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City · 25,511 residents · Navarro County, Texas

Corsicana , Texas

In Corsicana, a typical home is worth $168,900 and typical rent is $1,093 a month. Compared with all of Navarro County, typical household income is 9% lower and the share of households that own their home is 14 points lower.

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  • Typical home value

    $168,900

    2% below the county

    40% below Texas

    • Corsicana
    • Navarro
    • Texas

  • Typical rent

    $1,093a month

    About the same as the county

    22% below Texas

    • Corsicana
    • Navarro
    • Texas

  • Typical household income

    $57,212a year

    9% below the county

    27% below Texas

    • Corsicana
    • Navarro
    • Texas

  • Households that own their home

    55%

    14 points below the county

    7 points below Texas

    • Corsicana
    • Navarro
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$175,541
about the same as 12 months ago
Typical rent
$1,292 a month
3.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Corsicana is in Navarro County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Navarro County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Corsicana apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Mexia, the typical home value is $109,900: 35% less than in Corsicana ($168,900).

  2. 55% of households in Corsicana own their home, against 69% in Navarro County.

  3. Nearby, in Mexia, the typical rent is $887: 19% less than in Corsicana ($1,093).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Corsicana

What homes there are in Corsicana, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Navarro County, most homes in Corsicana are detached houses (70%).

Year built

The typical home in Corsicana was built in 1974, 9 years before the typical one in Navarro County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 95% of owner-occupied homes in Corsicana are worth less than $500,000, below the FHA loan limit for Navarro County ($541,287).

Monthly rent with utilities

Measured against HUD's 2-bedroom fair market rent ($1,139), about 53% of rented homes in Corsicana cost less.

With a mortgage

$1,508 a month

Navarro County: $1,535 a month

Without a mortgage

$601 a month

Navarro County: $608 a month

Owners with a mortgage

47%

Navarro County: 45%

In Corsicana, 47% of owners have a mortgage; their typical cost is $1,508 a month, about the same as in Navarro County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Corsicana rose 90% since 2015–2019, more than in Navarro County (77%).

Since 2015–2019, the typical rent in Corsicana rose 38%, more than in Navarro County (32%).

Here income did not keep up with housing: it rose 35%, while home values changed +90% and rent +38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCorsicanaNavarro CountyTexasUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room 9.1%6.3%4.8%3.4%
People per household 2.822.802.692.53
Drive alone 79%79%71%69%
Carpool 11%10%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 2%2%2%3%
Work from home 7%9%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

In Corsicana, 9.1% of households live with more than one person per room, against 6.3% in Navarro County.

A household in Corsicana has 2.82 people on average, about the same as in Navarro County (2.80).

The car rules in Corsicana: 79% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Corsicana?

A typical home is tight for the typical income

We start with a typical home in Corsicana, worth $168,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Corsicana, which is $57,212 a year. For that payment to be 28% of income, a household would need to earn about $61,424 a year.

The calculator's FHA and conventional loan limits are those of all of Navarro County.

Your numbers

Local data
$

Starts at the typical home value in Corsicana. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,912 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,433

at 7.18% · 30 years

Loan amount
$165,840
Total interest
$238,605
Paid off in
November 2056

Includes $2,852 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,335 a month

  • Tight

    $1,335 to $1,716 a month

    Your payment · 30%

  • Hard

    more than $1,716 a month

Compared with the typical household income in Corsicana ($57,212 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,433
Principal & interest$1,123
Property tax$165
Home insurance$70
FHA mortgage insurance (MIP)$75

You need at least $5,912 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Corsicana and Navarro County

Corsicana is in Navarro County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Corsicana's own numbers

Typical home value
$168,900
Typical monthly rent
$1,093
Typical yearly household income
$57,212
Households that own their home
55%
Effective property tax rate
1.17%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Navarro County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,139
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Navarro County.

Everything about Navarro County

Buying

Buying a home in Corsicana

A typical home in Corsicana is worth $168,900: 2% below the county and 40% below Texas. With the typical household income in Corsicana ($57,212 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Corsicana 3.0 years
  • Navarro 2.7 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Navarro County

According to FHFA’s house price index, home prices in Navarro County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Navarro County.

Period County Texas U.S.
Last year (2025) −0.2% +0.8% +2.9%
5 years (2020–2025) +64% +44% +47%
10 years (2015–2025) +119% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Corsicana next to Navarro County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Corsicana $168,900
  • Navarro $172,600
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Corsicana $1,093
  • Navarro $1,076
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Corsicana $57,212
  • Navarro $63,111
  • Texas $78,476
  • United States $80,734
See the full table
Corsicana next to Navarro County and Texas
Measure Corsicana Navarro County Texas U.S.
Typical home value $168,900 $172,600 $283,800 $332,700
Typical monthly rent $1,093 $1,076 $1,403 $1,413
Typical yearly household income $57,212 $63,111 $78,476 $80,734
Households that own their home 55% 69% 63% 65%
Typical yearly property tax $1,969 $2,075 $4,232 $3,119
Effective property tax rate 1.17% 1.2% 1.49% 0.94%
Renters with high rent for their income 44% 46% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Navarro County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Corsicana

