In Mexia, a typical home is worth $109,900 and typical rent is $887 a month. Compared with all of Limestone County, the typical home value is 33% lower, typical household income is 30% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $119,155 to $134,560.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mexia is in Limestone County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Limestone County. See the county
What this place has that others do not, from public data, most unusual first.
1
Mexia has the 15th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($42,222).
2
Nearby, in Marlin, the typical home value is $66,000: 40% less than in Mexia ($109,900).
3
The typical home in Mexia is worth $109,900,33% less than in Limestone County as a whole ($164,200).
4
Nearby, in Marlin, the typical rent is $689: 22% less than in Mexia ($887).
5
58% of households in Mexia own their home, against 72% in Limestone County.
6
23% of households in Mexia have no internet at home (17% in Limestone County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mexia
What homes there are in Mexia, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mexia
Limestone County
Texas
United States
Kind of home: Mexia and its comparisons
Measure
Mexia
Limestone County
Texas
United States
Detached house
64%
70%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
14%
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
14%
19%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Mexia, 6 in 10 homes are single-family detached houses; in Limestone County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Mexia
Limestone County
Texas
United States
Year built: Mexia and its comparisons
Measure
Mexia
Limestone County
Texas
United States
Before 1960
21%
18%
12%
26%
1960–1979
31%
27%
21%
24%
1980–1999
32%
29%
28%
25%
2000–2009
11%
15%
18%
14%
2010 or later
5%
11%
21%
11%
In Mexia, half of the homes were built before 1979; in Limestone County, before 1983.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K47%
$100K–$200K34%
$200K–$300K13%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Mexia and its comparisons
Measure
Mexia
Under $100K
47%
$100K–$200K
34%
$200K–$300K
13%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99947%
$1,000–$1,49933%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Mexia and its comparisons
Measure
Mexia
Under $500
Unreliable estimate
$500–$999
47%
$1,000–$1,499
33%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,330 a month
Limestone County: $1,423 a month
Without a mortgage
$587 a month
Limestone County: $605 a month
Owners with a mortgage
33%
Limestone County: 32%
In Mexia, 33% of owners have a mortgage, and their typical cost is $1,330 a month, against $1,423 in Limestone County. Without one it drops to $587.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mexia+50%
Limestone County+72%
Texas+65%
United States+53%
Typical rent
Mexia+26%
Limestone County+29%
Texas+34%
United States+33%
Typical household income
MexiaNo clear change
Limestone County+36%
Texas+27%
United States+29%
Change since 2015–2019: Mexia and its comparisons
Measure
Mexia
Limestone County
Texas
United States
Typical home value
+50%
+72%
+65%
+53%
Typical rent
+26%
+29%
+34%
+33%
Typical household income
No clear change
+36%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Mexia rose 50%; in Limestone County, it rose 72%.
Since 2015–2019, the typical rent in Mexia rose 26%, less than in Limestone County (29%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mexia and its comparisons
Measure
Mexia
Limestone County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.5%
4.8%
3.4%
People per household
2.47
2.55
2.69
2.53
Drive alone
83%
83%
71%
69%
Carpool
Unreliable estimate
7%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
6%
7%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Limestone County, a household in Mexia has 2.47 people on average.
To get to work, 83% of workers in Mexia drive alone; in Limestone County, 83%.
Do the math
What would you pay each month for a home in Mexia?
A typical home is within reach of the typical income
We start with a typical home in Mexia, worth $109,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Mexia, which is $42,222 a year.
The calculator's FHA and conventional loan limits are those of all of Limestone County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mexia. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,847 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$971
at 7.18% · 30 years
Loan amount
$107,909
Total interest
$155,256
Paid off in
November 2056
Includes $1,856 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $985 a month
Your payment · 28%
Tight
$985 to $1,267 a month
Hard
more than $1,267 a month
Compared with the typical household income in Mexia ($42,222 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$731
Property tax
$146
Home insurance
$46
FHA mortgage insurance (MIP)
$49
You need at least $3,847 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $971; principal and interest $731.
The city and its county
Mexia and Limestone County
Mexia is in Limestone County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mexia
Map of Limestone County, Texas, with Mexia marked. Around it, the neighboring counties.
Mexia
Limestone County
Other cities with a page
Mexia's own numbers
Typical home value
$109,900
Typical monthly rent
$887
Typical yearly household income
$42,222
Households that own their home
58%
Effective property tax rate
1.59%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Limestone County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
2.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Limestone County.
