 2016
  • Garden Gate Apts II Tax credit (LIHTC) 20040 Fm 1485 Rd, New Caney 77357 31 homes

4 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Montgomery County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Montgomery County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$21,850 $36,400 $58,250
$25,000 $41,600 $66,600
$28,100 $46,800 $74,900
$33,000 $52,000 $83,200
$38,680 $56,200 $89,900
$44,360 $60,350 $96,550
$50,040 $64,500 $103,200
$55,720 $68,650 $109,850

Area median income: $104,000. HUD income limits by family size, Fiscal year 2026. Area: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,110 – $1,356
  • 1 bedroom $1,135 – $1,387
  • 2 bedrooms $1,347 – $1,647
  • 3 bedrooms $1,815 – $2,219
  • 4 bedrooms $2,252 – $2,752

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Texas Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Texas

What Texas law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
30 days
Tex. Prop. Code §92.103(a)
If I fall behind on rent, what notice must I get?
3 days
Tex. Prop. Code §24.005(a)
  • Only a court order can remove youTex. Prop. Code §92.0081(b)
  • Protection from retaliationTex. Prop. Code §92.331
  • Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)

Help

Where to get help with rent in Montgomery County

This is the nearest HUD-approved agency. They counsel for free or at low cost.

  • Nid-Hca Dightman

    113 N Avenue H, Humble · 26 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (281) 895-0563

Rental assistance programs

The ones that serve in Montgomery County or the whole state, with what each page says about being open.

See every agency in Texas Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Montgomery County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,994

What you need before you get the keys.

What adds up

First month
$1,497
Security deposit
$1,497
Total
$2,994

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Montgomery County?

According to HUD (Fiscal year 2027): Studio: $1,233; 1 bedroom: $1,261; 2 bedrooms: $1,497; 3 bedrooms: $2,017; 4 bedrooms: $2,502. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Montgomery County?

Paying the 2-bedroom fair market rent ($1,497) without spending more than 30% of income takes $28.79 an hour full time, or $59,880 a year.

Who qualifies for Section 8 in Montgomery County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $52,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Montgomery County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,347 and $1,647 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Montgomery County?

For 2 bedrooms they run from $1,070 in 77306 to $2,040 in 77386. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Montgomery County?

HUD lists 42 properties with homes for low-income households in Montgomery County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Montgomery County?

HUD counts rent as a burden when it reaches 30% of income or more. In Montgomery County, 47% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).