For a typical $168,900 home in Corsicana, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Corsicana's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,433a month

    Least cash to close
    Down payment
    $5,912
    Cash to close
    $10,979
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $75

  • Conventional, 5% down $1,402a month

    Down payment
    $8,445
    Cash to close
    $13,512
    Rate
    7.18%
    Mortgage insurance
    PMI · $80

  • Conventional, 20% down, no PMI $1,150a month

    Down payment
    $33,780
    Cash to close
    $38,847
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,307a month

    Down payment
    $25,335
    Cash to close
    $30,402
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Corsicana and for Navarro County.

Property tax

Effective rate in Corsicana

1.17%of the home’s value each year

$1,969 a year for the typical owner in Corsicana.

  • Corsicana 1.17%
  • Navarro 1.2%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Navarro County

FEMA does not publish these numbers by city: they are for all of Navarro County.

Homes in the high-risk zone
2.8%
598
Of those, with NFIP insurance
16%
County Texas U.S.
Homes in the high-risk zone 2.8% 4.1% 3.5%
Of those, with NFIP insurance 16% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Corsicana

Typical rent in Corsicana is $1,093 a month: about the same as the county. In Corsicana, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Navarro County, by unit size. To pay the 2-bedroom one ($1,139 a month) without spending more than 30% of your income, you would need to earn $21.90 an hour working full time.

HUD fair market rent for all of Navarro County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $821 $15.79 $32,840
1 bedroom $951 $18.29 $38,040
2 bedrooms $1,139 $21.90 $45,560
3 bedrooms $1,499 $28.83 $59,960
4 bedrooms $1,505 $28.94 $60,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Corsicana

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Corsicana has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,140 in 75110 to $1,410 in 75109.

2 of the 2 are above the fair market rent for Navarro County ($1,139).

  • 75109 $1,410$1,860
  • 75110 $1,140$1,500

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Corsicana when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Corsicana

HUD lists 7 buildings with rents for lower incomes in Corsicana. These are the largest.

  • Northwest/Eastside Apartments 1360 N 13th St, Corsicana 75110 286 homes, 285 low-income · Run by Housing Authority of Corsicana · Average payment: $423 a month · Average wait: 4 months (903) 872-5643
  • Silver Lake (aka Lago de Plata) 1600 E 13th Ave, Corsicana 75110 150 low-income homes · 1 bd: 30 · 2 bd: 52 · 3 bd: 60 · 4 bd: 8 · For older adults, people with disabilities, families, people experiencing homelessness (903) 872-3101
  • Friendship Tower (corsicana) 2512 W 7th Ave, Corsicana 75110 101 homes, 100 low-income · For people with disabilities (903) 872-3057
  • Windvale Park 621 S 44th St, Corsicana 75110 76 low-income homes · 1 bd: 20 · 2 bd: 36 · 3 bd: 20 · In service since 2007
  • Cambridge Crossing 1900 Cambridge St, Corsicana 75110 60 homes, 58 low-income · 1 bd: 47 · 2 bd: 13 · In service since 2010

See all 10 buildings in Navarro County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Corsicana

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Navarro County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Corsicana

No down payment, repair or rent-help program on our list is for Corsicana or Navarro County. The ones below are statewide in Texas: they work in Corsicana the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Corsicana

The HUD-approved agencies closest to the center of Corsicana, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Dallas, TX

    5787 S Hampton Rd Ste 115, Dallas · 47 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (972) 283-1171

  • Operation Hope - Dallas Texas

    1150 W Kiest Blvd, Dallas · 48 miles away · Spanish

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 3 more
    (256) 384-6720

  • BCL of Texas (business and Community Lenders)

    400 S Zang Blvd Ste 1220, Dallas · 50 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (214) 688-7456

All counseling agencies in Texas

Help in Spanish near Corsicana

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Corsicana

HUD’s record names them for Corsicana or Navarro County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

3 other authorities have an office in Navarro County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Corsicana, with the typical home value.

Everything about Navarro County Housing in Texas

Neighboring counties

If Navarro County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Corsicana.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Corsicana

Short answers with the numbers for Corsicana and all of Navarro County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Corsicana?

The typical home value in Corsicana is $168,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Navarro County it is $172,600.

How much does it cost to rent in Corsicana?

Typical rent in Corsicana is $1,093 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Navarro County is $1,139.

What is the FHA loan limit in Corsicana?

Corsicana uses the FHA limit for all of Navarro County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Corsicana?

The typical homeowner in Corsicana pays $1,969 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Navarro County, the rate is 1.2%.

Where can I find free help to buy or rent in Corsicana?

We found no HUD-approved counseling agencies with an office in Navarro County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).