A typical home in Mexia is worth $109,900: 33% below the county and 61% below Texas. With the typical household income in Mexia ($42,222 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mexia2.6 years
Limestone2.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Limestone County
According to FHFA’s house price index, home prices in Limestone County rose 86% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Limestone County.
Yearly change in FHFA’s price index in Limestone County, 2016 to 2025
2016: −6.4% −6.4% 2016
2017: +1.8% +1.8% 2017
2018: +12.9% +12.9% 2018
2019: +6.0% +6.0% 2019
2020: +6.9% +6.9% 2020
2021: +9.9% +9.9% 2021
2022: +22.3% +22.3% 2022
2023: −2.0% −2.0% 2023
2024: +11.1% +11.1% 2024
2025: +4.4% +4.4% 2025
Change in FHFA’s price index in Limestone County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+4.4%
+0.8%
+2.9%
5 years (2020–2025)
+53%
+44%
+47%
10 years (2015–2025)
+86%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mexia next to Limestone County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mexia$109,900
Limestone$164,200
Texas$283,800
United States$332,700
Typical monthly rent
Mexia$887
Limestone$905
Texas$1,403
United States$1,413
Typical yearly household income
Mexia$42,222
Limestone$60,573
Texas$78,476
United States$80,734
See the full table
Mexia next to Limestone County and Texas
Measure
Mexia
Limestone County
Texas
U.S.
Typical home value
$109,900 ▼33% below the county
$164,200
$283,800
$332,700
Typical monthly rent
$887
$905
$1,403
$1,413
Typical yearly household income
$42,222 ▼30% below the county
$60,573
$78,476
$80,734
Households that own their home
58% ▼14 points below the county
72%
63%
65%
Typical yearly property tax
$1,750 ▼10% below the county
$1,953
$4,232
$3,119
Effective property tax rate
1.59% ▲0.4 points above the county
1.19%
1.49%
0.94%
Renters with high rent for their income
60% ▲14 points above the county
46%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Limestone County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mexia
For a typical $109,900 home in Mexia, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mexia's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$971a month
Least cash to close
Down payment
$3,847
Cash to close
$7,144
Rate
7.18%
Mortgage insurance
FHA MIP · $49
Conventional, 5% down$951a month
Down payment
$5,495
Cash to close
$8,792
Rate
7.18%
Mortgage insurance
PMI · $52
Conventional, 20% down, no PMI$787a month
Down payment
$21,980
Cash to close
$25,277
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$889a month
Down payment
$16,485
Cash to close
$19,782
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mexia
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$971
$3,847
$107,909
7.18%
FHA MIP · $49
$7,144
580
Conventional, 5% down
$951
$5,495
$104,405
7.18%
PMI · $52
$8,792
620*
Conventional, 20% down, no PMI
$787
$21,980
$87,920
7.18%
None
$25,277
620*
ITIN, 15% down (example)
$889
$16,485
$93,415
8.18%
None
$19,782
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mexia is $887 a month: about the same as the county. In Mexia, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Limestone County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Limestone County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$771
$14.83
$30,840
1 bedroom
$854
$16.42
$34,160
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,375
$26.44
$55,000
4 bedrooms
$1,461
$28.10
$58,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mexia
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mexia is in ZIP code 76667.
For 2 bedrooms it is $1,040: $26 more than the fair market rent for Limestone County ($1,014).
Fair market rent by ZIP code and size in Mexia, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76667
$790
$880
$1,040
$1,410
$1,500
ZIP code2 bd3 bd
76667 $1,040$1,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mexia when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Mexia. These are the largest.
Unnamed707 N Sherman St, Mexia 76667117 low-income homes · Run by Mexia Housing Authority · Average payment: $484 a month · Average wait: 14 months · Homes at several sites(254) 562-6321
Mexia Gardens1000 E Grayson St, Mexia 7666780 low-income homes · In service since 2012
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Limestone County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Mexia or Limestone County. The ones below are statewide in Texas: they work in Mexia the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Mexia or Limestone County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Mexia and all of Limestone County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mexia?
The typical home value in Mexia is $109,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Limestone County it is $164,200.
How much does it cost to rent in Mexia?
Typical rent in Mexia is $887 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Limestone County is $1,014.
What is the FHA loan limit in Mexia?
Mexia uses the FHA limit for all of Limestone County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Mexia?
The typical homeowner in Mexia pays $1,750 a year, according to the U.S. Census Bureau. That is 1.59% of the home’s value; in Limestone County, the rate is 1.19%.
Where can I find free help to buy or rent in Mexia?
We found no HUD-approved counseling agencies with an office in Limestone County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
